Residential properties are one great way of owning a piece of real estate for investors, but it is certainly not the only way. Investing in commercial real estate such as malls, medical office buildings, large properties, and hospitals - may provide investors with an income stream, potential tax ... Views: 747
Government bonds are the most popular type of bond that many investors and savers use because they carry the full faith and credit of the U.S. government. Being relatively safe, the are appropriate for investors that can't tolerate much risk and are seeking to preserve their principal. The ... Views: 622
Employer-sponsored 401(k) plans may have various loan provisions allowing participants to take loans against their retirement savings or take withdrawals in times of hardship. But before you consider borrowing money from your 401(k) plan, you will need to understand how your loans and ... Views: 1491
Choosing mutual fund investments from the thousands of fund offerings available can be daunting. With so many different categories of funds and fund families, it may make sense to work with your financial advisor. Here are some steps experts recommend you consider when selecting ... Views: 551
Many don't know this, but if you are currently participating in an employer-sponsored retirement plan such as your 401(k) plan, you may not have to keep all your retirement savings locked in the employer plan and wait until you change jobs or retire to rollover your funds into an IRA. On the ... Views: 1316
Asset allocation means spreading your investments funds across many asset categories. As an investment strategy, this will help investor balance the overall portfolio risk, volatility, and performance. Asset allocation is an important construct to use when designing a portfolio. The goal is not ... Views: 576
Investing is no longer confined to domestic markets and those investors looking to take advantage of attractive opportunities have popularized global investing. In recent years, international investing has become both the norm and the necessity for a truly diversified portfolio that can help ... Views: 574
The news around dividend-paying stocks became the focus of conversation at the start of the year with BP's massive oil spill into the Gulf of Mexico. When the events began to unfold, BP suspended its dividend to prepare itself for the costs associated with cleaning up the largest environmental ... Views: 546
After years of lax enforcement, the IRS is starting to systematically search out violations of the confusing rules governing individual retirement accounts. That's not a small undertaking and there's a lot at stake. Americans hold $4.3 trillion in IRAs, and even the most innocent mistake can be ... Views: 1067
Real-estate may provide investors with a high-yield and low risk investment combination for greater total return potential to a diversified long-term portfolio.
For most people, investing in real estate begins and ends with the purchase of a home and any prospects of investing in office ... Views: 732
Imagine the structure of your house: there's a foundation, a frame, a roof and the siding. What would happen to your home if one of those major pieces was missing? Now imagine your financial situation as also being comprised of equally important parts. These parts can be more generally broken ... Views: 649
Bonds are very popular securities because they regularly pay interest income and pay back the initial principal after the bond matures. Bonds are popular with people of various risk classes but they certainly appeal to conservative investors looking for a steady income stream. Bond mutual funds ... Views: 668
Taking a look at your portfolio and your financial goals at least annually is always a great idea. With the economic recovery underway, it is more important than ever to ask your Financial Advisor the right questions before you set forth on a path for the next years to come.
Officially the ... Views: 583
How you fund your retirement may be the most important financial decision you ever make. Even for those people who systematically save up in anticipation of their retirement can be overwhelmed with the particulars of making the transition as they get closer to their target retirement date. You ... Views: 868