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Are most of your savings in an IRA? And are those savings invested mostly in mutual funds? Read on to discover why this is not necessarily the best way to make your money grow -- or even to keep it safe. Instead, read on for a simple technique that will give you far better results than you're ... Views: 810
Would you like a better return on your investments? Whether you have an IRA or a brokerage account, chances are that your money is mostly in mutual funds. Read on to learn more about why this is not the best place for it to be, and what to do instead.
First of all, you should know that this ... Views: 884
Consumers are being bombarded with attempts to collect old debts where the legal responsibility to pay the debt has been extinguished. Collectors attempt to coerce people to make payment on a debt that is too old to file a lawsuit against and too old to mention on a credit report. With no real ... Views: 1877
You could have a great idea for a new startup. You may be planning to buy into a business with a great profit potential. You may have an established business that requires additional funds to take it to the next level or a sensational project that you could get off the ground if you just had ... Views: 1812
One doesn’t hear it from mainstream media, but most people are still paying their mortgages on time, every time. Even if defaults rise to 25%, three-quarters of mortgagors will still be all right.
With that in mind, you can fine tune your mortgage’s health. First, a basic principle. How you ... Views: 1183
Not a resident of Canada but need life insurance? You have options! Canadian insurance companies have developed insurance plans for all kinds of visitors to Canada and offer no medical life insurance for non-residents in Canada.
Protect Yourself
Living in a foreign country is challenging ... Views: 765
Options and Forex Trading: Why Options act like Magnets
Forex trading is affected by many different factors. Factors ranging from a country’s unemployment figures, its manufacturing output and even a freak natural disaster could all have an impact on a currency within a pair. Something else ... Views: 3113
Financial Planning is a somewhat misunderstood subject. Many people feel that financial planning is a large complex process that costs a lot of money.
The truth is that financial planning is any planning you do to grow or conserve your wealth. This can be anything from a decision to save, ... Views: 1201
Dear Jean,
We attended a college financial aid night at our daughter’s school and the state representative kept using the term EFC but never truly explained it. What is it and why is it important?
Signed,
Confused in Nesconset, NY
Dear Confused,
The “EFC” is financial aid lingo ... Views: 816
These types of loans are usually short term and upfront. They are commonly known as payday loans. These loans hold this name because when this system began, this was a loan plan for employed people who needed money and would pay back as soon as their monthly pay comes in. With the rapid ... Views: 1319
“To send the common people to war untrained is to throw them away.” – Confucius
With the economy in such a state, it’s hard to know who to listen to, especially when it comes to something as important as managing your money. And yet now seems like the perfect time to take advantage of so many ... Views: 1306
Bull markets are good for investors who own long stocks. And covered calls are good for creating monthly income. Buy why would you set a limit on your upside (by writing a covered call) when stocks are rising? Well, there are a few reasons. Maybe you are investing around a news event? Or trading ... Views: 970
With SAT season approaching for Juniors, one of the areas where you should step-up your efforts is in your preparation for standardized tests!
If you are targeting financial aid, your standardized test score becomes CRITICAL because it is relied on much more in determining financial aid ... Views: 827
I really enjoy playing golf and the other day I realized saving for retirement is a lot like golf. Let me explain my thinking.
Golf takes time and dedication. You can’t go play golf once and decide you know everything. Golf is very complicated and takes time to see the fruits of your ... Views: 1288
When you know that you have been living beyond your means (a.k.a. you’ve got a huge balance on your card bill), there are two things that you can do. One is to grow your income so you can afford all the expenses that you got used to spend on. This may be effective but you may find that spending ... Views: 962
The other day I was on a coaching call with one of the seniors in my practice and she was feeling overwhelmed — she’s in the middle of volleyball season, has four AP classes this year and is working hard to try and get her applications wrapped up. I was impressed, but she didn’t seem to ... Views: 645
One of the most important days of the year for the sports fan arrived, and although my alma mater won’t be participating, I’ll be watching the championship tonight with so many of you. As we judge the performances — the catches that should have been caught, the incredible open field runs, and ... Views: 942
Emily is a professional woman with an active business and is a very busy person. So busy in fact, she depends on her financial advisor to invest her hard-earned retirement savings with the hopes of compound wealth with safe, secure investments. Emily is lucky. So far, she has not lost a dime ... Views: 2396
I feel it is very important to teach children about financial matters. One reason that parents do not teach their children about money, is because they are not sure they know how to handle money either. It is one of the things that is not always taught in school. We earn degrees in order to ... Views: 2082
Hi there everyone!!
Once upon a time, before there was any money, individuals in small communities would exchange products and services with each other.
To have a standard unit of measurement that was generally accepted by all, things like shells, cocoa beans, feathers, or even pretty ... Views: 4407
Investing in stocks can be fun and exciting, but it can also confuse you if you are not familiar with them.
In case you are not sure what stocks are, they are paper assets that companies issue to help them raise money. When you purchase stocks, you become part owner of the company. When ... Views: 1730
You can fall short of money even if you try all the harder to skimp on your expenses. Traditional lending systems are not as quick as online lending and you cannot wait for a long time to have funds approved.
Finding a reliable online lender is a herculean task. When you need immediate funds, ... Views: 709
A budget is not the easiest plan to follow. At the very least, it takes some time to get used to monitoring every penny that you spend on a daily and monthly basis. This is actually why some people are not enthusiastic in submitting themselves to these plans. Not only do they perceive it to be ... Views: 1521
This is one tough economy these days. There are more and more small businesses borrowing capital now than ever before. If it’s time for you to execute your plan of action and you just need some capital to make it happen then you stopped at the one blog that is going to give you a 17 years of ... Views: 735
It is no secret that property markets, in fact all economic markets, are driven by fear and greed.
During the last property boom greed was the dominant driver, but things have changed and now it's all about fear. Fear of a recession, fear of taking on more debt, fear of investing because the ... Views: 1837
You've set the intention: "I'm going to college". Congratulations! A college education can provide opportunities and valuable tools to help you achieve your goals. Setting the right intentions is critical to actually achieving the outcome you're looking for, but too many students make "going ... Views: 559
Generally, personal loans are taken by salaried people. But, anyone and everyone go through a phase when there is an urgent need for money. So, irrespective of which profession are you into, there are banks that offer the loan.
You can easily read about the banks offering personal loans to ... Views: 818
Having too much debt is an impetus for seeking debt forgiveness through chapter 7 bankruptcy. But, can this "fresh start" decimate all of your consumer debt? Depending on your financial situation, this get out of debt solution can keep you out in the cold. You may be better off exploring other ... Views: 1307
The stock market can seem like a scary place. But if you sit on the sidelines for too long, you could end up costing yourself quite a bit in profits you could have used to fund your retirement or your child’s college education. While you might not invest directly in an individual stock for your ... Views: 914
As our economy moves forward and a new property cycle begins, fortunes will be made by some group of investors. But if history repeats itself, many property investors won’t get the financial independence they deserve, so I want to share my time tested golden rules of property investing so you ... Views: 2568
With the world economic downturn today, it is more important than ever to carefully plot the course of your business. Many businesses will fail under these financial times, but if you find someone who can give you good business financial advice, you will have a much better shot at making it ... Views: 608
From all the hundreds of stock trading tips that I’ve been offered over the year, there is 3 of them that made the biggest difference in my trading life. Although most of the tips revolved around being persistent, being diligent and being emotionally neutral none of those made any real black and ... Views: 1593
This is a particularly difficult time for teens whose families have been hit hard by economic changes. Why especially hard for teens? This is a time when teens want to break away from their families and turn towards their peers. But if the family is in crisis, it becomes very hard to break away ... Views: 983
What do you need to start forex trading?
The forex market is the largest financial market in the world, with over $4 trillion traded every day. Many private investors trade forex (FX) daily and there are many more people who are looking to enter the market for the first time. This article ... Views: 1746
Your credit score is extremely important in the home buying process. It plays a huge role in how lenders view you as a borrower. Your score helps lenders determine how much of a risk you are, the lower the score the more of a risk they feel you will be to default on the loan. It also ... Views: 998
The first thing most of us assume we could learn from billionaires is how to make more money, not how to save more money. But the fact is many billionaires are quite frugal, a habit developed by years of pinching their spending in order to put as much money as possible into investments. From ... Views: 3823
If you're looking for a great way to protect your money and to earn a consistent return, then annuities are definitely a financial instrument that you should be interested in. Annuities are generally provided by life insurance companies. You can pay money to them, let it grow on a tax-deferred ... Views: 1913
Annuities – which are basically investment packages with a life insurance policy included - are an investment option that in recent times has been witness to a lot of fraudulent activity. This activity is often targeted at senior citizens who are talked by sales agents or brokers into buying ... Views: 2218
You have one chance to make a first impression and in this business, networking is your key to success. I talk a lot about having teams of professionals who are ready to help you accomplish your goals. I also talk about making sure that your deal pipeline is full. None of this can happen ... Views: 1251
A requisite to the funding process at Lauton Funding is also essential to business in general. Your business plan is a pivotal component of your undertaking and is necessary, not only for putting together a profitable business but, as your company evolves, to help you benchmark the achievement ... Views: 704
**Check Out My ABC News Now Segment on Kids and Banking
http://www.herbkaysos.com/HerbKayPress.php
My son is 18, just graduated, and is going to college. I got him his first debit card two years ago and I consider this one of the best ways to teach a child about personal finance. The most ... Views: 1822
Position yourself for a market recovery.
Hey come on—don't buy into the prevailing sentiment. This is the stuff that Getty and Rockefeller talk about. When 80% of the people think everything is going to get worse and it's crashing, and there's no light at the end of the tunnel, when 80% of ... Views: 965
You might be wondering as so many: Where will it all end? Where are we headed?
Of late, the news has filled our family TV screens and car radios about Greece’s dire need for a loan. Surely, you recall our own residential real estate and associated banking crisis that began to surface in ... Views: 1768
Article Title: The Facts of Life: What Every Woman Should Know About Money
Submitted by: Craig Lock
Category/Subject (key words/tags): Money, Money Management, Women, Financial Security, Financial Success, Financial Independence
Web sites: http://www.amazon.com/-/e/B005GGMAW4 and ... Views: 963
Tis’ the season for gift giving, however, instead of spending all that time, energy and money on stacking gifts under the tree this year, why not try giving yourself the gift that keeps on giving. The 700+ credit score. Your credit history holds a very significant key to your new home. It ... Views: 1070
Tis’ the season for gift giving, however, instead of spending all that time, energy and money on stacking gifts under the tree this year, why not try giving yourself the gift that keeps on giving. The 700+ credit score. Your credit history holds a very significant key to your new home. It ... Views: 1034
The story of Pinocchio may be more profound than we initially thought…
A perfect creation gradually gets influenced and tarnished by its surroundings before thankfully finding its way back to its true nature.
Up until the ages of 7 or 8 children are literally being programmed by their ... Views: 2329
The phrase "rolling options" as it pertains to covered calls, occurs when an investor has a covered call position and then buys back the option portion and sells a different option that has either a different expiration, a different strike price, or both.
Rolling is an integral part of ... Views: 1003
Words are extremely powerful. We all know that Proverbs 18:21 states, “The tongue has the power of life and death, and those who love it will eat its fruit.” (NIV). Our mouth plays an important part in our potential to improve our financial situation.
You have the power to change the course ... Views: 1268
An annuity can be a good retirement investment if you select the annuity correctly. Many times investors enter into this type of retirement planning unsure about the product they are purchasing. This can lead to great disappointment when retirement arrives. Understanding what an annuity is and ... Views: 1735