We are currently looking for an Official SelfGrowth.com Guide to "Insurance". If you have expertise in Insurance and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
One out of every four Americans will miss at least 90 consecutive days of work because of an injury or sickness between the ages of 35 and 65. Disability insurance can help prevent such medical disasters from becoming financial disasters.
However, disability insurance is usually obtained ... Views: 1006
Think about all the medical advances that have been made in the last 50 or so years. We've developed new medicines and advanced surgical procedures. We've eliminated or greatly reduced many illnesses and diseases. And due to studies and research into aging, many Americans have been educated ... Views: 658
Don't confuse the market value of your house with rebuilding costs.
The land under your house isn't at risk from theft, windstorm, fire and the other hazards covered in your homeowner's policy. So don't include its value in deciding how much homeowners insurance to buy. Just as an example, ... Views: 758
The majority of American households do have some variety of life insurance. But some of us understand how to get the most out of it. Five of the most damaging myths that lead to costly life insurance mistakes...
Myth 1: I just need enough life insurance to cover my family's future ... Views: 926
If you don't have health insurance, because of a layoff or other change in work, a divorce or a preexisting medical conditioned, don't give up. Efforts to expand health insurance coverage reportedly are becoming quite common. Proposals have been introduced in many states, and Illinois has ... Views: 760
The new Medicare drug program, known as Part D, has resulted in much confusion about rules, benefits and costs.
Here are answers to frequently asked questions from a leading health-care advocate...
DECIDING WHETHER TO SIGN UP
My mother is in her 80s, in good health and does not take any ... Views: 798
A Plymouth man who broke his girlfriend's leg as part of an attempt to claim £100,000 in a fraudulent personal injury scam has been jailed for 3 years.
Former chef, Gordon Thompson and his then girlfriend Elizabeth Hingston came up with the scheme after watching a "no win, no fee" TV ad. ... Views: 1173
The goods movement through road is always increasing within state or inter-state level. There are more and more accident occurs on the road due to heavy trucks movement. Looking to this fact the truck insurance is essential. There are different coverage provide by the insurance company to the ... Views: 809
The term insurance provides protection against death of an individual for a give term period. It is one of the best policies for short-term protection of the family. There are many positive features of term life insurance policy give some kind of freedom to the insurer so that the customer feels ... Views: 1231
The supplemental health insurance gives special care of the individual and family members incase they do not cover with the group health insurance. The supplemental health insurance is necessary for you because the cost of treatment gets increase day by day and unexpected expenditures. There are ... Views: 1133
The renter insurance is one of the best supporting documents for the renter. The renter policy gives broad coverage to ensure against the personal property of the renter only. The renter act always insist renter to have renter insurance policy because the renter insurance will protect the ... Views: 779
Pet care is one of the most important things those who have pet animals like dog, cats, fish, parrot, love-bird and many other pet animals.
Every one wish their pet must keep healthy like their kids that’s why they take extra care and also protection for your pet. In USA most of the household ... Views: 852
Motorcycle cleaning and maintenance is an important part to keep your motorcycle properly for that you must have to clean, wash and polish your bike on regular basis with different cleaning materials available in the market. You have to wash your motorcycle with water and soaps, waxes, and ... Views: 972
The majority of the fraud occurs due to disclosing of customer information from the customer end. The fraud making person find different ways to get the customer information and access the account online. The identity thief can access your account without your knowledge and finally you are ... Views: 789
The flood and other types of calamities give massive damage to the people particularly living in the flood prone area. Apart from flood, Fire, Earthquake, Floods, Hurricanes, and Snowfall can also damage the majority of the people. Under this circumstances the federal government has provides ... Views: 757
The disability insurance gives protection of the family to protect it from the unforeseen circumstances. It is essential to get the insurance coverage if one person gets earning for the family. Under the disability insurance because your spouse, children, and parents are depends on you because ... Views: 566
There are various types of insurance policies available to get the coverage according to the usages. You must have to select the policy after consulting the insurance adviser or agent to give suggestion of the policy based on your usage. There are many other factors responsible for the insurance ... Views: 774
When it comes to long-term care, the time to plan is now.
If you’re like most people, your plans for retirement include spending more time with your family, traveling, or catching up on hobbies and activities that have been put on hold during your working years. And, like most people, you’ve ... Views: 528
Is no exam life insurance a new thing? If you read some of the writings on the subject you would think it is. The fact is that the idea is not new at all. Life insurance companies have been issuing policies on a non medical basis for a very long time. The reason is that they can hold down costs ... Views: 763
The cost of healthcare in our country continues to rise and it is becoming more and more difficult to pay for your healthcare expenses. Premiums rise, benefits decrease and you find yourself spending a lot of money for medical expenses mostly with out of pocket money. What can you do?
Many of ... Views: 900
Let’s assume you are the primary income producer or half of a dual-income situation and become a proud owner of a new home, rental property, or real estate. You’ve received a mortgage because the lender felt comfortable with your income level and financial situation. What happens if you become ... Views: 1136
Dear Friend,
"Let nothing disturb you.
Let nothing frighten you.
All things pass.
GOD does not change.
Patience achieves everything.
Whoever has GOD lacks nothing.
GOD Alone suffices." ~St. Teresa of Avila
And why should you, really? Keep in mind that whatever it is you're doing (or not ... Views: 1177
UK leading resources for redundancy advise report a four year analysis report that September is the month most often chosen by employers to implement redundancy programmes. The accumulated data show that employees are relatively secure during the August summer holiday period, and in December, on ... Views: 796
Whatever your budget, car insurance is something you don't want to waste an extra dime on. But having some form of car insurances is compulsory in all states, except for New Hampshire and Wisconsin. Car insurances are required in order to license a vehicle.
Why are vehicle insurances ... Views: 618
No Medical Exam Life Insurance. What is going on here? Is this new? The way people act one would think that this is an entirely new idea. The fact is that the "no medical exam" idea is not new at all. It has been around for years. In recent years, however, some life insurance companies seem to ... Views: 1169
Home insurance comes in a number of shapes and sizes nowadays, from very narrow "named perils" policies to full "open perils" versions that cover essentially everything under the roof. Spend any time in this marketplace and you will quickly discover how many competing claims, clauses and ... Views: 1131
Dr. Bradshaw, DC objected to the deep cuts into her practice income from the yearly double digit increases in health insurance premiums. Being a health-conscious chiropractor, she rarely used her health insurance for medical care. “My staff is healthy and they’re really interested ... Views: 740
Motorcycle insurance protects you from many risks. Leading insurance companies offer a great many choices for motorcycle insurance and owners can decide whether they want minimum coverage or comprehensive coverage. Insuring a motorcycle protects the owners from theft, vandalism, accidents, and ... Views: 1127
Renting a home or office necessitates insurance protection. The insurance protects renters against fire, theft, vandalism, natural disasters or a liability suit. Leading insurance companies offer renter’s insurance policies with varied coverage. Most renters insurance policies cover perils like: ... Views: 1183
Small businesses need dedication and vision. And as protection they need comprehensive insurance to protect themselves from disasters, illnesses, disability and loss of property and goods among many others.
Every small business owner needs a business owner’s policy cover. This kind of policy is ... Views: 1366
Whole life insurance is the plan of choice for many people. There are many variations to this plan. It may be a good thing to look at some of them. We will begin by examining the basic whole life policy.
Whole Life Insurance
What is a whole life policy all about? If you want a policy that you ... Views: 832
The effect of life insurance after the death of a breadwinner can be interesting to observe. I guess it would be best to first look at the situation without life insurance. A hypothetical example may also help.
Jim is age 42, married and has 2 children ages 14 and 16. Jim started a little late ... Views: 1061
Are you a Florida resident who is looking to get health insurance coverage for yourself or your family? If you are, you may be wondering exactly how you can go about getting health insurance in Florida. The good news is that there are several ways for you to get health insurance in Florida. A ... Views: 1151
Pets today need insurance as the cost of medical treatments are very high and in breeding and other problems have made pets more susceptible to diseases and other problems. Pet insurance can cost anywhere between USD 2000-6000 over the life of a pet and the amount of premium to be paid would ... Views: 1242
As average Americans, we work 80,000 hours in a lifetime, or 45 to 55 years. In spite of all the resources and assets we earn, the vast majority of Americans with assets do not take the time to create a Will.
National statistics indicate that 80% of Americans die without leaving a Will. There ... Views: 1567
Purchasing Life Insurance shouldn't have to be such a stressful process. Many people become paralyzed with the magnitude of the decision, believing they are somehow assigning a dollar value to their worth as individuals. Anxiety such as this has a tendency to lead toward rash decision-making ... Views: 1098
As a Long Term Care Specialist, I am often asked by consumers and audiences, “What is the best age at which to buy long term care insurance?” My answer is always the same, “if you can tell the future, buy long term care insurance about three months before you need care.”
Unfortunately none of ... Views: 1026
Getting life insurance is essential if you want to be sure your loved ones and financial interests are covered. Although many young people do not need life insurance, the urgency of maintaining your own policy inevitably rises as you age. It's not unusual for people to amass considerable ... Views: 1109
Can you really get "term life insurance no physical" exam? Yes you can. The interesting thing is that most life insurance companies are jumping on the bandwagon. No physical life insurance has always been available to younger people. The older you get the smaller the amount available. What has ... Views: 1543
Running an organization, no matter what the size of the organization is, is not a child’s play. One has to be thorough with all the things to run a business successfully and this requires lot of expertise on the part of the person who is responsible for running the organization. One ... Views: 689
Out of the estimated 27 million Americans dealing with a substance abuse problem, only about 10% each year will make any attempt at treatment to better the problem, and although the financial realities of care do explain some reluctance of many to initiate treatment, statistics indicate that a ... Views: 1359
Home Insurance – Getting The Basics Right
Home insurance is a product almost everybody buys based on price. The cheapest policy is the best for me, right? Sometimes yes, but more often than not, no. It’s all about getting the cover you need for the right price – Value For Money. This means ... Views: 910
Have you ever considered that when you buy life insurance you increase your spendable income? We all have responsibilities that we pay special attention to. We have to save for retirement. We must create an emergency fund, just in case. Surely we take care of our bills thereby maintaining a ... Views: 965
A very high No. people suffer personal injuries from accidents caused by third parties. There are approximately four million people who suffer injuries from such accidents. These type of Accident can be painfully not just physically but also financially. However, if the accident is caused by a ... Views: 1356
We all know that at some point in our lives the prudent thing to do is to buy some life insurance. Some people have definite ideas as to the type and amount necessary to fulfill their needs. Others find themselves in a decision making dilemma. These people don't know how much to buy or what ... Views: 891
It is life insurance to protect anyone who is dependent upon you for financial support. It is also an investment opportunity with the investment usually being in bonds or stocks. The premium you pay is split between the insurance and the investment.
The policy is active unless it is canceled, ... Views: 1020
When it comes to car insurance the main thing most people are concerned about is the cost. Just how do you keep the cost down?
There are several things to keep in mind as you shop rates, one being don’t let price alone be the deciding factor. Make sure you have the coverage you need first ... Views: 893
Combining whole life and term insurance! Have you ever given that some thought? The life insurance company can create a combination policy for you if that is your desire. This idea works out pretty well for some people.
Why would you combine whole life and term life insurance anyway? If you use ... Views: 2992
Within the number of challenges that businesses face today, the employee benefits can be one of the most difficult areas to handle. The balance between providing quality benefits, retaining high quality employees and controlling expenses is one of the most important factors a business needs to ... Views: 848
Firearms are dangerous and carry risks, therefore, insurance is always advisable. However, there are different types of coverage and not all of them are suitable for any situation. The difference between firearm insurance and firearm business insurance is based on the use that the weapons ... Views: 3042