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Retirement and Retirement Planning Articles
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- Costa Rica Retirement is Waiting For You in Guanacaste! - by Submitted on Dec 13, 2011 from Rod BestgenCosta Rica Retirement is Waiting For You in Guanacaste! We definitely have lived our lives to the greatest extent and then we are prepared to settle down, loosen up and enjoy life at a moderately slower pace. This is the reason why we plan so thoroughly when thinking about our retirement ...
Views: 978 - Using Steps To make a Social media Posting Plan - by Submitted on Dec 09, 2011 from Gayle DucanIs your posting on sociable networking sites thoroughly prepared? Have you been seeing the outcomes you desire out of your social media written content? If not, you need to produce or update your prepare for creating your on the internet presence. Listed below are 7 elementary methods to ...
Views: 1988 - Panama- An Ideal Place to Live after Retirement - by Submitted on Dec 05, 2011 from sookie carolinaPeople often think to shift at a safe, economical and beautiful place after their retirement. Panama is one of the ideal places to live after retirement and it is considered among the most suitable retirement havens. This Latin American country is renowned for its beautiful scenic mountains and ...
Views: 1030 - Why an Entrepeneurial Business Needs a Succession Plan - by Submitted on Nov 29, 2011 from MegaDox CorporationBackground In planning for business and economic challenges, succession, retirement, sale of a business, or the withdrawal of equity from a business, the entrepreneur should properly consider the question of how to extract or protect his/her equity in the business. This planning process begins ...
Views: 702 - Metal Detecting A Great Solution For An After Retirement Hobby - by Submitted on Nov 20, 2011 from Mariecar CervanciaFor elderly people and retirees looking for new adventure, beginning a unique pastime and picking up a new tool like a metal detector can be a pretty invigorating knowledge. Taking up metal detecting after retiring may be a great idea in fact. Retired persons have a variety of knowledge to ...
Views: 1445 - Understanding the Reverse Mortgage for Purchase Program - by Submitted on Nov 14, 2011 from Amber LadlieWhat many consumers fail to realize about reverse mortgages is that these loans can be used to purchase a home. Through the reverse mortgage for purchase program, officially known as the HECM for Purchase program, consumers are able to use federally-insured reverse mortgages, or HECMs, to ...
Views: 797 - Top 5 Advantages of a 401k Plan - by Submitted on Nov 11, 2011 from Teddy DanfieldWe all know we need to save for retirement. The question becomes: Where should I save my money? The simple answer for many will be their work 401k plan. I want to give you five advantages of a 401k plan. Most people have a 401k plan, but they do not know how to take full advantages of a 401k ...
Views: 1074 - Reverse Mortgage FAQ: Answers to Consumer’s Most Important Questions - by Submitted on Nov 08, 2011 from Abby ReynoldsBy now, most adult consumers have at least heard of a reverse mortgage. Many also know that these loans are a way for retired adults to withdraw a portion of the equity in their homes. Still, the specifics of these loans often leave consumers with many important questions. To gain a better ...
Views: 1077 - Why you should have a bucket list - by Submitted on Oct 24, 2011 from Sarah jonesWhen you are young, it seems as if there is always something to look forward to. From the weekend to a birthday party, summer vacation to Disney World there is always an event on the horizon. However, as you age it seems as if there are fewer events to look forward to. Birthdays just symbolize ...
Views: 2324 - What Are Pension Annuities All About? - by Submitted on Oct 16, 2011 from John VineWhen researching about planning for retirement, we find that there is a lot of jargon used by financial advisers and journalists. This sometimes means that when we try to gain the knowledge we need, there has to be a specialist dictionary at hand. There is no real need for complication, so let ...
Views: 966 - When Do You Plan to Retire? - by Submitted on Oct 16, 2011 from John VineWhen do you plan to retire and what does retirement mean to you? Ask these questions to a number of people and you will receive many different answers. The one thing these answers are likely to have in common, is the wish to have the means (enough money) to decide how to divide one's time ...
Views: 891 - A Guide to Secure your Retirement - by Submitted on Sep 30, 2011 from Amalia JeffersonThere are several meanings that individuals might put towards the expression "retiring comfortably". You may strategy on hopping about the globe, or obtaining a dream 'castle' inside a faraway land, or lazing about inside a tropical destination. In spite of these romantic scenarios, you still ...
Views: 997 - Why Think About Your Retirement Now? - by Submitted on Sep 22, 2011 from John CarloRetirement is something I think about. It's always in the back of my mind. I recently was married to my lovely wife and now I'm thinking about her retirement as well. I look at my folks as they are from a different era. They're single-minded goal was to buy a house and pay off the mortgage as ...
Views: 677 - 4 Mistakes Entrepreneurs Make With Retirement Planning - by Submitted on Sep 11, 2011 from Justin KraneHere are four common mistakes entrepreneurs make when it comes to retirement planning. Start now and you can avoid and/or correct these pitfalls. Mistake #1: You plan on selling your business in the year you want to retire. Then you will take that money and live off it. But what happens if ...
Views: 934 - Is a Roth IRA Conversion for You? - by Submitted on Sep 11, 2011 from Justin KraneWhen people ask for suggestions on financial planning opportunities, I tell them two words. Roth IRA. How great would it be if you didn't have to pay taxes when you take distributions from your retirement account when you retire? Maybe you could retire earlier! Or you may be able to save ...
Views: 836 - Senior Citizens Now Have Numerous Reasons to Smile; Financially - by Submitted on Sep 05, 2011 from Michael KartelLike each one of us, aged people also have their share of banking and financing needs. Hassel free and convenient banking is all we want and senior citizens are no exception. Their financial needs differ from the other age groups and thus they need dedicated banking solutions. Senior citizen ...
Views: 1331 - Retirement Planner - Retirement Planning: The Amazingly Simple 5Ws (and 1H) Formula - by Submitted on Aug 30, 2011 from Keelan CunninghamAre you, like countless millions of others, so-called “planning your retirement” i.e. crossing your fingers and hoping your nest egg will provide for you during your golden years but really not sure if it will? Whether you’re 35 or 55, don’t fool yourself into thinking that building a nest egg ...
Views: 1171 - 401k Contribution Limits Are Designed To Increase Annually - by Submitted on Aug 26, 2011 from Frank RodriguezFewer middle-class people enjoy financial security these days. Saving enough for a comfortable retirement seems like a pipe dream for those facing the economic burden of layoffs or extended unemployment. Though times are difficult, working for a company that encourage employees to participate in ...
Views: 954 - Planning for Retirement Activities - by Submitted on Aug 23, 2011 from Amalia JeffersonRetirement doesn?t imply the end of an active lifestyle. Really the contrary, it opens up new opportunities for a lot of new activities. Some retirees substitute voluntary community function for their former function. This provides definition or which means to their roles following ...
Views: 1186 - Investment Options for Your Retirement Should Not Be Risky Business - Annuities, 401k and You - by Submitted on Aug 21, 2011 from Ryan O’DonnellInvestments can be complicated and potentially risky ventures. The notion of your own retirement and financial well-being in your later years being "risky" or "complicated" is going to introduce fear into anyone who is making choices now that will impact their retirement savings - if you're ...
Views: 1003 - Guidelines to Get Pension - by Submitted on Aug 20, 2011 from John LindaAs with any procure that straightly have an effect on their future, it is essential to get guidance on which fits your needs and circumstances. In addition to making the right choice of pension products also need to make sure you choose the right pension provider so it can be something of a ...
Views: 955 - Markets Race Ahead of Modest Economic Outlook - by Submitted on Aug 10, 2011 from Corina EdwardsWhile economist’s debate whether U.S. and global economies are already in what all agree will be a slow recovery, investors have seized on sprinklings of positive news to drive financial markets upward. With the end of August in sight, the most-quoted indices are all at their 2011 highs. The ...
Views: 979 - What Is a 401k Plan: The Pros And Cons - by Submitted on Aug 05, 2011 from Frank RodriguezSo, what is a 401k plan? It's a long-term savings plan which was created in order to help workers save money towards retirement. You decide on an amount that is automatically taken out of your paycheck every week or month, and then it is deposited into the retirement plan on your behalf. You ...
Views: 1010 - Retirement Planning and Ingredients To Consider When Baking Your Retirement Cake - by Submitted on Jul 22, 2011 from Justin KraneIn the Olympics, you may have had a chance to watch a track and field superstar win a gold medal. Once they cross the finish line, their sheer excitement, happiness, and pride for their country is the engine that makes them take that victory lap. The pressure is gone, the results of the hard ...
Views: 1029 - Top 3 Ways To Get Enhanced Annuity Quotes - by Submitted on Jul 21, 2011 from scott artichokeAnnuities are financial products which you buy when you reach retirement. You need to buy an annuity because it is your life income, the income you receive instead of working. For some retirees, it is a stressful and worrying time as it is a major decision which is irreversible and very ...
Views: 1475 - Baby Boomers Need Help & Hope to Keep Retirement Dreams Alive - by Submitted on Jul 08, 2011 from Walid PetiriBoomer's this is not your parent’s retirement. According to the Employee Benefit Research Institute (EBRI), in 1980, 39% of American workers had a pension that paid a guaranteed payout during retirement. In 2010, that number had shrunk so that 15% of workers now have pensions. This is very ...
Views: 1023 - The 401(K) Are For People Who Plan To Be Poor When They Retire - by Submitted on Jul 08, 2011 from Mathew OwensMost of the population still believes in old financial philosophies that are no longer relevant and reliable. The vast majority of the working public thinks investing is risky and you should invest in mutual funds, diversify in stocks and bonds and hand your money over to a money manager. That ...
Views: 1568(1 vote) - Concerns In the course of Retirement and How to Be prepared - by Submitted on Jul 06, 2011 from John Fisher3 Risks During Retirement and ways to Plan Absolutely no Guaranteed Income Sources- Today's retirees face numerous challenges than retirees from the past. Guaranteed income from a pension is nearly wiped out! For the majority of, Social Security may be the just type of fixed income, but on ...
Views: 707 - Fears During Retirement and ways to Get ready - by Submitted on Jul 06, 2011 from John Fisher3 Risks During Retirement living and How to Prepare yourself No Guaranteed Income Sources- The current retired people encounter a variety of problems as compared to retirees off of the past. Guaranteed income from a pension plan is nearly wiped out! For many, Social Security will be the only ...
Views: 643 - 3 Overlooked Risks Throughout Retirement living and How to Be prepared - by Submitted on Jul 06, 2011 from Chad Stipp3 Risks In the course of Retirement and the way to Get ready No Guaranteed Income Sources- Present day retired people face numerous problems than senior citizens from the previous. Guaranteed income from your monthly pension is nearly wiped out! For the majority of, Social Security will be ...
Views: 680 - Planning Your Retirement - Low Risk - by Submitted on Jun 24, 2011 from Ryan O’DonnellRetirement - the word means many things to many people. For most, it signifies freedom; freedom from the constraints of having to go to work somewhere five days a week and the necessity of living your life around the 40 hours per week you need to earn income. It means you now have the ability to ...
Views: 743 - Some considerations with care homes in Liverpool - by Submitted on Jun 21, 2011 from mark baileyPeople will grow old. And the many years that you have stayed here on earth, you would want to spend your golden years being taken care of. Good thing there are care homes in Liverpool. With care homes around, you don't have to worry too much about your welfare so you can have peace of mind, ...
Views: 803 - Fixed Indexed Annuity Features - by Submitted on Jun 21, 2011 from Thomas HarperIndex-Linked Interest Rate Indexed annuities track the performance of a stock market to determine the interest rate of the policy. The S&P 500 and the Nasdaq 100 are the most commonly used indices, however other choices are often available. These indices consist of a pool of stocks chosen for ...
Views: 791 - Using Your Retirement Account to Produce Income Now - by Submitted on Jun 01, 2011 from Allen M. StinsonYou may have though that an IRA or 401k plan is just a retirement asset. But it can be a very valuable tool for you to use to generate money right now. In this article we will reveal to you some of the little known financial secrets that are not readily available to the general public. But ...
Views: 628 - Annuity Basics - by Submitted on May 31, 2011 from Thomas HarperIf someone has a lot of money saved up for their retirement, there are several ways of making your money work for you. Some of those options include keeping it in the bank and letting it grow interest, investing it in the stock market or mutual fund and real estate. Another option of making the ...
Views: 726 - 401K Investment Advice - by Submitted on May 30, 2011 from Max MullerInvesting in a retirement plan or 401K plan is a very confusing market of business for many to handle. It isn’t often that people will be able to handle their stocks or investments all on their own, while still being able to make the best deals and receive the most possible profit. Because of ...
Views: 849 - Retirement Investment - Can You Squeeze the Risk Out of Your Retirement Investment? - by Submitted on May 25, 2011 from Robert RubinThe Perfect Retirement Investment A perfect retirement investment would look something like this - * You can't lose money. Safety guaranteed. * Your payouts can only go up. Never down. No matter what happens. This retirement investment exists: variable annuities. Competition has made ...
Views: 972(3 votes) - Retirement Income - Two Myths About Retirement Income Exposed - by Submitted on May 25, 2011 from Robert RubinDo bonds offer safe retirement income? Are stocks too risky for retirees? Read this article to learn the truth about what's safe and what's not. Most people get the same bad advice - "The older you are, the more you should put in bonds. Stocks are too risky." But bonds are more risky now than ...
Views: 796(1 vote) - The return of prosperity, part I - by Submitted on May 24, 2011 from Patrick AstreThe Return of Prosperity – A Three Part Series. Part One: An objective View Part Two: The good signs Part Three: What to do right now! Part One: An Objective View. “If it ain’t bad, it ain’t news” -Unknown reporter at the scene of Joey Gallo’s murder, April 7, 1972. When it ...
Views: 1660 - Investment Income - How to Make Safe Investment Income - by Submitted on May 24, 2011 from Robert RubinHow do you make safe investment income? You will know one great way after you read this article. Any good source of investment income must have - * Low risk to your capital. * Large and predictable payments of earnings. America's county and municipal governments are eager to offer you ...
Views: 1215(1 vote) - How to Save Money When You Book a Cruise - by Submitted on May 15, 2011 from Shirley LindeWant to book a cruise? Before you get out your credit card, check these tricks of the trade for a cruise deal. BOOK EARLY Booking three to six months in advance will often save you money, and also give the best choice of cabins. The earlier you book, the bigger the discount. PAY EARLY ...
Views: 1270 - Baby Boomers Top 5 Financial Recovery Solutions - by Submitted on May 17, 2011 from Edie HardageBaby Boomers are quickly approaching retirement and are in a precarious situation. Many of us have been working most of our lives and planning for our future retirement with savings, IRAs, 401Ks and other retirement plans only to lose ½ or more in the recent economic melt down. And, while the ...
Views: 1820(1 vote) - Financial Recovery - Financial Security After Age 60 - by Submitted on May 17, 2011 from Edie HardageFinancial Recovery is an issue that most Americans are seeking in today's times and speaking from experience, there are many obstacles to overcome in the current economic state. As a 60 year old baby boomer, not only are there obstacles, but there is a time crunch as well. My husband retired at ...
Views: 1195 - Taxes May Outweigh The Benefits For Early Distribution From Your Retirement Accounts - by Submitted on May 07, 2011 from Walid PetiriClearly after experiencing the job losses and other turmoil that will make 2008-2010 forever memorable, many Americans have been feeling immense financial pressure. During these times, when families really need additional money to meet their needs, a retirement account may seem like a ...
Views: 826 - The Right Retirement Plan For You Or Your Employees? - by Submitted on May 07, 2011 from Walid PetiriRetirement is probably the number #1 reason that people invest and there are a variety of retirement plan choices. Whether you are an employer trying to provide the best benefit package options for your employees, or you want to make sure you have a good handle on the plan that is offered to you ...
Views: 959 - State pension 'is insufficient to provide for everyone' - by Submitted on May 08, 2011 from Thomas PhillipsonPeople approaching retirement age may wish to look into taking out savings accounts, it has been suggested.It could be essential for older people to take the time to compare savings on products such as ISAs and fixed rate bonds prior to giving up work due to issues with the state pension in ...
Views: 768 - CNN Money Says Memphis Tennessee Is One Of The Most Affordable Retirement Locations - by Submitted on May 01, 2011 from Mathew OwensThere is so much positive information going around about the Memphis Tennessee real estate market lately its staggering. From the influx of Electrolux, the appliance manufacturing company, to Mitsubishi opening a manufacturing plant in Tennessee bringing thousands of jobs, to Pass Pro building ...
Views: 1138 - How Can You Cope With The Rising Age Of Retirement? - by Submitted on May 03, 2011 from Robert BoroffExperts are fairly confident that by 2020 the average age of retirement will have risen to 66. This number, I’m sure, comes as no to surprise to anybody who has followed the economic health of the nation. But this number may still be alarming to those individuals who are planning on retiring ...
Views: 808 - Twelve Steps to Negotiating a Bridge to Retirement - by Submitted on May 01, 2011 from Alan SkloverACTUAL CASE HISTORY: Alex had been employed in the Information Technology ("I.T.") department of a large insurance company for 20 years. At 54 years of age, he was looking forward to retirement in just a few years. His wife, Barbara, had recently retired as a school teacher in a private school, ...
Views: 1633(1 vote) - What does a Financial Planner do? - by Submitted on Apr 26, 2011 from Chris CornishI thought it wise to share with you what a financial planner actually does, because in my experience most people either have misconceptions or just don't know. I like to think of financial planning as the process where the client and financial planner get together to initially discuss the ...
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