If you make an income, you need disability insurance.
Why is disability insurance in Canada so important?
Disability insurance protects your ability to earn income if something happens, such as an accident, injury, or illness that prevents you from working. Being unable to work for a short ... Views: 449
Euthanasia: The painless killing of a patient suffering from an incurable and painful disease or in an irreversible coma. The practice is illegal in most countries.
Only a handful of countries, including Canada, have legalized the practice of performing medically assisted suicides, also known ... Views: 671
Operational efficiency is the act of delivering the best product and/or service possible while keeping costs down. It is interesting to note, however, that renowned businessman Henry Ford also cites that operational efficiency means paying the highest wages possible. When it comes to comparing ... Views: 596
Summary: Here are five steps you can take to improve operational efficiency in your business.
Let’s look at real business changes and solutions you can utilize to improve operational efficiencies in your company.
Employee communications
This is less about speaking with your ... Views: 518
Summary: Discover more about some of the best-known mergers and acquisitions consulting firms that could help you in your next deal.
When you need help and serious business advice, it’s only natural to want to work with the best possible consultants you can get. But in the world of M&A, who ... Views: 1064
Summary: Ever wondered what goes into developing successful corporate strategies?
What is the single most important thing about creating any type of plan? Having a plan for the plan – right? That is to say, having a backup plan. Contingencies. All the answers for potential what ifs. You need ... Views: 463
Summary: Discover what a post-merger integration plan is and why you need one.
Post-merger or post acquisition plans are well thought out road maps for how a business will operate after the merger process has been completed. Having an integration plan for the post-merger period is critical. ... Views: 452
Understanding life insurance types and the fine print of policies is literally a full time job. When you are out there searching for a policy that fits you and your needs, the last thing you want to do is be scrolling through fine print and attempting to compare all the products out there. So, ... Views: 655
What is whole life insurance? Whole life insurance is a type of life insurance that covers you for your lifetime and has a fixed premium. A key feature of whole life insurance is that these policies have a cash value/investment component. What this means is that part of the premium you pay ... Views: 646
Life insurance companies have relaxed their attitudes towards cannabis users, as the laws have relaxed. What has it done to the premiums?
Canada, after Uruguay, is the second country in the world to legalize cannabis for recreational use. Prior to 2018 it was legal for medical users, but ... Views: 591
When it comes to your life insurance policy, most people want the same thing: the maximum value for their policy. To achieve this, people often use life insurance policies that split the amount they pay into two places: the policy itself and a savings account. This savings account can accrue ... Views: 628
There are two main types of insurance: term life insurance and permanent insurance. The death benefit for these types differs. Today we will discuss how and why.
Term Life Insurance
These policies will be in effect in 10, 20 or 30-year terms depending on your choices. During this time, ... Views: 608
Whole life insurance in BC provides for your dependents if you pass away. It also helps pay off debts and other expenses like mortgages, credit cards, car loans, and funeral and burial costs. After all, do you really want your spouse, parents, children or other loved ones to deal with your ... Views: 646
Assisted death is not a new practice and neither is the controversy that surrounds it. While advances in modern medicine have increased the average person’s lifespan, delaying death isn’t always a positive. In fact, the ability to live longer can actually diminish the quality life for those who ... Views: 1012
Summary: Did you read the fine print in your life insurance policy? There are some circumstances where it will not pay out. Learn the things your life insurance doesn’t cover.
When a beneficiary goes to claim life insurance after a death, they may be surprised to learn that not all ... Views: 671
Who Chooses Condos?
Thanks to their downtown locations, smaller footprints, and having someone take care of the building envelope and exterior maintenance, condos are usually occupied by young adults and young couples.
In Montreal, the population is increasing as entrepreneurs, large ... Views: 588
Today, condos make up the major portion of new domestic units being built, and perhaps surprisingly, the cost of units is still competitive when compared to a single family home. For some, the condominium lifestyle is becoming a more compelling choice; for others, it is the only means they can ... Views: 589
A condo is a very sound investment,
and that is a great reason to buy one. If you are thinking of investing, there
are a few essential tips to make the most out of the purchase of a newly built,
or pre-sale, condominium unit. The most important things to remember are to get
in when the ... Views: 542
Condo insurance can be a lot to handle, but you always can influence its' premiums. The first thing you should look into when you are looking for ways to lower your condo insurance costs is your condo itself. There may be ways you can make your condo less of a risk to your insurer, thereby ... Views: 616
Summary: Don't be afraid to navigate the life insurance market as a Canadian living with AIDS. Here are a few tips to help you out.
Securing insurance can be a tricky business. With any insurance company or policy, regardless of what the coverage is for, there are always hoops to jump ... Views: 538
Insurance is crucial to protect your family should you become pass away or otherwise lose your income, and a life insurance broker in Winnipeg will help to get you the best coverage and rates possible.
Why Secure Life Insurance?
Winnipeg residents are fortunate to have one of the lowest ... Views: 575
Are you looking for life insurance in Ontario? It can be an intimidating task, especially since there are so many variables that factor into the rates and types of insurance you can get. Don’t let yourself feel too overwhelmed, though. Take a look at our breakdown of life insurance underwriting ... Views: 557
The cost of dying can be, well, costly. Many adults, especially seniors, are exploring the option of funeral insurance, also known as burial insurance. These individuals are planning ahead, trying to alleviate any financial burden from their families. As with any insurance, there are many pros ... Views: 881
When it comes to seniors insurance in Canada, it can feel impossible to find a quality life insurance plan that doesn’t break the bank. However, there are some main secrets to inexpensive life insurance for seniors that you might not have considered. Our tips can help you discover quick and easy ... Views: 668
Looking for the right consulting companies in Toronto? Here’s a primer on what to look for, and what should send you packing!
Toronto consulting firms can offer your business expertise, perspectives, and advancement in ways that are simply not possible by trying to work with someone in house. ... Views: 552
As we get older and our lives expand, we gain more and more responsibility. Whether you have started a family, launched a new business, bought your first home or a second car, you need to ensure you financially protected in the case of an injury or death. Not only does life insurance replace ... Views: 622
Starting a company of your own is challenging. Those who are working to get their startup off the ground are working to build and grow their small company into something strong enough to stand on its own, or to become a part of something bigger. Perhaps that means merging with another company ... Views: 1144
Not a resident of Canada but need life insurance? You have options! Canadian insurance companies have developed insurance plans for all kinds of visitors to Canada and offer no medical life insurance for non-residents in Canada.
Protect Yourself
Living in a foreign country is challenging ... Views: 821
Life insurance can be a great “life boat” in the event of unforeseen circumstances, helping to protect your loved ones against financial hardship should you pass. Everyone needs life insurance, but there are groups of people who really need life insurance but often think it’s unnecessary or that ... Views: 759
Is your insurance enough? Will your insurance protect you against all liability suits? Do you know what your insurance covers in the event of a lost court case? Many businesses purchase a commercial general liability (CGL) policy for protection against liability suits for general reasons. CGL ... Views: 570
Are you insured? Did those words just send a chill down your spine? Finding the right life insurance policy can seem a little scary—there are a lot of different options that are buried under cryptic terms, and often the breakdowns of all of the different types of policies can feel a bit ... Views: 569
Imagine a world where data entry and reports are streamlined and, in most instances, performed automatically. Imagine a healthcare system where the professionals spend more time with patients than with spreadsheets. With robotic process automation, this future is not far off. In fact, it could ... Views: 665
Do you need house insurance in BC? You actually need a very special type of insurance. You need home insurance in BC that covers the event of an earthquake. Most Canadians don’t realize it, but there are 4,000 recorded earthquakes each year. In the next 50 years, scientists predict a 30 per cent ... Views: 602
Summary: For most Canadians, buying a car is a major expense. From the initial car purchase to buying winter tires to adding car upgrades and finally, buying car insurance. It all adds up and if you don’t shop around for cheap car insurance, the costs can be astronomical.
Why do you need car ... Views: 852
No medical life insurance is the right choice for many people. Here are five situations where it may be the right choice for you, and some advice on how to best leverage it.
Situation 1: Your current health and fitness prevent you from getting a traditionally underwritten life insurance ... Views: 673
No medical life insurance policies are all the rage in Canada right now. In this article, we’ll take a look at why so many people are opting for the convenience of a no medical policy.
But before we can get into the why, it’s important to establish what a no medical life insurance policy is, ... Views: 633
Yonge & Eglinton is one of Toronto’s hottest and most sought after neighbourhoods, and the area is in the midst of a major transformation. New retail, office, and living spaces are being built right by the much-anticipated Eglinton Crosstown LRT. Once the 19-kilometre rapid transit line is ... Views: 536
Line 5 Condos is one of the new condo developments in the preconstruction stage by Westdale Properties and Reserve Properties. The development is located at 117 Broadway Avenue, Toronto. Currently, the condo development is scheduled to be completed in 2022. The sale price for available units ... Views: 509
Buying a condo is a big step. In fact, it may be the biggest thing you have ever bought, so it’s not something to take lightly. You want to buy one that you will enjoy living in, but as it is an investment as well as an expense, keep some things in mind when you are purchasing a condo. ... Views: 631
Summary: Find out what risk factors Ontario insurance companies consider before selling a life insurance policy.
If you’re thinking about buying life insurance and you live in Ontario, you probably have some concerns. Perhaps you’re wondering if you even qualify for life insurance, or ... Views: 640
For many people in North America, the choice between renting or buying a condo comes down to opportunity. Looking at the housing market, with an average annual appreciation of 4 percent, buying as soon as you can seems like the best plan. After all, if you put 5 percent down on a $250,000 home ... Views: 807
In Canada and around the world, life insurance companies underwrite, or assess, the risks of carrying your policy. For the elderly, this can include medical assessments but will also include lifestyle factors as well, such as:
• Current health
• Nicotine and drug use
• Family medical ... Views: 861
Summary: Do you need a Canadian life insurance policy but want to avoid medical exams? If you live in Calgary, read on to find out how you can get the right insurance without a medical exam.
Calgary Insurance Policies – the Right Protection:
With the right life insurance policy in ... Views: 708
The Rocky Mountains are definitely the most striking difference between Calgary and Toronto, closely followed by the settings of each city. In a largely rural province covered in small towns and farmland, Calgary is an urban oasis that is growing at an amazing rate. Approximately 3,400 ... Views: 918
If you’re looking to save money, why not save on auto insurance? There are so many ways to save money on car insurance in Edmonton. Depending on the type of vehicle you drive, and the type of insurance coverage you have, you could save on hundreds of dollars each year in insurance premiums. Here ... Views: 948
Are you looking to buy close to Toronto, but would rather not live in the downtown core? The city of Vaughan may be just what you’ve been searching for! Here, you will find all of the amenities of living close to the big city, without having to deal with all of the commotion that comes with ... Views: 885
There was a time when looking for and purchasing life insurance was complicated. Lengthy questionnaires, blood tests, and even doctor’s reports were all necessary. Even after all of that was submitted, the insurance company would often ask for a follow-up with the same physician. The lengthy and ... Views: 856
North of Toronto in the southern York Region lay many neighbourhoods that offer a cheaper alternative to downtown living. The western and eastern edges of York Region aren’t as popular, as prices tend to increase as you get further away from these less-desirable cities. As an example, moving ... Views: 739
It’s common knowledge that auto insurance policies for young drivers are very expensive. Their lack of experience makes them a high accident risk. Thankfully, they can still find an affordable rate due to an insurance price comparison tool that offers a way for consumers to compare the cost of ... Views: 1044
Choosing low deductible does not really save you money
Simply stated your car insurance deductible is the money you pay out-of-pocket when you file a claim. Thus, if you have a $1,000 deductible that's what you'll pay regardless of whether your vehicle damages are worth $2,000 or $7,000; and ... Views: 858