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Fires and floods are the most devastating things that will happen to a home. All people know that it is essential to have insurance when you are faced with one of these events. It is smart to make sure that you actually have the insurance coverage that you think you do.
When there is a fire in ... Views: 614
A doctor and a US veteran are currently being held under the surveillance of Philippine authorities in connection with the scam that victimized an American military health insurance programme.
Lawyer Claro de Castro, chief of the National Bureau of Investigation's Interpol division, stated ... Views: 1628
The world of insurance can be a bit of a mind-boggling landmine of information, quotes and brokers. It can be somewhat daunting attempting to purchase the relevant insurance for your needs, especially when everyone seems to have an opinion.
Before even approaching the various brokers and ... Views: 689
With the rise in the number of cars on the city’s roads, as well as the number of commuters who wish the convenience of their own vehicles, car insurance is a great way to manage finances regarding your car, as well as preparation in the event of damage, theft or resale of your ... Views: 3083
The life insurance industry has reported a rise in the number of British soldiers taking out accident and life insurance policies. Many believe that this is due to the uncertain environment in which many service personnel now operate.
Over the last five years members of the British armed ... Views: 719
Norwich Union customers last month found out that they would receive a slice of a £2.3 billion bonus as part of their with-profits life insurance policy.
The insurer revealed that 1.1 million of its customers would receive £1,900 and share holders will get a share of £230 ... Views: 679
An American couple that were duped into allowing an insurance agent to look at their medical files has sparked debate in the life insurance industry.
The agent approached Goldwyn and Sylvia Schroeder and gave Mr Goldwyn $1000 to complete a questionnaire. The signed document actually gave the ... Views: 729
The main goal of the commercial auto insurance company is to get the maximum coverage with lower premium.
It is essential to identify the proper commercial auto insurance company to get the full coverage.
You must have to know that what types of coverage offers by the commercial auto insurance ... Views: 830
Long-term care insurance has provides good facilities to the policyholder. It will give hospital stays, doctor fees and skilled and personal long-term care services at home or at nursing home to the patients such as dressing, bathing, eating, transferring, continence and toileting. The long-term ... Views: 818
There are few types of insurance that are legally necessary in the UK – one can choose whether or not to insure his or her life; the same goes for domestic animals or expensive home electronic equipment. But car insurance is a legal requirement should you drive a vehicle on the roads of ... Views: 704
Whether pimple faced and idealistic out of sixth form college, or worn and cynical following a decade battling it out on the rat race, more and more of us are choosing to take ‘gap years’.
For those not in the know, these consist of dropping all responsibilities at home and taking ... Views: 623
Car insurance provider Esure has warned motorists that driving in the winter months is substantially more likely to result in accidents. According to statistics the accident rate increases by 31% in winter, a rise that is due to reduced daylight and inadequately gritted roads. This has been ... Views: 739
For years experts have been advising the British public of the importance of home insurance. However when you think of why you might need home insurance, pictures of last year’s floods or thieves breaking into the grand mansions of premier league footballers maybe what comes to mind.
You ... Views: 695
Jack Frost does more than freeze over our gardens and make the path from the house to the car a perilous journey. He also proves a cover for a new wave of car crime which cashes in on motorists while they defrost their cars.
Heavy Frost and icy windscreens means many of us have to spend time ... Views: 699
It is particularly vital to take out life insurance if you are self-employed, according to the Association of British Insurers. They are urging those going into business for themselves to think about the employee benefits that they will be losing out on when they become their own boss. Company ... Views: 716
Increasingly extreme and unpredictable weather could force up the cost of home insurance dramatically this year. According to an insurance industry report 90% of industry professionals believe that premiums are set to soar in areas most affected by floods or high winds, and they blame the ... Views: 964
Many people are finding it increasingly difficult to find adequate travel insurance if they have recently recovered from an illness. This is resulting in travellers excluding certain medical conditions on their policy; a tactic that can leave them high and dry should the condition return whilst ... Views: 726
Advances in medicine and increased life expectancy have diluted the importance of life insurance, according to a leading South African surgeon. Dr. Marius Barnard asserted that these days critical illness insurance is a wiser investment due to its practical benefits.
Dr. Barnard, who created ... Views: 618
Keeping their present customers rather than attracting new ones is the modern method of car insurance providers according to industry experts. However, staying with the same company may find it will not benefit them in the future if they do want to change provider.
Jon Sellers, of More Than ... Views: 820
House buyers may find that their new home is uninsurable due to poor planning reveal industry experts. The Association of British Insurers (ABI) has warned that home insurance may increase if the government plan to build millions of new homes on floodplains goes ahead.
Justin Jacobs, assistant ... Views: 816
Fake insurance claims amount to £1.6 billion pound per year and increase premiums by £40 for each customer reveal industry experts.
A report by the Association of British Insurers (ABI) show that up to 400 members agreed payment of the claims because they were unable to prove they ... Views: 783
Insurance companies calculate the cost of a persons life insurance cover by assessing risks in their lifestyle and high-risk lifestyle choices such as smoking and being overweight can increase your premiums by a significant amount.
One study found that the average smoker paid 56% more than a ... Views: 853
If you are a chain-smoker, heavy drinker or are extremely overweight, you are likely to find it difficult obtaining a life insurance policy with reasonable premium rates. However, sexual orientation should now have no bearing on the availability to you of insurance products. This positive ... Views: 832
Health Insurance is imperative for your daily savings and expenses. One can fall ill at any unexpected time, causing misery and most importantly, if you are not covered with any health insurance policy, it can prove to be quite expensive on the pocket. Economy is bad these days. Every penny ... Views: 684
The importance of having a solid life insurance policy for yourself and your family is rarely disputed these days. The thought of your loved ones having to cope with the financial pressures of the death of or damage to a principle wage earner is too horrifying for many families to even ... Views: 564
The recent weather in the UK is testament to the ongoing havoc being wreaked by climate change. We had a summer than was more like a tropical monsoon season, with flooding in many parts of the country and some very wet people in others.
An earthquake shook the country just days ago – ... Views: 655
Individuals with pre existing conditions such as heart disease, diabetes, cancer, stroke, kidney disease, liver disease, AIDS, depression and other serious health conditions, are finding it almost impossible to obtain affordable healthcare. If you are looking for uninsurable health insurance or ... Views: 1837
Millions of people have put their life insurance at risk because they lied about their health status. They face the possibility of having their life insurance and critical illness policies cancelled.
People cover up being a smoker or a healthy drinker, and people regularly give false ... Views: 992
How much you pay for your home insurance premium could be affected in the future by global warming. With the number of freak weather incidents rising, with gusting winds, severe storms and flooding now more common place, then good home insurance is an even more valuable investment.
Last years ... Views: 707
Vehicle seizures are at a record high due to increasing car insurance premiums. With car insurance costs having jumped more than five percent in a year more and more cars are now being clamped or towed way.
A report by Sainsbury’s Car Insurance Index has shown the average car insurance ... Views: 1048
Car insurance premiums have risen steeply in the last year at a rate of 5.9%, which is almost three times the rate of inflation as measured by the Consumer Price Index. The cause of this rise is being touted as an increase in the amount of compensation being paid out to accident victims. Higher ... Views: 828
Critics are saying that advertisements for personal injury companies encourage fraudulent accident claims. Funny and misleading advertisements are being cited as a cause for fraudulent accident claims this month. Rick Shapiro on Injury Board.com wrote a startling and critical polemic on the ... Views: 729
The Department for Transport have said that eight out of ten accidental deaths involving 15 to 19 year old men in Great Britain are road casualties. With figures like this it is easy to see why car insurance premiums are higher for young drivers than for more experienced road users. Information ... Views: 674
Every year when the renewal documents for your car insurance come through, most people may begrudge having to pay out a lump sum especially those who have clean no claims histories. Most people will also resent the time having to search around for the best deal in the market place and the fact ... Views: 755
There is constant pressure from the media for us to look good and keep up with the stars. New technologies and procedures are emerging all the time, promising to make us look ten years younger. It is not surprising therefore, that an increasing number of people are being lured abroad by cheap ... Views: 672
Easter is the most popular weekend of the year for DIY, with consumers spending billions of pounds on home improvements. But if you are planning to redecorate or renovate this weekend make sure your home insurance is up to date. DIY enthusiasts are expected to cause up to £25 million worth ... Views: 675
If you have recently suffered an injury for which you think it was not your fault you might want to make a claim for compensation. You might have had an accident at work, while driving, in the street or somewhere else in a public place.
In legal terms this is what is called as ‘personal ... Views: 704
Alistair Darling’s recent budget went a fair way to encouraging motorists to adopt greener options.
Recent research by the AA has indicated that there has already been a trend in recent years of motorists looking at environmental friendly issues and factors.
Two years ago when asked if ... Views: 557
A new “fat tax” is being introduced by insurers to punish the obese. The cost of seriously overweight customers will be up to 50% higher when taking out new life insurance policies, the threshold at which the higher rate begins is also going to be lowered.
A new “fat ... Views: 684
The recent popularity of price comparison sites has led to a city watchdog planning to review the regulation of these sites, particularly insurance comparison sites to ensure consumers are not buying products that are unsuitable for their needs.
The recent popularity of price comparison sites ... Views: 1550
Your spouse dies and you are aware that s/he had a sizable life insurance policy. You welcome your new acquired wealth but you are not certain how to handle it. For someone accustomed to handling large sums of money there is no problem but for the average person there is a disturbing uncertainty ... Views: 1118
There have been many predictions of rises in home insurance premiums after the disasters seen during last summer’s flooding, and the money insurers had to pay out. Property owners were expected to face higher premiums throughout 2008 after the widespread floods of last summer cost insurers ... Views: 690
According to Paypal Brits will spend over £1.6 billion on their loved ones this Valentine’s Day. Direct Line has predicted that £467 million of this total figure will be spent on expensive jewellery, the lucky recipients should make sure they are covered for these purchases.
The ... Views: 758
Motorcycle riders could see themselves having to pay out for damages that are caused by problems with the roads, such as potholes or bumps.
TyreSafe cited the AA’s research as showing that there was £320 million in damages to vehicles throughout 2006, the company also revealed that ... Views: 924
Which has warned consumers that they could be wasting thousands of pounds of their hard earned cash on unnecessary insurance? The consumer body said that life insurance, car, buildings and contents insurance was vital, however it argued that other policies such as extended warranties, ID theft ... Views: 672
A new insurance business which is tailored to fit Islamic beliefs is being launches by outsourcing giant Capita, best known for managing London’s congestion charge and collecting the BBC television license fee.
Capita will work with British Islamic Insurance to launch this initiative in April. ... Views: 841
A new study has shown that women and gay men are likely to be the worst drivers on the road, although this depends on your definition of best. Research showed that in navigational and spatial awareness tasks both perform poorly when compared to heterosexual men.
The study was conducted by Queen ... Views: 784
Twenty-two year old Ryan Wilson, who was one of the worst affected in the so-called "Elephant Man" drug trials, is expected to receive around £2 million pounds in compensation when an independent QC assesses his claim next month.
Six people took part in the test in March 2006at a North ... Views: 750
It can be incredibly frustrating for a person who has insurance cover to be told by the insurance company that they will not make any payments and even worse if payments have been made, that they want the money back.
In the insurance age cover is now compulsory for people and organisations to ... Views: 1142
Getting informed before you purchase health insurance is the best way to ensure the most affordable rate. Read on to shed some light on some of your tough questions.
What are the different types of managed care?
There are three main types of managed care.
Preferred Provider Organization ... Views: 900