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- How To Set Your IRA Income Up To Be Able To Stop Thinking About Money And Enjoy Your Retirement - by Submitted on Aug 06, 2012 from Keith DennisEnjoying your retirement is hard to do when you constantly think about your IRA income and other retirement investments. If you were honest you probably think about money and your investments several times a day. You probably check the paper almost every morning or catch the news just to ...
Views: 942 - Expert: It is never too late to save for retirement - by Submitted on Mar 25, 2011 from Thomas PhillipsonOlder workers have been told it is never too late for them to save for their retirement.Older workers approaching retirement age have been advised that it is never too late for them to add funds into savings accounts such as ISAs or fixed rate bonds to provide them with money after they finish ...
Views: 773 - IRA Income Stress – Up, Down, All Around, Or Is Split, Splat, Where It’s At? - by Submitted on Aug 06, 2012 from Keith DennisIRA income stress is very common among retirees but it doesn’t have to be! You can set up your income to go up with inflation, be guaranteed, and never go down. I had a fairly new retiree, let’s call him Mr. Jones, in my office the other day that had only been retired about 7 years. He ...
Views: 972 - Memories: Foundations for the Future - by Submitted on Mar 14, 2011 from Sara Dillinger“Memories may be beautiful and yet, what’s too painful to remember We simply choose to forget.” I came upon an interesting article in the April 2011 issue of "Discover" magazine. The article, written by Carl Zimmer, talked about the importance of our memories. The blurb says: “Rich ...
Views: 1090 - Stretching Your IRA Income Limiting Beliefs For A More Vibrant Retirement - by Submitted on Aug 06, 2012 from Keith DennisIRA income during retirement is the sought after goal for most people as their dreary jobs keep ticking by one day at a time. Does it have to be that way? What is retirement? When do you retire? Is it 65 years old? Is it you retire when you have your 20 years in or your pension starts? Is it ...
Views: 1072 - Naperville Retirement Planning Help for the Future - by Submitted on Mar 17, 2011 from Elle WoodWhen you are planning on the future you need help from those who are experts and care about your future. Naperville retirement planning programs have proven to be beneficial. The important part of planning for the future understands where you are currently with your financial portfolio. This is ...
Views: 662 - Borrowing Or Withdrawing Money From Your 401(k) Plan - by Submitted on Mar 13, 2011 from Yulian IsakovEmployer-sponsored 401(k) plans may have various loan provisions allowing participants to take loans against their retirement savings or take withdrawals in times of hardship. But before you consider borrowing money from your 401(k) plan, you will need to understand how your loans and ...
Views: 1358(1 vote) - Diversify Before Your Retirement With In-Service Distributions - by Submitted on Mar 12, 2011 from Yulian IsakovMany don't know this, but if you are currently participating in an employer-sponsored retirement plan such as your 401(k) plan, you may not have to keep all your retirement savings locked in the employer plan and wait until you change jobs or retire to rollover your funds into an IRA. On the ...
Views: 1197 - New Threats to Your IRA - by Submitted on Mar 13, 2011 from Yulian IsakovAfter years of lax enforcement, the IRS is starting to systematically search out violations of the confusing rules governing individual retirement accounts. That's not a small undertaking and there's a lot at stake. Americans hold $4.3 trillion in IRAs, and even the most innocent mistake can be ...
Views: 924 - You Are Ready to Retire, But Is Your Money Ready Also? - by Submitted on Mar 12, 2011 from Yulian IsakovHow you fund your retirement may be the most important financial decision you ever make. Even for those people who systematically save up in anticipation of their retirement can be overwhelmed with the particulars of making the transition as they get closer to their target retirement date. You ...
Views: 739 - Why You Shouldn't Retire - by Submitted on Mar 04, 2011 from Tim ReynoldsA year ago, I had a patient come into my urgent care clinic. He was excited to tell me he was finally going to retire. For over 40 years he had run a successful business in our community. He and his wife had looked forward to the day he could retire. They had been putting money away in their ...
Views: 1223(1 vote) - Creating the Anti-Retirement Plan - by Submitted on Mar 04, 2011 from Tim ReynoldsLast week we discussed why retiring is not something people should do. Instead of making plans for retirement, it is better to plan for a long life of happiness. An easy way to do this is to ask, "How would I have to live my life so that I would never need to retire - so I can live life to the ...
Views: 1541 - One Simple Tip that Can Change Your Life Forever - by Submitted on Mar 04, 2011 from Tim ReynoldsI took care of a man in my clinic the other day who had retired a few months before. He had worked hard all his life; he was honest, hardworking and raised children that were fairly successful. He was in my clinic because he was depressed. He was depressed because he felt like he no longer had a ...
Views: 1104 - Divorced and Retired: Don't Forget the Social Security Benefits - by Submitted on May 04, 2012 from Meghan Gehan64 years old, unemployed and closing the book on a 26 year marriage, Beverly needed to make sure that she had explored all of her financial options. She was coming in out of the dark, because during the entire time she had been married, she had never closely managed her finances. As her ...
Views: 1090 - Home Inventory – Essential For Financial And Estate Planning - by Submitted on Feb 13, 2011 from Cindy HartmanYou’ve worked hard for decades, making sound investment decisions to ensure your future is just as you planned. You’re making sure there is enough money for the kids’ college and also for you to enjoy your retirement years. Then imagine that a disaster occurs (fire, burglary, tornado, hurricane ...
Views: 1109 - Happy Retirement: Some Good Plans on Your Way to Retirement - by Submitted on Feb 15, 2011 from Rich MiltonFor 30 years or so a person has to work in order to survive and succeed. And at the end of that years of hard worked, reaping the fruits of success is only fitting. Your pension is on your way for sure to meet your needs in the future. But at the moment it’s the perfect time to take time for the ...
Views: 862 - Saving for Retirement is A Lot Like Golf - by Submitted on Feb 13, 2011 from Teddy DanfieldI really enjoy playing golf and the other day I realized saving for retirement is a lot like golf. Let me explain my thinking. Golf takes time and dedication. You can’t go play golf once and decide you know everything. Golf is very complicated and takes time to see the fruits of your ...
Views: 1219(1 vote) - 3 Things a Baby Boomer Would Teach Their 22 Year Old - by Submitted on Feb 11, 2011 from Teddy DanfieldMany Baby Boomers today probably have a 22 year old who is just entering the “real” job market. No longer working at McDonald’s, mowing grass or the local department store. Here are 3 things a Baby Boomer would or should teach their 22 year old child. #1 Thing to do. Start Saving ...
Views: 992 - When Did Pension Become a Bad Word? - by Submitted on Feb 11, 2011 from Mark TingThe United States of America is the greatest country on earth, but unfortunately it is not perfect. Our economy is falling short of what it is purported to be doing: making a well-paying job for everybody who wants a job. To generate careers, we require a stop to bad trade deals, better ...
Views: 892 - 3 Reasons Why a Roth IRA Will Help You Retire Sooner - by Submitted on Feb 08, 2011 from Teddy DanfieldToday let’s take a look at how the Roth IRA can help you retire sooner. Here are three reasons why the Roth IRA is a great way to help you retire sooner rather than later. #1 Money grows tax-free and is taken out tax-free Tax-free growth and tax-free withdrawals makes it one of the best, ...
Views: 1117 - 7 great tips for rocking the interview and getting the right job (for the interviewee) - by Submitted on Feb 07, 2011 from Kim Seeling SmithInterviewing is one of the most stressful activities imaginable for most people. One of my clients actually moved to mainland China because she hates interviewing so much that she has a habit of taking the first job offered to her. She became a client after realising how much she hated living ...
Views: 2680 - Women and Retirement: You’re Achievement Inventory - by Submitted on Feb 06, 2011 from Judy JuricekIn the last blog post, we talked about making a complete list of all of the achievements of your life and putting it on paper. Hopefully you have done that and taken the time to relax and enjoy all that you have accomplished. Did you ever stop to think how much you have achieved? It feels ...
Views: 1084 - Social Security and Baby Boomers - by Submitted on Feb 05, 2011 from Teddy DanfieldOver the next decade Social Security will most likely some potentially dramatic changes. These changes will effect many Baby Boomers. What Baby Boomers need to do is prepare for worst case scenario or at least a bad case scenario when it comes to Social Security. Here are several changes that ...
Views: 868 - Why Health Insurance? - by Submitted on Feb 04, 2011 from Nikhil NaikThe term health insurance (popularly known as Medical Insurance or Mediclaim) is a type of insurance that covers your medical expenses.The concept of health insurance is new in India but its awareness is growing fast. Health insurance comes in handy in case of severe emergencies. Life is ...
Views: 931 - 7 Steps to Better Investment Planning! - by Submitted on Feb 04, 2011 from Nikhil NaikWe invest to safeguard ourselves for a rainy day. If you've just started investing or want to start, then you could use our 7-step plan to become your own investment consultant! Managing your investments becomes easy when you make it a habit to save, even if it's very little money. You need ...
Views: 1065 - Benefits of Systematic Investment Plan (SIP) - by Submitted on Feb 04, 2011 from Nikhil NaikWhat is SIP ? A Systematic Investment Plan (SIP) lets you invest in small amounts in mutual fund o a regular basis. It gives you a lot of flexibility and is a very convenient way of building a large corpus over a period time. In mutual fund terminology, SIP allows the investors to invest a ...
Views: 2227 - Five Retirement Mistakes That You Can Avoid - by Submitted on Feb 01, 2011 from Kerry HookWhether you need to supplement your income, are facing forced early retirement, or just got fired there are some things that you can do to explore new sources of income. Naturally, if you’ve been a wage earner all your life you may not have thought of alternatives to the traditional ...
Views: 817 - The pros and cons of downsizing your home after retirement - by Submitted on Feb 01, 2011 from Ann HarrisonI've been thinking about the advantages and disadvantages of downsizing to a smaller home after retirement. This is what I've come up with so far... Advantages The first and most obvious advantage is that, if your existing home is worth a lot of money because of its location and size, ...
Views: 6642 - Five Tips For A Succesful Retirement - by Submitted on Feb 01, 2011 from Kerry HookIf you find yourself approaching retirement then you’ll need to consider these five tips to ensure a successful retirement. First and foremost is health. It’s never too late to take control of your health and make improvements. Even if you’ve lived a lifetime chained to a desk for 8 hours a ...
Views: 738 - Planning your later years correctly - by Submitted on Jan 28, 2011 from Amalia JeffersonAs we grow older this may mean that we have to try to make some modifications to our life and that we will not be able to continue as we are performing right now. For instance our diet will need to change to be sure that we provide our body with all the essential nutrients. You may also need ...
Views: 653 - Women and Retirement: Creative Couponing - by Submitted on Jan 26, 2011 from Judy JuricekYou have probably seen the stories on the news (especially the morning talk shows) about people who save hundreds of dollars on every shop by using coupons. You may say “that could never be me; I don’t have time to clip and organize coupons!” Believe it or not, couponing is really not ...
Views: 1290(2 votes) - Sailing Tobago - by Submitted on Jan 28, 2011 from Clive PetersonThe Lat Long co-ordinates for Scarborough the main port in Tobago is 11 degrees 12 Minutes North and 60 degrees 44 minutes West. There are two main ports of entry into Tobago, Scarborough to the south side of the Island and Charlotteville north-east of the Island. Tobago is a very pretty ...
Views: 1203 - My Top 10 Tips for Single Women Who Are Planning Their Retirement - by Submitted on Jan 19, 2011 from Ann HarrisonIn a recent interview, I was asked the following question: What are your best tips for single women who want to plan their retirement? This was my answer: 1. If you haven't done so already, start to think about what a successful retirement would look and feel like for you. What do you ...
Views: 2001 - The Multiplicative Power of Goals - by Submitted on Jan 17, 2011 from Robert SchmanskyWe all know if we commit seriously enough to our goals to write them down, we’ll probably have a better chance of achieving them. But have you ever considered the multiplying and powerful effect of goals on our finances? Mark and Cindy [names changed] came to us seeking financial advice. ...
Views: 1052(1 vote) - Email Newsletter – Why You Need to Publish an Email Newsletter - by Submitted on Jan 14, 2011 from Lisa NelsonThere are several reasons you need to utilize an email newsletter as part of your marketing plan. Let’s discuss one of those reasons today. The buying decision when it comes to purchasing online is different than when you purchase from a traditional brick and mortar practice. It's very ...
Views: 1020 - Women in Retirement: Know Your Benefits in Retirement - by Submitted on Jan 12, 2011 from Judy JuricekPlanning for retirement is definitely a busy and exciting time filled with decisions. There are so many things to do and decisions to make but there is one thing that you need to make sure you know and benefits (such as life, health, dental and other insurance). Good news is that, for most ...
Views: 948 - Women and Retirement: Planning for Structure can Ease Transition - by Submitted on Jan 12, 2011 from Judy JuricekUndoubtedly, you are a very busy person with a lot of structure in every day. You wake up with a plan for the day, check email, voice mail and probably social media. You read the news, you eat breakfast (sometimes on the way to work) and you arrive at work at basically the same time every day. ...
Views: 1068 - 4 Things which are Sometimes Forgotten about When Planning Your Wedding - by Submitted on Jan 12, 2011 from Ashish KulkarniYou will find so many things that go into planning a wedding that occasionally the little things are forgotten, but these things are not small by any indicates! But then, planning is half the enjoyment where weddings are concerned. Based on our experience as Glasgow's leading Wedding Car Hire ...
Views: 1371 - Retirement Calculator- Free Interesting Knowledge Base For Retirement Calculator - by Submitted on Dec 21, 2010 from pawan tiwariSaving for your retirement is one of the toughest and most vital things you'll do in your working years. In addition to saving for your children's college tuition, paying your home loan, buying cars and all the other everyday costs, you've got to make sure you put money away so you have enough ...
Views: 810 - Retirement Communities- Free Helpful Hint For Retirement Communities - by Submitted on Dec 21, 2010 from pawan tiwariIn life, nothing is permanent in this world. Everything that comes will definitely go. That is why it is best to put our best foot forward and save more for the future. The neatest thing you have to begin with is to have a retirement plan. As you examine this article, remind that the rest of ...
Views: 818 - Retirement Community- Free Helpful Guide For Retirement Community - by Submitted on Dec 21, 2010 from pawan tiwariRetirement Plan is of paramount importance in our life. The earlier we established the structures to attain a wonderful retirement the better for us.There are some tips here that may be of incredible help to you if you follow them carefully. As you hunt for retirement gifts related ...
Views: 774 - Pensions apartheid: How women are missing out by being born on the wrong date - by Submitted on Dec 13, 2010 from Brian FlindallAs many as 110,000 women retiring this year could lose more than £20,000 of state pension over their remaining years simply because they were born on the wrong date. Rules coming in next month will create a ‘pensions apartheid’ between people who were born just months apart, campaigners ...
Views: 651 - Senior Citizens: How To Increase Retirement Income Without Giving Up Your Retirement! - by Submitted on Nov 25, 2010 from John BergmanDo you find yourself approaching retirement age and worrying if you’ll have enough money to last? Many seniors who have retired have gone back to work in order to supplement their retirement income. Some work for minimum wage while others continue at their current job. Many seniors watched ...
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