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Articles from Joanne Musa | Selfgrowth.com
- Tax Lien Investing Basics: Can I Make My Income From Tax Liens? - by Submitted on Aug 20, 2013 from Joanne MusaWant to know how much money you need to get started in tax lien investing and if this is something that you can use as your main source of income? Read this article to find out! First let me make it clear that tax lien investing is only one of my income sources. I use it as a way to invest ...
Views: 1996 - The Secret To Making Money With Tax Liens - by Submitted on Mar 26, 2013 from Joanne MusaAre you making money with tax liens yet? Do you go to seminars, buy the courses, watch the webinars, read the books about how to invest in tax lien certificates or tax deeds, but don’t do anything? Do you get excited about making money with tax liens or tax deeds, and even though you have ...
Views: 1340 - Summer Tax Sales Happening Now! - by Submitted on Jul 18, 2012 from Joanne MusaHave you been meaning to invest in tax liens? Looking for an alternative to the stock market that will let you sleep at night without worrying about losing your nest egg? Wondering how and where to get started? Well there is no shortage of summer tax sales! If you think you missed the ...
Views: 1890 - 5 Tips To Due Diligence For Tax Deeds - by Submitted on Jul 07, 2012 from Joanne MusaDoing your due diligence is the most important element of investing in tax deeds. Doing it properly can lead to lots of profit, while ignoring this aspect of tax deed investing could cost you your investment. Here are 5 tips to help you do your due diligence on tax deed properties to insure ...
Views: 1902 - 5 Reasons Why People Fail At Tax Lien Investing - by Submitted on Jun 11, 2012 from Joanne MusaTax lien investing is a great way to invest safely for high returns without putting your money at risk, as in the stock market, or other speculative investments. I use tax lien investing as a way to invest my money both for the near future – a few months to 2 years down the road, and for ...
Views: 1890 - 5 Steps to Buying Tax Liens Online - by Submitted on May 13, 2012 from Joanne MusaThere are five steps that you need to follow in order to be a successful tax lien investor whether you investing in tax liens online or in person. But how you follow out these steps is just a little different for the online tax sale. I like to use the acronym “STEPS” to describe these five ...
Views: 1761 - Why Smart Investors Are Choosing Tax Liens - by Submitted on Apr 26, 2012 from Joanne MusaAre you concerned about what's going to happen with the economy in 2012 and how can you prepare for what's ahead? The top financial and economic advisers in North America do not have good things to say about the state of our economy and what’s in store for the next couple of years. But you don’t ...
Views: 1048 - Build Your Profitable Tax Lien Portfolio - by Submitted on Mar 29, 2012 from Joanne MusaProfitability is an important factor when you’re considering where to put your money today. Nobody wants to put their money into an investment that can lose value, but in order to make high interest rates you have to take risks, right? That may be what you have been told, and you were probably ...
Views: 1373 - Are Over The Counter Liens Deals or Duds? - by Submitted on Mar 09, 2012 from Joanne MusaI get a lot of questions about over the counter tax liens. Would be tax lien investors want to know how to find out which counties have over the counter liens. Some of you have been told that tax lien sales are so competitive that you are better off buying left-over liens from the county. This ...
Views: 1236 - Tax Lien Investing: Time Verses Money - by Submitted on Jan 27, 2012 from Joanne MusaWhat do you have more of time or money? Have money but no time? Some investors have plenty of money to invest in tax lien certificates and/or tax deeds, but they don’t have the time to do the due diligence and bid at the tax sales. If you’re short on time but you have a substantial amount ...
Views: 1277 - 7 Step Process For Growing Your Wealth in 2012 - by Submitted on Jan 11, 2012 from Joanne MusaStep 1: Start Contributing to a Self Directed IRA or 401(k) If you have a 401(k) with your employer that’s good, but not as good as if you had a self-directed IRA or solo 401(k) that you can control. With a true self-directed retirement account you have control and can invest in almost ...
Views: 1415 - Tax Lien Investing 101: The 4 Things You Need To Know - by Submitted on Dec 23, 2011 from Joanne MusaThere are 4 things that you need to know about the state/county that you are investing in before you purchase a tax lien. Those 4 things are: 1. The default interest rate 2. The bidding procedure 3. The length of the redemption period 4. The expiration or life of the lien Default ...
Views: 1576 - New Jersey Tax Sale Update - by Submitted on Nov 04, 2011 from Joanne MusaI haven’t been to any tax sales in a while, but I did go one tax sale in New Jersey last month and two this week. Besides experiencing these tax sales, I also had the opportunity to talk to other investors that I know and find out what’s been going on in New Jersey and I’d like to share that ...
Views: 1124 - Colorado Online Tax Lien Sales - by Submitted on Nov 04, 2011 from Joanne MusaFall is the season for the tax lien sales in Colorado. Did you know that 12 of the Colorado counties have their tax sale online? These tax sales are different from other online tax sales. In Colorado premium is paid for tax liens. That means that the interest rate is not bid down. Instead an ...
Views: 1338 - Getting Your Tax Liens To Redeem - by Submitted on Nov 04, 2011 from Joanne MusaI just love it when I get checks in the mail from tax collectors for redemptions of my tax liens. But what do you do when your liens don’t redeem and the redemption period is over? This is somewhat state specific because some states don’t give you much time to foreclose once the redemption ...
Views: 1267 - Tax Lien Investing Basics: The Difference Between Tax Liens and Tax Deeds - by Submitted on Sep 26, 2011 from Joanne MusaSo many new tax lien investors don't know the difference between a tax lien and tax deed. They've heard that tax liens are a great investment and that you can get the property with a tax lien. So they confuse tax liens and tax deeds. For those of you who think that buying a tax lien is a good ...
Views: 1137 - Tax Lien Investing as an Alternative to Investing in the Stock Market - by Submitted on Sep 18, 2011 from Joanne MusaThe stock market recently took another tumble, but it doesn't concern me at all. I have very little invested in the market. Most of my investments are in tax lien certificates and the interest I make on my tax liens does not fluctuate with the market. In fact it's guaranteed by the county or ...
Views: 1379 - The Top 5 States For Tax Lien Investing - by Submitted on Dec 04, 2012 from Joanne MusaAs of the time that I'm writing this article there are only 8 states that have that have online tax lien sales. But some of these states may only have one or two counties or municipalities with online tax sale. For that, and for other reasons that I'll let you know about later, these tax sales ...
Views: 3639 - Purchasing Tax Liens – Everything You Need To Know - by Submitted on Aug 08, 2011 from Joanne MusaAlright so I can't cover everything there is to know about purchasing tax liens in this article but I can give you what you need to know to get started. First let’s start with understanding just what a tax lien is. When property taxes are delinquent, the government can either sell your property ...
Views: 1179 - What’s So Great About Redeemable Tax Deeds? - by Submitted on Jul 04, 2011 from Joanne MusaWhat Is a Redeemable Tax Deed? A redeemable tax deed is something in between a tax lien and tax deed. When you go to a redeemable tax deed sale, you are actually purchasing the deed to the property. If you are the successful bidder, you will receive a tax deed to the property. That deed, ...
Views: 9923 - Can I Invest In Tax Liens With Money From My Retirement Account? - by Submitted on Jul 04, 2011 from Joanne MusaHere’s a question that I get often; “Can I invest in tax lien certificates or tax deeds with money from my retirement account?” The answer to this question is yes, if you have a self-directed IRA or solo 401(k). But what is a self-directed IRA or Solo 401(k) and how can you tell if your ...
Views: 1351 - Tax Lien Investing Basics: Six Things You Need To Know - by Submitted on Jun 13, 2011 from Joanne MusaIf you believe the hype that you here about tax lien investing, you would think that you just go to a tax sale, buy some liens and make loads of money in a few months. But if that were true than everybody would be doing it! If you’ve actually started to invest in tax liens then you know that ...
Views: 1339 - How to Avoid The Competition At Tax Sales - by Submitted on Jun 09, 2011 from Joanne MusaI know this is probably one of your biggest challenges as a newbie tax lien investor – how to avoid all the competition at the tax sale. When you hear about how fierce the competition is at the tax sale, you’re likely to give up and throw in the towel on tax lien investing before you even get ...
Views: 1115 - Beyond The Basics For Tax Lien Investors: What You Need To Know And When You Need It - by Submitted on Feb 11, 2013 from Joanne MusaWe all suffer from “paralysis of analysis” at one time or another, where we are reluctant to go forward with something until we know all there is to know about it. The problem is, with most things that are worth pursuing, we’ll never know all there is to know about it. And the best way to learn ...
Views: 1136 - Done For You Tax Lien Investing - by Submitted on Apr 01, 2011 from Joanne MusaIs there such a thing as done for you tax lien investing where you just give your money to someone else and let them do all the work for you? Can you purchase profitable tax certificates without doing the due diligence and going to the tax sale yourself? There are 2 ways that I know of ...
Views: 1240 - How Profitable Is Your Tax Lien Investing? - by Submitted on Apr 01, 2011 from Joanne MusaDo you know how profitable your tax lien investing portfolio is? In this article you’ll learn how to track your tax lien portfolio so that you know just how profitable you are at any time. Begin by entering all of your tax liens into a spreadsheet or software program. The best way to index them ...
Views: 1504 - Invest in States with the Highest Return - by Submitted on Mar 14, 2011 from Joanne MusaTwo of the three states that have the highest return on investment for tax lien investing are not even tax lien states. They are the redeemable deed states Georgia and Texas. What makes them so attractive to tax lien investors are the high interest rates and shorter redemption periods. In ...
Views: 1245 - Are Utility Liens Worth Buying At Tax Sales? - by Submitted on Feb 15, 2011 from Joanne MusaDelinquencies other than property taxes may be sold at a tax sale. This includes unpaid utilities, sewer, water or garbage bills or any special assessments. Basically any unpaid bills that are payable to the local government (township, municipality, county or taxing district) and go unpaid can ...
Views: 4432 - Tax Lien Investing: Interest Rate or Penalty, What's The Difference? - by Submitted on Feb 04, 2011 from Joanne MusaIf you've been looking into investing in tax liens or redeemable tax deeds, you may have noticed that each state has a different interest rate that the investor is entitled to, and in some states the maximum interest is bid down at the tax sale. But what you may not know is that sometimes what ...
Views: 2335 - New Jersey Tax Sales - by Submitted on Jan 17, 2011 from Joanne MusaRecently I attended 2 tax sales on the same day in New Jersey and got no liens. At the first sale I went to, I only opened my mouth to bid once. Everything except for one small $72 lien got bid down to 0%, and premium was paid even for small sewer liens. This was at the same sale that I had been ...
Views: 1286 - What is a Tax Lien Agent? - by Submitted on Nov 29, 2010 from Joanne MusaA Tax Lien Agent is a person or a company that will purchase tax lien certificates and/or tax deeds for an investor. So if you are one of those people who would love to put your money into safe, high yielding tax liens or tax deeds, but you don’t have a clue about how to do it properly, and you ...
Views: 1413 - Online Tax Lien Investing Cycles - by Submitted on Nov 29, 2010 from Joanne MusaTax lien and tax deed investing, just like many other types of investing, follows cycles. These cycles are a result of the fact that most counties only conduct tax sales once per year. What really drives the cycles or “seasons” of tax lien investing are the online tax sales. Some would be ...
Views: 1319 - Is Online Tax Lien Investing For You? - by Submitted on Nov 29, 2010 from Joanne MusaOne of the biggest concerns for new tax lien investors is how can they purchase tax liens without going to the tax lien auction. Many people don’t have the time freedom to attend the tax sale and not every state conducts tax lien sales. What if you live in a state that does not sell tax liens, ...
Views: 1178 - Tax Lien Investing: Which States Have the Highest Return - by Submitted on Nov 29, 2010 from Joanne MusaI frequently get e-mails asking me which states have the highest return for tax liens. Here are the three states that have the highest interest rates on tax lien certificates. They're probably not the states that you have heard about because except for just one county, these states do not have ...
Views: 3361 - Tax Liens Vs. Tax Deeds: Which is the Best Investment? - by Submitted on Nov 24, 2010 from Joanne MusaFrequently I’m asked the question what is more profitable, investing in tax lien certificates or tax deeds. Whether tax lien investing or tax deed investing is better for you depends on the state that you live in and what your goals are. If you are looking to pick up property under market value ...
Views: 1951 - Tax Lien Investing: What Happens After the Tax Sale? - by Submitted on Nov 24, 2010 from Joanne MusaOK, so you’ve been to your first tax sale and purchased a few tax lien certificates, now what do you do? That depends on where you purchased your tax liens. Every state has different laws concerning tax sales and what you need to do once you purchase a tax lien certificate in order to protect ...
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