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Money secrets are some of the most shame-filled secrets we keep. We’ve all heard that “the truth will set you free,” however, I believe that there are two kinds of money secrets we keep: the ones we keep because it’s inconvenient to tell the truth and the ones we keep because we don’t want to ... Views: 1269
Many retirees are having difficulty with money management and are having money worries. They are finding it hard to adjust to living on a small pension when they retire.
However, making adjustments to your lifestyles and spending habits can help reduce your money worries and enable you to ... Views: 1267
64 years old, unemployed and closing the book on a 26 year marriage, Beverly needed to make sure that she had explored all of her financial options. She was coming in out of the dark, because during the entire time she had been married, she had never closely managed her finances.
As her ... Views: 1266
Bitcoin vs Ethereum Can End One of Two Ways
The funny thing about technology is that you never quite know where it leads. I’m sure that Satoshi Nakamoto (the mysterious founder of Bitcoin) had no idea what his creation would spawn, much less that it would one day be threatened by another ... Views: 1265
Feng shui is all about creating good energy in your home, and the result will be prosperity and abundance in all areas of your life. So if you want to attract more money, then create an abundant, prosperous, energy in your home. Suggestions include using the feng shui money frog, placing ... Views: 1264
A respectable number of Americans hold investments in gold and silver in one form or another. Some hold physical bullion, while others opt for indirect ownership via ETFs or other instruments. A very small minority speculate via the futures markets. But we frequently report on the futures ... Views: 1263
10 Ways to Live Positive on a Dog’s Budget
Dr. Joey Faucette, Author, Coach, & Speaker
Gas prices are going up daily and food costs are at an all-time high. We have cut our “fun budgets” way down. So how will we enjoy spring in a fun, positive way?
Positive Coach, speaker, & author of ... Views: 1262
Owing too much is definitely not a pleasant situation. If you, however, do not have adequate personal financial planning, having too much may also be a problem. It doesn’t matter whether you millions to repay or you have millions to spend, if you aren’t able to plan your finances well, it could ... Views: 1262
Are you hoping to make Valentines Day 2011 a special one for your sweetie? Is your loved one a little tired of getting the same old flowers and chocolates? Or are you still recovering from the hit your wallet took during the holiday shopping season, and in need of some budget-friendly – but ... Views: 1261
Riddhi Siddhi Multi Services have witnessed the Housing finance part in India has no uncertainty, experienced exceptional change in its structure from its detailing stage. Indian Housing Finance has far moved from the phase of being an exclusively government undertaking gave benefit amid the ... Views: 1260
Prospective college students who have filled out their applications for federal student aid (the application known as the FAFSA) should now be receiving information about their financial aid packages for the upcoming school year.
College financial aid packages usually contain a combination of ... Views: 1259
In my last article I spoke of how important it is to have powerful and positive thoughts. Those thoughts would lead to enlightened emotions and subsequently stronger actions as a result. I gave it a name so you all could remember, TEA. I want to speak to you today as a real person with human ... Views: 1258
Have you ever seen your credit score crash? Right when you least expect it?
We've all been surprised by credit reports that weren't as great as we wanted them to be.
Here are ways to make sure your credit is headed for bad news (and the ways to have good news):
1. Don't Monitor Your Credit ... Views: 1257
When you make a will one of the most important and difficult decisions you will make is who to name as personal representative or executor. This is the person who is in charge of your estate when you die and will have to tie up loose ends, pay debts, and distribute everything according to your ... Views: 1257
Are you ignoring your financial fitness? You may be if you hear a voice saying to you when you spend money, “I shouldn’t really be buying this,” or “How am I going to pay for this?” Maybe you hear no voice at all. Is it so buried that you wouldn’t even hear it if were screaming at ... Views: 1256
Debt Settlement
Title: Debt SettlementWhat is debt settlement?Debt Settlement is a process to settle your debts with the creditors. With debt settlement, a third party or you yourself negotiate with your creditors to come up with a reduced debt that you agree to pay. The reduction is usually ... Views: 1255
Whether you are a stay at home mom or working to help with the household expenses, family finance management usually falls on the shoulders of women. That is probably because they get to monitor what is needed at home and what needs to be purchased to make sure everyone in the family has what ... Views: 1254
If there is anything that the recent recession taught us, it is the fact that money is not the main marker for happiness, even though it does have a hand in helping us grow.
It is true that personal growth is quite important for anyone who wants to enjoy life. You all heard it before, how ... Views: 1253
Census and aging reports indicate the population of American’s turning 65 has begun as of 2011 and will continue to skyrocket well into 2030. These baby boomers control approximately 77% of this nation’s wealth and much of this is in the form of home equity. This explosion is likely to wreak ... Views: 1253
Originally used as basic transportation for home and business the automobile has become much more since the days of the Model T Ford. Today it supports a major industry as well as a wonderful convenience and better standard of living for so many. But the negative aspects of this great invention ... Views: 1253
A commenter on my blog recently wrote: With my partner's layoff and my salary reductions at work, our household income is down 80%! I feel like I'm getting no where at work, and my remaining income after expenses is now supporting my partners start up business and her share of our bills....How ... Views: 1252
A majority of adults in western society will carry a credit card of some sort, they have become so commonplace that you would look out of place and may sometimes miss out on a deal for simply not having one; think Airmiles for example.
Credit cards have become so widely accepted yet they can ... Views: 1252
A personal loan comes handy during unexpected emergencies. Depending upon your income and the employment status, you can apply and receive a personal loan in Dubai, UAE. The banks have some mandatory requirements to be fulfilled from the loan borrower for availing cash. To calculate the ... Views: 1251
Rama Tax Services is a Accountant firm that is dedicated to providing our clients with top notch quality service. We are committed to a quick response time that will deliver complete and accurate tax returns for an affordable price. The firm only hires people that are qualified Certified Public ... Views: 1251
This week I sponsored at an event hosted by one of my coaches and since I am beginning to launch some work that connects sex and money, I was asked over and over again, “How exactly are sex and money connected?” I found myself explaining some of the myriad ways they are connected and decided if ... Views: 1251
Serious people actually DO something; other people just talk about doing something or plan to do something one day.
If you want to be wealthy, you must take action.
Action really is the key. You can have the best ideas in the world or be the most talented person on the planet, yet still if ... Views: 1249
Investment management is the professional management of various securities (shares, bonds etc) assets (e.g. real estate), to meet specified investment goals for the benefit of the investors. Investors may be institutions (insurance companies, pension funds, corporations etc.) or private ... Views: 1248
Looking for some basic money management advice? But before that, wondering why is it important to manage one's money? To put it simply, managing your money meticulously can lead to debt relief and financial freedom. If you apply simple money management principles diligently in your daily life, ... Views: 1248
To listen to the SBG Cast, click here: http://tinyurl.com/24dpuvu
Most of us, 67% of Americans that is, were happy that Washington passed the extension of the tax rates for another two years. But what impact does this really have? Hi, I’m Steve Beaman and welcome to this SBG Cast on the ... Views: 1248
People with disabilities and their loved ones face a distinct set of financial challenges throughout their lives. To help address these challenges, in 2008 the Government of Canada introduced the Registered Disability Savings Plan (RDSP). Designed to help build long-term financial security for ... Views: 1246
1. Spend less than you earn:
This is the first Rule that you must do if you want to create a considerable amount of wealth. Many people spend first and invest what is left. This is in comparison to the rich, who invest first and spend what is left. Each time I start a savings plan I always ... Views: 1245
If you are dealing with a credit report that is less than 'okay', you need to start looking at your problem seriously if you have any hopes of some day owning a home or financing a new car or starting a business that will require borrowed money. For too many people, their credit report is ... Views: 1244
The "experts" tell me day in and day out that we are in a "recession" and that the economy is "sluggish" and that people are trying to save as much money as possible these days. But, you'd never know it by the money I see people wasting at their their local grocery store and supermarkets!
STOP ... Views: 1242
Apply for a loan with Peer to peer lending platforms. It is the best way to secure instant financing. With well-managed financial credentials, you can promptly get the lending decision.
If you have a bank account, they might have come across those marketing emails offering personal loans. In ... Views: 1239
Is it really possible for investors to get a 20 to 30% rate of return on their money in a crisis economy? The answer is yes. A vast majority are simply unaware that this rate of return is entirely possible by using a self-directed IRA to invest in mortgage notes (also known as trust deeds in ... Views: 1239
The length of one's credit history is one of the various factors credit bureaus look at when formulating a credit score .
Therefore, it may seem like a good idea to apply for credit early and often. A recent report by CBS MoneyWatch offered insight into how college students can do this, and ... Views: 1237
Have you ever wondered why one person in your family always seems to have money while another doesn't? Even tho they make the same income...
The truth is most people feel money is a dispensable item and are too easy to give it away for things they want or value. While an investor uses the ... Views: 1236
Another way to save money on entertainment, is to check out your local library. When you think about libraries, most people think about books. You can check out all kinds of books from the library - how-to, personal finance, fiction, cooking, children's books - you name it. Any time you hear ... Views: 1235
First off let’s define prosperity. Merriam-Webster defines it as the condition of being successful or thriving; especially: economic well-being. You could also define prosperity as excelling to the point desired. Those are good definitions, but they still do not define true prosperity.
If you ... Views: 1235
The Richest Man in Babylon, the book written by George S. Clason, is a regular revisit for me, at minimum on an annual basis. Written in story form and fairly short, it's a simple read, but full of the wisdom of handling money and building wealth. Here are some highlights of the great wisdom ... Views: 1234
Money saving experts can teach you new ways of thinking about how you handle money and how to take an organized approach to making your money go further. Just because you aren’t making the amount of money that you would like, doesn’t mean that you can’t have a fulfilling life. You just need to ... Views: 1232
I am often asked why I write these journal entries or articles on a monthly basis and not long ago I would have probably thought that I would be silly to do such a thing. Oh well, I have changed and it is what it is. I would not call myself an author, but just someone who enjoys speaking with ... Views: 1232
I’ve heard every excuse in the book as to why people decide not to focus on their financial life and make it better -— mostly I hear that people are just too busy. Here’s the truth. Everyone is busy! When there is something that you really want, you find the time to do it, right? Okay, so you ... Views: 1231
MYTH #1 "Credit repair doesn't work!" While it's true that credit repair is more "art" than "science" that's not to say it doesn't work. If you undertake to repair your bad credit score, there's never any guarantee you can restore it to "perfect" status. But sometimes you can, and in almost ... Views: 1230
A recent report stated that there was currently $800 million in credit card debt in the US and the average US household has around $14.2k in credit card debt. With the recession still in full swing and the unemployment rate teetering around 9.2% there are a lot of people at risk to get into some ... Views: 1229
Are you putting all your eggs into one basket?
Have you ever wondered why street vendors often sell unrelated products. For example,sunglasses and umbrellas? That may seem weird, doesn't it? After all, how often would a customer purchase both items at the same time? Street vendors understand ... Views: 1229
Let’s admit it, financial decisions are not easy. One has to put in a lot of thought process, usually induced with countless if’s, but’s, what if’s etc. Weighing the pros and cons of a financial decision like whether you should buy a house at the moment or borrow that loan can be quite draining. ... Views: 1229
Dictionary.com describes Risk as “the hazard or chance of loss” and Risk Tolerance as “the degree of uncertainty that an investor can handle in regards to a negative change in the value of their portfolio.”
What if we combined these two definitions? Then we'd have a definition for risk ... Views: 1229
Question: I'm looking for more details about retirement annuities. Do they all have fees? My sister says that hers cost her nothing and they "gave" her $5,000 for putting in about $50,000. Do they do that? I keep hearing about large fees and hidden costs, but she said that she started with ... Views: 1228
Children's Fitness Tax Credit
This will be the first time you can claim a non-refundable children's fitness tax credit on your tax return. Starting January 1, 2007, the Government of Canada is allowing above tax credit on eligible amounts of up to $500. A lot of Canadians are still not aware ... Views: 1228