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Retirement and Retirement Planning Articles
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- ***What Should I Expect from Life? - by Submitted on Aug 22, 2014 from Julia ValentineAbout twenty years ago, I became incredibly curious about how the second half of one’s life can develop. Some of this interest came from observing my family: when I was born, my grandparents were in their early forties, and I was fascinated with choices they made in life. ...
Views: 2261(1 vote) - 6 Sure Ways to Fail Your Retirement - by Submitted on Jun 04, 2014 from Julia ValentineAt some point in life, we start noticing that all of our mistakes are just variations on half a dozen or so major mistakes. Have you ever noticed what yours are? In this article, I'll help you avoid some of the most common mistakes people make with their retirement finances, but you can ...
Views: 1670(2 votes) - A Voice For Our Veterans - by Submitted on Nov 13, 2019 from Dr. Anne BrownA Voice For Our Veterans In honor of Veterans Day, we are going to begin to give a voice to our veterans in Part One. In Part Two we are going to offer insights on how we can be better friends, countrymen/women when our veterans return and actually when they are away as well. For the purpose ...
Views: 1086(1 vote) - Advantages and Disadvantages of Reverse Mortgages for Seniors - by Submitted on Mar 01, 2012 from Chris BeardA reverse mortgage funding senior’s retirement can be an excellent way to supplement a retirement plan. Advisors are able to meet with seniors and determine the most effective plan of action and which plan may be right for the seniors to fund the retirement years. The knowledge and education ...
Views: 1923(1 vote) - Altos de Maria – Best Place To Live After Retirement - by Submitted on Mar 14, 2012 from sookie carolinaPeople often think about the place where they would like to spend rest of their post retirement life. A place where they live near nature, breathe fresh air and enjoy sports in an excellent weather condition. Altos de Maria is one such panama gated mountain community where individuals can enjoy ...
Views: 1059(1 vote) - Baby Boomers Top 5 Financial Recovery Solutions - by Submitted on May 17, 2011 from Edie HardageBaby Boomers are quickly approaching retirement and are in a precarious situation. Many of us have been working most of our lives and planning for our future retirement with savings, IRAs, 401Ks and other retirement plans only to lose ½ or more in the recent economic melt down. And, while the ...
Views: 1884(1 vote) - Borrowing Or Withdrawing Money From Your 401(k) Plan - by Submitted on Mar 13, 2011 from Yulian IsakovEmployer-sponsored 401(k) plans may have various loan provisions allowing participants to take loans against their retirement savings or take withdrawals in times of hardship. But before you consider borrowing money from your 401(k) plan, you will need to understand how your loans and ...
Views: 1491(1 vote) - Flex-Jobs for Retirees – Benefits You Need to Know About - by Submitted on Sep 12, 2017 from Jane HurstJust because you are retired, it doesn’t mean that you aren’t still capable of working, and that you don’t still have a lot to offer. A lot of retired persons are taking on flexible jobs that allow them to earn additional income without having to be stuck in a job that they hate, and working ...
Views: 2242(1 vote) - How To Build Wealth By Stopping Procrastination - by Submitted on Apr 15, 2011 from Christa BlairIn 2010, 43% of the workforce have no more than $10,000 in retirement savings. People are claiming to have valid arguments for not having a sufficient amount of retirement savings. There are some who are saying they are still eliminating personal financial debt with high interest rates; others ...
Views: 1353(1 vote) - How to Turn Your Passion into a Successful Retirement Business - by Submitted on Oct 05, 2017 from Grant PolachekMost retirees have many productive and active years to look forward to. It's no wonder more and more are becoming so-called “oldtrepreneurs”. Here, we explain how you can capitalize on your interests or hobbies by starting a passion business in retirement. Whatever it is you love to do – be ...
Views: 1464(1 vote) - Life Insurance Plans Are Equally Important for Seniors - by Submitted on Oct 30, 2018 from Anil KumarSummary – Tragedies can happen anytime and life insurance is greatly helping people to be prepared for the same. Let’s get to know why the seniors need to have a customized plan as their specific requirements. The uncertainty of life makes it more unpredictable and one can never be sure ...
Views: 1376(1 vote) - Make time for an everyday adventure - by Submitted on Mar 04, 2010 from Ann HarrisonTwo of the potential pitfalls of the 'Routine' stage of retirement are becoming set in your ways by having too rigid a routine and leaving no time or scope for fun and spontaneity in your life. With that in mind, here are my top ten ideas for bringing more everyday 'adventures' into your ...
Views: 2097(2 votes) - Retirement living In Ontario-Choice Of Many Baby Boomers - by Submitted on Dec 31, 1969 from larne btulaThe rising number of elderly will likely have a great impact on the increasing number of the facilities of retirement living in Ontario. As a plethora of people near retirement age, they will likely alter the definition of what it means to be retired. Most of the senior citizens today are ...
Views: 1584(1 vote) - Retirement Planner – Don’t Plan Your Retirement Until Your Read This First! - by Submitted on Dec 01, 2010 from Keelan CunninghamNo one disagrees that retirement planning is a good thing yet many people fail to take time to plan. If there is a retirement plan in place, it has often been left till the last minute, maybe even just a few years before retirement. This article offers an outlook on retirement planning that may ...
Views: 1557(1 vote) - Retirement Planning - 10 Significant Ages to Plan For - by Submitted on Jan 02, 2013 from Frank VeltenIn retirement planning, your age determines the specific actions you may be able to take. Your age dictates, for example, when you can take part in a retirement plan, make contributions to IRAs, and take money from your plan. Below are 10 significant ages you should plan for: Age 21 A ...
Views: 1588(1 vote) - Retiring? Great! Now What? - by Submitted on Jul 31, 2016 from T. Renee RichardsonAloha! To the many individuals currently experiencing the joy of finally leaving the past decades of daily obligation to the J.O.B. – good for you! What next? Now’s a great time to pursue that passion that’s been bubbling just beneath the surface for so long. What makes your heart sing, ...
Views: 1743(1 vote) - Savers Are Losers! Here Are The Top 7 Reasons You Need To Protect Your Retirement From The Upcoming Storm - by Submitted on Apr 23, 2011 from Mathew OwensThere is so much instability in the current economy. The writing is on the wall for major changes in the U.S. over the next 10 years, and the global economy will also see major changes. The old ways of thinking which include investing in mutual funds, stocks, bonds and savings accounts are ...
Views: 1870(1 vote) - Some Retirees Make Extra Money By Speaking, Selling Books, Reports at Back of the Room - by Submitted on Jun 15, 2012 from Susan KlopferARE YOU A retiree who is looking for something intriguing and fun to do, while making extra money? If your answer is yes, you are not alone. In fact, most older employees (65 percent) recently told researchers they would like to have some form of work in their retirement, according to a 2011 ...
Views: 2026(1 vote) - The 401(K) Are For People Who Plan To Be Poor When They Retire - by Submitted on Jul 08, 2011 from Mathew OwensMost of the population still believes in old financial philosophies that are no longer relevant and reliable. The vast majority of the working public thinks investing is risky and you should invest in mutual funds, diversify in stocks and bonds and hand your money over to a money manager. That ...
Views: 1626(1 vote) - The 6 Stages of Retirement - Stage 6 - by Submitted on Mar 04, 2010 from Ann Harrison'It's just a stage you're going through...' how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now, because, as far as retirement is concerned, there are six identified stages that most retirees go through ...
Views: 2015(2 votes) - The Multiplicative Power of Goals - by Submitted on Jan 17, 2011 from Robert SchmanskyWe all know if we commit seriously enough to our goals to write them down, we’ll probably have a better chance of achieving them. But have you ever considered the multiplying and powerful effect of goals on our finances? Mark and Cindy [names changed] came to us seeking financial advice. ...
Views: 1285(1 vote) - The Sandwich Generation - by Submitted on Dec 25, 2012 from Knox Bates IIIThe Sandwich Generation: Who are they and where did they come from? The sandwich generation is that generation who's parents are needing help as they are living longer than expected; Combined with children that are failing to launch. The sandwich generation has evolved as the result of the ...
Views: 1817(2 votes) - Top tips on your SIPP Pension - by Submitted on May 16, 2012 from Charlotte TaylorOne of the most attractive points about a modern day pension is that almost anyone can have one. It is a common misconception that taking out a SIPP pension is a long and complicated process, only used by people in the know. Yes pensions can be confusing and complicated but as most providers ...
Views: 1273(1 vote) - Twelve Steps to Negotiating a Bridge to Retirement - by Submitted on May 01, 2011 from Alan SkloverACTUAL CASE HISTORY: Alex had been employed in the Information Technology ("I.T.") department of a large insurance company for 20 years. At 54 years of age, he was looking forward to retirement in just a few years. His wife, Barbara, had recently retired as a school teacher in a private school, ...
Views: 1710(1 vote) - You Don't Have to Be a 1-Percenter to Enjoy Retirement, Retired Nurse Discovers - by Submitted on Jun 15, 2012 from Susan KlopferRetirement planning means far more than addressing money issues, Jane C told me. The retired nurse expected to feel happy upon retirement, but found herself, instead, "just miserable nearly every day." Sitting at her kitchen table, drinking a cool ice tea, Jane told me her story. As a ...
Views: 1973(2 votes) - You Don't Have to Be a 1-Percenter to Enjoy Retirement, Retired Nurse Discovers - by Submitted on Jun 15, 2012 from Susan KlopferRetirement planning means far more than addressing money issues, Jane C told me. The retired nurse expected to feel happy upon retirement, but found herself, instead, "just miserable nearly every day." Sitting at her kitchen table, drinking a cool ice tea, Jane told me her story. As a ...
Views: 1973(2 votes) - What type of retiree will you be? Part 2 - by Submitted on Mar 04, 2010 from Ann HarrisonWhat’s your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists. I think of Individualists as the self-actualisers of the second half of life - they have the need to fulfil their potential and be all that they can ...
Views: 1915(2 votes) - Can You Survive Retirement? - by Submitted on May 07, 2013 from Brad NearWorkers and employers in the U.S. are bracing for a retirement crisis, even as the stock market sits near highs and the economy shows signs of improvement. It is time to ask you some serious questions: Are you set up where you can maintain your personal lifestyle with your known retirement ...
Views: 1606(1 vote) - Early 401k Distributions - by Submitted on Dec 03, 2009 from Peter RichonEarly 401k Distributions by Peter Richon For one of many various reasons, lots of people find themselves accessing their tax-deferred retirement savings accounts before the age of 59 & 1/2. For some, they need to money to pay off debts or to cover living expenses. Others would like to help ...
Views: 3134(4 votes) - How to Add Six Figures to Your Retirement Fund - by Submitted on Feb 25, 2010 from Sally FontaineRetirement planning is one of the most important plans for the future an individual can have, because it will allow you to know how you will live during your retirement years. There are many things to consider during this process, including the future costs of daily living expenses, your ideal ...
Views: 2218(3 votes) - How to Save For Retirement - by Submitted on Apr 20, 2013 from Kris MillerSavings is very important in retirement planning. This is what you are going to spend during your retirement period. Do you have enough savings to cover you for your retirement? Saving is not easy, especially when you have a lot of expenses to pay, like monthly bills, food and ...
Views: 1209(1 vote) - Is There Much Employment For Retirees Available? - by Submitted on Jan 24, 2010 from Raymond AngusAre you a senior citizen seeking employment for retirees? Have your medical benefits been reduced significantly? Has your hard earned pension suffered a hit by your former employer? Has the threat on Social Security and its future solvency caused you some sleepless nights? Whatever the ...
Views: 1824(3 votes) - Nine Mistakes People Make When Caring for a Dying Parent - by Submitted on Jan 27, 2011 from Sky PalmaThinking that they’re off the hook if a sibling is doing the primary care Although it's rare for siblings to care for a parent equally, ideally, it should be a family responsibility. Not treating it as such will haunt you later on, even if you live far away from your ailing parent. Sometimes ...
Views: 4995(1 vote) - Property or Pension - What's Best for Your Retirement? - by Submitted on Jun 23, 2009 from Clayton MooreThere is currently a pension’s crisis in many parts of the world, with those close to retirement facing the prospect of having to stay at work or retire with a less than adequate pension income. The fact is that pension deficits are growing and surpluses are shrinking. The other problem is ...
Views: 1864(1 vote) - Retire Early So That You Can Retire Happy Before You Expire! - Positive Retirement Quotes to Help You Do So - by Submitted on Mar 18, 2008 from Ernie ZelinskiRetirement can be the best time of our lives. Unfortunately, the first part of many people's lives is wasted on boring work and the last part is wasted on a boring retirement. The good news, however, is that many more people enjoy retirement than those who don't. Clearly, retirement can be a ...
Views: 4795(1 vote) - Retirement Income Investing And Your Portfolio - by Submitted on Oct 07, 2008 from Steve SelengutFirst, the good news: From June 2007 through September 2008 (i.e., during the credit crisis) Income CEF payouts per share were virtually unchanged. From June 2008 through September 2008, payouts rose slightly--- 29 funds raised their payouts and 17 lowered them. Your portfolio spending money ...
Views: 1624(2 votes) - Retirement Planning - The Cost of Waiting - by Submitted on Mar 29, 2009 from Glenn Ferguson"The way to get started is to stop talking and start doing."- Walt Disney The Time for planning for your future is now but in today’s fast paced, hectic world many people put off important decisions until another day. The excuses, “I don’t have time to plan”, “I can’t afford to invest”, and “I ...
Views: 1445(2 votes) - Sit. Stay. Rollover. - by Submitted on Feb 07, 2008 from J. Graydon CoghlanWith just some basic preparation you and your financial planner could have your retirement fund trained to overcome obstacles with the grace of a champion pedigree. Is it possible to train your retirement plan? We think so. Maybe you’re about to change jobs, change companies, or change your ...
Views: 1697(2 votes) - Take Control of Your Retirement Assets and Your Future - by Submitted on Aug 17, 2009 from Sherry CampbellNow is the Time to Invest in Real Estate with your Self-Directed IRA Are you “in the know” about this extremely valuable investment tool – the self-directed IRA? Statistics show that there are approximately $4.2 trillion dollars in IRA’s in this country and fewer than 4% are self-directed ...
Views: 1505(2 votes) - Take Control of Your Retirement Assets and Your Future: Multiply Your Investment Options with a Self-Directed IRA - by Submitted on Aug 13, 2009 from Patricia HightowerNow is the Time to Invest in Real Estate with your Self-Directed IRA Are you “in the know” about this extremely valuable investment tool – the self-directed IRA? Statistics show that there are approximately $4.2 trillion dollars in IRA’s in this country and fewer than 4% are self-directed ...
Views: 993(2 votes) - The 12 Secrets of Estate Planning - by Submitted on May 05, 2013 from Kris MillerThe Best Estate Planning Tip: Don’t put it off. The best estate planning tip is to have one. Take the time now while you are clear and competent to consider the elements of your overall plan for the management of your assets and your care in the event of misfortune to avoid having a court or the ...
Views: 1383(1 vote) - The 6 Stages of Retirement - Stage 1 - by Submitted on Mar 04, 2010 from Ann Harrison'Retirement is often viewed as an 'event' when retirement is actually both a process (requiring planning and adjustment) and a life stage (lasting for multiple years.)'Christine A. Price, Ph.D 'It's just a stage you're going through...' - how many times have well-meaning friends and family ...
Views: 2970(2 votes) - The 6 Stages of Retirement - Stage 2 - by Submitted on Mar 04, 2010 from Ann Harrison'It's just a stage you're going through...' - how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now that you're about to retire, because, as far as retirement is concerned, there are six identified stages ...
Views: 2018(2 votes) - The 6 Stages of Retirement - Stage 3 - by Submitted on Mar 04, 2010 from Ann Harrison'It's just a stage you're going through...' - how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now, because, as far as retirement is concerned, there are six identified stages that most retirees go ...
Views: 2383(3 votes) - The 6 Stages of Retirement - Stage 4 - by Submitted on Mar 04, 2010 from Ann Harrison'It's just a stage you're going through...' - how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now, because, as far as retirement is concerned, there are six identified stages that most retirees go ...
Views: 3420(2 votes) - The 6 Stages of Retirement - Stage 5 - by Submitted on Mar 04, 2010 from Ann Harrison'It's just a stage you're going through...' - how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now, because, as far as retirement is concerned, there are six identified stages that most retirees go ...
Views: 2288(2 votes) - What type of retiree will you be? Part 4 - by Submitted on Mar 04, 2010 from Ann HarrisonWhat's your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists. Traditionalists want a traditional 'rest and relaxation', 'pottering about' type of retirement. They don't want to change the world, or even ...
Views: 1955(2 votes) - What type of retiree will you be? Part 1 - by Submitted on Mar 04, 2010 from Ann HarrisonWhat’s your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists. Activists are the movers and shakers in retirement, the trailblazers - the ones who start new charities and foundations. They are the ones who fight ...
Views: 1974(2 votes) - Why You Shouldn't Retire - by Submitted on Mar 04, 2011 from Tim ReynoldsA year ago, I had a patient come into my urgent care clinic. He was excited to tell me he was finally going to retire. For over 40 years he had run a successful business in our community. He and his wife had looked forward to the day he could retire. They had been putting money away in their ...
Views: 1467(1 vote) - ***Bill Losey: How To Find A Trusted Financial Advisor - by Submitted on Mar 15, 2010 from Bill LoseyQuestion: My husband and I have made the decision to start working with a financial planner this year. The problem is there are so many to choose from. How do I know who I can trust and who is a good fit for me? Sally, NY Answer: Sally, the term “financial advisor” is a very broad term so ...
Views: 2934(4 votes)