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Companies are to submit income tax returns for every fiscal year. Individuals are to submit the same. Income tax for a year is charged on what companies or individuals earn in that particular year. Income tax is charged on the net income of a company or of a business house for a particular year ... Views: 1433
Bankrupt is normal. Why be normal? There are several events in our life that we cannot avoid. Achievement begins with an optimistic attitude in life. Even if you are running out of finances and still in need of instant finance then don't lose heart. As with growing financial service, there are ... Views: 1621
As the world works its way down the road to recovery, savvy investors are asking, “what’s the right type of investment for the new financial era?”
They understand that the economy is recovering, interest rates will increase and inflation is likely to return, due to our government borrowing ... Views: 2329
There are ways on how you could protect your interests when getting a bad credit home mortgage refinance loan. Having a poor credit does not mean you are left with no choice but to stick with inferior credit products.
There is a viable option to take if you find it hard to repay your ... Views: 1491
Now days there is a growing number of incidences happening for PPI claims in the financial industry and most of them for wrong reasons so let’s see it
PPI claims are the claims that an individual makes for compensation after his debt amount is over. It refers to an arrangement made by the ... Views: 1372
It’s the summer here in the Northern Hemisphere and most of us are looking for some time off. With the economic crunch and the goal of living debt-free some will be paying off previous debts with very little or no funds available to go on a cruise, road trip or even to the local spa.
Can a ... Views: 1799
Now, more than ever, it is critical to have savings. There is no magic to intelligent personal saving. It's part common sense and part paying attention to the world around you.
At a minimum, you should have 6 months living expenses saved in a liquid account. You need to be able to get at ... Views: 1907
You can almost hear the sigh of relief. Tax season is finally over! But that sigh of relief is different depending on your preparation and experience.
If you had all your receipts and paperwork in order, the sigh of relief includes a smile because it was stress free and you know you maximized ... Views: 1538
Foreclosure is very common in this sagging economy. Whether it is a friend or family member, or someone who is renting a place where the owner is no longer able to afford the mortgage, it is nearly impossible to talk to anyone who hasn’t in some way been affected by it.
As a bankruptcy ... Views: 1495
Certified Financial Planner Certification is a mark of excellence granted to individuals who meet the stringent standards of education, examination, experience and ethics. It is the most prestigious and internationally accepted Financial Planning qualification recognized and respected by the ... Views: 2367
Who does not want a guaranteed search engine optimization? Or perhaps you will ask if this is at all possible - A website optimization that will surely bring in the ranking that you aim to achieve and the amount of traffic that all website owners desire to have. In the past weeks, or even ... Views: 1308
Credit reporting and credit scoring are the two factors which help to boost credit score. People do not have information about the importance of the score that is why they do not pay back in time and unable to get any new loans even. The score is a basic factor which is considerable while taking ... Views: 1679
Credit score is mark of credibility and represents your previous repayment behavior. This is very simple to judge the credibility of a person by just looking at his score. Credit reporting bureau has set an automated system to calculate score according to your current and previous loans data. ... Views: 1455
• Save Lot of Time: If you are very engaged with the documentation of credit repair; you will find that it is very tough to collect the required documents and apply for repair. A busy person who is involved in business or job cannot manage the time for collection and ... Views: 1632
The importance of increasing score cannot be neglected as it is a mark of credibility of a consumer. This is very simple to judge the reputation of a person before making a business deal with him or while hiring him for a new job by just observing his score. It represents the whole previous ... Views: 1843
When there was no concept of financial companies, people used to contact lawyers to solve their financial matters. The lawyers also used to take advantage of this thing and charged lots of fees from consumers. Even now many people who do not have awareness about companies do contact lawyers to ... Views: 1499
With the increase in needs of credit repair; many companies were reformed to provide the services to remove people's negative items from their credit reports and to increase their credit score. This is a fact that where there is good, bad is also there and while searching you may find some fake ... Views: 1270
Investing in stocks can be fun and exciting, but it can also confuse you if you are not familiar with them.
In case you are not sure what stocks are, they are paper assets that companies issue to help them raise money. When you purchase stocks, you become part owner of the company. When ... Views: 1646
Few of us can truly say we have invested without making at least one of these investing mistakes along the way. Does “If I knew then what I know now…” sound familiar? With hindsight we would have done things differently so it’s good to share what some of the pitfalls are.
1. One of the ... Views: 2337
I keep hearing pundits and business people insisting that our economy is getting better. In the very short run, that might be true, but WHO is going to pay for our massive $13 trillion ($10 trillion of it incurred in the last year) federal debt? No one seems to have an answer to that question. ... Views: 1340
Every business that recruits people is accountable to maintain a payroll system. It is also a mandatory document that requires while auditing. There are many ways available to take care of the payroll activities. Many companies prefer outsourcing their payroll accounting tasks to accounting ... Views: 1316
You might be wondering as so many: Where will it all end? Where are we headed?
Of late, the news has filled our family TV screens and car radios about Greece’s dire need for a loan. Surely, you recall our own residential real estate and associated banking crisis that began to surface in ... Views: 1642
Occasionally you will go through your inventory and realize that you are showing more or less inventory than QuickBooks reflects. Typically a company will then make an inventory adjustment in QuickBooks to straighten this out. The problem you may encounter is that you will adjust your ... Views: 1357
Money is the hot topic these days. Whether you have it and are afraid of losing it or you don't know where your next paycheck is coming from, right now we all seem to share some form of 'money fear.' What if your beliefs about money were fueling how money flows in, or out of your life? Take ... Views: 2786
It’s tax time again, and many business owners were crying in their green beer just a few weeks ago. Unlike employees at conventional jobs, entrepreneurs are acutely aware of the amount of money that they contribute in taxes, because they’re responsible for the cost of making all the ... Views: 1251
Figuring out the best way of securing long-term and short-term funds from financial institutions is what many business owners and entrepreneurs think about. Let us be frank here that there are a times when your business runs out of working capital and you have to think of the ways you're going ... Views: 1705
Accounting is the foundation for every business. Even though a business man has the skill to manage his employees, the vendors and all other administration work, he needs an accountant to maintain his transactions properly. He wants to sit with them and sort out if there is any issue. If he ... Views: 1267
Emily is a professional woman with an active business and is a very busy person. So busy in fact, she depends on her financial advisor to invest her hard-earned retirement savings with the hopes of compound wealth with safe, secure investments. Emily is lucky. So far, she has not lost a dime ... Views: 2295
Are you curious about how to find annuity rates online? If you are new to the subject of annuities, then more than likely you are interested in finding the best rates. However, this process can be a little more troublesome for those who do not have sufficient knowledge on the topic. There is no ... Views: 1385
You know what a credit score is, but do you know how it is added up? The major credit bureaus each use their own variation of the Fair Isaac Corporation’s FICO method. This method breaks your score down into weighted categories, allowing your score to be determined based on the ... Views: 1489
It is obvious that Entrepreneur tends to get stress during the financial year end. Generally, Year end is the time to plan smart and to work hard. Lessening your stress will improve the smartness and more importunately, it would improve your life too. One of the major expenses your company ... Views: 1097
Owning a home is really a matter of freedom of choice. Whatever your age may be, in the heart of every homeowner burns an intense desire to own their home free and clear. Even if you are a retiree carrying forward your mortgage into retirement, the choice is entirely yours, though it might give ... Views: 1180
Most people shopping for an annuity are looking for a way to save for a child's college fund, or for a future retirement. Annuities are either deferred or immediate. Immediate annuities require a lump sum investment and start paying out on the following month, while a deferred annuity requires a ... Views: 1429
Annuity insurance is an excellent way for individuals to prepare for their retirement. Typically, it involves investors providing a certain amount of funds to insurance companies who are able to grow these investments over time and provide a return. One of the more common reasons why a person ... Views: 1221
Frankly, financial stability is what every businessman desires. The growth of any business is greatly determined by finance. This means that the business has customers and each month it achieves a certain amount of sales that enables it to survive. Without customers a business will not achieve ... Views: 2220
For hundreds, if not thousands of years, parents have known that reading bedtime stories can help kids relax and fall asleep more easily. They also help develop reading skills and in emotional child development, but you may not be aware that they also act as a form of hypnosis. In which case ... Views: 4012
“If thou wilt make a man happy, add not unto his riches but take away from his desires.” – Epicurus
I’m sure you’ve heard how important it is to pay yourself first. But do you? Are you making provision for the future in order to achieve your personal goals? If not, it’s probably time you ... Views: 1543
“To send the common people to war untrained is to throw them away.” – Confucius
With the economy in such a state, it’s hard to know who to listen to, especially when it comes to something as important as managing your money. And yet now seems like the perfect time to take advantage of so many ... Views: 1201
Many Americans today are struggling with persistent heavy burden of credit card debt. According to the Federal Reserve, the outstanding consumer debt was $2.55 trillion, in March 2009 in America. Revolving debt, which mainly consists credit card debt stood at $945.9 billion. This can be the ... Views: 857
The filed of behavioral economics repeatedly shows that we are not as rational as we think when making financial decisions. No big surprise there. But can we become more rational with our money? We can if we learn to spot our irrational tendencies and correct them. Let’s look at some ... Views: 911
You have one chance to make a first impression and in this business, networking is your key to success. I talk a lot about having teams of professionals who are ready to help you accomplish your goals. I also talk about making sure that your deal pipeline is full. None of this can happen ... Views: 1154
By Ken Jan
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With the ever-changing nature of U.S. tax law, you may want to think twice before tackling your own personal or business tax return. A knowledgeable professional may be more qualified to prepare your taxes. A good accountant can make a BIG difference in your tax liability, ... Views: 2449
A majority of adults in western society will carry a credit card of some sort, they have become so commonplace that you would look out of place and may sometimes miss out on a deal for simply not having one; think Airmiles for example.
Credit cards have become so widely accepted yet they can ... Views: 988
Do you know the difference between a broker and an investment advisor?
Did you know there WAS a difference?
Well, there is… and it’s BIG.
Brokers have major conflicts of interest, can have hidden fees and often do not even directly handle your money.
In fact they may not even KNOW the ... Views: 1629
If you have just a couple of debts, or under $10,000 in total unsecured debt, then you could try to talk to your creditors directly to settle the accounts yourself. However, if you have over $10,000 in debt, especially if you have over $25,000 in total debt, or you just need the structure ... Views: 1658
Debt settlement is the fastest way to get out of credit card debt for the least amount of money and avoid bankruptcy.
If you are one of the millions of Americans struggling through financial hardships today, debt settlement may be your very best option to be debt free ... Views: 2665
I'm often asked by subscribers, "What percentage of a debt is typically accepted by creditors in if I do debt settlement?"
This is a great question, and it's important to set the right expectation when considering debt settlement. Many of the fly-by-night companies who have started ... Views: 23834
If I settle my credit card debt, how will these significant savings affect my taxes?
This is an interesting question when considering how to get out of debt.
In general, the IRS considers $600 or more of debt which is forgiven or discharged as income. This mean if you owe $50,000 in credit ... Views: 2008
You may be doing things in your life that are showing to you and others that you are financially irresponsible and it is difficult to stop the train wreck in your life with your family.
Hard to change your life style
You may want to give your children what you did not have as a child ... Views: 3139
Are you in denial and in debt to the point that it is affecting your whole family?
How far do you need to go with being in denial before you lose your family?
Get divorce
Money is the number one reason why people get divorce because there is not an agreement with the family spending ... Views: 832