Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Retirement and Retirement Planning Articles
We are currently looking for an Official SelfGrowth.com Guide to "Retirement and Retirement Planning". If you have expertise in Retirement and Retirement Planning and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
- Get the best pension advice and know about pension plans - by Submitted on Jun 11, 2012 from Fadhrick PickasoPensions are usually comparable to investing cash for yourself to expend when the right time comes when you no longer work. When the annuity matures, married couples or individuals will be capable of enjoying what they set aside dearly. Beginning a marital life requires taking a lot of essential ...
Views: 1294 - You Don't Have to Be a 1-Percenter to Enjoy Retirement, Retired Nurse Discovers - by Submitted on Jun 15, 2012 from Susan KlopferRetirement planning means far more than addressing money issues, Jane C told me. The retired nurse expected to feel happy upon retirement, but found herself, instead, "just miserable nearly every day." Sitting at her kitchen table, drinking a cool ice tea, Jane told me her story. As a ...
Views: 1918(2 votes) - You Don't Have to Be a 1-Percenter to Enjoy Retirement, Retired Nurse Discovers - by Submitted on Jun 15, 2012 from Susan KlopferRetirement planning means far more than addressing money issues, Jane C told me. The retired nurse expected to feel happy upon retirement, but found herself, instead, "just miserable nearly every day." Sitting at her kitchen table, drinking a cool ice tea, Jane told me her story. As a ...
Views: 1918(2 votes) - Some Retirees Make Extra Money By Speaking, Selling Books, Reports at Back of the Room - by Submitted on Jun 15, 2012 from Susan KlopferARE YOU A retiree who is looking for something intriguing and fun to do, while making extra money? If your answer is yes, you are not alone. In fact, most older employees (65 percent) recently told researchers they would like to have some form of work in their retirement, according to a 2011 ...
Views: 1966(1 vote) - Retirees With a Business Plan, Written Goals Can Earn Extra Income - by Submitted on Jun 15, 2012 from Susan Klopfer"I thought I left business and work and all of that snarly stuff - and now you want me to write down my business plans? To write down my goals? NOT!!" Sue is a newly retired office manager turned blogger who wants to make a small business of what she is doing -- blogging about ...
Views: 1636 - Cultural Survival Rules Keep Some Retired Expats From Packing Bags, Going Home - by Submitted on Jun 15, 2012 from Susan KlopferAS A NEWLY retired person, do you REALLY expect EVERYTHING to go as planned? Consider the retiree who chooses to move to another country as an expat and then winds up going back home, giving up on the dream of living in a new culture because he or she can't seem to make needed cultural ...
Views: 1895 - Expat Retirement Works Best When Cultural Differences Understood and Appreciated - by Submitted on Jun 15, 2012 from Susan KlopferTo survive as a stranger in a strange land – a visitor in a new land – requires education and enough personal depth to avoid unfair prejudices that result from ethnocentrism. AFTER WORKING nearly eight months months to get a special “pensionada” visa, scouting out the correct pet carriers to ...
Views: 2087 - A 401k for Your Employees? - by Submitted on Jun 04, 2012 from Justin KraneThis July, 401k participants will receive more disclosures about the fees they are paying inside their 401k plans. The Department of Labor wants more transparency and more disclosure on what kind of fees employees are paying inside their 401ks. Why? Because many employees have no idea how ...
Views: 1332 - As More Baby Boomers Moving Into Retirement -- What Do They Want? (Stats and Facts) - by Submitted on Jun 15, 2012 from Susan KlopferDO YOU HEAR a growing rumble in the distance? Chalk it up to the coming the Baby Boomer Express, an enormous number of older folks in this country getting ready to retire. In fact, every 7 seconds an American turns 50 -- more than 12,500 people every day, the U.S. Census Bureau ...
Views: 2340 - Your Man Is Not Your Retirement Plan - by Submitted on Jun 01, 2012 from Sharon ODayNo, your man is not your retirement plan. Tough words, I know. But, regardless how great your relationship is with the man in your life, recognize that there are three undeniable realities that make it critical that you be able to stand on your own two feet. Three Undeniable ...
Views: 2180(3 votes) - My Financial Planner Mentioned a Life Settlement? Where Can I Find Answers to My Questions? - by Submitted on May 28, 2012 from Michael TaylorYou have a life insurance policy that no longer meets your needs – or perhaps the premiums have become too costly. No matter the reason for wanting to get rid of your life insurance policy, a
Views: 1130 - Retirement living In Ontario-Choice Of Many Baby Boomers - by Submitted on Dec 31, 1969 from larne btulaThe rising number of elderly will likely have a great impact on the increasing number of the facilities of retirement living in Ontario. As a plethora of people near retirement age, they will likely alter the definition of what it means to be retired. Most of the senior citizens today are ...
Views: 1545(1 vote) - Top tips on your SIPP Pension - by Submitted on May 16, 2012 from Charlotte TaylorOne of the most attractive points about a modern day pension is that almost anyone can have one. It is a common misconception that taking out a SIPP pension is a long and complicated process, only used by people in the know. Yes pensions can be confusing and complicated but as most providers ...
Views: 1225(1 vote) - US Gold Bureau Investors Know Precious Metals Portfolios Should Be Diverse - by Submitted on May 04, 2012 from Jordan BeardThose who invest in precious metals often like to find a steady source of the metals they want like US Gold Bureau offers them. What they are looking to do is make sure that they can keep on building their portfolios no matter what and a service like this allows them to do that quite easily. ...
Views: 1209 - More Than Just Your Will – Part 4 - by Submitted on May 01, 2012 from Corina Edwardsor every grain of sand on the beach and every star in the sky, there is a different theory on life after death. No one really knows what happens. And it is that inability to find some tangible proof of the afterlife (if there is one) that is often replaced by a profound desire to control what ...
Views: 1096 - UK Self Storage an Ideal high yield investment - by Submitted on Apr 28, 2012 from Paul DexterThe UK Self Storage Investment is The first tangible investment currently available in the UK allowing a very low cost entry into the high return self storage industry. It's a fact the UK's top self storage companies have seen the highest growth and the highest yielding returns within the ...
Views: 3069 - Retirement homes for seniors in Kelowna - by Submitted on Apr 27, 2012 from Victor BenPeople are concerned about their old age and hence want to plan something unique for their retirement. British Columbia is a region, which not only attracts tourists but also retirees from different corners of the globe who wants to lead a peaceful life amidst the natural beauty. In Kelowna, ...
Views: 975 - Private Pensions - by Submitted on Apr 24, 2012 from Brian FlindallThere are three main pension types: 1. Private (or Personal) Pension 2. Company (or Occupational) Pension 3. Stakeholder Pension Each type has its own advantages and disadvantages. However, when compared to other ways of saving for your retirement, there is one major advantage that they ...
Views: 1133 - What Is a Reverse Mortgage? What Seniors Should and Should Not Expect From These Loans - by Submitted on Apr 22, 2012 from Brittney ParksAccording to researchers at the Center for Retirement Research at Boston College, in upcoming years, reverse mortgages will an important tool used by baby boomers to help them afford expenses during retirement. The continued popularity of these loans leaves many seniors asking, “What is a ...
Views: 999(2 votes) - Reverse Mortgage Defaults: Do These Loans Carry a Higher Risk? - by Submitted on Apr 22, 2012 from Brittney ParksAccording to statistics compiled by the National Reverse Mortgage Lenders Association, between 10,000 and 15,000 Home Equity Conversion Mortgages (HECMs) are currently in technical default. Some lenders have even foreclosed on seniors who could not arrange a payment plan or otherwise get their ...
Views: 1483(2 votes) - Reverse Mortgage Information: Choosing a Payment Option - by Submitted on Apr 22, 2012 from Brittney ParksSeniors seeking reverse mortgage information will quickly notice that these loans are highly flexible. Not only do seniors get to choose from different loan products and interest rates, but they also get to choose a payment option. Currently, Home Equity Conversion Mortgages (HECMs) offer ...
Views: 1189(1 vote) - Understanding Reverse Mortgage Insurance Premiums: Is Insurance Really Necessary? - by Submitted on Apr 21, 2012 from Abby ReynoldsSeniors who take advantage of the reverse mortgage programs offered by the Department of Housing and Urban Development (HUD) will be expected to pay two distinct mortgage insurance premiums. The first will be an upfront mortgage insurance premium, or MIP, that is collected by the Federal ...
Views: 1162(1 vote) - How Does a Reverse Mortgage Work? Understanding Servicing, Refinancing and Payoffs - by Submitted on Apr 21, 2012 from Abby ReynoldsWhen most seniors ask, “How does a reverse mortgage work?” they are really asking how to apply and qualify for a loan. For many seniors, qualifying is the simple part. To qualify for a federally-insured reverse mortgage, or Home Equity Conversion Mortgage, seniors must be 62 years of age, own ...
Views: 1280(1 vote) - Need Answers Fast? Use a Reverse Mortgage Calculator to Answer Basic Questions - by Submitted on Apr 21, 2012 from Abby ReynoldsWhile some seniors plan on using a reverse mortgage as a retirement tool, many others are still on the fence. By now, many consumers know that reverse mortgages are loans that allow seniors over 62 years of age to convert a portion of their home equity into cash. Many consumers also know that ...
Views: 1444(1 vote) - Thinking About a Loan? Try a Reverse Mortgage Calculator - by Submitted on Apr 21, 2012 from Abby ReynoldsHome Equity Conversion Mortgages (HECMs) remain popular with seniors interested in making the most of their home equity during retirement. While many of the requirements necessary to qualify for an HECM are clear, others are somewhat hazy. Seniors who are interested in these loans often wonder ...
Views: 1119(1 vote) - When a Reverse Mortgage for Purchase Is the Most Beneficial Option for Seniors - by Submitted on Apr 21, 2012 from Amber LadlieSeniors are commonly told that reverse mortgages are not short-term loans. If an individual plans to move in the next few years, a reverse mortgage will probably not be his or her most economical option. In the past, seniors who planned to move in the near future did not have a reverse ...
Views: 1058(1 vote) - Reverse Mortgages: The Who, Why and When - by Submitted on Apr 21, 2012 from Amber LadlieReverse mortgages are unique loans that give seniors the opportunity to withdraw a portion of their home equity and defer payment until their home is sold. Unlike other loan products, these loans carry strict age requirements. To qualify for a reverse mortgage, borrowers can be no younger than ...
Views: 983(1 vote) - How Reverse Mortgage Lenders Differ in Terms of Quality and Affordability - by Submitted on Apr 21, 2012 from Amber LadlieMany consumers think of lenders as the enemy. They are the ones charging expensive fees, giving borrowers high interest rates and, when it comes to reverse mortgages, taking advantage of seniors. Fortunately, this could not be farther from the truth. Reverse mortgage lenders are a senior’s ...
Views: 1236(1 vote) - Beautiful Senior Retirement Homes - by Submitted on Sep 26, 2012 from Victor BenOkanangan valley is a beautiful place which is surrounded by beautiful lakes, mountains and breathtaking landscapes. The city of Kelowna is situated in proximity to the region, which caters to the shopping needs of the individuals. The climate of the place remains temperate and the atmosphere is ...
Views: 983 - Retirement Community Homes for a Peaceful Life - by Submitted on Apr 19, 2012 from Victor BenEvery person wants to enjoy a trouble free life after retirement and makes extensive planning for it. To be free from physical and metal pressure is the wish of every retiree. Hence, people tend to plan their retirement in advance and select some of the best retirement options. In British ...
Views: 899 - Look Into Reverse Mortgage Information as One Way To Increase Retirement Income - by Submitted on Apr 10, 2012 from Kimberley FowlerPresently, many retirees are looking at alternate sources of income much like the purchase of a reverse mortgage program given that they battle to survive on social security and savings on it's own. During the stock-market meltdown of 2008, quite a few mature adults lost an excessive percentage ...
Views: 1086 - Plan for a peaceful retired life with retirement annuity - by Submitted on Apr 06, 2012 from Robert CookPlanning for your retirement while you are still working is a good idea. Especially if you are looking forward to a peaceful and tension free retired life, make sure you start your planning early. The biggest problem you would probably face after your retirement is related to your finances since ...
Views: 1097 - Is it Possible to Dream of Secured Retirement Days with Annuities - by Submitted on Apr 06, 2012 from Robert CookOnce you retire from work, don’t you wish to receive a steady income till your last breath? Don’t you dream to fulfill all your unaccomplished objectives during your retirement days? Well, it’s quite obvious for one to crave for a better and secured life after retirement. So, why don’t you go ...
Views: 915 - Why is Planning and Saving for Future and Retirement Essential - by Submitted on Apr 03, 2012 from John KendalPlanning for secured future can be a tedious task. As there are many risk of uncertainty, you must plan ahead for a relaxed future. Savings and investments can be the best way to plan a decent future. Make smart investments with virtual accounts: Saving up your hard earned money is as ...
Views: 794 - More than Just your Will – Part 3 - by Submitted on Apr 02, 2012 from Corina Edwards“The pomp of death alarms us more than death itself.” (Lucius Annaeus Seneca, 4 BCE – 65CE). Those words are perhaps more true today than they were when Seneca the Younger first uttered them. All sorts of emotions play havoc on our nerves when we consider our own death. Anxiety, sadness, ...
Views: 1089 - Canadian Reverse Mortgage Lending Products Provide Benefits to Retirees - by Submitted on Apr 18, 2012 from Kimberley FowlerThroughout Canada, reverse mortgages are loans offering a secure and straightforward means to access the funds which are presently secured in your mortgage. There are several similarities and differences amongst regular Canadian mortgage loans and a reverse home equity loan. You can apply for ...
Views: 1036 - Are you planning retirement living in Ontario? - by Submitted on Mar 30, 2012 from larne btulaSenior couples need to take care of their health because health starts falling as age advances. The first sign of falling health is stiffness in body muscles, weakening eyesight, difficulty in hearing and memory loss. But there is nothing to worry as you can take care of your health and lead a ...
Views: 954 - Retirement houses: A heaven for senior citizens - by Submitted on Mar 30, 2012 from larne btulaAre you worried about your life after retiring from work? If yes then shed all worries and find one of the best retirement houses in an independent living community in your city. These homes are specially designed and furnished for senior living and only seniors are allowed to stay in these ...
Views: 977 - Carehomes: Independent living for seniors - by Submitted on Mar 30, 2012 from larne btulaElderly couples who find it difficult to live without personal assistance should consider relocating to carehomes where they can take advantage of professional personal assistance and lead an independent life. Part of larger living communities, these homes are best suited for seniors who have ...
Views: 970 - Retirement living in Ontario for people over 50 - by Submitted on Mar 29, 2012 from larne btulaLife begins at 50 and there could be no denying to this fact. Post retirement, you would have plenty of time and money. If you can stay healthy then you can enjoy your post retirement life to the full. For healthy life, you need to stay active. As age advances, vital body organs become slow but ...
Views: 1060 - Why seniors should relocate to retirement houses? - by Submitted on Mar 29, 2012 from larne btulaOne should retire from work and not life. Adult couples over 50 need discourage themselves from leading an active life as they can relocate to retirement houses and relive the sensation of their golden days. Aging shouldn’t affect your mind and you should be as ambitious at the age of 50 as you ...
Views: 918 - Assisted living – retirement home or your home? - by Submitted on Mar 28, 2012 from Sarah DowlingThere comes a point in every person’s life where they have to decide how best to look after their parents in old age. It is no shame in admitting that your parents are in such a state – everyone will approach elderly age at some point, and so it is best to be as prepared as possible for every ...
Views: 831 - Aging in Place - by Submitted on Mar 27, 2012 from JC DentonIn 1945 the Second World War was officially over, and hundreds of thousands of military men and women returned home. It wasn’t until 1951 that the term “Baby Boom” was actually coined, but the phenomenon began almost exactly nine months after that September day. Although the official Baby Boom ...
Views: 942 - ABOUT SAN DIEGO RETIREMENT COMMUNITIES - by Submitted on Mar 21, 2012 from Stone WesternSan Diego has the best climate in the United States - no wonder it’s a first choice destination for those looking for retirement community services. Relocating to a place where you will probably spend the rest of your life is a very important decision. have a lot to offer and are especially ...
Views: 815 - Louis Vuitton Wallet Retirement Plan Presents is actually a typical is the - by Submitted on Mar 20, 2012 from Monroe BadgerFrederick Ashton may be the an amazing individual when element comes to you for additional details on going to be the ballet and going to be the opera. There are a lot of those it is certainly plausible that are aware of that this man and what person has accomplished because they are familiar so ...
Views: 1914 - Things to Consider When Selecting a Retirement Facility - by Submitted on Mar 20, 2012 from Sarah DowlingWithout a doubt, selecting a suitable retirement facility is one of the toughest tasks anybody can be faced with. Whether you’re a senior looking for a change of location or a family struggling with the idea of rehousing a loved one, ensuring that the facility is perfect is paramount. As with ...
Views: 970 - Enjoy a Golden Retirement with Assisted Living - by Submitted on Mar 20, 2012 from Sarah DowlingAfter a lifetime of hard work it’s far from unfair to hope for a peaceful and relaxed retirement. For some the idea of a golden retirement never sees the light of day. For others these twilight years are packed with excitement and the opportunity to do those things that time seemed to previously ...
Views: 934 - Independent or Assisted Living - Making the Right Choice - by Submitted on Mar 20, 2012 from Sarah DowlingWhether you’re a senior looking to enjoy the golden years of retirement or a family looking to improve the standard of living of an elderly loved one, assisted living and independent living are two options that potentially offer the answer to your search. For some assisted living offers the ...
Views: 831 - More Than Just Your Will – Part 2 - by Submitted on Mar 16, 2012 from Corina EdwardsA Death Dossier is a term many legal and estate planning professionals use to describe a portfolio containing the financial particulars, last wishes, insurance information and asset documentation of an adult. The name may be rather sinister in nature, but digging deeper we find the information ...
Views: 942 - Altos de Maria – Best Place To Live After Retirement - by Submitted on Mar 14, 2012 from sookie carolinaPeople often think about the place where they would like to spend rest of their post retirement life. A place where they live near nature, breathe fresh air and enjoy sports in an excellent weather condition. Altos de Maria is one such panama gated mountain community where individuals can enjoy ...
Views: 1017(1 vote) - More Than Just Your Will – Part 1 of 4 - by Submitted on Apr 02, 2012 from Corina EdwardsThinking about the end of your life is not a pleasant thing for anyone, at any age. We all know no one can live forever, but that doesn’t mean we want to think about death. Yet, preparation for the inevitable is critical. There isn’t a prerequisite age for having a will or life insurance, and ...
Views: 930