By Patricia Payne
If you are currently working, count yourself lucky. Though the present can give us false confidence in our ability to meet financial obligations for the unforeseeable future, anything can happen. Even tomorrow you may be faced with the real possibility of job loss. What can ... Views: 1270
1. Too-High Expectations. There's a big difference between setting goals that will require you to stretch yourself and goals that are simply unobtainable. While it is certainly noble and honorable to set lofty goals, expectations that are too high mean that you have set yourself up to fail. ... Views: 961
Question: I’m a 57 year old clinical physician thinking about slowing down in the next few years. I don’t feel I have enough money to retire but maybe I do? How do you analyze a client’s finances to make this determination? Any thoughts you could provide would be greatly appreciated. Lia, ... Views: 1982
Learn this quick exercise, and when your mood falls down, pick it up fast. This whimsical yet spiritual exercise really works! Whatever problems you have on your mind be they personal or world problems: they can be more easily solved when you are in a better mood.
The HappyU Exercise
Get ... Views: 2114
Think twice about heading to the "all you can eat" buffet this Father's Day as you maybe putting your waistline at risk!
Follow these 5 simple tips to eating healthy while enjoying Dad's day out.
1. Never go to a restaurant starving! You are setting yourself up for failure right from the ... Views: 1120
The closer you are to retirement, the more concerned you will naturally be regarding the amount of money you have in your retirement savings. With every downturn of the economy, you watch your nest egg grow smaller. Here are some practical ways you can survive on less money during your golden ... Views: 1333
MYTH #1 "Credit repair doesn't work!" While it's true that credit repair is more "art" than "science" that's not to say it doesn't work. If you undertake to repair your bad credit score, there's never any guarantee you can restore it to "perfect" status. But sometimes you can, and in almost ... Views: 1160
A credit card can be an asset to your lifestyle, but if not handled carefully it can become a liability, especially if you find it so convenient and easy to use that you lose control of your spending.
This short guide will help you understand how you can use your credit card so it works to your ... Views: 1681
Question: I'm looking for more details about retirement annuities. Do they all have fees? My sister says that hers cost her nothing and they "gave" her $5,000 for putting in about $50,000. Do they do that? I keep hearing about large fees and hidden costs, but she said that she started with ... Views: 1168
Mistake #1: Retiring when what you really needed was a break. All too often I see people in their fifties and sixties who retire or take an early incentive offer because they think they’re ready to stop working. After a few months or a few years they find themselves bored and restless and ... Views: 1098
Why are you here? Why are you on the planet right now? Many people believe we each come into this life with a purpose, a reason for living. Considering that every element in nature has a specific purpose for existing, and we are an integral part of nature, it stands to reason that we have a ... Views: 1126
Your focus for the month is to "march to the beat of your own drum". In other words, don't follow the crowd! Doing this takes a lot of courage. At the same time, it will foster a lot more freedom, success and excitement in your life. The fact is, it's only when you march to the beat of your own ... Views: 2967
One of the secrets to wealth is to THINK BIG! The fact is that very few people “think” big and even fewer “play” big. So why don't people want to “play big”? Usually, it’s because they believe they can't handle “big” or they don't want to handle it. Why? Because “big” often equals big ... Views: 887
Remember when you were a kid and felt you could set the world on fire? Millionaire? Sure. Hollywood star? Of course! Astronaut? Easy. Best-selling author? No problem. World traveler? Start packing.
So what happened? Where are you now? Are you living the life you thought you'd lead? ... Views: 865
You have a business. What are your major concerns? Profit obviously, new business and marketing most likely running a close second, staffing and keeping a great team firing on all cylinders will be up there, and of course putting out the daily fires that plague any company or entrepreneur. This ... Views: 1003
Most of us were never taught how to win the money game and if we were, most likely we were taught by people who weren’t very good at it. – T. Harv Eker
T. Harv Eker grew up the son of struggling European immigrants who had come to North America with only thirty dollars to their name. Money was ... Views: 1202
Sometimes we love change and sometimes we hate it. Regardless, it always takes a little bit of courage to leave something familiar and try something new. Why is change difficult for most of us? Because change necessitates that we move out of our comfort zones.
Since the ego, or protective ... Views: 1194
Most of us are busier than ever. Our lives are full of things to do, places to go, people to meet. All of this in the name of "getting ahead." But there comes a time when we need to question "is this really success?"
Ask most people what they're looking for, and chances are you'll hear things ... Views: 1061
"I don't 'feel' like it", is a common chant we often say to ourselves or to others when we're tired, not in the mood, or simply procrastinating. No doubt feelings are important and need to be acknowledged, yet at the same time, they often prevent us from taking the action we need to take, at the ... Views: 964
The formula for manifestation in our physical universe is known to be "thoughts lead to feelings, which lead to actions, which lead to results." Most people have plenty of thoughts and feelings, but the breakdown for many seems to be ability to take "action". The culprit, of course, is fear. ... Views: 1178
All of us have a personal money blueprint ingrained in our subconscious minds that will determine our financial lives.
Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, ... Views: 13719
Wealth File #1: Rich people believe “I create my life.” Poor people believe “Life happens to me.”
Money is extremely important in the areas in which it works, and extremely unimportant in the areas in which it doesn’t.
When you are complaining, you become a living, breathing “crap ... Views: 12008
"There’s the general economy, and then we each have our own personal economy. The general economy is definitely suffering. MY economy is great."
-T. Harv Eker
More than ever before, having the right mindset and tools is key to financial success. While the markets continue to be ... Views: 968
It’s true. ‘The rich do get richer’. Rich people seem to actually attract wealth MORE EASILY and there’s a reason.
If you’re reading this now, I’m willing to bet that you’re not reaching your true financial potential. But why not?
What’s holding you back from achieving your dreams?
Why do ... Views: 882
Find out why and older dog might just be right for you. If you're contemplating getting a family dog, then you owe it to yourself to read our article as to why senior dogs are becoming more and more popular. Learn more about these incredible dogs.
A Gentle Kind Of Fun
Over the years my ... Views: 1262
Take Notice Of Your Dog's Skin Problems
Dogs often suffer from a variety of skin problems and sadly it's not unusual to see a dog scratching and chewing excessively. Many times these skin conditions are even worse than we imagine, but the wagging tail and bright eyes often disguise the ... Views: 1320
This article is an excerpt from Mercedes' book, "5 Minutes to Financial Freedom." You can learn more about the book at ThroughHappiness.com
Let’s face it: For most of us our finances are a constant point of worry. The recent economic downturn, which some like to view as the biggest financial ... Views: 1022
The Buddha reached enlightenment at the age of 35 on a night of the full moon. Upon gazing at Venus in his meditation he suddenly realised that Venus, the moon and he were one…
Now, you may well wonder how a book entitled the Buddhist Trader is going to help you get to grips with the psychology ... Views: 2467
There is no point in struggling with thoughts that rush in during
times of stress. Thoughts themselves are not the issue. The issue is how we choose to process them. Here are some
reminders for improving performance under pressure:
--If thoughts entering your mind contain ideas of what you do ... Views: 1104
How do you express your self-worth? Are you going after your passions? Are you achieving your goals? How would you make your life better? These are some of the questions I have been pondering during the past couple of years as I wrote my latest book. I gathered insightful comments from women ... Views: 1337
Business grants have been accessible to business owners in the United States for decades. Annually, hundreds of millions of dollars in grant money are disbursed to individuals to help them start or expand an existing business.
Despite this, every year several business grant myths and ... Views: 1023
Watching Christmas movies can be a life-changing experience. That is the message for the season being promoted by the new website http://christmasmovies.net, which explains how to find "Transformation through Christmas Movies." From family films to shoot-em-ups, there is usually a message in ... Views: 922
Bad breath, also called Halitosis, is an embarrassing but largely avoidable problem. Renowned New York City dentist Jan Linhart reports that there are a number of measures that can be taken to not only cover up bad breath, but to prevent it.
"Bad breath is usually the result of food particles ... Views: 1082
The holidays are just around the corner, and for many, that means stress and additional pressures from family and friends, which can lead to alcohol consumption as a coping mechanism. However, for some individuals, it means avoiding the temptation of alcohol altogether.
The New York State ... Views: 1337
Smoking causes a host of medical problems. Most people know that smoking cigarettes contributes to lung cancer and emphysema, but lesser-known is the causal connection to back pain and spine problems. Recent studies and observations from leading neurosurgeons in Chicago concluded that smoking ... Views: 1482
Autism rates are increasing in the United States and abroad. Costa Mesa California-based "Talk About Curing Autism" (TACA) researchers estimate that there are over one million cases of autism in the United States alone--1 in 150 children now have the disorder. According to the U.S. Department of ... Views: 2274
Hale Dwoskin, Featured Teacher in "The Secret" and author of the New York Times best seller "The Sedona Method," reveals the first thing people must do if their bills are past due, their credit is extended beyond its limit or they are facing other financial woes.
The most important financial ... Views: 884
According to Business.gov, a web site managed by the United States Small Business Administration, the federal government does not provide grants for starting a business. However, the web site further reveals that they do provide some financial support that makes it easier for small business ... Views: 997
Life coach Ann Daly PhD offers advice to ambitious women who want to live large in 2009. Excerpted from Dr. Daly's new ebook, "A Year of Clarity: The Monthly Guide for Women." What are the best New Year's resolutions for ambitious women?
"Women are hungry for a life of focus, meaning, and ... Views: 1036
Carol Lee Bratter, the award-winning author of "Links to Understanding: A Guidebook for Intentional Professionals Working with Aging People" and member of the Minnesota Board on Aging, warns us that life as we know it now is changing with the aging of the baby boomer generation.
"The U.S. ... Views: 1338
In the face of rising unemployment, the best thing workers can do is be prepared, financially and professionally, said Ethan Ewing, president of free online consumer portal Bills.com -- and he has suggestions for how to do just that.
Ewing noted that the worsening U.S. economy is beginning to ... Views: 1063
Visiting loved ones is a holiday staple for many families, and many people enjoy simply spending the holidays away from home (perhaps to enjoy milder weather). In spite of its annual allure, holiday travel doesn't always come cheap. Gas prices often rise when large numbers of people travel. The ... Views: 989
Ever considered buying a hot tub? Know that adding a hot tub to one's property is an investment that will help escalate a home's resale value? Aside from all intents and purposes, getting one would also mean that enjoying a daily dose of paradise without having to leave the comfort of home. Add ... Views: 1898
"Instant Princess", a small guide that empowers adults to get to the bottom of low self esteem- causes, symptoms, and antidotes is now being offered for free to anyone with internet access, by going to http://www.highprincess.com and clicking on "party like a princess".
It's a travesty when ... Views: 1029
arly preparation and careful planning are among the six keys to helping a student with autism have a successful college career, according to Jane Thierfeld Brown, Ed.D, whose remarks are featured in a new podcast published at Autism Hangout.
In an interview with Craig Evans, founder of Autism ... Views: 1783
Leading career authority known as America's Career Maker, Barry Layne has released an in house study on the top 10 ways to cope with and survive a horrible boss during the economic downturn presently worldwide. Bosses who embarrass you in front of co-workers, tolerate inappropriate behavior and ... Views: 1925
For families welcoming new pets over the holidays, 2009 could mean a host of puppy behaviors that come back to "bite" the owners. California dog trainers Steve Bettcher and Patrick Gibbons, known as The Dog Squad, advise pet owners to start off on the right foot with their new puppy training ... Views: 1196
The holidays are not necessarily a happy, merry time - especially for people whose loved one has died during the past year, or even the past several years. In fact, if you're one of multi-millions of people who suffer such a loss each year, the holidays tend to increase the feelings of grief and ... Views: 1038
Starting the day after Thanksgiving, many people rush to department stores to get the best deals on presents for the holidays. So begins the 4 week holiday season that is known to cause stress, anxiety and even depression. With the economy in turmoil, this year is no different. Swanson Vitamins ... Views: 921
Get the knowledge, attitudes, values, and actions for starting and running a successful small business with the new book, 'DNA of the Young Entrepreneur.'
Part philosophy, personal experience, and practical advice from author Sean McCauley show how he went from poverty to wealth. Still in his ... Views: 1403