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- "The Secret" is Stupid, Capitalism: A Love Story - by Submitted on Oct 08, 2009 from Danish AhmedHi Each and Every One of You!! This is why I’m a visionary. Being a computer hacker at age thirteen, I resonated with this community’s manifesto which articulated my own consciousness concisely as follows: “We explore... and you call us criminals. We seek after knowledge... and you ...
Views: 3013(4 votes) - ***Tips on Saving Money in the Bedroom - by Submitted on Oct 08, 2009 from Margaret GoodMy recent articles have talked about energy savings, home maintenance, and de-cluttering. Today let’s look at what we can do to save money in our bedrooms. The mattress – Top quality mattresses usually cost more because they offer you extra pillow tops and nicer piping on the edges. These ...
Views: 1430(1 vote) - Lauton U: Beyond The Basics Development Projects - How to Put Together a Funding Package The Right Way - by Submitted on Oct 07, 2009 from Joseph PolancoFunding packages for development projects contain the same basic elements found in most project packages. Previous posts discussed each of these components at great length. Before going further, we strongly suggest you read up on them - How to Put Together a Funding Package that Will Get ...
Views: 913(1 vote) - Lauton U: The Shocking And Controversial Truth About Project Funding – What You Need To Know Before You Approach Investors - by Submitted on Oct 07, 2009 from Joseph PolancoAsk anyone who has ever raised millions of dollars in funding and they will tell you that it is an expensive proposition. Whether it is an Initial Public Offering, a Private Placement or a simple commercial loan, it costs businesses thousands of dollars before they see their first dollar in ...
Views: 737(1 vote) - Lauton U: The Hidden Costs Of Project Funding – Part I - by Submitted on Oct 07, 2009 from Joseph PolancoIn our last post, titled The Shocking And Controversial Truth About Project Funding – What You Need To Know Before You Approach Investors we discussed how you need to be prepared to bear certain costs before you receive a single dollar from investors. Now let us take a closer look at what these ...
Views: 1077(1 vote) - Lauton U: The Hidden Costs of Project Funding - Part II - by Submitted on Oct 07, 2009 from Joseph PolancoIn Part I of The Hidden Costs of Project Funding, we discussed two major categories of costs —due diligence expenses and project package expenses— and we also analyzed those key cost components that usually form part of the due diligence process. Today, we will cover those capital outlays ...
Views: 733(1 vote) - ***Using Our Own Power to Change Our Financial Position - by Submitted on Oct 05, 2009 from Margaret GoodWords are extremely powerful. We all know that Proverbs 18:21 states, “The tongue has the power of life and death, and those who love it will eat its fruit.” (NIV). Our mouth plays an important part in our potential to improve our financial situation. You have the power to change the course ...
Views: 1372(1 vote) - ***Winter Tune-Up for Your Home Can Save You Money - by Submitted on Oct 01, 2009 from Margaret GoodOctober is here and fall is definitely in the air in the Great Lakes Region. Our relatives have even had some snow in North Bay, Ontario. Now is a great time before the colder weather makes a permanent stay in the months to come to look at tackling (what can I say, it is football season after ...
Views: 1511(1 vote) - Top Income Stocks (March 2009) - by Submitted on Sep 30, 2009 from Reshma C KHere are the TOP 10 dividend-paying, safe income stocks for this month. Just click on the respective links for graphs and detailed current information about each stock. 1. Eni S.p.A. (E) is an integrated energy company. The company’s activities include finding, producing, ...
Views: 1542(1 vote) - ***Saving Dollars on Our Everyday Needs - by Submitted on Sep 29, 2009 from Margaret GoodWe all need to shop for groceries, clothing and transportation. If we need to spend the time doing these activities, we may as well make the most of it and save as much money as possible at the same time. Here are a few tips on just how to accomplish that goal. Avoid spending money on brand ...
Views: 1415 - ***Saving Dollars by Saving Energy - by Submitted on Sep 28, 2009 from Margaret GoodYou don’t have to be Einstein to learn about money and how to improve your bottom line. There are things we can all do without getting an accounting degree and working on Wall Street. The following tips are a continuation of the ones from my previous article entitled Putting Money In Your ...
Views: 1422 - Crossing Your Lines - by Submitted on Sep 25, 2009 from Helen KimCrossing Lines It is not unusual to find that people who are foggy about their money also display a lack of healthy boundaries in other areas of their life, not just with money, but with people, their time, and their energy. Emotional and self awareness, self respect, honest communication ...
Views: 922(6 votes) - ***Putting Money In Your Pocket Is as Simple as Knowing Where Your Energy Is Going. - by Submitted on Sep 24, 2009 from Margaret GoodThe website Energy Star estimates that the average home spends approximately $2,200 on energy bills each year. Residential electricity use by consumer electronic products accounts for around 15 % of your household electrical usage. Even when you’re VCR or DVD player, computer or printers and ...
Views: 1337(1 vote) - ***Is there a Correlation between Your Weight, What You Eat and How Much You Are in Debt? - by Submitted on Sep 23, 2009 from Margaret GoodAccording to a recent study by Professor Eva Munster at the University of Mainz in Germany there definitely is a correlation between how overweight we are and our bank net worth, (our assets less our debts). Professor Munster studied over 9000 individuals and found that their financial health ...
Views: 1765(1 vote) - *** Changing the Stats on Living Paycheck to Paycheck - by Submitted on Sep 21, 2009 from Margaret GoodA recent study showed that nearly 60 per cent of North Americans live paycheck to paycheck and should that money be delayed for any reason, these individuals would have serious challenges paying their bills on time. The first step in changing this behavior is to understand how much money is ...
Views: 1541(3 votes) - Over Planning Won’t Grow Your Wealth - by Submitted on Sep 20, 2009 from Valarie DoriaFinancial Planning is a somewhat misunderstood subject. Many people feel that financial planning is a large complex process that costs a lot of money. The truth is that financial planning is any planning you do to grow or conserve your wealth. This can be anything from a decision to save, ...
Views: 1325(4 votes) - Money Talks (and what does it say to you?) - by Submitted on Sep 18, 2009 from Helen KimHow would you rate your communication skills with money? Have you ever had a conversation with it? Try it. Place a bill in front of you. Ask of it, "How well have I taken care of you?" What do you hear back? As odd as it may sound, you will be surprised at how emotional an experience ...
Views: 800 - Family Money Management - Advice for Borrowing and Lending Within Families - by Submitted on Nov 27, 2012 from Beverly OMalleyArticles on family money management advice usually dispense information about spending, saving, and investing. But there is another part of money management in families that is important and that is lending and borrowing. If you have ever loaned money to a family member and they failed to ...
Views: 2010(1 vote) - *** Easy Ways to Save Money Everyday and Live Without Sacrifice - by Submitted on Sep 16, 2009 from Margaret GoodAs we all feel the pinch of these economic times here are a few tips for making the most of the dollars we spend everyday. Clip Coupons on and off-line. – Most of us have access to the internet but for those of us who still prefer the hardcopy newspaper this is a tip which will work for all ...
Views: 1797(2 votes) - *** These Economic Times and our Financial Literacy Quotient - by Submitted on Sep 16, 2009 from Margaret GoodBeing financially literate is like planning a trip to drop off a book to a new acquaintance in the next city. If we do not know where our house is on the map in relation to where the acquaintance’s house is on the map, how will we be able to navigate to our new friend’s house to drop off the ...
Views: 1714(2 votes) - *** Enjoying the Spirit of Giving Without the Financial Crunch - by Submitted on Sep 16, 2009 from Margaret GoodSo the Christmas season is upon us and we are in the mood for giving but with these economic times how can we give to others without creating a financial burden for ourselves? It is so easy to get caught up in the season and go impulse buying. The following tips are sure to help curve your ...
Views: 1326 - Accounting Outsourcing Services - A Powerful Assistance for Sorting Of Accounting Blues - by Submitted on Sep 14, 2009 from Alvis BrazmaAccounting, as you know is an indispensable function of a business organization. It is mandatory to keep your accounts in check and recorded neatly so as to keep track of your company’s growth and fall. However, the problem lays in the boredom the job of accounting gives owing to which ...
Views: 859 - Using the Married Filing Joint Status during Divorce - by Submitted on Sep 11, 2009 from David KaneAn area that needs to be examined while you are going through the divorce process is determining the tax filing status that will be the most advantageous to you. During the pre-divorce year(s), you have a couple of options that can increase or reduce your tax liability depending on which filing ...
Views: 1845 - Renewable Energy Sources Have Plenty To Offer Each Of Us - by Submitted on Sep 11, 2009 from Paul RodgersCombat the continuous increase of energy bills. Energy prices today are soaring that's why people need to take the initiative of maximizing what renewable energy sources are available today to combat the continuous increase of energy bills. Man's over dependence on fossil fuels has brought ...
Views: 898 - Bookkeeping Help - Why Hire Bookkeeping Help From An Outsourcing Firm? - by Submitted on Sep 11, 2009 from Alvis BrazmaDo you know how it feels like working whole day long in filling bookkeeping entries and checking and re-checking them for any errors that might have been left due to negligence? It feels like being drudged into slavery, a suicide for the sake of eking out life. Owing to this reason, nowadays ...
Views: 850 - The Rescue Fantasy - by Submitted on Sep 18, 2009 from Helen KimLet’s turn off CNN (Constantly Negative News), take a deep breath and take stock. All this talk about the economy has me thinking about a self-sabotaging symptom I see too often, particularly in those who suffer from Underearning, Debting or being in a Money Fog. The “Rescue Fantasy”. Tucked ...
Views: 2619 - Your Money Portal - by Submitted on Sep 18, 2009 from Helen Kim“If you are doing things to make you happy then you’ re doing things backwards……” When I ask clients what their goals in life are, the reply is never, “$1,000,000? or any sum of money, but a list of tangible things that give certain feelings they want to have; a house on the ocean, to put ...
Views: 939(3 votes) - Problems Are Arriving In Great Batches And That Can Be a Very Good Thing! - by Submitted on Sep 09, 2009 from Geoff Fickeby: Geoff Ficke William Shakespeare” famous quote from Hamlet, “When sorrows come, they come not single spies, but in battalions”, is particularly relevant today. All of the news seems bad. The negative numbers are huge. The human devastation seems interminable. Governments everywhere seem ...
Views: 1317(1 vote) - We Miss the Eloquence and Logic Of Milton Friedman Now More Than Ever - by Submitted on Sep 09, 2009 from Geoff Fickeby: Geoff Ficke One of the signal economic thinkers of the 20th century was the Nobel Prize winning economist Milton Friedman. His many books and papers, interviews and television specials have left us a valuable trove of thoughts and observations that should serve as guideposts during our ...
Views: 1191 - Best Ways To Transfer Your Money - by Submitted on Sep 07, 2009 from Neselba MamacCurrently, the best way to send money overseas is to do a wireless transfer of the money. In this case,the person sending the money requests the bank to do a direct transfer of money to another person’s bank account in overseas. This is called wireless transfer. The Banks might do this transfer ...
Views: 2590 - Creating Passive Income: How To Make People Understand? - by Submitted on Sep 05, 2009 from Sandeep NathMaking people understand subjects not taught in school is difficult... and therefore so well worth it! How to create passive income is one such subject. Research by various noted gurus establishes that all people can be categorized in four personality types. 1. The Sales personality, which ...
Views: 1393(1 vote) - Alimony versus Child Support Payments - by Submitted on Sep 02, 2009 from David KaneWhat is Alimony? Alimony is also often called spousal support. Alimony payments are used to provide the spouse that is making a lower-income with funds to cover expenses that are not provided for through child support or through the division of property. Many factors come into play when ...
Views: 1710(1 vote) - The Story of Currency (Barter, Capital, Cash, Money, Credit, ...) - by Submitted on Sep 02, 2009 from Danish AhmedHi there everyone!! Once upon a time, before there was any money, individuals in small communities would exchange products and services with each other. To have a standard unit of measurement that was generally accepted by all, things like shells, cocoa beans, feathers, or even pretty ...
Views: 4570(2 votes) - $$$ MONEY: Why do we need it??? - by Submitted on Sep 02, 2009 from Danish AhmedDo you know why we use any sort of currency today (money, credit, barter, I mean any form of currency)? We have to? Why? To eat, and get the things we need for life. We use currency to keep track of all of that exchange. But, why? Why do we need to keep track of all of that ...
Views: 3996(2 votes) - Stop Wasting Money On Your Electrical Bill - by Submitted on Sep 01, 2009 from Paul RodgersSick of paying more and more for electricity and energy. With the ever increasing costs of living, there is no better time than right now to stop throwing money out the window and start generating your own electricity. The best choices when it comes to home power are solar and wind power. These ...
Views: 1198(1 vote) - Lauton U: The Fundamentals of a Well Written Business Plan - by Submitted on Sep 03, 2009 from Joseph PolancoA requisite to the funding process at Lauton Funding is also essential to business in general. Your business plan is a pivotal component of your undertaking and is necessary, not only for putting together a profitable business but, as your company evolves, to help you benchmark the achievement ...
Views: 767(2 votes) - Lauton U: Top 7 Ways To NOT Get Commercial Funding - Part 1 - by Submitted on Sep 03, 2009 from Joseph PolancoCommercial funding is crucial for any business, big or small. In these times of global recession it is especially important for business owners to be cautious about the way they approach lenders and/or investors for commercial funding. While it’s easy to find articles and posts on how to be ...
Views: 872(2 votes) - Lauton U: Top 7 Ways to NOT Get Commercial Funding – Part 2 - by Submitted on Sep 03, 2009 from Joseph PolancoLet’s finish up our mini-series on what you need to avoid doing if you want to be successful in getting the funding you need for your business or project. The last time we were here, we looked into the fatal mistakes the Big Three of the auto industry made and the valuable lessons they taught ...
Views: 906(2 votes) - Lauton U: How to Put Together a Funding Package That Will Get Investors Excited About Your Project - The Basics (Part I) - by Submitted on Sep 03, 2009 from Joseph PolancoYou could have a great idea for a new startup. You may be planning to buy into a business with a great profit potential. You may have an established business that requires additional funds to take it to the next level or a sensational project that you could get off the ground if you just had ...
Views: 1874(2 votes) - Lauton U: How to Put Together a Funding Package That Will Get Investors Excited About Your Project - The Basics (Part II) - by Submitted on Sep 03, 2009 from Joseph PolancoIn Part I, we discussed those components that are found in great funding packages. We covered the key features of the Business Plan, Executive Summary, Proforma and the Resumes of Principals. We also discussed how to make them stronger and more compelling to investors. Today we will conclude ...
Views: 2196(2 votes) - Helping your teenager through the economic downturn - by Submitted on Aug 31, 2009 from Dr. Mary GreshamThis is a particularly difficult time for teens whose families have been hit hard by economic changes. Why especially hard for teens? This is a time when teens want to break away from their families and turn towards their peers. But if the family is in crisis, it becomes very hard to break away ...
Views: 1082(3 votes) - Divorce Preparation – Assessing Your Financial Condition - by Submitted on Aug 31, 2009 from David KaneOne of the situations that we see in many family situations is where one spouse is the primary caretaker of the financial obligations for the family. That person may have been in charge of paying the bills, setting up the investment accounts, making investment decisions (stocks, bonds, real ...
Views: 1345(2 votes) - Free Annual Credit Report – Know Your Financial Status - by Submitted on Aug 27, 2009 from Sophie WilsonIn today's crucial economic times, every one is working hard than ever to improve their credit scores. If you want to apply for a loan, a free annual credit report is an inventory that outlines all your repayment activities, shows the number of debts you have and the rates you are paying on the ...
Views: 1002(2 votes) - Have You Discovered an Error on Your Tax Returns? Are You Entitled to Unclaimed Credits? - by Submitted on Aug 26, 2009 from Robert RimbergWell then, it’s time to amend your tax return! We try to prepare your tax returns correctly - the first time! Once in a while, an error occurs. For instance, sometimes a 1099 shows up in September after your return is filed. Here’s what you can do: Avenge with an Amend In most cases, the ...
Views: 1067(1 vote) - Retirement Investment Mistakes - Stop Throwing Away Money! Avoid This Common Investment Mistake - by Submitted on Aug 20, 2009 from Steven FloydYou're saving for your retirement, right? You're feeling pleased with yourself as you're putting away a good chunk of money every month in your 401(k). But are you really getting what you think you're getting? Here is an ugly truth that your employer -- or your 401(k) administrator won't tell ...
Views: 970(2 votes) - Investing For Profits, Part One - The Easiest Way to Improve Your Results - by Submitted on Aug 20, 2009 from Steven FloydAre most of your savings in an IRA? And are those savings invested mostly in mutual funds? Read on to discover why this is not necessarily the best way to make your money grow -- or even to keep it safe. Instead, read on for a simple technique that will give you far better results than you're ...
Views: 911(1 vote) - Investing For Profits, Part Two - The Easiest Way to Improve Your Results - by Submitted on Aug 20, 2009 from Steven FloydWould you like a better return on your investments? Whether you have an IRA or a brokerage account, chances are that your money is mostly in mutual funds. Read on to learn more about why this is not the best place for it to be, and what to do instead. First of all, you should know that this ...
Views: 1014(1 vote) - Goverment's in a Flap? Who Cares? - by Submitted on Aug 20, 2009 from Intent.com AuthorsI’ve been interested by the week’s news that the British House of Commons has been in a state of uproar. The Speaker has been forced to resign (the first occasion for over 300 years) as a result of a furore about Members of Parliament padding their expenses. What possible significance could ...
Views: 725(1 vote) - The Importance of Teaching Children Financial Literacy - by Submitted on Aug 20, 2009 from Nancy KvammeI feel it is very important to teach children about financial matters. One reason that parents do not teach their children about money, is because they are not sure they know how to handle money either. It is one of the things that is not always taught in school. We earn degrees in order to ...
Views: 2216(1 vote) - We All Know There’s No Such Thing as a Free Lunch, But it’s Really Getting Ridiculous! - by Submitted on Aug 20, 2009 from Robert RimbergNo More Company Lunches for You, Mr. Small Business Owner! Thinking about taking your clients out for a business lunch or hiring some new employees? Are you ready to expand your small business? Well, because of the new crackdown on credit limits, if you’re a small business owner - think ...
Views: 913(1 vote)