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Retirement and Retirement Planning Articles
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- How to get ready for retirement - by Submitted on Feb 05, 2016 from Kevin RobertsonA number of studies – including one by Dhaval Dave, an associate professor of economics at Bentley University– have proven that a sedentary retirement can have adverse effects on your health. The study found that those who retire completely see a five percent to 16 per cent increase in ...
Views: 1200 - What It's Like To Grow Old In The City - by Submitted on Nov 24, 2015 from John TerraThere used to be this image of retirement that included "the country" as a setting. It was a quaint notion, expressed in terms of "I'm going to retire and move out to the country". Even the great consulting detective Sherlock Holmes eventually retired from his hectic life in London to become a ...
Views: 1731 - Fishing in the Riviera Maya, Mexico - by Submitted on Nov 19, 2015 from Kat HartAre you looking to escape from your everyday routine? Do you want to spend some time in a tropical heavenly getaway? Look no further – we’ve found the perfect spot. Karisma Hotels and Resorts has a number of amazing locations right along the Riviera Maya coastline. These hotels are absolutely ...
Views: 1412 - 7 'MUST KNOW' ESTATE PLANNING QUESTIONS TO ENSURE YOUR FAMILY IS PROTECTED - by Submitted on Nov 04, 2015 from Wendy Montes de ocaA good estate plan can be costly, but it’s a bargain when you consider the benefits. Estate planning is something you should think about, but most important, after a major life change such as widowed, remarriage or divorce. Not having a good plan in place could be a financial ...
Views: 1286 - How to Estimate and Create A Working Budget for Retirement - by Submitted on Jul 24, 2015 from Hannah WhittenlyFiguring out how much you need to live off of after you retire is tricky business. You can't overdo your retirement budget to the point where it prevents you from enjoying your present lifestyle, but you also can't save less because then you won't have enough money to enjoy your retirement. ...
Views: 1145 - Long-Term Care and Retirement - by Submitted on Jun 22, 2015 from Aris MorenoWhen it comes to retirement, among the leading concern is facing an event that requires long-term care and covering its costs. Despite of this, there is no reason to worry because you can prepare for it. Currently, there are long-term care insurance policies available for care-related needs. ...
Views: 1539 - Be Honest. How Much Money Will You Have to Retire On When You Stop Working? - by Submitted on May 22, 2015 from Kim Kirmmse TothI wonder how many of you even know. I'll bet a lot of you don't know. Or you kind of know but not really. It's vitally important for you to know. For some of you, if you have a more 'elaborate' retirement planned (lots of travel etc) you will need more than someone who has very simple ...
Views: 1228 - 9 Ways to Get Ahead in Retirement - by Submitted on Apr 23, 2015 from Lucas ThomasRetirement? Resmirement. I hear this all the time from associates, coworkers, and even elders. But why? Why do fewer than half of Americans calculate how much they need to save for retirement? Why in 2012, did 30 percent of workers with access to a defined contribution plan (such as ...
Views: 2327 - Should You Get a Fixed or Variable Annuity for Retirement? - by Submitted on Apr 06, 2015 from Hannah WhittenlyYou have dreams for your retirement. Maybe you want to moor a houseboat in the sandstone canyons of Lake Powell. Maybe you want to volunteer as a construction worker with Habitat for Humanity or golf every evening in Naples, Florida. Whatever your retirement dream is, an annuity is a financial ...
Views: 1056 - Some Tips for Seniors on Achieving Financial Stability While Relying on a Fixed Income - by Submitted on Feb 27, 2015 from Julie HowardSeniors living on a fixed income may find it difficult to deal with finances. And with the rising costs of food and other expenses, achieving financial stability may seem to be a far-fetched dream. If you are a senior person living on a fixed income, you can't go on living waiting for your ...
Views: 1697 - How to Manage the Finances of the Elderly - by Submitted on Nov 29, 2014 from Nigel St.HillDear friend, money matters even to the elderly. In some cases it matters most to them. Their needs can often become a long list of medical supplies, special shoes, medications, special health care, food – and the list goes on. There may come a time when it becomes necessary to manage your ...
Views: 1475 - How To Invest In Gold Revealed - by Submitted on Sep 16, 2014 from Ewen ChiaA common question that many people who are planning their personal finance is “how to invest in gold”. There are a lot of doubts and queries as to how to do so in a safe manner. In this article I will discuss that and hopefully clarify some of your doubts. However before I go there, I would ...
Views: 1607 - ***What Should I Expect from Life? - by Submitted on Aug 22, 2014 from Julia ValentineAbout twenty years ago, I became incredibly curious about how the second half of one’s life can develop. Some of this interest came from observing my family: when I was born, my grandparents were in their early forties, and I was fascinated with choices they made in life. ...
Views: 2069(1 vote) - Are You Fearful of Your Finances in Your Retirement Years? - by Submitted on Aug 22, 2014 from Kim Kirmmse TothSadly, most women will answer 'yes'. That said, you have more control over your financial situation than you probably think. And if you don't think you have any control then it's time to be proactive and take some action. This is your life. This is your future. I know how easy it is to be ...
Views: 1207 - Why You Should Invest In Gold And How To Do That - by Submitted on Jul 24, 2014 from Ewen ChiaFor centuries, gold has always been viewed as a symbol of power and of wealth. You would find them in kings’ palaces and in the house of the wealthy. Surely it would behoove you to know how to invest in gold. Here is what I have to say about that. Why invest in gold? Besides what I mentioned ...
Views: 1617 - The State of Retirement Readiness In America Today - by Submitted on Jul 21, 2014 from Brad Cooperwww.bradcooperpresents.com When it comes to Retirement Readiness, we are facing a crisis of epic proportion. Many Americans have no idea how far Behind The Retirement Planning 8 Ball they really are. Whether you are retired or very close to it, whether you've accumulated a couple hundred ...
Views: 1247 - What Are The Benefits Of Gold IRA? - by Submitted on Jun 12, 2014 from Ewen ChiaAre you thinking of your future and how you can give yourself financial security? At this stage, I am guessing that you are thinking about where to invest your money. Well, I would like to mention that there are benefits of gold IRA. You may be wondering what they are in comparison to the other ...
Views: 1742 - The Benefits Of Gold IRA Investments - by Submitted on Jun 09, 2014 from Ewen ChiaAre you about to retire soon and thinking about your future? Are you thinking of where to invest in? I would like to share with you the benefits of gold IRA investments. These are in my opinion a better option if you have the money to chip in and get some. I would rather you get them than a ...
Views: 1664 - Can I Be as Successful as Warren Buffett? - by Submitted on Jun 04, 2014 from Julia ValentineThe world has been fascinated with Warren Buffett, and rightfully so. Berkshire Hathaway has a better performance than any other stock or mutual fund with at least a 30-year history. A dollar invested in Berkshire in 1976 would have been worth $1500 in 2011. A recent paper by Andrea ...
Views: 1222 - 6 Sure Ways to Fail Your Retirement - by Submitted on Jun 04, 2014 from Julia ValentineAt some point in life, we start noticing that all of our mistakes are just variations on half a dozen or so major mistakes. Have you ever noticed what yours are? In this article, I'll help you avoid some of the most common mistakes people make with their retirement finances, but you can ...
Views: 1459(2 votes) - What Is Yoda’s Retirement Plan? - by Submitted on Sep 17, 2013 from Justin KraneRemember Yoda? The short little bald guy in Star Wars? He lived for 900 years! What did that guy eat for breakfast? Wheaties? Kale? Thin Mint Girl Scout Cookies? He must’ve had great jeans (levi’s, true religion, 7 for all mankind). He also probably meditated, exercised, and took some serious ...
Views: 1452(1 vote) - Dos and Don'ts When Dealing With a Family Member's Long-Term Care Insurance - by Submitted on Sep 05, 2013 from Kris MillerIntroduction: It is any person’s dream to live his retirement years in comfort and peace. But with the economic crisis we’re facing right now, purchasing long-term care insurance seems to be a bit of a challenge. To help you deal with this task, here are a few doable tips that may prove to be ...
Views: 1077 - How Old Are You Really? Biological Age - by Submitted on Aug 28, 2013 from Richard ClarkePeople have always been interested in being “forever young” and today’s society is no different. We want to resist the ageing process. The speed at which we are ageing can be measured – its called biological age, or how old your body really is. The area of study which is now called ...
Views: 1594 - Earning After Retirement - Ways to Supplement Your Income - by Submitted on Jul 22, 2013 from Bart Rutherford“Life is too short to be small.” Benjamin Disraeli You've retired or are just on the verge. That's great. You worked hard for many years and you certainly deserve big congratulations and job well done! The Next Stage You're about to enter a whole new stage of your life - one that ...
Views: 1252 - Retirement Planning for the Psyche - by Submitted on Jun 17, 2013 from Michael BroderMany times throughout the years, I have observed anecdotally that people have a higher risk of mortality shortly after retirement. And there’s even some empirical evidence of this. For example, in a study of past employees of Shell Oil, the mortality rate was significantly higher for subjects ...
Views: 1254 - Happy Retirement - by Submitted on May 16, 2013 from Kris MillerAre you dreaming of a happy retirement? Would it be fun to retire young, when you can do many things? Imagine how great it is to retire young and at the same time healthy, think about if you could go to nice places and relax and spend your whole time with your family and friends. That is the ...
Views: 1089 - Retirement Time Line Ages 50-70 1/2 - by Submitted on May 15, 2013 from Filomena T. DayThis article provides a general overview of a retirement time line without enumerating all the pros and cons surrounding the age specific decisions. Many people think major retirement decisions coincide with your 65th birthday. In reality, many important decisions begin as early as age 50. ...
Views: 1004 - Can You Survive Retirement? - by Submitted on May 07, 2013 from Brad NearWorkers and employers in the U.S. are bracing for a retirement crisis, even as the stock market sits near highs and the economy shows signs of improvement. It is time to ask you some serious questions: Are you set up where you can maintain your personal lifestyle with your known retirement ...
Views: 1395(1 vote) - Retire Early, Retire Wealthy - by Submitted on May 05, 2013 from Kris MillerWe are not forever young. We will soon grow old and get weaker. It is inevitable and no one can escape that - unless you die young. Are you prepared for this? Or have you even thought about planning for your retirement? Learning to save for retirement is very crucial in our lives. We don’t ...
Views: 1003 - The 12 Secrets of Estate Planning - by Submitted on May 05, 2013 from Kris MillerThe Best Estate Planning Tip: Don’t put it off. The best estate planning tip is to have one. Take the time now while you are clear and competent to consider the elements of your overall plan for the management of your assets and your care in the event of misfortune to avoid having a court or the ...
Views: 1185(1 vote) - Are You Prepared for Your Retirement? Most of You Aren't - by Submitted on Apr 28, 2013 from Kim Kirmmse TothI read a lot about the lives of women after 50. Being one myself and even though I am a business coach, clearly there are other things going on for us. One of them is our retirement. It's frightening out there and most women do not feel confident. How are you going to support yourself in your ...
Views: 1099 - How to Save For Retirement - by Submitted on Apr 20, 2013 from Kris MillerSavings is very important in retirement planning. This is what you are going to spend during your retirement period. Do you have enough savings to cover you for your retirement? Saving is not easy, especially when you have a lot of expenses to pay, like monthly bills, food and ...
Views: 1020(1 vote) - Why Whole Life May be a Better Choice for Seniors over Term Life - by Submitted on Mar 20, 2013 from Chris BeardSeniors who have yet to put insurance into their retirement plan may find that a small amounts of whole life is the best option for protecting a spouse or providing final expenses after they are gone. While many people may have already purchased some form of term policy for the protection of a ...
Views: 1762 - Don’t Let Your Retirement Nest Egg Fall into the Great Abyss - by Submitted on Mar 03, 2013 from Kris MillerIn today’s economy, many people are still losing 40 to 60 percent of their 401Ks and IRAs due to the market’s volatility. As a result, older Americans are delaying retirement, or they’re struggling to make ends meet in what was supposed to be their “golden years.” For the millions of retirees ...
Views: 1173 - Why Estate Plans Fail - by Submitted on Jan 17, 2013 from Robert WellingAmbrose Bierce, American writer and editor, once said, “Death is not the end. There remains the litigation over the estate.” Many estates have been torn asunder during probate. To avoid this possibility, many people go to the trouble of estate planning. They want to know that their assets will ...
Views: 1289 - Retirement Planning - 10 Significant Ages to Plan For - by Submitted on Jan 02, 2013 from Frank VeltenIn retirement planning, your age determines the specific actions you may be able to take. Your age dictates, for example, when you can take part in a retirement plan, make contributions to IRAs, and take money from your plan. Below are 10 significant ages you should plan for: Age 21 A ...
Views: 1380(1 vote) - The Sandwich Generation - by Submitted on Dec 25, 2012 from Knox Bates IIIThe Sandwich Generation: Who are they and where did they come from? The sandwich generation is that generation who's parents are needing help as they are living longer than expected; Combined with children that are failing to launch. The sandwich generation has evolved as the result of the ...
Views: 1574(2 votes) - 5 Ways to Protect Your Business So You Can Sleep at Night - by Submitted on Nov 21, 2012 from Brad SmithAccidents happen when we least expect it. And while you can't always plan ahead for everything, there are certain steps you can take to minimize potential risks and keep yourself, your family, and your assets safe. Getting the basics covered, like homeowners and auto insurance is a good ...
Views: 1291 - Top 7 Secrets to a Successful Retirement - by Submitted on Oct 22, 2012 from Stefanie JeanneThe word “success” may be relative, especially in the context of retirement. There is no single, easy answer as to what would make you feel successful upon hitting the finish line of a life-long career. When you look back at the life you lived, can you say, “That was good”? But while a ...
Views: 1235 - 3 Money-Saving Tax Tips Everyone Should Know - by Submitted on Oct 09, 2012 from Brad SmithTax errors can cost you a lot of money (plus substantive delays) in getting a tax refund. While you're not expected to be a tax expert, there are some easy strategies you can use to save money on your taxes. Then you can use that extra money for fun, or roll it directly into your retirement ...
Views: 1354 - A retirement home- the best abode for the elderly - by Submitted on Sep 26, 2012 from Victor BenLife after retirement is a phase that tends to take an entirely new meaning. It can be fun to indulge in activities that previously one never had the time for, and also devote time to one's family. However, many retirees may feel that they are burdens on their working children, which is why they ...
Views: 1135 - How to live a luxurious life post retirement - by Submitted on Sep 26, 2012 from Victor BenRetirement living homes of today are not like traditional old age homes. Earlier, an old age home would often be the last place of residence than any old person would consider. Many amenities and comforts of modern homes would be missing in such places, but not any more. Retired persons can ...
Views: 1135 - Build Your Wealth With Tax Savings - Registered Retirement Savings Plan (RRSP) - by Submitted on Aug 30, 2012 from Samuel LiBuild up your savings with RRSP In nowadays, I'm not sure how reliable is one's retirement plan, if one is solely relying on the public pension plans. To encourage Canadians to plan and save for their own retirement, the federal government has introduced the Registered Retirement Savings Plan ...
Views: 1470 - Investment Updates: Second Quarter 2012 - by Submitted on Aug 06, 2012 from Samuel LiAfter a promising start in the first quarter of 2012, capital markets became increasingly volatile in the second quarter, as Europe's debt crisis escalated once again and weaker global economic activity caused investors to take a more cautious tone. In the Eurozone, Greece and Spain were ...
Views: 1571(2 votes) - Reasons For Having An IRA or 401k - by Submitted on Aug 02, 2012 from Randy RodenhouseDid you know that the Social Security Administration’s trustee report stated that Social Security will begin to run a negative cash flow by the year 2017 and by the year 2036 will not be able to pay full benefits? With the impending Social Security crisis and dramatic reduction in pensions, it ...
Views: 1216 - Comparing Original Medicare with Medicare Advantage - by Submitted on Jul 10, 2012 from Chris BrinesWhen comparing drug coverage options, its is important to know that it depends on how you receive your Medicare. Those who subscribe to Original Medicare have the option of receiving their drug coverage via Medicare's stand-alone PDP (Prescription Drug Plan). The other option is if you subscribe ...
Views: 1187 - Is Long Term Care Insurance Part Of Your Retirement Plan? - by Submitted on Jun 20, 2012 from marilyn katzShould You Consider Long Term Care Insurance? Have you ever helped an elderly friend or family member secure nursing care? If so, you may already know how expensive good nursing care can be. Of course, the cost will vary by the type of care that is needed. A full time nursing care facility ...
Views: 2192 - Get the best pension advice and know about pension plans - by Submitted on Jun 11, 2012 from Fadhrick PickasoPensions are usually comparable to investing cash for yourself to expend when the right time comes when you no longer work. When the annuity matures, married couples or individuals will be capable of enjoying what they set aside dearly. Beginning a marital life requires taking a lot of essential ...
Views: 1179 - You Don't Have to Be a 1-Percenter to Enjoy Retirement, Retired Nurse Discovers - by Submitted on Jun 15, 2012 from Susan KlopferRetirement planning means far more than addressing money issues, Jane C told me. The retired nurse expected to feel happy upon retirement, but found herself, instead, "just miserable nearly every day." Sitting at her kitchen table, drinking a cool ice tea, Jane told me her story. As a ...
Views: 1754(2 votes) - You Don't Have to Be a 1-Percenter to Enjoy Retirement, Retired Nurse Discovers - by Submitted on Jun 15, 2012 from Susan KlopferRetirement planning means far more than addressing money issues, Jane C told me. The retired nurse expected to feel happy upon retirement, but found herself, instead, "just miserable nearly every day." Sitting at her kitchen table, drinking a cool ice tea, Jane told me her story. As a ...
Views: 1754(2 votes) - Some Retirees Make Extra Money By Speaking, Selling Books, Reports at Back of the Room - by Submitted on Jun 15, 2012 from Susan KlopferARE YOU A retiree who is looking for something intriguing and fun to do, while making extra money? If your answer is yes, you are not alone. In fact, most older employees (65 percent) recently told researchers they would like to have some form of work in their retirement, according to a 2011 ...
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