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- Personal Financial Planning – 3 Things To Learn Today - by Submitted on May 19, 2010 from Lisa SmithOwing too much is definitely not a pleasant situation. If you, however, do not have adequate personal financial planning, having too much may also be a problem. It doesn’t matter whether you millions to repay or you have millions to spend, if you aren’t able to plan your finances well, it could ...
Views: 1276(1 vote) - Planning For Retirement - by Submitted on Feb 04, 2011 from Julie DonleyPeople have many different financial goals, but one they share in common is to be financially independent. I define that as the time when we conclude that our annual expenses can be covered for the rest of our lives without working any longer. Calculating your expenses over the next 25-40 years ...
Views: 1463(1 vote) - Poverty Mentality: Escaping it to Achieve Prosperity - by Submitted on Sep 17, 2013 from april uDo you ever feel financially stuck, do you ever go through the store looking at things you know you will never be able to afford, thinking how nice it would be if you could just catch a break? Do spend more time than you should figuring out how you will pay each bill every month when there just ...
Views: 2074(2 votes) - Protect Yourself From Credit Card Fraud - by Submitted on Mar 29, 2010 from Lyn BellUnfortunately credit card fraud is really quite common these days, but there are ways that you can help to protect yourself. Becoming a victim of credit card fraud causes a lot of unnecessary hassle and is a very stressful experience. You should familiarize yourself with the security features ...
Views: 1664(1 vote) - QuickBooks Enterprise Support @-1-855-915-2082|| Phone Number - by Submitted on Mar 29, 2021 from Anuj quickbooksQuickBooks Enterprise Customer Service Phone Number 1-855-915-2082|| Phone Number Customer Service QuickBooks Enterprise Desktop QuickBooks Enterprise has proved to be of great benefit for firms and employers willing to pay employees instantly through electronic transfer of funds. Apart from ...
Views: 341(1 vote) - Reducing The Piles - by Submitted on Sep 16, 2009 from Ramona CreelAt work, at home, no matter who you are or what you do -- we are all bombarded with paper. And, it’s stressful! I think that we have developed a new fear in our society -- PAPERPHOBIA -- the fear of having to deal with that stack that’s been sitting there for a week. So what do you do to ...
Views: 1857(1 vote) - Reset, Renew and Remember as You Celebrate Your Holidays - by Submitted on Nov 14, 2009 from Pat HeydlauffWith the holiday season rushing toward you at warp speed and Thanksgiving just days away, are you already thinking, “How am I going to get everything done this year with less time and less money?” Are you so worried about all the details and how to pay for it that you will never get anything ...
Views: 1440(2 votes) - Responsible Investing: How you can align your investments with your values - by Submitted on Jul 11, 2011 from Peter KrullSometimes I get funny looks when I tell people what I do: socially & environmentally responsible investing and financial services. What’s that, they ask. Basically, it’s aligning your investments with your values. In many areas of your life, you are probably very eco-conscious: you believe in ...
Views: 1163(2 votes) - San Francisco Now Fourth Most Expensive City in US - by Submitted on Nov 27, 2011 from Sarah WatersAccording to a recent report from the Wall Street Journal, San Francisco is the 4th most expensive city in the United States. The report takes into account a variety of factors that affect the general cost of living for San Francisco residents, including rent, food, commuting to work, and ...
Views: 1406(3 votes) - Saving Tips for Your Home - by Submitted on Jan 25, 2013 from Samantha SeiffertWhen you know that you have been living beyond your means (a.k.a. you’ve got a huge balance on your card bill), there are two things that you can do. One is to grow your income so you can afford all the expenses that you got used to spend on. This may be effective but you may find that spending ...
Views: 1124(2 votes) - Separate Your Personal Life from Your Personal Finances: Claiming Your Life Back from Busy - by Submitted on Aug 23, 2009 from Intent.com AuthorsMy friend tipped me off to a great practice last week. She and her husband schedule weekly business meetings to discuss the business of the family. They divide their lives into three sections—family, marriage, and fun—and they approach each topic separately. For family stuff, they arrange the ...
Views: 591(1 vote) - Serious people actually DO something - by Submitted on Sep 25, 2003 from John MurphySerious people actually DO something; other people just talk about doing something or plan to do something one day. If you want to be wealthy, you must take action. Action really is the key. You can have the best ideas in the world or be the most talented person on the planet, yet still if ...
Views: 1267(1 vote) - Significance of Personal Finance Management - by Submitted on May 28, 2010 from Noura DeppApart from intangible things like love, relations, emotions, and so on, money is the most important things of our lives today. And it’s been the same since many years. Why would, otherwise, people spend their whole life striving to earn more of it? Very few things cannot be bought. However, ...
Views: 769(1 vote) - Start the Year like a BCS Champion - by Submitted on Jan 14, 2011 from Robert SchmanskyOne of the most important days of the year for the sports fan arrived, and although my alma mater won’t be participating, I’ll be watching the championship tonight with so many of you. As we judge the performances — the catches that should have been caught, the incredible open field runs, and ...
Views: 1113(2 votes) - Stocks, Business or Property...Which Assets Should You Choose? - by Submitted on Jun 23, 2009 from Clayton MooreIf you want to create financial independence and one day lead the lifestyle you’ve always dreamed of then building your own assets is the only way to do this. People mistakenly believe that their belongings are assets. But these are in fact liabilities because they cost you money. Your ...
Views: 1200(1 vote) - Tales With Your Plastic Buddy - Your Credit Card - by Submitted on May 28, 2010 from Justin DavisThe advent of electronic age made almost everything attainable to people. Diagnosing and preventing critical ailments made easy, reaching untapped arenas grew to become a one step away, and the best part is, daily life of people is made hassle-free through technology. We now have more convenient ...
Views: 1729(1 vote) - Term Life Insurance - Term Life Quotes, Rates, Companies, Policies, Definition, Comparisons - by Submitted on Aug 30, 2009 from Donald LusanTerm life insurance is favored by a large portion of our population. Let us take a close look at this policy and see why. It may be wise to begin by attempting to define this type of policy. Let us see what it is all about. Definition Term life insurance is a type of policy that pays a ...
Views: 1015(1 vote) - Term Life Insurance Advantages And Disadvantages - by Submitted on Aug 02, 2010 from Donald LusanTerm life insurance is oh so loved my many people. There are many different types of term insurance and very many reasons why people buy these policies. There are significant advantages to owning this type of life insurance. There are also a few disadvantages. Advantages 1 - The premiums ...
Views: 5489(1 vote) - The Case for the Self-Directed IRA - by Submitted on Apr 23, 2010 from Lisa Moren BrommaEmily is a professional woman with an active business and is a very busy person. So busy in fact, she depends on her financial advisor to invest her hard-earned retirement savings with the hopes of compound wealth with safe, secure investments. Emily is lucky. So far, she has not lost a dime ...
Views: 2557(1 vote) - The Memory of Money: Three Tips to Using Personal History to Unlock Your Financial Freedom - by Submitted on Aug 23, 2009 from Intent.com Authors#1 Take A Money Snapshot To understand your financial picture today, take a money snapshot of what you witnessed as a child. Do you remember watching how your parents spent money? Did you receive an allowance? If so, how much was it? What did you spend it on? Did your family forego an ...
Views: 543(1 vote) - The Millionaire Composite - Part 1 - by - After The Research: What Are The Real Differences Between A Millionaire And You?
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Over the last 5 years I have interviewed the most successful and wealthiest people in the world on my radio show, from Top CEOs to Tony Robbins. Recently, I ...
Views: 1186(2 votes) - The President's $10,000,000,000,000 Economic Stimulus Package - by Submitted on Feb 24, 2009 from Steve SelengutFor homeowners: Cut the interest rate on all mortgage loans by 50 basis points and extend the payment schedule by three to five years. Convert all variable rate loans to fixed, at prevailing rates, and extend the payment schedule by six to ten years. No fees, points or charges tolerated. More ...
Views: 1936(1 vote) - The Real Purpose of an E-Fund - by Submitted on Jan 31, 2010 from Renee E CabourneWhen I teach my personal finance or investment classes, stories are the medium to drive the lesson into those hard-headed students of mine. I’ll make up names to protect the innocent and share as many personal stories as possible to bring the reality of a given situation into focus. So today, ...
Views: 799(1 vote) - The Story of Currency (Barter, Capital, Cash, Money, Credit, ...) - by Submitted on Sep 02, 2009 from Danish AhmedHi there everyone!! Once upon a time, before there was any money, individuals in small communities would exchange products and services with each other. To have a standard unit of measurement that was generally accepted by all, things like shells, cocoa beans, feathers, or even pretty ...
Views: 4594(2 votes) - Three Credit Card Benefits to Stay Away From - by Submitted on Jan 30, 2013 from Noreen RuthCredit card holders are offered many perks in an attempt to lure individuals into being customers for the long haul. Most of these benefits are provided to holders for free, but are not always the “perk” they seem to be. While some benefits may actually be help, here are three you should ...
Views: 748(1 vote) - Treat Money Well to Attract More - by Submitted on May 13, 2003 from Rebecca HansonYour ability to attract money has a lot to do with how you behave toward it. The Law of Attraction works to send you more of what you think, feel and do. So the way you deal with money has a direct relation to how easily and abundantly it comes to you. Imagine that money is a guest in your ...
Views: 2954(1 vote) - Two Money Making Opportunities - by Submitted on Nov 09, 2009 from Steve GillmanThere are some jobs that could be considered money making opportunities. Movie star and professional football player come to mind. But if you don't have the talents necessary for those you won't likely get rich with a job. That leaves investing and starting a business as the best alternatives. ...
Views: 1801(2 votes) - Uncover What You Really Believe About Money - by Submitted on Aug 18, 2009 from Mikelann ValterraSometimes it feels like we work so hard to make money—and then we subtly sabotage ourselves. Maybe we overspend, or we just don’t make enough in the first place– our work efforts become inconsistent, or we just drop the ball on something. And then we blame ourselves! So what is this really ...
Views: 777(1 vote) - Using an auto loan to boost credit - by Submitted on May 28, 2010 from KRYSTLE CHANObtaining and remaining current on loans are both major aspects of establishing a strong credit history. An auto loan may be appealing for college graduates soon entering the workforce, according to a recent release by Americans Well-informed on Auto Retailing Economics. There are several ...
Views: 797(1 vote) - What Budget System Should You Use For Financial Management? - by Submitted on Mar 05, 2013 from Samantha SeiffertA budget is not the easiest plan to follow. At the very least, it takes some time to get used to monitoring every penny that you spend on a daily and monthly basis. This is actually why some people are not enthusiastic in submitting themselves to these plans. Not only do they perceive it to be ...
Views: 1670(1 vote) - What to do if you Get a Default Notice: Things you Should Know about Default Mortgage - by Submitted on Mar 04, 2011 from Dan CavalliA lot of people face the risk of going on default mortgage every single day, and it is safe to say that the majority of them do not know what to do to fix this situation. Calling financial counseling hot lines will take much of your time without giving you the results that you ...
Views: 1285(1 vote) - Who Are You, And Are You Happy With You? - by Submitted on Sep 30, 2009 from Scott ColettiI am often asked why I write these journal entries or articles on a monthly basis and not long ago I would have probably thought that I would be silly to do such a thing. Oh well, I have changed and it is what it is. I would not call myself an author, but just someone who enjoys speaking with ...
Views: 1252(2 votes) - Why isn't Financial Education Taught in Schools? - by Submitted on Dec 08, 2009 from Daniel BrittonIf ever there was a time for better financial education then surely it is now? When you look at the state of many of the economies around the world it’s a mystery why financial education is not compulsory schools. It is easy to blame banks, big business or governments for the current climate but ...
Views: 5672(1 vote) - You Only Have ONE Chance At This... - by Submitted on Dec 15, 2009 from Jeanmarie KellerI was looking through my email the other day and I had an email from a reader that read something like this... "My daughter was valedictorian and had phenomenal grades in high school and her first year of college. She is currently a sophomore in college; can't anything be done to help her ...
Views: 678(2 votes) - What Are The Best Investments For You? - by Submitted on Jan 06, 2010 from John HanlinThe "best investments" for an investment portfolio can and should vary by investor. In other words, "one size does not fit all". This is because each of us has a unique "investment personality" that is a derived from of our upbringing, investing experience, job history, economic climate, and ...
Views: 1499(11 votes) - Purchasing a Home: The Walk-Through and Inspection - by Submitted on Mar 12, 2011 from Grampa KenYour new home purchase is such a big investment and the process requires careful scrutiny. Before signing that contract, and before signing off your acceptance of this expensive product, do your homework. Using a qualified building inspector is recommended for home purchases and should be ...
Views: 1206(7 votes) - The Collaborative Wedding Budget: Coordinating Multiple Parties with Ease - by Submitted on May 03, 2010 from Cherie JohnsonFor husbands-and-brides-to-be with large, extended families, they often find that both sets of parents, and perhaps even grandparents, want to chip in to help defray the soaring cost of today's weddings, which, on average, come in at a whopping $20,000. Many couples, too, are electing to pick up ...
Views: 1147(5 votes) - *** Protecting Your IRA Before Retirement - by Submitted on Jul 23, 2009 from Bill LoseyQuestion: This stock market is nuts! How am I supposed to protect my IRA from losing money when I’ve only got three years until I retire? Joan, NY Answer: Joan, as I mentioned in my last post, a few years before retiring you should begin to accumulate an amount of money that's equivalent to ...
Views: 1316(4 votes) - How Safe Are Fixed Annuities? - by Submitted on Jul 21, 2010 from Lisa CintronA fixed annuity is a kind of financial instrument that is constructed to act as a source of income. Most usually, this kind of financial instrument is set up by people preparing for retirement. Annuities in general refer to financial investments that are paid into and can later be accessed ...
Views: 2247(4 votes) - ***The Perfect Investment - by Submitted on Aug 24, 2011 from Scott BarclayThe perfect investment is the investment you can sleep with. The perfect investment is that which provides the most return and the most sleep is most likely not the investment providing the highest return. Far too many investors have taken on far too much risk and of course, that only shows ...
Views: 2049(3 votes) - Appeasing the Gods of Government - by Submitted on May 31, 2010 from Elaine CorreiaWe are moving into the season of the year where we pay our dues and financial homage to our government. It is a period some people would prefer that Time somehow skipped. Many people shudder at the uncertainty of what lies ahead in their personal tax picture, the constantly changing rules and ...
Views: 1542(3 votes) - Benefits of Using Mortgage Protection Insurance Brokers - by Submitted on Apr 13, 2010 from David SwanIt is now very common for mortgage protection insurance to be bought online. Media advertisements have encouraged millions of people to compare insurance rates from competing insurers online and then buy those policies online. Although online insurance purchases are becoming very popular there ...
Views: 1227(3 votes) - The Power of Property - by Submitted on Dec 05, 2010 from Eugene Yiga“When a man tells you that he got rich through hard work, ask him: ‘Whose?’”- Don Marquis Isn’t the property market absolutely amazing right now? No, I’m not being sarcastic nor was this written years ago. With so many bargains around (and interest rates finally coming down), now is the ...
Views: 1722(6 votes) - Ways to handle a Money Crisis - by Submitted on Oct 17, 2013 from Merna Throne, M.S.Are you free floating in Financial Fear? We all rely on money to pay our bills, provide shelter and food, and to bring us pleasure. But with the continuing economic crunch squeezing out every dime before it has a chance to grow interest in our checking accounts, more and more of us are ...
Views: 2129(3 votes) - What factors can affect share trading? - by Submitted on Apr 30, 2012 from James PaxtonWhat factors can affect share trading? Trading on global equities has become one of the most popular forms of CFD trading. Part of the appeal for CFD share trading comes from being able to go short as well as long on a share price, which allows you to potentially take advantage of a falling ...
Views: 1922(3 votes) - What Lenders look for - Small & Mid-sized Business - by Submitted on Mar 01, 2011 from Jes RWhen a lender considers extending a line of credit to a company, one of the items it will look for is a well-prepared business proposal with proper supporting documentation. Besides stating the purpose of the loan and exactly how the money will be used, some additional supporting documents the ...
Views: 551(3 votes) - 10 Tips to Finding the Best Annuities - by Submitted on Jul 21, 2010 from Lisa CintronIf you're looking for a great way to protect your money and to earn a consistent return, then annuities are definitely a financial instrument that you should be interested in. Annuities are generally provided by life insurance companies. You can pay money to them, let it grow on a tax-deferred ...
Views: 2028(5 votes) - 5 Signs that You are Getting Ripped off Annuities - by Submitted on Jul 21, 2010 from Lisa CintronAnnuities – which are basically investment packages with a life insurance policy included - are an investment option that in recent times has been witness to a lot of fraudulent activity. This activity is often targeted at senior citizens who are talked by sales agents or brokers into buying ...
Views: 2343(5 votes) - Penny Stocks 101 - by Submitted on May 28, 2010 from Penny Stock RumbleSo you've decided to jump into penny stocks and give it a whirl. The opportunity of investing just a few bucks with the potential of 1000% gains is certainly attractive. Did you know True Religion Apparel, Inc. (TRGL) was once a penny stock? It now trades at over $30/share. The terms "penny ...
Views: 1524(5 votes) - *** Are the Markets & My 401(k) Heading for Another Freefall? - by Submitted on Jul 15, 2009 from Bill LoseyDear Bill: I’m 60 years old, divorced, and was forced into early retirement two weeks ago. My 401(k) is still down 25% from its all-time high and I’m real nervous. Now that I don’t have a paycheck and since I won’t become eligible for Social Security for two more years, I have to live on ...
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