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Retirement and Retirement Planning Articles
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- The Rewards of Working in Eldercare - by Submitted on Mar 07, 2012 from Sarah jonesAs the baby boomer generation begins to retire the demand for eldercare services is expected to dramatically increase. In fact, according to the Family Caregiver Alliance (FCA), there are at least 12.8 million Americans who need assistance from others to help with routine activities. ...
Views: 823 - Peaceful Life In Retirement Living Homes - by Submitted on Mar 07, 2012 from Google GuptaRetirement living homes are special types of residences, which are designed for those individuals who have retired from their professional or working lives. These homes incorporate different types of apartments, depending upon the needs and requirement of the investors. The modular home ...
Views: 929 - Atlanta Retirement Community - by Submitted on Mar 05, 2012 from Campbell StevenSt. George Village takes a different approach to senior living in Atlanta. Built as a “Life Care Community”, the Atlanta retirement community caters to independent seniors who seek an active lifestyle combined with financial security, convenience and peace of mind for future healthcare needs. To ...
Views: 789 - Atlanta's Best Retirement Community - by Submitted on Mar 05, 2012 from Campbell StevenSt. George Village has set a new standard for senior housing in Atlanta by making a commitment to provide the best in health care services in a dynamic family friendly environment. The entire staff at St. George Village places a priority on giving its residents the best experience possible for ...
Views: 821 - Senior Housing in Atlanta - by Submitted on Mar 05, 2012 from Campbell StevenSt. George Village goes far beyond offering a place for senior housing in Atlanta. Built to provide the highest level of health care in a small town atmosphere, this Atlanta retirement community offers a richer and better life for its residents through companionship, convenience, and a variety ...
Views: 779 - Senior Living in Atlanta - by Submitted on Mar 05, 2012 from Campbell StevenSt. George Village offers a sense of community combined with superior health care for people seeking senior housing in Atlanta and its surrounding areas. On a personal level, one of the major issues that seniors living alone have to deal with is a sense of isolation and loneliness. Living alone ...
Views: 776 - St. George Village, an Atlanta Retirement Community - by Submitted on Mar 05, 2012 from Campbell StevenSt. George Village, an Atlanta retirement community, provides the highest level of life care services to its residents through its Wellington Court health center. The life care offered by Wellington Court is one of the most important aspects of the full service care offered by the health center ...
Views: 794 - Why SIP make sense as Investment Tool ? - by Submitted on Mar 05, 2012 from Ankit RautWhat is SIP ? SIP-Systematic Investment Plan is a method of investing a fixed sum, that is paid regularly, in a mutual fund. This method of investment is very similar to that of RD's (Recuring Deposits) of old fashion of investment. A SIP basically allows you to buy units on a given date ...
Views: 987 - Seniors Likely to Use Home Equity to fund Retirement with Reverse Mortgage in Coming Years - by Submitted on Mar 01, 2012 from Chris BeardCensus and aging reports indicate the population of American’s turning 65 has begun as of 2011 and will continue to skyrocket well into 2030. These baby boomers control approximately 77% of this nation’s wealth and much of this is in the form of home equity. This explosion is likely to wreak ...
Views: 1198 - Advantages and Disadvantages of Reverse Mortgages for Seniors - by Submitted on Mar 01, 2012 from Chris BeardA reverse mortgage funding senior’s retirement can be an excellent way to supplement a retirement plan. Advisors are able to meet with seniors and determine the most effective plan of action and which plan may be right for the seniors to fund the retirement years. The knowledge and education ...
Views: 1866(1 vote) - A Premium Retirement Community for Retirees - by Submitted on Mar 01, 2012 from Sandhya Suman SumanLocated in the heart of Okanagan valley, is the city of Kelowna, which is considered to be a premiere retirement community. With breathtaking scenic beauty and pollution free environment, the Homes in Kelowna are the perfect place to retire. The lifestyle this place offers is best suited for ...
Views: 671 - Paying For Senior HealthCare Today, What Are Your Options? - by Submitted on Feb 29, 2012 from Chris BeardAccording to a 2010 survey completed by MetLife Market found that the chief concern was about having enough steady income and reserves to cover expenses at retirement and the cost of senior health care, as reported by 32% of respondents surveyed. This is regardless of whether they plan to retire ...
Views: 1332 - At What Age Should You Start Thinking About A Pension? - by Submitted on Feb 28, 2012 from Henry CollinsRetirement is an issue many people would rather not think about during their youth. To some of them, it signifies being old. They would prefer postponing the issue until they reach the said age. Therefore the question arises whether you should be saving so that you can live comfortably on your ...
Views: 776 - Tallahassee Is The Best Area On Earth To Retire - by Submitted on Feb 27, 2012 from Sanford OberhauserThere are millions of baby boomers around the planet trying to choose where to retire, and if a large amount of us who have grown up in Tallahassee have anything to with it, they are going to choose Tallahassee. Tallahassee needs population growth to help the property market recuperation, and ...
Views: 1006 - What is different in retirement homes in Burlington? - by Submitted on Feb 27, 2012 from larne btulaAs age advances, people need to be cautious about their health and a great way to lead a healthy life is to live in a stress free environment. Ideally senior couples should live an independent life and try to do most of the things with their own hands. A majority of senior people, who live with ...
Views: 649 - What Is a Reverse Mortgage? Important Facts for Seniors - by Submitted on Feb 22, 2012 from Brittney ParksA reverse mortgage is a financial tool that gives senior homeowners the ability to cash in on their home equity. With a reverse mortgage, seniors borrow a portion of their equity, which they repay once they sell their home, stop living in the residence or pass away. To get a reverse mortgage, ...
Views: 945 - Should Seniors Take Advantage of Today’s Low Reverse Mortgage Rates? - by Submitted on Feb 22, 2012 from Brittney ParksOn a forward mortgage loan, a borrower’s interest rate will impact the size of his or her monthly payment. Since reverse mortgagees do not make monthly payments to their lenders, interest rates may seem unimportant. Reverse mortgage rates, however, actually do play a very important role in the ...
Views: 969 - Enjoy Retirement with Equity Release Schemes - by Submitted on Feb 22, 2012 from dorthy williamPeople struggle a lot to get a tension free retired life. However, when people reach at the verge of retirement they become worried about their future. In most cases, meager amount of pension becomes the major trouble. At old age, financial support plays the most important role. Therefore, some ...
Views: 719 - Who Should Consider a Reverse Mortgage? - by Submitted on Feb 21, 2012 from Brittney ParksAccording to the National Reverse Mortgage Lenders Association’s Reverse Mortgage Market Index report, seniors have approximately $3.19 trillion invested in their homes. Yet a poll conducted by the Associated Press and Life Goes Strong found that 89% of the 77 million “baby boomers” polled did ...
Views: 900 - A Closer Look at the Long-Term Reverse Mortgage Disadvantages - by Submitted on Feb 21, 2012 from Abby ReynoldsA reverse mortgage is a special type of loan that lets seniors borrow a portion of their home equity and defer payment until they pass away or move from their home. To qualify for a reverse mortgage, borrowers must be at least 62 years of age and have a small remaining mortgage balance. ...
Views: 864 - How Does a Reverse Mortgage Work After Closing - by Submitted on Feb 21, 2012 from Abby ReynoldsSeniors who are interested in getting a reverse mortgage are usually interested in three things: whether they qualify, what they have to do to get a loan and how much money they are eligible to receive. While these are very important factors, seniors should also be asking, “How does a reverse ...
Views: 863 - Are Seniors Getting the Right Reverse Mortgage Information? - by Submitted on Feb 21, 2012 from Abby ReynoldsLately, reverse mortgages have been getting some negative media attention. This is because, as of last year, an estimated 30,000 reverse mortgages have fallen into default. This means that around 5% of borrowers are at risk of losing their homes unless they can get their loans back into good ...
Views: 837 - How Seniors Can Use a Reverse Mortgage Calculator to Their Greatest Benefit - by Submitted on Feb 21, 2012 from Abby ReynoldsA reverse mortgage calculator is a tool used to estimate the amount of money an individual might be able to receive through a reverse mortgage. To use a reverse mortgage calculator, seniors simply input their age, home value, existing mortgage balance and estimated interest rate. The calculator ...
Views: 901 - Exploring Reverse Mortgage Pros and Cons - by Submitted on Feb 21, 2012 from Amber LadlieMany senior homeowners have spent years building equity in their homes. In fact, some seniors have put so much money into their homes that their retirement savings is not quite where they hoped it would be. To supplement their savings, seniors are now choosing to use their home equity to fund ...
Views: 966 - What Is a Reverse Mortgage? Covering the Basics - by Submitted on Feb 21, 2012 from Amber LadlieWhat is a reverse mortgage? This question is one commonly asked by retirees and pre-retirees looking for ways to add to their retirement savings. According to a recent article in the Washington Post, reverse mortgages “can be a good option for seniors,” sometimes even more favorable than ...
Views: 864 - How to Tell the Good Reverse Mortgage Lenders from the Bad - by Submitted on Feb 21, 2012 from Amber LadlieHome Equity Conversion Mortgages, or HECMs, are insured and regulated by the federal government. Because these loans are so strictly regulated, many seniors are under the impression that all lenders offer the same experience. While lenders are limited in the fees they are allowed to charge their ...
Views: 848 - Your Own Backyard - by Submitted on Feb 21, 2012 from Judy JuricekNow that you are considering retirement or are newly retired, you are undoubtedly thinking about things that you can do that your schedule did not allow for in the past. We all have huge, wandering trips where we go to far-flung locations on exotic adventures, right? Have you stopped to think ...
Views: 1004 - Panama: The an Ideal Destination to Retire Abroad - by Submitted on Feb 21, 2012 from sookie carolinaAfter struggling hard in professional and personal life, several individuals wish to spend a comfortable and hassle free life after their retirement. Panama is a beautiful destination, where senior citizens can live a holistic lifestyle after retirement. This splendid retirement destination ...
Views: 966 - How Does a Reverse Mortgage Work, and Can I Qualify? - by Submitted on Feb 28, 2012 from Chris BeardThere are a few requirements that need to be met, when someone is thinking about a reverse mortgage. This type of financial arrangement can help a senior come up with some extra monthly income. If you are wondering what the requirements are for the process, then you may want to find out how to ...
Views: 1378 - Are Reverse Mortgages Safe? - by Submitted on Feb 28, 2012 from Chris BeardThe first reverse mortgage was offered by Deering Savings & Loan of Maine in 1961 to a woman named Nellie Young the wife of the loan officer’s deceased football coach. Reverse Mortgages gained widespread recognition in 1988 when HUD administered and FHA Federal Housing Authority with the ...
Views: 1455 - Should Your Retirement Goal Be Measured Only by Net Worth? - by Submitted on Feb 19, 2012 from Keith WhelanRecently our family went out to eat, and while waiting for our entrées one of our sons asked us what we’d like to do when we retire. A good question…one that was fun to answer. My wife said travel and dine out. I agreed, but added that since I am a boy and boys like their toys I absolutely ...
Views: 728 - Best Places to Retire – Panama Properties - by Submitted on Feb 17, 2012 from sookie carolinaFor a serene living in the post retirement years, Panama city stands as a favorable option. Considered as one of the best places to retire, Altos del Maria is a gated residential community which has been developed keeping in mind the needs of retirees. Encompassing natural wonders and scenic ...
Views: 795 - Increase Your Chances to Retire Successfully - by Submitted on Feb 01, 2012 from Judy JuricekThe months before retirement can be some of the most exciting in your life. Just think, no more alarm clock, battling rush hour traffic, endless and boring meetings, working with people who you don't particularly care for, and the tired term "doing more with less." Retirement is the solution to ...
Views: 874 - Quiet Time for Retirement Planning - by Submitted on Feb 01, 2012 from Judy JuricekA huge majority of people live in a very busy, loud, and sometime chaotic world outside of our homes and unfortunately sometimes inside them as well. This makes it impossible to sit down, think, contemplate, and write about your ideal life in retirement. Fortunately, if you are creative, you ...
Views: 968 - Is New Hampshire Really the Best Place to Retire? - by Submitted on Jan 31, 2012 from Sanders MachAside from its low taxes New Hampshire is also known for being one of the states with the lowest crime rates, thus making it an ideal place to raise a family and to retire. Now New Hampshire long term care is something worth talking about because it is performed with a lot of heart. Nursing ...
Views: 847 - Benefits of Using Self-Directed IRAs for Multifamily Real Estate Investing - by Submitted on Jan 13, 2012 from Chris UrsoIs your IRA working for you, or are you working for your IRA? Chances are that if you don’t have a self-directed IRA, you’re working for it. Just like you can invest in stocks, bonds, and mutual funds, you can also use your self-directed IRA to invest in multifamily real estate—tax-deferred or ...
Views: 1167 - What Borrowers Need to Know Before Getting a Reverse Mortgage for Seniors - by Submitted on Jan 12, 2012 from Amber LadlieA reverse mortgage is a loan that allows senior homeowners to convert a portion of their home equity into cash. Unlike conventional mortgage loans, which require borrowers to make monthly payments to their lender, these loans actually pay the borrower. Borrowers are not expected to repay their ...
Views: 768 - Retirement in America - A Post-Recession Overview of Today's Retirement Realities - by Submitted on Jan 12, 2012 from Brian DavisIn all the devastation caused by the recent recession, one bright spot is the number of Americans paying more attention to their retirement planning. We’ve all heard the ugly stories of people forced to remain working because their retirement investments disappeared, and of people forced to ...
Views: 1066 - What Does Your Favorite Reverse Mortgage Blog Predict for the Upcoming Year? - by Submitted on Jan 04, 2012 from Amber LadlieOne of the best ways to get up-to-date information is to follow a reverse mortgage blog. While not every blog is created equal, many are written by experienced specialists currently working in the industry. Following a reverse mortgage blog will help seniors get the latest information on ...
Views: 931 - Two Pieces of Reverse Mortgage Information Every Senior Needs to Know - by Submitted on Jan 04, 2012 from Amber LadlieAs the baby boomers enter retirement, an increasing number of consumers are looking for reliable reverse mortgage information. A reverse mortgage is a unique loan that lets senior homeowners over 62 years of age borrow a portion of their home equity. Read on to discover two things you need to ...
Views: 959 - Reverse Mortgage Information Regarding the HECM Options Available to Seniors - by Submitted on Jan 04, 2012 from Abby ReynoldsAn HECM, or Home Equity Conversion Mortgage, is a type of loan insured by the Federal Housing Administration (FHA) that allows senior homeowners to withdraw a portion of the equity in their home. Today, HECMs make up more than 90% of all reverse mortgage loans. The rest of these loans are ...
Views: 901 - 10 Ways to Boost Your Retirement Income. - by Submitted on Dec 25, 2011 from Chow SiewAre you confident that your retirement income will enable you to enjoy a comfortable retirement? The good news is that baby boomers are living longer than their parents. Many are expected to live for 25 - 30 years past their retirement age. The bad news is that the majority of baby boomers ...
Views: 761 - 401k Plan Mistakes: Top 4 Common Mistakes to Avoid - by Submitted on Dec 22, 2011 from Teddy DanfieldSince the advent of 401k plans in 1981 making mistakes in 401k plans have become commonplace. Let's take a look at four common mistakes we can avoid. #1 Chasing Returns Chasing returns is as common as trying to keep up with the Jones’. Chasing returns means looking at your yearend ...
Views: 1361(4 votes) - Developing a Personal Financial Plan and getting ahead. - by Submitted on Dec 22, 2011 from Casey KepleyIn today's economy it is more important than ever to have a personal financial plan and manage your money. Having a financial plan that fits your financial life style can help you obtain the direction you want and help you manage your finances and achieve your financial goals in life. Do you ...
Views: 888 - Retirement Planning - Tips for Managing Your Finances - by Submitted on Dec 22, 2011 from Unni MenonAfter crossing the golden age of 50 years, by adopting progressive lifestyle modifications and also availing modern healthcare facilities, you can actually look forward to live not less than another 40 to 50 years. Finding a regular and reliable source of funds is vital at this stage of life to ...
Views: 666 - Reinvent To Retire - Retirement Isn't What It Used To Be - by Submitted on Dec 21, 2011 from Linda HamptonIn recent decades retirement has been triggered by age, influenced by eligibility for social security benefits and employment retirement programs. Today retirement looks different, as the economy, good health and life expectancies have changed the retirement experience. In 2010, Business Insider ...
Views: 791 - Creating Your OWN Retirement Plan - by Submitted on Dec 19, 2011 from Teddy DanfieldHow can someone create their own retirement plan? When I say create your own retirement plan I mean making use of all the retirement options available to all people. It is time to depend on your own resources instead of just the government or your employer for your retirement income. Use ...
Views: 1169 - Looking for the Best Annuity Rates and Forgetting About Cash Issues Soon after Retirement - by Submitted on Dec 18, 2011 from George FrankFor people who want to delight in retirement to your fullest and also have no funds worries in any respect, buying annuities is the smartest thing of all. You won't only have the ability to save lots of funds for retirement, any time you have all of the free time within the planet to take ...
Views: 673 - House equity release – good retirement solutions - by Submitted on Dec 14, 2011 from jim wrightWith retirement comes the major tension of financial crunches. If retirement is planned in advance, there should be no problems for the retired life. However, there might also be emergencies post retirement for which huge amounts of finances might be required at once. In such situations house ...
Views: 753 - Retirement and remortgage equity release Beneficial for Retirees - by Submitted on Dec 14, 2011 from dorthy williamRetirement brings insecure financial condition with it because the pension which is received post retirement is hardly sufficient to meet all the family expenses. Therefore there is a need for an extra income which when combined with the pension received will enable the retirees to maintain a ...
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