Working from home definitely has its advantages. There is no commute, the dress attire is comfortable, and you set your own hours. Wonderful! However, just like everything else in life, it also has its draw backs or consequences. Filing taxes for most is already a real pain and for those who ... Views: 1569
I Guess I really can’t say this enough, today’s market is prime and ripe for the first time homebuyer. There is a surplus of homes on the market due to the overwhelming “down pour” of foreclosures. Included in that surplus are a lot of great deals, particularly “fixer uppers”. The FHA 203(k) ... Views: 1254
You know, it wasn't until I saw an episode of the Oprah Winfrey show concerning the growing problem of landfills that are full of materials that will never go away, that I realized how extremely important it is to recycle. Unfortunately many things that we use on a daily basis and simply discard ... Views: 1199
Ah, love is in the air. That greatly anticipated question has been popped and answered, the invitations have been chosen and the wedding party is set! You are now preparing to embark upon a new life together. The happy couple have many important decisions to make during this time. One very ... Views: 1152
Are you seriously thinking about buying a home, but you’re nervous and unsure as to whether you can comfortably afford it? Then why not “try it before you buy it.” There are two experiments that you can conduct that will let you know if you are financially ready to take on the responsibility ... Views: 1148
I know that I am going to step on a lot of part time toes, but I must speak on the facts. Would you want a part time obstetrician to deliver your baby? No? Then its highly unlikely that you would want a part time agent when you are buying a home. I know it may sound a little extreme however, ... Views: 1169
The decision to rent or to buy a home is not as simple as it first appears. As you may already know, buying a home definitely has it’s advantages. However, the answer has more to do with your individual circumstances. For the first time home buyer who may be nervous and unsure whether to ... Views: 1235
At this point, you have successfully jumped through the many hoops put before you; you’ve searched high and low for your home, the offer has been accepted, your mortgage has been approved and all the other contingencies have been satisfied! Now the finish line is in plain sight with one last ... Views: 1230
In view of the fact that you are reading this article, would it be safe to assume that you have made the wise decision to hire a home inspector? Great! As you probably realize buying a home is a big investment and you need to find out everything possible about it before you sign on the dotted ... Views: 1271
Finally, you have arrived! You've found the home of your dreams! Take a deep breathe and remain calm. You must act swiftly but wisely. Take the emotions out of it and get down to business. You and your real estate agent must now decide on the best offer to make. Most deals are negotiable! The ... Views: 1153
Now that you've been armed with a budget and a mortgage pre-approval from your lender, there are a few things that you must know before you begin hunting for that dream home. This is the time when communication between you and your agent is most critical since you must convey exactly what you ... Views: 1190
“Every baby born into the world is a finer one than the last one”. Charles Dickens
I have had an eye opening experience this holiday season. I’ve been blessed to have my daughter and our first grandchild spend time with us. The other day my wife was quizzing me and she asked me if I ... Views: 1336
Finding the right mortgage lender or mortgage broker is absolutely imperative. You are about to make one of the biggest transactions of your life, who you get to process your loan could save you money and stress. Here are a few things to consider when selecting your mortgage ... Views: 1139
One of the most important things you must do when preparing to purchase a home is assessing your budget. You must be clear on where you are financially. What can you afford in a monthly mortgage? But also realize that your mortgage payment will often include other fees such as loan interest, ... Views: 1492
Tis’ the season for gift giving, however, instead of spending all that time, energy and money on stacking gifts under the tree this year, why not try giving yourself the gift that keeps on giving. The 700+ credit score. Your credit history holds a very significant key to your new home. It ... Views: 1092
Tis’ the season for gift giving, however, instead of spending all that time, energy and money on stacking gifts under the tree this year, why not try giving yourself the gift that keeps on giving. The 700+ credit score. Your credit history holds a very significant key to your new home. It ... Views: 1129
Your credit score is extremely important in the home buying process. It plays a huge role in how lenders view you as a borrower. Your score helps lenders determine how much of a risk you are, the lower the score the more of a risk they feel you will be to default on the loan. It also ... Views: 1052
The home buying process can be very stressful, time consuming and costly especially for those who have not a clue. Today’s market is definitely ripe and ready to devour for the home buyer with low interest rates and the price of homes at an all time low, now is definitely the time to buy. In an ... Views: 1273
There is great news for those of you who did not take advantage of the $8,000 tax credit previously offered first time home buyers! It is back by popular demand with a few new features. According to the Internal Revenue Service, more than 1.5 million claims were processed from individuals and ... Views: 1261
Today’s market has put many in an “urge to buy” kind of mood. Understandably so. It is definitely a buyer’s market with low interest rates, and the price of homes at an all time low. If you're wise you’ll want to buy now too.
Since the demand for buying is high, we thought we would take ... Views: 1373
If you read the newspapers or surf the internet you can’t help but notice the buzz surrounding the latest trend in real estate, Single Women! The reasons for this significant rise in single women buyers has many different components. This trend which is changing not only the face of ... Views: 1189
As you may be aware the fastest growing demographic in real estate sales is single women second only to married couples. Previously we asked the question, “What are Single Women looking for ….. In a Home?” Well, high on the list of 10 things most desired by single women when purchasing a home ... Views: 1501
First Time Buyers: Credit Tip of the Week
Secured Credit Cards
The use of a secured credit card can and will build your credit over time, it is not an overnight fix to your past credit woes. What is a secured credit card: “a credit card that is issued to a consumer that is tied to their ... Views: 1197
When searching for a home it can be like searching for a needle in a haystack. With a little pre-planning you can make your house hunting a lot more productive. For starters you want to make sure you can make a day out of searching for your home. If you can’t set aside a day, take a few hours ... Views: 1148
As I tell all my clients don't put the cart before the horse. In other word don't go shopping until you have the cash or you've secured financing. A lot of people do this which can sometimes backfire and lead to frustration and disappointment.
First of all, say you start looking and find a ... Views: 1227
August 2009-Investing in real estate has never been easier, nor more user friendly thanks to the newest wave of foreclosure bus tours. The Foreclosure Bus Tour offers exclusive, detailed and personal information about properties available to tour participants from real estate and investment ... Views: 1247
I am a small business owner and sometimes just to break the monotony in the hiring regiment I will ask a prospective interviewee if they would work for free. I do this because I understand that the standard resume and usual interview questions are predictable. So, when I pitch this curve ball ... Views: 2398
Success is just a mindset; you hear this old saying all of the time or what about “Small opportunities are often the beginning of great enterprises. Did you ever stop and think about these words and phrases as you go about your everyday life? Have you ever paused and truly thought about the ... Views: 1378
Purchasing a foreclosed property can be a very profitable endeavor for the right buyer. The buyer should proceed with caution and consider whether he wants to purchase a rehab or finished property. There are many variables to be considered before making a decision as to which option will best ... Views: 907
I find it amazing that more Real Estate Investors are not aware of the benefits of working with First Time Home Buyers. As a successfully investor my goal has always been to find and educate the newcomer or “newbie” to the wealth of benefits that are available to home owners. Of course, the ... Views: 889
If you are a First Time Home Buyer, a newbie/property virgin, purchasing that initial property can become an overwhelming project. Many first time buyers have been diagnosed with “Information Overload”. It seems that everyone and anyone has an opinion and or story about what you should do and ... Views: 821
I have been in the mortgage /real estate business for over 12 years and I agree with Dorothy, "There is no place like home". It amazes me in the different mindsets between renters and home owners. Homer owners tend to take more pride in there surroundings. It means they can paint the walls, turn ... Views: 1346
If you are a first time buyer you should be salivating at the perks available to you. Barack Obama recently passed a bill that was created to assist individuals looking to purchase there first home. The reinvestment act of 2009 guarantees that if you meet certain criteria you will rewarded ... Views: 998