Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Personal Finance Articles
We are currently looking for an Official SelfGrowth.com Guide to "Personal Finance". If you have expertise in Personal Finance and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
- How to Balance a Real Estate Portfolio - by Submitted on Jul 28, 2017 from Rachael MurpheyEvery successful real estate investor will tell you that the key to a profitable portfolio is a keeping it balanced. Spreading your real estate holdings among several different sectors mitigates risk and increases your passive income. Many investing experts recommend a strategy that combines a ...
Views: 1351 - Understanding Wage Garnishment: Four Things To Keep In Mind - by Submitted on Jul 20, 2016 from Rebecca WilliamsUnderstanding Wage Garnishment: Four things to keep in mind Let us take a step back and look at what constitutes a wage garnishment. It is not a simple pay deduction, and it cannot be done at just anyone’s request, a wage garnishment is the legal way that a percentage of an employee’s pay is ...
Views: 1351(1 vote) - Family Budget Expense Types - by Submitted on Apr 09, 2016 from John SteelyWhen creating a family budget, three factors determine the structure of the document: income, expenses, and savings. After the budget is completed, the next step is to make an effort to improve the budget, particularly by increasing the savings. However, the money for more savings must come ...
Views: 1347 - The Heart of Prosperity - by Submitted on Aug 02, 2011 from Hillary HarrisDid you know that "the Economy" and world affairs have nothing to do with your state of Prosperity? And the state of your bank account is a reflection of how you feel about yourself? But perhaps most shockingly… money issues are never about money! Many of us believe that if we had more money ...
Views: 1346(1 vote) - Financial Planning - 6 Timeless Money Tips to Help You - by Submitted on May 15, 2009 from Glenn Ferguson“The same mind that created the problem cannot solve the problem."- Albert Einstein It is my hope that you enjoyed your Mother’s Day this past weekend. And as much as you didn’t like to be corrected when you were growing up, good ol’ Mom was almost always right in teaching us the basics. ...
Views: 1345 - Lawsuit Settlement Funding For Personal Injury Cases - by Submitted on May 14, 2012 from Lulaine ComperePersonal Injury cases are usually instances where the injured party is hurt by the actions of another person or company and because of that take legal action to remedy the situation. When the injured party decides to file a lawsuit, the lawyer takes it on a contingent basis but their pain and ...
Views: 1345 - Five Institutions that Check Your Credit Report - by Submitted on Jan 30, 2013 from Noreen RuthConsumers with a credit history have separate credit reports compiled by the three nationwide consumer-reporting agencies. By reviewing these documents, a lender can tell how responsible an individual is with their finances and help them determine whether to extend additional credit. Just as ...
Views: 1344 - Buying a House Means More Than Just a House Payment - by Submitted on May 09, 2010 from Nancy KvammeThe All American Dream is to own a home of your own. Many people think that paying rent is a waste of money. But when you do buy a house, you have more expenses than when you rent that many people do not consider. The monthly house payment may be similar to your rent payment but you will have ...
Views: 1343 - How I took control of my personal finances - by Submitted on Feb 19, 2011 from Justin HansenBeing a single mom for many years I had my share of financial troubles, I was never jobless but life at home with two kids certainly gave me a wide set of challenges, keeping up with my bills was one of them! Yes there were good times where I could splurge a little, travel and have some fun… but ...
Views: 1340 - Risk and Stock Trading Fees: The Two Barriers To Overcome If You Want A Successful Trading Career. - by Submitted on Aug 14, 2005 from David JenynsYou know the old joke: "How do you make a million in the stock market? Start with two million?" There is no way around it, risk and stock market fees are a part of trading that you can`t avoid. But, you can manage your risk. You can also manage the brokerage stock trading fees that eat away at ...
Views: 1338 - Home Inventory – Essential For Financial And Estate Planning - by Submitted on Feb 13, 2011 from Cindy HartmanYou’ve worked hard for decades, making sound investment decisions to ensure your future is just as you planned. You’re making sure there is enough money for the kids’ college and also for you to enjoy your retirement years. Then imagine that a disaster occurs (fire, burglary, tornado, hurricane ...
Views: 1335 - Stay Afloat Amid a Recession - Handling a Poor Credit Personal Loan - by Submitted on Jul 12, 2010 from Alan LimThe current global financial situation seems not able to provide balance. In the past years, you probably were hindered from seeking and securing significant loans because of high interest rates imposed. You may also be suffering from bad credit history. Following the financial crisis and the ...
Views: 1335 - Where is the Degree in Money Management Offered in School? - by Submitted on Jul 21, 2009 from SCOTT LIFERThere is no doubt the two most monumental days of a parent’s life are when their kids go off to kindergarten and when they graduate from college. All parents raise their children wanting them to succeed in life no matter their chosen path or discipline. They aspire for them to have more, make ...
Views: 1335(3 votes) - MONEY MANAGEMENT FOR THE NEW MILLENIUM - by Submitted on Jun 17, 2004 from Judy Lawrence4 Reasons Why Managing Money Today Is So Hard and What You Can Do About It. By Judy Lawrence, MS Ed. Budget Coach and Author of The Budget Kit 4th Edition Have you ever noticed how personal money management has a feel of dieting to it? Not only is there the challenge of knowing what method ...
Views: 1334 - Seeking Answers on How to Make Wealth Online? The Universe Heard Your Call! - by Submitted on Jan 20, 2011 from Michael WestbrookWhether the goal is to make wealth online free, recover from addiction, or take on a new career; when I am ready to learn my teacher appears. Upholding faith is sometimes difficult when the world around you seems to be crumbling. Personal finance struggles, escalating family matters, and ...
Views: 1333(2 votes) - Investing Tips for Beginners - by Submitted on Aug 03, 2009 from A DawnIn order to make it less intimidating to start investing, we are going to explore three popular and successful types of investments - stocks, mutual funds, and real estate – so that you can determine which ones work for you and how to take the next step. First, you will need to decide how ...
Views: 1330(1 vote) - Traveling with Credit Cards - by Submitted on Jan 30, 2013 from Noreen RuthWhether your traveling for business or pleasure, a credit card or two is essential to bring along for the ride. Taking advantage of the perks and protections by using credit cards over cash is a smart decision to make. Here are a few things to keep in mind when traveling and using your credit ...
Views: 1330 - How to Give from Your Home - by Submitted on Sep 24, 2005 from Roger CarrWhen we think about giving from our wealth, most of us think of giving financially. However, there are other ways of giving from our wealth. Some of those ways are right in front of us every day. The following are some examples to consider: 1. Clothing. Clean out your closets and drawers of all ...
Views: 1329 - Tax Returns: What Is A W2 Form - by Submitted on Dec 04, 2008 from Barry AllenIf you are an employee, that is earning salary from someone, you should receive a form W-2 from the employer. The form is a “Wage and tax statement” for the year. In order to file tax returns for 2007 you must either include a W-2 and in case the W-2 is not received by you on time ...
Views: 1329 - 5 Investing Principles For Success - by Submitted on Apr 27, 2015 from Jon DulinWhen it comes to investing, we like to make it harder than it really is. For whatever reason, we complicate things, thinking that we can somehow do things better or earn a higher return by doing something differently, tweaking something here or there. But studies show this is not the case. No ...
Views: 1328 - Harnessing Energy to Fuel Your Goals - by Submitted on Apr 16, 2010 from Candace CzarnyWhile it might be simpler to think of this energy as electricity or gas in your car, your home also has energy that it uses and moves. When you are working within Feng Shui principles, you can harness this energy and allow it to work for you as opposed to against you. From the time you’re at ...
Views: 1328 - Mortgage Wellness Part 1: Stop Paying Too Much! - by Submitted on Nov 20, 2009 from Lin EnnisOne doesn’t hear it from mainstream media, but most people are still paying their mortgages on time, every time. Even if defaults rise to 25%, three-quarters of mortgagors will still be all right. With that in mind, you can fine tune your mortgage’s health. First, a basic principle. How you ...
Views: 1328(2 votes) - Sample Household Budget Forms – How a Home Budgeting Form Can Help Your Finances - by Submitted on Jun 03, 2009 from Keith GarrowPeople experiencing problems with personal debt are not the only ones who could benefit from proper budgeting when it comes to household finances. Finding a long term solution to debt does involve learning to control spending, but budgeting is a process from which anyone can get real benefits. ...
Views: 1327(2 votes) - Are You on the Express Lane to Debt? - by Submitted on Jan 17, 2010 from Theodore HendersonThere are always plenty of articles and commentary written about rapacious lenders and banks taking advantage of the “little guy” by giving him too much credit too easily and then when most inconvenient for the borrower they hit him with higher interest rates or some other financial ...
Views: 1324(3 votes) - Discover The Tao of Making Money - by Submitted on Feb 05, 2006 from David CameronTao means Way. The Tao of Making Money is the Way of Making Money. What natural principles does making money follow? Making money is part of nature, and struggle is a symptom that you are out of harmony with the flow of nature, how things work. The word prosperity originally meant "to be in the ...
Views: 1324 - How to Make the Most Out of Your Money - by Submitted on Feb 05, 2013 from Samantha SeiffertAfter every economic crisis, society becomes cautious of how they spend their money. As they slowly get out of the slump, they hold on to their finances for fear of a sudden downward spiral that will send them back to another financial crisis. Well the good news is the country’s economic ...
Views: 1324(1 vote) - Live for Today, Forget About Tomorrow! - by Submitted on Jun 07, 2009 from Gary KohnkeI remember my grandmother always telling me to watch my pennies and the dollars will take care of themselves. Have you ever heard of that expression? There are so many people today that don’t live by that philosophy. Why were people in the olden days more money conscious then they are today? ...
Views: 1324 - Financial Success: 7 Proven Strategies to Prevent Financial Self-Sabotage - by Submitted on Jun 18, 2011 from Cindy Parran BrochuAre you often frustrated, overwhelmed, or worried about your financial situation? Understanding the why can help you to figure out what might need changing. Might it be that you just need to sit down and look at all the numbers and come up with a plan, or is it something deeper than that? ...
Views: 1322 - ***What Should I Do Now to Protect Myself in Case of Income Loss? - by Submitted on Jun 19, 2009 from Brian NicolettiBy Patricia Payne If you are currently working, count yourself lucky. Though the present can give us false confidence in our ability to meet financial obligations for the unforeseeable future, anything can happen. Even tomorrow you may be faced with the real possibility of job loss. What can ...
Views: 1321 - Forex Price Action Trading: How Safe is Your Investment? - by Submitted on May 06, 2012 from Linn SpannInvesting hard-earned money in foreign exchange trading especially if you use the Forex price action method may at times be risky. The economies of different countries have been greatly affected by the global issues and currencies are therefore greatly affected. However, the difference between ...
Views: 1321 - Foreclosure and Credit Problems: How To Work Things Out Without Bankruptcy - by Submitted on Oct 01, 2007 from Richard GellerMany of us have credit problems today due to the downturn in the economy and in the real estate market. I find it very helpful to consult with a bankruptcy lawyer. But that doesn't mean that bankruptcy is a good option. 1. Bankruptcy does not let you get out of secured loans. Mortgages ...
Views: 1320 - Laddering Investments For An Even Gain - by Submitted on May 18, 2010 from Jason CardonisWe all tend to jump the gun on some things in life for one reason or another whether its love, buying, and sometimes investing. While we won't be covering love and buying, we will be talking about how to properly plan out investments through patience, and a proper investment strategy. For ...
Views: 1319(2 votes) - Top 10 Books on Personal Finance - by Submitted on Jul 31, 2012 from Michael ReyMany people entering the workforce today are making money, but are struggling to manage it. For many, personal finance is a mystery. They struggle to understand the basic personal finance principles, concepts and ideas. Are you one of those who are struggling to manage money? Then seek ...
Views: 1319 - Five Ways to Change Your Spending Habits - by Submitted on Feb 22, 2010 from Delores MasonWhy does saving money feel like such a difficult thing to do? Every bit of professional advice you read about achieving financial freedom includes saving 4-9 months of your monthly salary to have on hand as a cushion for emergencies and difficult times, and yet, less than 23% of the population ...
Views: 1317(1 vote) - Don't Panic! It's just a recession. - by Submitted on Dec 10, 2008 from sam sanderWith all economists warning that the western world is on the brink of a global recession – and even inklings of another depression - find out what this means for the average Joe and how you can manage your finances through these financial times. Just the word ‘depression’ ...
Views: 1316 - New Jersey Tax Sales - by Submitted on Jan 17, 2011 from Joanne MusaRecently I attended 2 tax sales on the same day in New Jersey and got no liens. At the first sale I went to, I only opened my mouth to bid once. Everything except for one small $72 lien got bid down to 0%, and premium was paid even for small sewer liens. This was at the same sale that I had been ...
Views: 1315 - Student Loan Default Rates on the Rise - by Submitted on Feb 15, 2011 from Jeff MictaborUpdated statistics released by the U.S. Department of Education show that student loan defaults are rising. According to the latest figures, the default rate for federal student loans that entered repayment in 2008 is 13.8 percent, up 2 percent from the default rate for federal ...
Views: 1315(1 vote) - An Investor's Eye View of the Corporate Income Tax - by Submitted on May 10, 2007 from Steve SelengutThe Investor's Eye view of politics is a simplistic, practical, "dot-connecting" approach to sorting things out so that positive (win/win) change can be considered. Real World politics is not concerned with such things, and that is one of the most serious problems facing investors today. As ...
Views: 1314(1 vote) - Here Is The Skinny On Why TEA Is So Important For Us - by Submitted on Sep 15, 2009 from Scott ColettiTea has often been referred to as natures ‘wonder drug’ and to its healing qualities used for centuries in the Far East and even England. It is the second most widely consumed beverage, second only to water. It is also no secret that in these areas of the world where tea is most consumed, ...
Views: 1314 - Live a Frugal Life to Gain Financial Freedom - by Submitted on Dec 11, 2012 from Samantha SeiffertFrugality is a way of living and a great strategy to achieving financial freedom. It does not necessarily mean that you have to make do with scrimping on all aspects of your spending life. It is not simply cutting down the cost of all items. Living a frugal life is a process that starts with ...
Views: 1314 - Moving on a budget: 7 tips to make it possible - by Submitted on Apr 23, 2017 from Helen SheplyakovaUnless you don’t have too many belongings and all your stuff may fit just in a few bags, moving can be quite disastrous and expensive. At the same time, the key to the smoothest and the most stress-free relocation in your life is hiring professional movers and let them conduct all packing, ...
Views: 1314 - You Do Own Enough to Bother With an Inventory - by Submitted on Feb 13, 2011 from Cindy HartmanIt is so important to have an inventory of your personal property. People who don’t have a lot of fine art, collectables or expensive, high-end electronics often think they don’t have enough to warrant an inventory. You’ll see it’s well worth your time or money to have this information available ...
Views: 1314 - Money Management - Are You Making These 3 Common Mistakes That Are Keeping You Broke and Stressed? - by Submitted on Oct 28, 2012 from Dr. Chrys GhiraldiniNothing stresses people out more than money challenges, yet most people are oblivious to the ways in which they squander their earnings, thus they continue to make mistakes that perpetuate their stress over money. Would you believe that one of your innocent daily expenditures is costing you ...
Views: 1313 - How Much Are You Spending versus Earning in Your Home Based Business? - by Submitted on Sep 07, 2010 from Jeremiah CarstarphenSo much emphasis is put on making money in the home based business arena, but rarely do you hear talk about reducing expenses. This is just as important because if you are spending as much as or more than you are earning then you will continue to struggle financially regardless of how much money ...
Views: 1311(1 vote) - Requirement of Currency Exchange - by Submitted on Sep 13, 2016 from Mahendra Rajput1. Currency : Currency is the generally accepted in form of money. That includes coins and paper notes, and issued by the government and circulate with in the economy. 2. History of Currency : History of Currency related to the medium of physical transaction. Money is any clearly ...
Views: 1310 - You can double, triple, or quadruple your presence on the web for free. - by Submitted on May 17, 2011 from Carl Tuchy PalmieriYou can double, triple, or quadruple your presence on the web by joining the Authorsden. Post your current articles, books, stories etc. on their site. Just paying forward Warmest regards Tuchy Palmieri History has a way of repeating itself, even between authors and readers. Before the ...
Views: 1310(2 votes) - 12 month loans: Instant cash backing to help you face the financial crunches bravely - by Submitted on Jun 17, 2012 from Cameron whiteSometimes people get struck with a mighty blow that can disrupt their budget. And when this happens the borrower might be tormented due to shortage of funds which has brought them in such a situation. These days the UK finance market has inaugurated numerous deals to help the borrowers in their ...
Views: 1309 - How To Use Credit Wisely And Achieve An Abundant Life Part 3 - by Submitted on Jun 07, 2012 from Barnsley BrownIs your credit card use out of control? Do you lack money saving habits? Are you one of the 75% of American households with credit cards and credit card debt? I have some tips for you on how to use credit wisely and pay credit cards off, so read on! That's right, only 75% of American ...
Views: 1308 - Additional Benefits With Pet Insurance Plans - by Submitted on Jan 28, 2011 from Denise DawgstonIn reality most pet insurance plans are going to cover the same basic services; however there are plans that are much more comprehensive. The various levels of cover offered through a real pet plan allows pet owners to customize their insurance to meet their specific needs. You are also able to ...
Views: 1307 - Fools Rush In - by Submitted on Nov 15, 2012 from Peter LeedsA Need To Know Basis Too often investors buy shares in a stock armed with little more than the ticker symbol and a tip from a friend at work. Why not arm yourself with the best possible information, especially when it is all there at your fingertips for free? Here are the bare bones factors ...
Views: 1307