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Articles from Eugenia S | Selfgrowth.com
- Who Needs Disability Insurance? - by Submitted on May 27, 2020 from Eugenia SIf you make an income, you need disability insurance. Why is disability insurance in Canada so important? Disability insurance protects your ability to earn income if something happens, such as an accident, injury, or illness that prevents you from working. Being unable to work for a short ...
Views: 490 - Euthanasia and Life Insurance in Canada - by Submitted on Jan 10, 2020 from Eugenia SEuthanasia: The painless killing of a patient suffering from an incurable and painful disease or in an irreversible coma. The practice is illegal in most countries. Only a handful of countries, including Canada, have legalized the practice of performing medically assisted suicides, also known ...
Views: 716 - How to Compare Operational Efficiency - by Submitted on Jan 10, 2020 from Eugenia SOperational efficiency is the act of delivering the best product and/or service possible while keeping costs down. It is interesting to note, however, that renowned businessman Henry Ford also cites that operational efficiency means paying the highest wages possible. When it comes to comparing ...
Views: 646 - Steps to Improve Operational Efficiency - by Submitted on Nov 05, 2019 from Eugenia SSummary: Here are five steps you can take to improve operational efficiency in your business. Let’s look at real business changes and solutions you can utilize to improve operational efficiencies in your company. Employee communications This is less about speaking with your ...
Views: 563 - Top Five Mergers and Acquisitions Consulting Firms - by Submitted on Oct 31, 2019 from Eugenia SSummary: Discover more about some of the best-known mergers and acquisitions consulting firms that could help you in your next deal. When you need help and serious business advice, it’s only natural to want to work with the best possible consultants you can get. But in the world of M&A, who ...
Views: 1105 - Key Components of Corporate Strategies and Strategic Planning - by Submitted on Oct 23, 2019 from Eugenia SSummary: Ever wondered what goes into developing successful corporate strategies? What is the single most important thing about creating any type of plan? Having a plan for the plan – right? That is to say, having a backup plan. Contingencies. All the answers for potential what ifs. You need ...
Views: 499 - Challenges and Pitfalls in Implementation of Integration Plan - by Submitted on Oct 17, 2019 from Eugenia SSummary: Discover what a post-merger integration plan is and why you need one. Post-merger or post acquisition plans are well thought out road maps for how a business will operate after the merger process has been completed. Having an integration plan for the post-merger period is critical. ...
Views: 491 - Whole Life Insurance Explained Compared to a Term Policy - by Submitted on Sep 19, 2019 from Eugenia SUnderstanding life insurance types and the fine print of policies is literally a full time job. When you are out there searching for a policy that fits you and your needs, the last thing you want to do is be scrolling through fine print and attempting to compare all the products out there. So, ...
Views: 698 - How does whole life insurance work? Definition & sample quotes - by Submitted on Sep 11, 2019 from Eugenia SWhat is whole life insurance? Whole life insurance is a type of life insurance that covers you for your lifetime and has a fixed premium. A key feature of whole life insurance is that these policies have a cash value/investment component. What this means is that part of the premium you pay ...
Views: 688 - How do life insurance companies treat marijuana in Canada? - by Submitted on Aug 08, 2019 from Eugenia SLife insurance companies have relaxed their attitudes towards cannabis users, as the laws have relaxed. What has it done to the premiums? Canada, after Uruguay, is the second country in the world to legalize cannabis for recreational use. Prior to 2018 it was legal for medical users, but ...
Views: 633 - You Can Lose the Cash Value in Your Life Insurance Policy if you Don’t Do This! - by Submitted on Aug 06, 2019 from Eugenia SWhen it comes to your life insurance policy, most people want the same thing: the maximum value for their policy. To achieve this, people often use life insurance policies that split the amount they pay into two places: the policy itself and a savings account. This savings account can accrue ...
Views: 664 - How the Death Benefit Works for Different Kinds of Life Insurance - by Submitted on Jul 22, 2019 from Eugenia SThere are two main types of insurance: term life insurance and permanent insurance. The death benefit for these types differs. Today we will discuss how and why. Term Life Insurance These policies will be in effect in 10, 20 or 30-year terms depending on your choices. During this time, ...
Views: 649 - Is it Possible to Save on Whole Life insurance in British Columbia? - by Submitted on Jul 17, 2019 from Eugenia SWhole life insurance in BC provides for your dependents if you pass away. It also helps pay off debts and other expenses like mortgages, credit cards, car loans, and funeral and burial costs. After all, do you really want your spouse, parents, children or other loved ones to deal with your ...
Views: 686 - Life Insurance and Assisted Death Throughout Canada - by Submitted on Jul 12, 2019 from Eugenia SAssisted death is not a new practice and neither is the controversy that surrounds it. While advances in modern medicine have increased the average person’s lifespan, delaying death isn’t always a positive. In fact, the ability to live longer can actually diminish the quality life for those who ...
Views: 1079 - Things Your Life Insurance Doesn’t Cover - by Submitted on Jul 05, 2019 from Eugenia SSummary: Did you read the fine print in your life insurance policy? There are some circumstances where it will not pay out. Learn the things your life insurance doesn’t cover. When a beneficiary goes to claim life insurance after a death, they may be surprised to learn that not all ...
Views: 715 - How to Buy a Condo in Montreal - by Submitted on Jun 04, 2019 from Eugenia SWho Chooses Condos? Thanks to their downtown locations, smaller footprints, and having someone take care of the building envelope and exterior maintenance, condos are usually occupied by young adults and young couples. In Montreal, the population is increasing as entrepreneurs, large ...
Views: 638 - Tips on How to Buy The Best Condo in Toronto - by Submitted on May 31, 2019 from Eugenia SToday, condos make up the major portion of new domestic units being built, and perhaps surprisingly, the cost of units is still competitive when compared to a single family home. For some, the condominium lifestyle is becoming a more compelling choice; for others, it is the only means they can ...
Views: 635 - Smart Ways to Buy a New Condo - by Submitted on May 29, 2019 from Eugenia SA condo is a very sound investment, and that is a great reason to buy one. If you are thinking of investing, there are a few essential tips to make the most out of the purchase of a newly built, or pre-sale, condominium unit. The most important things to remember are to get in when the ...
Views: 586 - 6 Simple Ways to Lower Your Condo Insurance Rates - by Submitted on May 23, 2019 from Eugenia SCondo insurance can be a lot to handle, but you always can influence its' premiums. The first thing you should look into when you are looking for ways to lower your condo insurance costs is your condo itself. There may be ways you can make your condo less of a risk to your insurer, thereby ...
Views: 662 - What You Need to Know about Life Insurance for Canadians with AIDS - by Submitted on May 17, 2019 from Eugenia SSummary: Don't be afraid to navigate the life insurance market as a Canadian living with AIDS. Here are a few tips to help you out. Securing insurance can be a tricky business. With any insurance company or policy, regardless of what the coverage is for, there are always hoops to jump ...
Views: 579 - Why Winnipeg Residents Are Considered Lucky - by Submitted on May 14, 2019 from Eugenia SInsurance is crucial to protect your family should you become pass away or otherwise lose your income, and a life insurance broker in Winnipeg will help to get you the best coverage and rates possible. Why Secure Life Insurance? Winnipeg residents are fortunate to have one of the lowest ...
Views: 626 - The Ultimate Guide to Classes of Life Insurance Underwriting - by Submitted on May 14, 2019 from Eugenia SAre you looking for life insurance in Ontario? It can be an intimidating task, especially since there are so many variables that factor into the rates and types of insurance you can get. Don’t let yourself feel too overwhelmed, though. Take a look at our breakdown of life insurance underwriting ...
Views: 606 - The Pros and Cons of Funeral Insurance for Seniors - by Submitted on Apr 26, 2019 from Eugenia SThe cost of dying can be, well, costly. Many adults, especially seniors, are exploring the option of funeral insurance, also known as burial insurance. These individuals are planning ahead, trying to alleviate any financial burden from their families. As with any insurance, there are many pros ...
Views: 929 - The Main Secrets of Inexpensive Life Insurance for Seniors in Canada - by Submitted on Apr 19, 2019 from Eugenia SWhen it comes to seniors insurance in Canada, it can feel impossible to find a quality life insurance plan that doesn’t break the bank. However, there are some main secrets to inexpensive life insurance for seniors that you might not have considered. Our tips can help you discover quick and easy ...
Views: 710(1 vote) - How to Choose the Right Management Consulting Firm in Toronto - by Submitted on Apr 18, 2019 from Eugenia SLooking for the right consulting companies in Toronto? Here’s a primer on what to look for, and what should send you packing! Toronto consulting firms can offer your business expertise, perspectives, and advancement in ways that are simply not possible by trying to work with someone in house. ...
Views: 594 - Life Insurance in Ontario Is no Longer as Expensive - by Submitted on Apr 17, 2019 from Eugenia SAs we get older and our lives expand, we gain more and more responsibility. Whether you have started a family, launched a new business, bought your first home or a second car, you need to ensure you financially protected in the case of an injury or death. Not only does life insurance replace ...
Views: 661 - How Mergers and Acquisitions Affect A Company - by Submitted on Apr 15, 2019 from Eugenia SStarting a company of your own is challenging. Those who are working to get their startup off the ground are working to build and grow their small company into something strong enough to stand on its own, or to become a part of something bigger. Perhaps that means merging with another company ...
Views: 1199 - No Medical Life Insurance for Non-Residents in Canada - by Submitted on Apr 12, 2019 from Eugenia SNot a resident of Canada but need life insurance? You have options! Canadian insurance companies have developed insurance plans for all kinds of visitors to Canada and offer no medical life insurance for non-residents in Canada. Protect Yourself Living in a foreign country is challenging ...
Views: 864(1 vote) - Groups of People Who Really Need Life Insurance - by Submitted on Apr 11, 2019 from Eugenia SLife insurance can be a great “life boat” in the event of unforeseen circumstances, helping to protect your loved ones against financial hardship should you pass. Everyone needs life insurance, but there are groups of people who really need life insurance but often think it’s unnecessary or that ...
Views: 805 - General and Professional Liability Insurance – Learn the Difference - by Submitted on Apr 04, 2019 from Eugenia SIs your insurance enough? Will your insurance protect you against all liability suits? Do you know what your insurance covers in the event of a lost court case? Many businesses purchase a commercial general liability (CGL) policy for protection against liability suits for general reasons. CGL ...
Views: 618 - We Analyzed Whole Life Insurance and This Is What We Learned - by Submitted on Apr 03, 2019 from Eugenia SAre you insured? Did those words just send a chill down your spine? Finding the right life insurance policy can seem a little scary—there are a lot of different options that are buried under cryptic terms, and often the breakdowns of all of the different types of policies can feel a bit ...
Views: 616 - How Robotic Process Automation Will Improve the Healthcare industry - by Submitted on Apr 02, 2019 from Eugenia SImagine a world where data entry and reports are streamlined and, in most instances, performed automatically. Imagine a healthcare system where the professionals spend more time with patients than with spreadsheets. With robotic process automation, this future is not far off. In fact, it could ...
Views: 703 - How to Insure Your Home in BC Without Overspending Your Budget - by Submitted on Mar 26, 2019 from Eugenia SDo you need house insurance in BC? You actually need a very special type of insurance. You need home insurance in BC that covers the event of an earthquake. Most Canadians don’t realize it, but there are 4,000 recorded earthquakes each year. In the next 50 years, scientists predict a 30 per cent ...
Views: 645 - Avoid the Most Expensive Car Insurance in Canada – Find Out How to Get Cheap Auto Insurance - by Submitted on Mar 21, 2019 from Eugenia SSummary: For most Canadians, buying a car is a major expense. From the initial car purchase to buying winter tires to adding car upgrades and finally, buying car insurance. It all adds up and if you don’t shop around for cheap car insurance, the costs can be astronomical. Why do you need car ...
Views: 892 - When to Choose No Medical Life Insurance - by Submitted on Mar 13, 2019 from Eugenia SNo medical life insurance is the right choice for many people. Here are five situations where it may be the right choice for you, and some advice on how to best leverage it. Situation 1: Your current health and fitness prevent you from getting a traditionally underwritten life insurance ...
Views: 735 - No Medical Life Insurance – Top Tips - by Submitted on Mar 11, 2019 from Eugenia SNo medical life insurance policies are all the rage in Canada right now. In this article, we’ll take a look at why so many people are opting for the convenience of a no medical policy. But before we can get into the why, it’s important to establish what a no medical life insurance policy is, ...
Views: 684 - New Condos on the Rise – Welcome to Line 5 Condos in Toronto - by Submitted on Feb 19, 2019 from Eugenia SYonge & Eglinton is one of Toronto’s hottest and most sought after neighbourhoods, and the area is in the midst of a major transformation. New retail, office, and living spaces are being built right by the much-anticipated Eglinton Crosstown LRT. Once the 19-kilometre rapid transit line is ...
Views: 579 - What You Should Know About Line 5 Condos in Toronto - by Submitted on Feb 14, 2019 from Eugenia SLine 5 Condos is one of the new condo developments in the preconstruction stage by Westdale Properties and Reserve Properties. The development is located at 117 Broadway Avenue, Toronto. Currently, the condo development is scheduled to be completed in 2022. The sale price for available units ...
Views: 548 - Tips for buying condo - by Submitted on Nov 07, 2018 from Eugenia SBuying a condo is a big step. In fact, it may be the biggest thing you have ever bought, so it’s not something to take lightly. You want to buy one that you will enjoy living in, but as it is an investment as well as an expense, keep some things in mind when you are purchasing a condo. ...
Views: 682 - Life Insurance Factors in Ontario That Insurance Companies Consider Risky - by Submitted on Aug 07, 2018 from Eugenia SSummary: Find out what risk factors Ontario insurance companies consider before selling a life insurance policy. If you’re thinking about buying life insurance and you live in Ontario, you probably have some concerns. Perhaps you’re wondering if you even qualify for life insurance, or ...
Views: 676 - Renting vs. Buying a Condominium in Canada – Pros and Cons - by Submitted on Jul 23, 2018 from Eugenia SFor many people in North America, the choice between renting or buying a condo comes down to opportunity. Looking at the housing market, with an average annual appreciation of 4 percent, buying as soon as you can seems like the best plan. After all, if you put 5 percent down on a $250,000 home ...
Views: 860 - How Canadian Seniors Qualify for Life Insurance - by Submitted on Jun 21, 2018 from Eugenia SIn Canada and around the world, life insurance companies underwrite, or assess, the risks of carrying your policy. For the elderly, this can include medical assessments but will also include lifestyle factors as well, such as: • Current health • Nicotine and drug use • Family medical ...
Views: 906(1 vote) - The Ins and Outs of No Medical Life Insurance in Calgary - by Submitted on Jun 04, 2018 from Eugenia SSummary: Do you need a Canadian life insurance policy but want to avoid medical exams? If you live in Calgary, read on to find out how you can get the right insurance without a medical exam. Calgary Insurance Policies – the Right Protection: With the right life insurance policy in ...
Views: 756 - Auto Insurance in Calgary – is it Cheaper than Toronto? - by Submitted on May 18, 2018 from Eugenia SThe Rocky Mountains are definitely the most striking difference between Calgary and Toronto, closely followed by the settings of each city. In a largely rural province covered in small towns and farmland, Calgary is an urban oasis that is growing at an amazing rate. Approximately 3,400 ...
Views: 968 - Top 10 Ways to Save on Auto insurance in Edmonton - by Submitted on May 14, 2018 from Eugenia SIf you’re looking to save money, why not save on auto insurance? There are so many ways to save money on car insurance in Edmonton. Depending on the type of vehicle you drive, and the type of insurance coverage you have, you could save on hundreds of dollars each year in insurance premiums. Here ...
Views: 995 - Why Buy a Condo in Vaughan? - by Submitted on May 02, 2018 from Eugenia SAre you looking to buy close to Toronto, but would rather not live in the downtown core? The city of Vaughan may be just what you’ve been searching for! Here, you will find all of the amenities of living close to the big city, without having to deal with all of the commotion that comes with ...
Views: 940 - What You Need to Know About Simple Issue No Medical Life Insurance - by Submitted on Apr 30, 2018 from Eugenia SThere was a time when looking for and purchasing life insurance was complicated. Lengthy questionnaires, blood tests, and even doctor’s reports were all necessary. Even after all of that was submitted, the insurance company would often ask for a follow-up with the same physician. The lengthy and ...
Views: 896 - What You Should Know About Richmond Hill Condos - by Submitted on Apr 19, 2018 from Eugenia SNorth of Toronto in the southern York Region lay many neighbourhoods that offer a cheaper alternative to downtown living. The western and eastern edges of York Region aren’t as popular, as prices tend to increase as you get further away from these less-desirable cities. As an example, moving ...
Views: 780 - Why Age is an Important Factor in Getting Car Insurance in Nova Scotia - by Submitted on Mar 26, 2018 from Eugenia SIt’s common knowledge that auto insurance policies for young drivers are very expensive. Their lack of experience makes them a high accident risk. Thankfully, they can still find an affordable rate due to an insurance price comparison tool that offers a way for consumers to compare the cost of ...
Views: 1085 - Things you may have Never Heard Before About car Insurance in Ontario - by Submitted on Feb 28, 2018 from Eugenia SChoosing low deductible does not really save you money Simply stated your car insurance deductible is the money you pay out-of-pocket when you file a claim. Thus, if you have a $1,000 deductible that's what you'll pay regardless of whether your vehicle damages are worth $2,000 or $7,000; and ...
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