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- Retirement Community- Free Helpful Guide For Retirement Community - by Submitted on Dec 21, 2010 from pawan tiwariRetirement Plan is of paramount importance in our life. The earlier we established the structures to attain a wonderful retirement the better for us.There are some tips here that may be of incredible help to you if you follow them carefully. As you hunt for retirement gifts related ...
Views: 868 - Pensions apartheid: How women are missing out by being born on the wrong date - by Submitted on Dec 13, 2010 from Brian FlindallAs many as 110,000 women retiring this year could lose more than £20,000 of state pension over their remaining years simply because they were born on the wrong date. Rules coming in next month will create a ‘pensions apartheid’ between people who were born just months apart, campaigners ...
Views: 738 - Senior Citizens: How To Increase Retirement Income Without Giving Up Your Retirement! - by Submitted on Nov 25, 2010 from John BergmanDo you find yourself approaching retirement age and worrying if you’ll have enough money to last? Many seniors who have retired have gone back to work in order to supplement their retirement income. Some work for minimum wage while others continue at their current job. Many seniors watched ...
Views: 2022 - Avoiding Mistakes with Your 401k When Changing Jobs - by Submitted on Nov 23, 2010 from Bill Griffith Jr CFPWhat should you do with your old 401k retirement plan if you change jobs? Uncertainty and inaccurate advice can cause anxiety and catastrophic financial consequences. As you may know, a 401k or other defined contribution plan is an excellent retirement savings vehicle. You can accumulate a ...
Views: 1777(7 votes) - A quick guide on retirement years living - by Submitted on Dec 13, 2010 from Lanus PhillipsThose who are reaching an old age should take care of various things. Indeed as age sets in we're vulnerable to all sort of problems and we also need to make provision for our future. Be it in financial term or for our overall health our nation take proper care of ourselves. The goal of this ...
Views: 904 - Setting Realistic Expectations - You Can Still Dream - by Submitted on Nov 05, 2010 from Fernando BrinkerhoffYou have read everywhere how everyone is getting rich overnight, how everyone is making a killing in the market and it seems that only you have not a clue about it. Your friends talk about it over one barbecue at your house one day, and you still have no idea of what is going on. Then, you ...
Views: 864 - When Building A Proper Financial Plan, You Need To Know Exactly Where You Stand - by Submitted on Nov 05, 2010 from Fernando BrinkerhoffSo, you decided that you want to invest. Great. But then you start looking around and you see there are tons of possibilities to invest in. Some are easier, some are more complicated and some you cannot even access if you want it to since you are not eligible as a Smart Investor (do not worry, ...
Views: 803 - Do Not Depend Solely On Investments For Your Financial Freedom - by Submitted on Nov 05, 2010 from Fernando BrinkerhoffThere is a big difference between savings and investments, however most people do not recognize this difference. Savings are usually that account you have in your bank that your manager said all the good things about it on how they are insured by the government, how you can easily access your ...
Views: 936 - Which Financial Tools Are Right For You? - by Submitted on Sep 13, 2010 from Erik TherwangerAs we continue the Mid Year’s Resolutions journey, I wanted to address one of the biggest goals people have – financial independence. For nearly five years, I sold financial services by meeting with people, usually in their homes or offices, to help them accomplish their financial goals. I ...
Views: 1183 - The Prefect TAX FREE Retirement Plan for Small Business Owners - by Submitted on Aug 31, 2010 from Roger ElyOne of the problem business owners have - especially small business owner - is how to set up their retirement plan without having to provide it for the whole world! If you try to set up a 401k or other Federal plan you have to include your employees. Now as a small business owner myself, I ...
Views: 1939(4 votes) - Retirement Investment Advice: Don't leave the DRAGON out of your calculations - by Submitted on Aug 31, 2010 from Roger ElyOk, I know what you're thinking, "What do Dragons have to do with investing?" Well I just got back from the Dragon boat race in Oriental, NC (appropriately name) and I have dragons on the brain! I ran across a quote from J.R.R. Tolkein (Author of the Hobbit & Lord of the Rings Trilogy) "It ...
Views: 1774(3 votes) - Retirement Investment Advice: They don't call them "BROKErs" for nothing - by Submitted on Aug 31, 2010 from Roger ElyIf you don't want to be "broker", fire your Broker! Sound a little rash? Think about it. Did you lose a big chunk of your retirement savings back in 2000-2003? Most lost 40-60%. Did you lose again in 2008? Many lost 20-40% or more! Now ask yourself this question, "Did you ever get back to ...
Views: 1376(3 votes) - Retirement Planner – Don’t Plan Your Retirement Until Your Read This First! - by Submitted on Dec 01, 2010 from Keelan CunninghamNo one disagrees that retirement planning is a good thing yet many people fail to take time to plan. If there is a retirement plan in place, it has often been left till the last minute, maybe even just a few years before retirement. This article offers an outlook on retirement planning that may ...
Views: 1470(1 vote) - Have you started planning for retirement? - by Submitted on Aug 31, 2010 from Bharti SinghWhat is retirement planning all about? Today the uncertainties of life are such that it is essential to start planning for retirement as soon as one starts their first job. While most youngsters earning above-average salaries might scoff at this thought, it is imperative that the earlier one ...
Views: 809 - 3 Simple Steps To Having Enough Money To Retire - by Submitted on Aug 08, 2010 from Todd TresidderIt’s no secret that you should be saving money for retirement over and above what Social Security, your pension or 401(k) plan will cover. But do you know how much money you need to retire so that you can maintain your chosen lifestyle? Most people don’t and the consequences can be ...
Views: 3908(2 votes) - Memory Loss: What’s Normal and What Isn’t? - by Submitted on Feb 05, 2011 from Gloria Hao SchneiderMost of us have moments or glitches when we have trouble remembering something that just happened, like where we placed our keys when we got home, or the name of someone you met 10 minutes earlier. In younger people, there could be a host of reasons why these things happen. There are many ...
Views: 2095 - Talking About End-Of-Life Issues: Some Doctors Hesitate - by Submitted on Jan 27, 2011 from Sky PalmaWhen terminally ill patients are feeling relatively well, doctors may sometimes avoid discussing important end-of-life care issues with them, a new study has found. In January of 2009, the Journal of Cancer surveyed close to 4,000 physicians and asked them how they would counsel a ...
Views: 2196(1 vote) - Nine Mistakes People Make When Caring for a Dying Parent - by Submitted on Jan 27, 2011 from Sky PalmaThinking that they’re off the hook if a sibling is doing the primary care Although it's rare for siblings to care for a parent equally, ideally, it should be a family responsibility. Not treating it as such will haunt you later on, even if you live far away from your ailing parent. Sometimes ...
Views: 4902(1 vote) - Senior Citizen Communities Struggle With Hard Times - by Submitted on Feb 05, 2011 from Sky PalmaThe real estate industry is in a virtual free fall. Even as rental rates drop, vacancy rates are soaring in many locations. When the market hits bottom, the value of commercial real estate may settle at depression levels, according to some independent reports. This is a major reason assisted ...
Views: 2833(1 vote) - Senior Brainpower: How do U.S. Seniors match up Against British Seniors? - by Submitted on Oct 22, 2010 from Sky PalmaAt the Peninsula School, the University of Cambridge, and the University of Michigan, researchers have conducted the first international comparative of cognitive function in older adults in the U.S. and Britain. The results showed that U.S. seniors preformed significantly better than their ...
Views: 2209(1 vote) - “Senior Proofing” Bathrooms – Ways to Prevent Falls and other Accidents - by Submitted on Jan 18, 2011 from Gloria Hao SchneiderMany seniors fall victim to neglecting personal hygiene, not out of forgetfulness, but because navigating themselves through a slippery bathtub or shower is not only exhausting, but also downright scary. Although they may resist it in the beginning, seniors who wish to stay at home and prolong ...
Views: 5235(2 votes) - Get Retirement Savings Safety, Liquidity AND Great Returns - Cake & Eat it too! - by Submitted on Aug 07, 2010 from Roger ElyAll my clients have one thing in common they want their retirement money safe but they don't want to "tie" it up - they want to enjoy it! So here's a way to "have your cake and eat it too". Many of you are looking for a safe environment to put your money to avoid the volatility of the market ...
Views: 2360(3 votes) - The CRASH of 2010 - This is NOT a Drill - by Submitted on Jul 14, 2010 from Roger ElyDespite what the current administration says and would like us to believe, the current financial crisis is not over; in fact it's probably just beginning. If you're paying attention, it doesn't take a genius to figure out that we're on the verge of a catastrophic collapse in the market that ...
Views: 2035(2 votes) - Traditional Retirement Planning is in Trouble - Don't Get Comfortable the 3 Legged Stool is Broken - by Submitted on Jul 13, 2010 from Roger ElyIf you're over 60, you're probably familiar with the traditional "Three Legged Stool" model of saving for retirement; SOCIAL SECURITY, PENSIONS, SAVINGS. You may have used this method in planning your retirement income. Well don't get too comfortable - the stool's broken! If you've watched the ...
Views: 2463(1 vote) - Boomer Women: Are You Being the Best You Can Be? - by Submitted on Jun 04, 2010 from Kim Kirmmse TothWhen you look back at your life are you proud of who you are and what you have become? Are you the person you thought you would be? As a woman in your fifties or beyond you have had more than several decades as an adult. I am sure you had hopes and dreams, goals and plans. At least I hope you ...
Views: 1848 - Boomer Women: 1 Mistake You Can Avoid in Your Retirement - by Submitted on Jun 04, 2010 from Kim Kirmmse TothDo you know what that 1 mistake might be? Can you guess? Let me just say that it’s not as difficult as you might think. This mistake can be avoided if you just pay attention. Now I know that doesn’t sound as though that should be very difficult but you would be surprised! As a woman born ...
Views: 1719 - Count the Ways to Start Planning for Your Summer or Your Retirement - by Submitted on Jun 04, 2010 from Kim Kirmmse TothWhat does planning for your summer vacation and planning for your retirement have to do with each other? I can just hear some of you saying “they have nothing to do with each other” and others saying “they have a LOT to do with each other.” What do you think? I have been working and ...
Views: 1773 - Boomer Generation Faces The New Retirement - by Submitted on Jun 01, 2010 from Cathy SeversonFrom the very beginning, baby boomers were set up to fail at the retirement game. Our shear numbers made it difficult for institutions, social security and employers to put enough away for us to retire. We bought into the myth of retirement. But, just because life hasn’t worked out exactly as ...
Views: 2334 - ***The 2 Biggest Retirement Misconceptions - by Submitted on May 27, 2010 from Bill LoseyWe’ve all heard about the “new retirement”, the mix of work and play that many of us assume we will have in our lives one day. We do not expect “retirement” to be all leisure. While this is becoming a cultural assumption among baby boomers, it is interesting to see that certain financial ...
Views: 2394(3 votes) - Enjoying Personal Car With A Car Finance Loan - by Submitted on May 28, 2010 from Brayden CoxBuying a car is a big decision one must understand. Nowadays, a lot of people especially those who belong in the average life status couldn't able to afford to buy a certain car in cash. That's why, the need of a car finance loan is very evident in the market. There are lots of car finance ...
Views: 2096(8 votes) - Can a Cup of Coffee Destroy Your Retirement Goals? - by Submitted on May 28, 2010 from Cathy SeversonIf anyone was going to succeed at retirement it is was Al. An accomplished artist, we first met at a Christmas party of a mutual friend. He was eagerly awaiting retirement as an administrator from a large California university. He was looking forward to entering a new career as an artist. ...
Views: 2358(2 votes) - Money Management Tips You Can Bank On - by Submitted on May 13, 2010 from Bern BuentipoWith the current economic climate everyone is looking for money management tips that will help ensure financial security. We all want to save money and get the best value for our dollar, yet it often seems as if we struggle just to make ends meet, leaving little left at the end of each ...
Views: 2078(4 votes) - Boomer Retirement: What are the Challenges of Being Retired? - by Submitted on May 18, 2010 from Cathy SeversonWhat are your retirement goals and dreams? The boomer retirement will be different from former generations. There are new challenges to being retired. It still to be determined whether it will better or worse. Will the boomer retirement be a happy one? Do you want to have a retirement ...
Views: 2879 - ***Obamacare - Separating Facts From Myths - by Submitted on Mar 30, 2010 from Bill LoseyConfusing doesn’t even begin to describe it. Throughout the very long debate over health care reform, a great deal of misinformation (spurred by presumption or misunderstanding) was circulating. Additionally, many changes and alterations to the proposed law were made along the way. At this ...
Views: 4658(17 votes) - Recovering From Retirement Denial - by Submitted on Mar 17, 2010 from William TaberHardly a week goes by without a personal finance magazine commenting in one way or another that Americans are ill-prepared for retirement. Yet, in spite of these alarming and repetitive warnings, we Americans and specifically we Iowans appear to be in denial that the post World War II ...
Views: 2359(7 votes) - A Million Dollars Isn’t What It Used To Be - by Submitted on Mar 17, 2010 from William TaberThose of us in the boomer generation may remember a television show called “The Millionaire” where an anonymous philanthropist gave unsuspecting ordinary Joe citizens a check for $1,000,000 and watched how their lives were vastly changed by the ability to buy virtually anything they wanted in ...
Views: 2418(6 votes) - ***Bill Losey: How To Find A Trusted Financial Advisor - by Submitted on Mar 15, 2010 from Bill LoseyQuestion: My husband and I have made the decision to start working with a financial planner this year. The problem is there are so many to choose from. How do I know who I can trust and who is a good fit for me? Sally, NY Answer: Sally, the term “financial advisor” is a very broad term so ...
Views: 2843(4 votes) - Investing to Retire Early - by Submitted on Mar 05, 2010 from Ricky DPreparing for your retirement is a task that should never be ignored. While most people would like to "deal with it later", saving early for this soon-to-be stage of your life can make a huge difference in the future, particularly if you desire to quit your job and enjoy life sooner. ...
Views: 2050(15 votes) - ***5 Retirement Planning Blunders - by Submitted on Mar 05, 2010 from Bill LoseyRetiring from ones job can be a stressful time but it doesn’t have to be. Realize that it’s natural to be nervous, anxious and/or confused when you’re going through a major life change. Your decision to retire is causing you to step outside your comfort zone and is forcing you to make many new ...
Views: 2145(21 votes) - What type of retiree will you be? Part 4 - by Submitted on Mar 04, 2010 from Ann HarrisonWhat's your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists. Traditionalists want a traditional 'rest and relaxation', 'pottering about' type of retirement. They don't want to change the world, or even ...
Views: 1872(2 votes) - What type of retiree will you be? Part 3 - by Submitted on Mar 04, 2010 from Ann HarrisonWhat’s your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists. Specialists are the enthusiasts, the devotees, the people who have a continuing (often lifelong) passion for their work - they love what they do so ...
Views: 1833(3 votes) - What type of retiree will you be? Part 2 - by Submitted on Mar 04, 2010 from Ann HarrisonWhat’s your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists. I think of Individualists as the self-actualisers of the second half of life - they have the need to fulfil their potential and be all that they can ...
Views: 1831(2 votes) - What type of retiree will you be? Part 1 - by Submitted on Mar 04, 2010 from Ann HarrisonWhat’s your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists. Activists are the movers and shakers in retirement, the trailblazers - the ones who start new charities and foundations. They are the ones who fight ...
Views: 1900(2 votes) - How to Add Six Figures to Your Retirement Fund - by Submitted on Feb 25, 2010 from Sally FontaineRetirement planning is one of the most important plans for the future an individual can have, because it will allow you to know how you will live during your retirement years. There are many things to consider during this process, including the future costs of daily living expenses, your ideal ...
Views: 2142(3 votes) - Make time for an everyday adventure - by Submitted on Mar 04, 2010 from Ann HarrisonTwo of the potential pitfalls of the 'Routine' stage of retirement are becoming set in your ways by having too rigid a routine and leaving no time or scope for fun and spontaneity in your life. With that in mind, here are my top ten ideas for bringing more everyday 'adventures' into your ...
Views: 2016(2 votes) - The 6 Stages of Retirement - Stage 6 - by Submitted on Mar 04, 2010 from Ann Harrison'It's just a stage you're going through...' how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now, because, as far as retirement is concerned, there are six identified stages that most retirees go through ...
Views: 1942(2 votes) - ***Your Retirement Portfolio: The Potential Of The BRIC Nations - by Submitted on Feb 17, 2010 from Bill LoseyBrazil. Russia. India. China. These four nations have some of the fastest-growing economies on earth and are becoming drivers in the world economy. In the coming decades, they may command as much attention as the U.S., Japan and other “heavy hitters” … or more. The future aside, we know one ...
Views: 2861(34 votes) - The 6 Stages of Retirement - Stage 5 - by Submitted on Mar 04, 2010 from Ann Harrison'It's just a stage you're going through...' - how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now, because, as far as retirement is concerned, there are six identified stages that most retirees go ...
Views: 2206(2 votes) - The 6 Stages of Retirement - Stage 4 - by Submitted on Mar 04, 2010 from Ann Harrison'It's just a stage you're going through...' - how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now, because, as far as retirement is concerned, there are six identified stages that most retirees go ...
Views: 3344(2 votes) - The 6 Stages of Retirement - Stage 3 - by Submitted on Mar 04, 2010 from Ann Harrison'It's just a stage you're going through...' - how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now, because, as far as retirement is concerned, there are six identified stages that most retirees go ...
Views: 2299(3 votes)