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- Financial Stress and Hardship - by Submitted on Nov 07, 2010 from John LaurusonisFinancial Stress and Hardship The American public is diffusely under financial stress and hardship. More and more people are finding difficulty paying for things they once considered necessities. Steaks for dinner are giving way to dishes of macaroni and cheese. People are skipping lunches ...
Views: 1194 - Student Loan Debt Highest Among Middle-Income Students - by Submitted on Nov 09, 2010 from Jeff MictaborAccording to a new report issued by the College Board, students from families whose median annual income falls between $60,000 and $90,000 leave school owing about $35,000 in student loans, compared to students from lower-income families, who graduate with about $25,000 in student loan ...
Views: 1258(3 votes) - Forex Secret Tips #52 -- Is Your Stop Loss Safe? - by Submitted on Oct 28, 2010 from Matthew HuttonsDetermining and entering a stop loss is a serious discipline for each Forex trade you take. However, it appears that some stop loss levels are safer than others, in that they don't get hit usually. Nothing could be further from the truth, as revealed in this article... Keywords: Forex ...
Views: 2087(4 votes) - Your Investment Property Loan Options - by Submitted on Oct 28, 2010 from Jared T.If you don’t have enough resources to support your investment property, you can still have an opportunity to get an investment property loan. Your money may not be sufficient for an investment fund and you may need a big sum to increase some capital to buy a real estate property. You may be ...
Views: 928(4 votes) - Income Investors Who Focus On Growth - by Submitted on Nov 09, 2010 from Mike ScanlinAre you an investor who needs current income but who also needs your portfolio to grow in value? Income investors who focus on growth typically invest in stocks that offer a high dividend yield and that are also expected to appreciate in price. A solid, time-tested strategy. But, there is a way ...
Views: 845(4 votes) - Student Loan Debt on the Rise - by Submitted on Oct 28, 2010 from Jeff MictaborThe Project on Student Debt, an initiative sponsored by the Institute for College Access & Success (ICAS), has released its fifth annual report on the extent of student loan debt in the United States. The report examines student loan debt nationwide and on a state-by-state basis. According to ...
Views: 1368(3 votes) - How to become prosperous more easily - by Submitted on Oct 28, 2010 from Gerry SavageConsistency is the key to financial management and therefore to becoming prosperous. There are no secrets or special formulae to gaining mastery over your finances. Just focussing now and again on keeping a financial record of your spending, is not going to cut it. The problem with ...
Views: 879(1 vote) - Kevin Chinnock saying- How the NEW wealth tax will affect common Americans. - by Submitted on Oct 28, 2010 from Kevin ChinnockThe year 2011 is likely to see a huge increase in tax as several tax cuts that were instituted in the recent past by the Congress are set to expire unless some action is taken to keep them in existence. No wonder that common Americans are keeping their fingers crossed as a colossal tax increase ...
Views: 901(1 vote) - Obtaining the Best Mortgage Refinance Rates - by Submitted on Oct 28, 2010 from Madeleine LeperidesAny discussion about the best mortgage refinance rates has to begin with one simple truth, which is that all refinance mortgage interest rates vary widely from loan to loan. This has to do with the fact that mortgages are created along varying terms. These terms will include everything from ...
Views: 779(1 vote) - Easy Ways to Save Money Fast and Effectively - by Submitted on Oct 26, 2010 from Dan CavalliYou would need to know the easiest ways to save money if you have been a really compulsive spender for a very long time. However, you would need to spend money if you need a measure of financial security at one point or another in your life. I have advised a lot of folks, and it has helped to ...
Views: 982(1 vote) - How the Federal Reserve Affects Your Money - by Submitted on Oct 25, 2010 from Henry TrucBy now, you've probably noticed that your once high-yielding savings or CD account is currently only paying you a paltry return to what it used to. If you don't know why, it's mainly because of the economy and the Federal Reserve. The Federal Reserve, or The Fed, controls the money flow of ...
Views: 704 - How to Value Stocks - by Submitted on Oct 25, 2010 from Henry TrucThe stock market can seem like a scary place. But if you sit on the sidelines for too long, you could end up costing yourself quite a bit in profits you could have used to fund your retirement or your child’s college education. While you might not invest directly in an individual stock for your ...
Views: 814(4 votes) - How (and Why) to Use a Credit Card Debt Calculator - by Submitted on Oct 04, 2010 from Cole CollinsWhile it seems foolish to argue the point that most Americans have anyone but themselves to blame for the crippling unsecured debt burdens that threaten so very many households, the lenders have hardly made things easy for borrowers attempting to address the situation and get themselves out of ...
Views: 1481(1 vote) - How Do I Know If I Have A Debt Problem? - by Submitted on Oct 07, 2010 from Katie SimpsonNowadays, most people have some form of debt, whether it is a mortgage, a credit card, a loan or an overdraft. But the big question is, when does your debt become a problem? If you find balancing your monthly outgoings a struggle, or you have more money going out than coming in, your debts ...
Views: 525 - Free Annual Credit Report - Take A Glance For Free - by Submitted on Oct 05, 2010 from Simon WillsonGovernment has given every individual the right to avail free annual credit report. For that they have meant three credit reporting agencies that are the Equifax, Experian, and Trans Union that will provide the customer with the free copy their credit document every year on their request. It ...
Views: 613 - Dynamics In Forensic Audit - by Submitted on Sep 23, 2010 from Justin DavisIt's fundamental that if the term audit is mentioned, it totally deals with banking and finance or property custody. However whenever you speak about legal things or investigative functions regarding such, forensic audit is the term to use. Forensic auditing is an accounting technique that ...
Views: 1347 - Poor Credit Bank Accounts - Get Your Monetary Life Back - by Submitted on Sep 23, 2010 from Gregg KinnFrom time to time situations may create that will leave you in economic trouble. Even a slight mistake in the current financial time can result in very serious fiscal problems. When this takes place, loans, credit cards, and a checking account become difficult to get. A bad credit score no ...
Views: 620 - Solid Financial Tips for Getting and Staying Out of Debt for the Generation Y Crowd - by Submitted on Sep 21, 2010 from Diana EnnenTo get your financial goals in check it’s important to understand your unique circumstance. First, you need to understand how you accumulated the debt. Was the debt accumulated due to car repairs? Shopping? Education (student loans)? Vacationing? Once you identify the reasons, then you can plan ...
Views: 950 - Top Tactics Toward Healthy Budgeting - by Submitted on Sep 14, 2010 from Cole CollinsThese days, it seems like the dollar stretches less and less. Oil scarcity (and the maneuvering of futures brokers) has not only raised the price of gas but effectively increased true household costs across the board. Even food staples like eggs and bread have seen their value skyrocket over ...
Views: 1364(2 votes) - Which Financial Tools Are Right For You? - by Submitted on Sep 13, 2010 from Erik TherwangerAs we continue the Mid Year’s Resolutions journey, I wanted to address one of the biggest goals people have – financial independence. For nearly five years, I sold financial services by meeting with people, usually in their homes or offices, to help them accomplish their financial goals. I ...
Views: 991 - Know Money or No Money? - by Submitted on Sep 13, 2010 from Erik TherwangerDo you feel you are on the right track financially? Are you prepared for retirement? Is your nest egg where it should be? Has the economy had a negative impact on your financial household? Do you need to earn more money? Many people feel they need to follow a specific “road” to financial ...
Views: 1120(3 votes) - General Idea of Taxes and The Need To Pay Them - by Submitted on Sep 10, 2010 from Justin DavisEach and every nation has one thing in common - the imposition of tax payments for their citizens. This is for the nation to move forward. These are the fees being charged by the government to individuals and businesses. But no matter how strict the government is in implementing tax, there are ...
Views: 1363 - Credit Card Debt Collection and the Real Truth about Debt Relief - by Submitted on Sep 10, 2010 from Cole CollinsIt should go without saying that the so called spam emails that simply arrive on your computer’s front door without warning or solicitation are not to be taken as anything more than (not particularly clever, by and large) attempts to part consumers from their money in the name of debt relief. ...
Views: 1554 - Universal Life Comparison - by Submitted on Sep 22, 2010 from Steven HartUniversal life insurance is one of the main types of permanent insurance. Variable universal life and whole life insurance are the other two. Term life insurance sits in a category all-its-own, but it is the most popular type. Universal Life insurance takes the benefits of Whole Life and makes ...
Views: 1479 - Whole Life Insurance Questions - by Submitted on Sep 22, 2010 from Steven HartLife insurance is complicated for many people. What’s worse, a seasoned insurance salesman or persuasive website can make the benefits of a Whole Life policy shine like a diamond, but leave the uncertainties (usually, the fine print) in the dark. For this reason, this FAQ exists to educate ...
Views: 1405 - Variable Life Insurance Plan - by Submitted on Sep 22, 2010 from Steven HartA Variable Life insurance policy is a type of permanent insurance (like Whole and Universal Life) that ensures a death benefit. However, it can be more costly due to the fact that the cash value portion of premiums can be directed to a different account. In this account, the cash value may be ...
Views: 2490 - Teaching Your Kids About Money - Setting the Financial Thermostat - by Submitted on Sep 02, 2010 from Daniel BrittonA key concept in teaching your children about money is the awareness that as an adult your past programming determines every thought that forms in your mind. With this knowledge we can give our children positive messages and a healthy financial conditioning. As a child our conditioning, ...
Views: 1350(4 votes) - Thirteen ("Lucky") Golden Rules in Buying Life Assurance - by Submitted on Aug 27, 2010 from Craig LockArticle Title: Thirteen ("Lucky") Golden Rules in Buying Life Assurance Shared by: Craig Lock Category (key words): Life Assurance, Life Insurance, Insurance, Insurances, Financial Success, Personal Finance, Money, Money Management, Financial Independance (enough there now, craig) Web ...
Views: 722(3 votes) - Methods Used To Get A Loan For Businesses - by Submitted on Aug 27, 2010 from Naomi WestStarting a business of your own is a fun venture - but also a risky one. It isn’t easy to come up with something that will aid you to make money. One of the hardest things is attempting to acquire the money that will allow you to buy all of the supplies you need. There are distinct things you ...
Views: 578 - How to evaluate an online Home Mortgage Lender and Identify Deceiving Internet Advertising - by Submitted on Sep 07, 2010 from Judith SellensWhich Internet lender do you choose to originate your loan? One way is to search the internet for a mortgage lender near your location. Search results for many lenders appear, and you want to make a sound choice. A good beginning is to look at the name of the suggested lender site. Is ...
Views: 1803(1 vote) - The Basics of Life Assurance - by Submitted on Aug 27, 2010 from Craig LockArticle Title: The Basics of Life Assurance Shared by: Craig Lock Category (key words): Life Assurance, Life Insurance, Insurance, Insurances, Financial Success, Personal Finance, Money, Money Management, Financial Independance (enough there now, craig) Web sites: ...
Views: 782(2 votes) - Important New Tax Issues and Wealth Management - by Submitted on Aug 26, 2010 from Paul SutherlandWith 2010 more than halfway behind us, it is a good time to consider the potential for tax-planning opportunities regarding wealth management. Unfortunately, in addition to opportunities, there are a number of uncertainties and changes that will impact many taxpayers. Here are a few things to ...
Views: 643 - First Steps on the Road to Financial Success - by Submitted on Aug 21, 2010 from Craig LockArticle Title: First Steps on the Road to Financial Success (and perhaps even Wealth) Author Name: Craig Lock Category (key words): Financial Success, Personal Finance, Money, Money Management, Financial Independance Web sites: http://www.creativekiwis.com and www.lulu.com/craiglock ...
Views: 907 - Choosing the Right Mortgage (Housing Loan) for YOU - by Submitted on Aug 24, 2010 from Craig LockArticle Title: Choosing the Right Mortgage (Housing Loan) for YOU Shared by: Craig Lock Category (key words): Personal Finance, Mortgage, Mortgages, Mortgage loans, Housing Loans, Financial Mortgages, Financial Success, Money, Money Management, Finance, Financial Independence, Mortgage, ...
Views: 1083 - The Facts of Life - What Every Woman should Know about Money (Whether Married or Single) - by Submitted on Aug 20, 2010 from Craig LockArticle Title: The Facts of Life - What Every Woman should Know about Money (Whether Married or Single) Shared by: Craig Lock Category (key words): Money, money management, finance, financial success, financial independence, personal finance, money books, books on money management (enough ...
Views: 1014 - ***It’s Back to School Shopping Time and Time to Save Money - by Submitted on Aug 18, 2010 from Margaret GoodThe new school season is quickly approaching and now is the time to put into practice those good stewardship skills and goal setting practices learnt in the past. Shopping this time of year can be overwhelming so the best thing to do is make a plan. The old saying applies here just as much ...
Views: 1103 - Debt Management Advice - Free Your Credit Profile From Debts - by Submitted on Aug 14, 2010 from Robert RonicheIt is very significant for each borrower to pay back his debts so that future problems can be avoided. But what to do once this happens? With the help of debt management advice, the borrower can really get all his unpaid debts managed and have freedom from debt worries. Debt management advice ...
Views: 533 - Regular Financial Check-up, The Best Way out of Distress. - by Submitted on Aug 11, 2010 from Ade AdenekanRegular financial check-up as a way out of social distress is not just a matter that can be wished away by anyone that wants to live a happy economic life these days of global economic dilemma. This is because, which ever way one looks at it, the financial melt down will continue will be on the ...
Views: 2043(2 votes) - Capitalism vs. Socialism: Two Competing Schools of Thought - by Submitted on Aug 08, 2010 from Steve BeamanWe are in a period in American, and indeed global, history where the Teutonic struggle of capitalism and socialism are being played out. Most people have a fair understanding of these differing theories of economics, but this SBG Cast will attempt, as difficult as that is in a five minute ...
Views: 4246(1 vote) - Personal Debt - Can You Afford More Debt? - by Submitted on Aug 08, 2010 from Dan CavalliWhen thinking about personal debt, most people think in terms of monthly payments. They will consider making a large purchase if the monthly payment seems affordable. Fifty dollars a month might not sound bad on the showroom floor, but even a small amount can have far reaching consequences if ...
Views: 1526 - Teaching Children the Importance of Money - by Submitted on Aug 10, 2010 from Mike PetersonChildren seem to be born with an insatiable desire to spend. Whether it’s Christmas, birthday parties, or a trip to the local mall, children are never too shy when it comes to vocalizing their wants. And sometimes, they’re relentless. Parents face this on a daily basis. Dealing with the ...
Views: 2428(2 votes) - Pounds till payday: Easy loan at less time - by Submitted on Jul 22, 2010 from Eithan TrantNow you need not to look here and there for a need of small amount as pounds till payday are available in the financial market. The best part of these loans is that borrowers are free from long and lengthy proceedings like collateral evaluation and credit check formality. This is because no ...
Views: 2699 - 4 Reasons to Invest in an Annuity - by Submitted on Jul 21, 2010 from Lisa CintronAn annuity is a contract that you purchase from an insurance company or other financial institution that guarantees a lifetime income stream. For a lump sum payment to the issuer of the annuity, you are can receive either a lump sum, a certain number of payments or any combination of payout ...
Views: 2018(3 votes) - 5 Signs that You are Getting Ripped off Annuities - by Submitted on Jul 21, 2010 from Lisa CintronAnnuities – which are basically investment packages with a life insurance policy included - are an investment option that in recent times has been witness to a lot of fraudulent activity. This activity is often targeted at senior citizens who are talked by sales agents or brokers into buying ...
Views: 2156(5 votes) - 10 Tips to Finding the Best Annuities - by Submitted on Jul 21, 2010 from Lisa CintronIf you're looking for a great way to protect your money and to earn a consistent return, then annuities are definitely a financial instrument that you should be interested in. Annuities are generally provided by life insurance companies. You can pay money to them, let it grow on a tax-deferred ...
Views: 1867(5 votes) - 10 Tips to Investing in Fixed Annuities for Retirement - by Submitted on Jul 21, 2010 from Lisa CintronAn annuity can be a good retirement investment if you select the annuity correctly. Many times investors enter into this type of retirement planning unsure about the product they are purchasing. This can lead to great disappointment when retirement arrives. Understanding what an annuity is and ...
Views: 1676(3 votes) - What Your Insurance Company Does Not Want You to Know about Fixed Annuities - by Submitted on Jul 21, 2010 from Lisa CintronOne of the greatest features of fixed annuities is that they are reasonably simple. So, in reality, fixed annuity rates are not nearly as complex as variable annuities are. However, be aware that your financial advisor most likely won’t inform you that they are less expensive, because he will ...
Views: 1525(3 votes) - Wealth Management and Wealth Transfer - by Submitted on Jul 21, 2010 from Paul SutherlandWealth transfer is a phenomenon that typically occurs during the "reversal period" following the end of a significant economic trend. Take, for example, cycles like the late 1990s stock market and the 2000s real estate bubble. As we know, both of these events ended in busts. During subsequent ...
Views: 1662 - How to help your children learn about money - by Submitted on Jul 21, 2010 from Daniel BrittonThe story of Pinocchio may be more profound than we initially thought… A perfect creation gradually gets influenced and tarnished by its surroundings before thankfully finding its way back to its true nature. Up until the ages of 7 or 8 children are literally being programmed by their ...
Views: 2209(6 votes) - Avoiding daily mishaps can help get money in order - by Submitted on Jul 16, 2010 from KRYSTLE CHANMaking a major financial mishap can often set a person's borrowing abilities way back. But it's often the small mistakes made daily that really put a dent in one's finances. A recent column by U.S. News & World Report highlighted some of the common mistakes as well as the perks of avoiding ...
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