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***How Insurance Plans Change As You Age******How Starting a Business Later In Life Made Me A Better Entrepreneur***- Term Life Insurance - Term Life Quotes, Rates, Companies, Policies, Definition, Comparisons - by Submitted on Aug 30, 2009 from Donald LusanTerm life insurance is favored by a large portion of our population. Let us take a close look at this policy and see why. It may be wise to begin by attempting to define this type of policy. Let us see what it is all about. Definition Term life insurance is a type of policy that pays a ...
Views: 998(1 vote) - Best Auto Insurance Tips - by Submitted on Aug 28, 2009 from nick andrewsPaying for auto insurance is a drag, but what’s even worse is not having it when you need it, not to mention, it’s required by law in all fifty states. So, with that being said, let’s focus on how to pay the least amount of money for your auto insurance. The easiest way to reduce your monthly ...
Views: 799(2 votes) - A Life Insurance Policy - What Is A Life Insurance Policy Really? - by Submitted on Aug 19, 2009 from Donald LusanWhat in fact is a life insurance policy? What is all the hoopla really about? One writer put it this way. "A life insurance policy is just a drop of ink on a piece of paper." There is nothing very significant about that. The important thing to focus on is what this kind of policy does. What does ...
Views: 1001(1 vote) - How to Buy The Cheapest Auto Insurance Policy - by Submitted on Aug 17, 2009 from Kyle NortonIt is hard to believe that many people buy auto insurance without even searching for the best and cheapest one. It is understandable, because I have one time tried to call some auto insurances around my home town and found out that the premium is less than $50 in difference. Your insurance ...
Views: 1556(1 vote) - Why You Should Purchase Life Insurance - by Submitted on Aug 16, 2009 from John PerryLet us say that, one day, an agent comes out of the blue and offers you a life insurance policy. He or she makes it sound so good that you are tempted to buy. However, a question runs into your mind: what good can it do for you? Would life insurance coverage be worth the added expense every ...
Views: 960(2 votes) - Drip Marketing: The Ideal Way of Nurturing Insurance Leads - by Submitted on Aug 16, 2009 from John PerryLead nurturing is a very important component in the lead management process of an insurance provider. It is during lead nurturing that the prospect is convinced to buy a product or service from the company. Here, the prospect’s interest in the product or service is worked at to make sure that ...
Views: 1390(1 vote) - Growing the Lead Database for Your Insurance Business - by Submitted on Aug 16, 2009 from John PerryLeads are undeniably important to the insurance business. These leads constitute the people to which the product is to be offered. So you could say that without the leads, insurance providers are simply crippled and unable to do any business for their companies. Hence, there is a need for ...
Views: 740(1 vote) - Why Architects Have Specific Insurance Requirements - by Submitted on Aug 13, 2009 from Jim CochranIf you’re working in the architecture field, you’ve probably run into situations in which a client requires you to carry liability insurance. Maybe you run a small architecture firm with a few employees, or perhaps you’re a solo architect, draftsman or designer. Either way, you might find ...
Views: 3616(1 vote) - Purchasing Health Insurance: Basic Facts You Need To Know - by Submitted on Aug 12, 2009 from Sandra CohenWith the costs of medicines and hospitalization increasing, health care has become extremely expensive for most people to tolerate. As important as it is to buy health insurance, it is also important to save money, especially in these times of economic difficulties. The only way to save money ...
Views: 1558(1 vote) - Medicare Basics: Things You Need To Know - by Submitted on Aug 12, 2009 from Sandra CohenSigned into law to provide health and economic security for seniors in 1965, Medicare is an important source of health insurance coverage for 45 million people. Today, about 97% of older American have health insurance through Medicare. Being covered by health insurance is vital for people of ...
Views: 1372(1 vote) - All You Need To Know About No Win No Fee - by Submitted on Aug 10, 2009 from Mariah ColeNo win no fee is a 'meaningless' term to some people, but it's how solicitors work for personal injury claims. If you don't grasp the concept, then you can forget the final settlement cheque... Nonetheless it's a popular term used by personal injury solicitors. There are advertisements all ...
Views: 1044(1 vote) - Worried About Your Variable Life Insurance Policy in a Volatile Market? Consider a Fully Guaranteed Universal Life Policy - by Submitted on Aug 10, 2009 from Michael KortzOctober 2008 may go down as one of the stormiest months in stock market history—and holders of variable life insurance policies are certainly feeling the pinch. “I see people who are literally losing sleep because they’re worrying about their variable life insurance policies,” says Michael ...
Views: 1666 - Health Insurance: The Marketplace is Everchanging - by Submitted on Aug 10, 2009 from Michael KortzThe insurance marketplace is ever changing, and this constant change has highlighted the importance of the professional insurance agent. Individuals and small businesses need help sorting through their coverage options. Insurance agents educate their clients, advising them how to manage their ...
Views: 1427 - Stock Market Crash Impacts Variable Life Insurance Polices - by Submitted on Aug 07, 2009 from Michael KortzMore than just your portfolio will feel the pinch of the recent stock market crash. Your variable life insurance policy may also be in danger of taking a downward spiral. Variable life insurance policies have experienced increased popularity - currently accounting for 40 percent of life ...
Views: 1976 - C.O.B.R.A. Medical Insurance vs Individual and/or Family Health coverage - by Submitted on Aug 04, 2009 from Alston BalkcomEven though C.O.B.R.A. coverage is often a good choice for a lot of families, former employees often accept their COBRA option when they should not. When compared to private health care coverage, C.O.B.R.A. can be too expensive, it can conclude too early and it can put someone else in control ...
Views: 1615 - First Time Home Buyer's Guide to Home Insurance - by Submitted on Aug 01, 2009 from Robert HenryShopping for home owner's, or hazard, insurance for the first time can be scary. You know you need it, but there are just so many questions to answer. How much coverage do I need? What is my deductible? Do I even need to have home owner's insurance? Don't worry. Here are a few ideas to get you ...
Views: 798(1 vote) - Home Insurance Considerations - by Submitted on Aug 01, 2009 from Robert HenryHome insurance is something that most homeowners have, but yet which is often undervalued and not given the importance it deserves.There are many factors that homeowners should keep in mind when acquiring home insurance. Below are four main considerations that should be carefully reviewed as you ...
Views: 1082(1 vote) - Successful Consulting Means Understanding Your Client’s Overall Goals - by Submitted on Jul 26, 2009 from James CochranEvery management consulting project is driven by a business requirement. Often, management consulting businesses are called upon to meet those business requirements by enhancing the productivity, management, delivery or performance of a company’s information technology investment. Investing ...
Views: 1364 - The 3 Hidden Secrets To Boost Your Commissions from Affliate Programs - by Submitted on Jul 17, 2009 from hardeep singhCopyright 2006 Jason Chew The following article includes pertinent information that may cause you to reconsider what you thought you understood. The most important thing is to study with an open mind and be willing to revise your understanding if necessary. Most of this information comes ...
Views: 931(1 vote) - Creating Programming Projects Based on Customers’ Needs - by Submitted on Jul 16, 2009 from James CochranBehind almost every IT project is a business requirement – but how do you ensure that the end product truly meets that business need? It’s easy for system integrators, computer programmers or software programmers to sit in a meeting and listen to what their clients say they need a system to ...
Views: 871(1 vote) - Turn Your Customer’s Needs into Successful IT Projects - by Submitted on Jul 16, 2009 from James CochranEvery IT project is driven by a business requirement. For an IT project manager, the hard part is translating that business requirement into an end product that fully meets that business need. It’s easy for a project manager to sit in a meeting and listen to what the clients say they need ...
Views: 1218(2 votes) - Term Insurance - Are You Certain You Want Term Life Insurance? - by Submitted on Jun 28, 2009 from Donald LusanDo you really need term insurance? There are other options, so, is term life insurance for you? Some people are convinced there are no other choices. Ever consider why this type of life insurance is so favored? Let us take a look at some of the most popular term policies and see whether or not ...
Views: 882 - How Do You Look for an Insurance Agent? - by Submitted on Jun 16, 2009 from John PerryUnless you have no intention of expanding your insurance business, you need to have an insurance agent, but how do you exactly make sure that you are getting the best one for your company? Make sure that you can look for the following characteristics in your insurance agent: Education You ...
Views: 1631 - What You Need to Know About Life Insurance Policies - by Submitted on Jun 16, 2009 from Christine O'KellyBuying life insurance seems overwhelming to many people. This daunting task often keeps people from actually purchasing life insurance policies. However, with a little research, people can become informed about different life insurance options, making the selection process much easier. Choosing ...
Views: 943 - Determining How Much Life Insurance You Need - by Submitted on Jun 10, 2009 from Sandra CohenThe amount of life insurance that you need depends on how much money your beneficiary would need if you should die. If you are the sole breadwinner of your household and if you have small children, you will want to have a higher amount of life insurance than if your children are grown and both ...
Views: 1494 - Advantages and Disadvantages of HMO and PPO Health Care Plans - by Submitted on May 29, 2009 from Christine O'KellyFaced with ever-increasing medical costs, selecting the best health plan for you and your family requires informed decision-making on your part. There are two basic forms of employer sponsored health care plans: HMO & PPO. Both of them have distinct advantages and disadvantages that you must be ...
Views: 10919(3 votes) - Short-Term Health Insurance Can Be A Life Saver - by Submitted on May 20, 2009 from Christine O'KellyRising medical costs make individual health insurance a necessity. One accident, one serious illness, or one debilitating condition can destroy a lifetime of wealth. Occasionally, individuals may find themselves temporarily without individual health insurance due to graduating from college, ...
Views: 1191 - Protecting the Family in 2009 - by Submitted on May 04, 2009 from Patrick VillalobosComing from the finance and insurance business since 1992, I have seen many reasons for families to have protection. But since the most recent economic crisis, it is causing job losses in every state, and in every field. No one is immune to the risk of job loss. With that comes the loss of ...
Views: 1171 - Death is Not an Option: Health Insurance Help for Laid-off Workers - by Submitted on Apr 28, 2009 from Judy GillespieOne of my clients was diagnosed with breast cancer after he’d unexpectedly lost his job as a Food Services Director. Another client’s “wrenched knee” made walking agonizing. Driving his car to job interviews was almost impossible. He needed surgery, but he’d lost his health insurance. A ...
Views: 1199 - American Health Care: Is it Really That Bad? - by Submitted on Apr 25, 2009 from Bartosz BorkowskiMost other developed nations have some form of socialized government sponsored healthcare system in place. Why don’t we? On the surface this idea seems to have merit especially when it is presented in contrast to our current private system and all of its apparent flaws. The two main flaws argued ...
Views: 3386 - Laid-off? Can't Afford Health Insurance? - by Submitted on Apr 25, 2009 from Judy GillespieOne of my clients was diagnosed with breast cancer after he’d unexpectedly lost his job as a Food Services Director. Another client’s “wrenched knee” made walking agonizing. Driving his car to job interviews was almost impossible. He needed surgery, but he’d lost his health insurance. A ...
Views: 1786(1 vote) - Insurance Must-Haves for Solo Parents - by Submitted on Apr 24, 2009 from Samantha GregoryFor many people, insurance is a big part of their financial plans regardless of their status. But for a single mom like me, it is a necessity. If there is anything that single parents shouldn’t be without, it’s a contingency plan. Having only one person taking care of the family means there is ...
Views: 1057(1 vote) - Health Insurance 101 - by Submitted on Apr 10, 2009 from Sandra CohenIt can be scary to get sick, with the doctor's visits, medication and the feeling that you don't quite know exactly what is going on. However, possibly more frightening than that is going through all that without the safety net of health insurance to lighten the amount of medical costs you ...
Views: 1332 - Selecting a Pediatrician - by Submitted on Apr 08, 2009 from Jeni StevensThe hard part is done. The final hours of labor are over and it's time to bring the sweet little bundle of joy home. You've put your heart and soul into the nursery, making sure every last detail has been taken care of. The only thing you forgot was to select your child's pediatrician. Don't ...
Views: 997 - Discover Your Health Insurance Options - by Submitted on Apr 08, 2009 from Sandra CohenWhile the cost of healthcare and the cost of health insurance continue to rise, people find it harder and harder to find affordable health insurance providers for their health insurance needs. At the same time, the more the cost of healthcare and health insurance continue to rise, the more you ...
Views: 1333 - What is a PPO? - by Submitted on Mar 20, 2009 from Al FerriuloIn health insurance, a preferred provider organization (or "PPO", sometimes referred to as a participating provider organization or preferred provider option) is a managed care organization of medical doctors, hospitals, and other health care providers who have covenanted with an insurer or a ...
Views: 758 - Fighting Childhood Obesity - by Submitted on Mar 09, 2009 from Jeni StevensThe American nation is in a major health crisis. Our children are facing an early death sentence due to child obesity. It is said that this is the first generation in history where the children are not expected to outlive the parent due to childhood obesity. If that isn't enough of a wake-up ...
Views: 1143 - Purchasing a Mini Medical Plan - by Submitted on Feb 25, 2009 from Bartosz BorkowskiIf the high costs of traditional managed care policies are not within your budget, you may want to consider purchasing a Mini Medical Plan policy. Although, these plans are different in structure and need explaining and proper qualifying. If they are explained properly they do have benefits ...
Views: 1437 - Complete and Total Health - by Submitted on Feb 24, 2009 from Jeni StevensThe dream of complete and total health is extremely realistic! It's all about taking the proper steps and a positive daily mind set. In just a few short weeks, you can make that bend in your road which will lead you to a fantastically healthy lifestyle. Before you even begin to change your ...
Views: 1149 - Preparing for the Unthinkable - by Submitted on Feb 24, 2009 from Anthony HernandezStop for just a moment to consider just how fragile life as you know it really is. All it takes is one small disturbance to knock your routine existence completely off kilter. I could fill pages and pages with a very long list of the many calamities that can strike you, your family, and/or your ...
Views: 910 - ET: Extra Terms on Your Home Policy - by Submitted on Jan 30, 2009 from Catherine WhiteLittle green men have been blamed for the destruction of a wind turbine in Lincolnshire last week, but what would happen if a UFO had crashed into some ones home instead? This question was raised to see if a home insurance policy would cover such an event. An insurance broker Julie Carter said ...
Views: 755 - Keeping Health Insurance in Tough Times - Three Things You Can Do to Lower Your Costs - by Submitted on Jan 29, 2009 from Butch ZemarConcerned that some self-employed, small business owners and even employees may be scrimping on essential healthcare benefits during the current economic turmoil? Maybe it's your own business and you do not offer insurance but you are concerned for your own family. With family budgets strained ...
Views: 939 - Aetna Health Insurance Helps Patients Deal With Cancer - by Submitted on Dec 07, 2008 from Ronnie HamiltonThe news that you or a loved one has cancer is devastating. For people who go through this life changing process they not only have to go through treatment after treatment, but they also have to go through a whole other battle, with their insurance company. It is hard enough having to deal with ...
Views: 5427 - Affordable Health Insurance is a Must for Families - by Submitted on Nov 17, 2008 from Ronnie HamiltonFor many people, the security of having someone there to take care of their family, and compensate them in case of a loss is very important. Health insurance rates have reached an all time high in recent years, which has made it very hard for many homeowners to insure their family and even ...
Views: 1020 - Medical Travel Insurance - by Submitted on Nov 13, 2008 from Christina MarcottEveryone loves to spend their vacation relaxing and in Australia there are many great destinations for relaxing and forgetting your worries. If you're travelling overseas whether for business or pleasure, you should take extra care with your health. Of course the last thing anyone wants is to ...
Views: 820 - Frequently Asked Questions About Student Loan Consolidation - by Submitted on Oct 31, 2008 from Albert William WilliamA person who goes for the student loan consolidation may have a few questions in mind to ask about such consolidation process. You may be concerned about the student loan consolidation interest rates so that you can pick up the best among them. Conversely you may be concerned with the payments ...
Views: 794 - Instant Car Insurance Quote: Try Online For The Best Deal - by Submitted on Oct 31, 2008 from Henry BellInsuring your car can make you keep it as beautiful as it is while buying. If you love your car and do not want to loose it then get a car insurance because nothing can be as best as this. However, before taking up any insurance policy you should go through all instant car insurance quotes and ...
Views: 925 - How Much Does Life Insurance Cost? - by Submitted on Oct 27, 2008 from Richard PorterThere is no time like the present to ensure that you and your family are adequately protected should the inevitable happen. The harsh fact is that at some time we will all leave loved ones behind. However, it is great know that we can make sure they are financially stable when we do come to ...
Views: 789 - Role Of Life Insurance Adjuster - by Submitted on Oct 27, 2008 from Alec MorganThe role of a life insurance adjuster begins from the time an individual files a claim. It is the adjusters’ brains that work when planning for and processing a claim. They have the power to decide what to do with a certain policy claim and how to go about it. After an individual makes a ...
Views: 2675 - Setting up your Health Savings Account (HSA) - by Submitted on Oct 20, 2008 from Thomas NoonanIf you have a high deductible health plan (HDHP), you may be eligible to create a Health Savings Account. Also known as an HSA, this is basically a special savings account that is used to pay for medical related expenses. The primary benefit of this account is that you can make contributions ...
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