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- 401k Plan Mistakes: Top 4 Common Mistakes to Avoid - by Submitted on Dec 22, 2011 from Teddy DanfieldSince the advent of 401k plans in 1981 making mistakes in 401k plans have become commonplace. Let's take a look at four common mistakes we can avoid. #1 Chasing Returns Chasing returns is as common as trying to keep up with the Jones’. Chasing returns means looking at your yearend ...
Views: 1421(4 votes) - Are You Guilty of Making These Investing Mistakes? - by Submitted on May 16, 2010 from Lyn BellFew of us can truly say we have invested without making at least one of these investing mistakes along the way. Does “If I knew then what I know now…” sound familiar? With hindsight we would have done things differently so it’s good to share what some of the pitfalls are. 1. One of the ...
Views: 2613(6 votes) - Divorce Preparation – Assessing Your Financial Condition - by Submitted on Aug 31, 2009 from David KaneOne of the situations that we see in many family situations is where one spouse is the primary caretaker of the financial obligations for the family. That person may have been in charge of paying the bills, setting up the investment accounts, making investment decisions (stocks, bonds, real ...
Views: 1347(2 votes) - Get Out of Debt FASTER: 8.5 Tips to Find Extra Cash! - by Submitted on Jan 15, 2010 from Jesse NiesenDo you have any kind of lump sum to put towards paying off your debt? If you’re even a little bit concerned about your cash flow right now because it’s limiting some of your debt relief options, then you may be curious how many of my debt free clients discovered a variety of creative ways to ...
Views: 1433(2 votes) - Kids and Money - Should allowance be given or earned? - by Submitted on Jan 18, 2013 from Daniel BrittonIt’s an age old parenting question, but one which still causes a huge amount of debate: should you give your child pocket money for doing chores? The best answer I can give you is, ‘sometimes’. One obvious reason for linking the two is to encourage a work ethic. Giving pocket money for ...
Views: 1810(2 votes) - Live Your Dreams (Not Your Boss's) - by Submitted on Oct 13, 2009 from Danish AhmedHi there everyone!! Did you know that you were meant to be free? That it is your birthright! Did you know that having a boss is unnatural, artificial, almost inhuman, and it's a constraint on your personal growth? Did you know that God intended for you to be your own boss? Since ...
Views: 2160(2 votes) - The Time is Now for Long Term Care Insurance - by Submitted on Dec 10, 2012 from Knox Bates IIIThe Time is Now for Long Term Care Insurance What is Long Term Care Insurance and why do you need to care about it? That's a great question. Long-term Care,(LTC)goes beyond medical and nursing care to include all the assistance you could need if you were to ever have a chronic illness or ...
Views: 1447(2 votes) - What is Annuity Insurance and How Can it Benefit Your Retirement? - by Submitted on Mar 24, 2010 from Lisa CintronAnnuity insurance is an excellent way for individuals to prepare for their retirement. Typically, it involves investors providing a certain amount of funds to insurance companies who are able to grow these investments over time and provide a return. One of the more common reasons why a person ...
Views: 1359(2 votes) - ***Financial Security and Relationships Walk Hand-In Hand - by Submitted on Nov 05, 2009 from Margaret GoodMany people neglect to see that financial security and their relationships with others are strongly connected to each other. Let’s look at the way this works. Many of us think that knowledge alone qualifies us to making good financial decisions and thus entitles us to better positions and ...
Views: 2236(5 votes) - Earnings Season: Tech Data Report Surprise’s Tech Data - by Submitted on Apr 07, 2011 from Michael MichaudClick the link below for the entire article with images and charts. http://invest2success.blogspot.com/2011/04/earnings-season-tech-data-report.html Profiting From Earnings Estimates Revisions My stock pick this week is a buy long on Tech Data that comes from the recommendation of Zacks ...
Views: 1438(5 votes) - Top 5 Tips for Finding a Good Accountant - by Submitted on Feb 23, 2010 from Ken MayBy Ken Jan 22 With the ever-changing nature of U.S. tax law, you may want to think twice before tackling your own personal or business tax return. A knowledgeable professional may be more qualified to prepare your taxes. A good accountant can make a BIG difference in your tax liability, ...
Views: 2759(3 votes) - What is Voluntary Liquidation? - by Submitted on Dec 19, 2009 from Simister MikeIn contrast to Compulsory Liquidation, which is initiated through a court order, Voluntary Liquidation is, as the name implies, undertaken voluntarily. Either the shareholders of a company initiate voluntary proceedings or the company directors undertake them. The legal formalities differ in ...
Views: 1094(3 votes) - Saving Money is Not Magic! 5 Easy Steps to Save Cash - by Submitted on Jun 24, 2010 from Theodore HendersonNow, more than ever, it is critical to have savings. There is no magic to intelligent personal saving. It's part common sense and part paying attention to the world around you. At a minimum, you should have 6 months living expenses saved in a liquid account. You need to be able to get at ...
Views: 2174(7 votes) - Annuity Rates Compared- 8 Secrets Revealed for Financial Security - by Submitted on Apr 24, 2012 from Lisa CintronAcross the United States with the down turn in the stock market annuities have become a major part of the retirement and investment planning for many Americans. However, annuities are designed to be long-term investments, to meet retirement and other long term goals. Annuities are not suitable ...
Views: 1637(12 votes) - How to Conduct Due Diligence For Online Annuity Rates - by Submitted on Apr 21, 2010 from Lisa CintronAre you curious about how to find annuity rates online? If you are new to the subject of annuities, then more than likely you are interested in finding the best rates. However, this process can be a little more troublesome for those who do not have sufficient knowledge on the topic. There is no ...
Views: 1546(8 votes) - How to Find the Best Annuity Rates - by Submitted on Mar 19, 2013 from Lisa CintronAn annuity is a contract with an insurance company. The insurance company agrees to provide a stream of income to the individual in exchange for payment. The holder of the annuity cannot outlive the regular income from the investment which makes this attribute especially unique. Therefore, ...
Views: 1718(4 votes) - ESSENTIAL STEPS TO FINANCIAL FREEDOM - by Submitted on Jan 03, 2010 from Suzanne QuinnIn her new book, Own Your Life, 7 Essential Steps to Independence, author, speaker and lawyer Suzanne B. Quinn guides the reader through the seven essential steps to personal and financial security and independence. This article is an excerpt from her book, comprising one of the seven ...
Views: 1510(6 votes) - Comparing Annuities For Investment Purposes - by Submitted on Mar 24, 2010 from Lisa CintronMost people shopping for an annuity are looking for a way to save for a child's college fund, or for a future retirement. Annuities are either deferred or immediate. Immediate annuities require a lump sum investment and start paying out on the following month, while a deferred annuity requires a ...
Views: 1580(7 votes) - Pay Yourself First - by Submitted on Dec 05, 2010 from Eugene Yiga“If thou wilt make a man happy, add not unto his riches but take away from his desires.” – Epicurus I’m sure you’ve heard how important it is to pay yourself first. But do you? Are you making provision for the future in order to achieve your personal goals? If not, it’s probably time you ...
Views: 1842(8 votes) - "The Secret" is Stupid, Capitalism: A Love Story - by Submitted on Oct 08, 2009 from Danish AhmedHi Each and Every One of You!! This is why I’m a visionary. Being a computer hacker at age thirteen, I resonated with this community’s manifesto which articulated my own consciousness concisely as follows: “We explore... and you call us criminals. We seek after knowledge... and you ...
Views: 3015(4 votes) - *** Changing the Stats on Living Paycheck to Paycheck - by Submitted on Sep 21, 2009 from Margaret GoodA recent study showed that nearly 60 per cent of North Americans live paycheck to paycheck and should that money be delayed for any reason, these individuals would have serious challenges paying their bills on time. The first step in changing this behavior is to understand how much money is ...
Views: 1543(3 votes) - *** Easy Ways to Save Money Everyday and Live Without Sacrifice - by Submitted on Sep 16, 2009 from Margaret GoodAs we all feel the pinch of these economic times here are a few tips for making the most of the dollars we spend everyday. Clip Coupons on and off-line. – Most of us have access to the internet but for those of us who still prefer the hardcopy newspaper this is a tip which will work for all ...
Views: 1798(2 votes) - *** These Economic Times and our Financial Literacy Quotient - by Submitted on Sep 16, 2009 from Margaret GoodBeing financially literate is like planning a trip to drop off a book to a new acquaintance in the next city. If we do not know where our house is on the map in relation to where the acquaintance’s house is on the map, how will we be able to navigate to our new friend’s house to drop off the ...
Views: 1718(2 votes) - ***How to Save Money on Your Car - by Submitted on Oct 27, 2009 from Margaret GoodLet’s face it, once we have a car we love the convenience of being able to get up and go whenever we please so I’m not going to tell you to sell your car and use public transit. The tips I am going to give you are simple and practical. Unless you are a salesman or need a new car for business ...
Views: 1429(1 vote) - ***Making Money by Staying Home On Your Vacation - by Submitted on Jun 28, 2010 from Margaret GoodIt’s the summer here in the Northern Hemisphere and most of us are looking for some time off. With the economic crunch and the goal of living debt-free some will be paying off previous debts with very little or no funds available to go on a cruise, road trip or even to the local spa. Can a ...
Views: 1971(1 vote) - ***The Flu and Your Debit or Credit Card - by Submitted on Oct 29, 2009 from Margaret GoodYes, the flu season is upon us and those pesky germs are in the air. So what does this have to do with your credit card? Credit cards are usually stored in purses, trousers or jacket pockets. These places are warm and contain moisture which is a perfect environment in which germs thrive and ...
Views: 1676(1 vote) - ***Tips on Saving Money in the Bedroom - by Submitted on Oct 08, 2009 from Margaret GoodMy recent articles have talked about energy savings, home maintenance, and de-cluttering. Today let’s look at what we can do to save money in our bedrooms. The mattress – Top quality mattresses usually cost more because they offer you extra pillow tops and nicer piping on the edges. These ...
Views: 1432(1 vote) - ***Winter Tune-Up for Your Home Can Save You Money - by Submitted on Oct 01, 2009 from Margaret GoodOctober is here and fall is definitely in the air in the Great Lakes Region. Our relatives have even had some snow in North Bay, Ontario. Now is a great time before the colder weather makes a permanent stay in the months to come to look at tackling (what can I say, it is football season after ...
Views: 1513(1 vote) - 3 Quick Tips For Financial Aid - by Submitted on Dec 26, 2009 from Jeanmarie KellerI was answering a request for help from “Help A Reporter Out (HARO)” and decided to “Help A Student Out”, too, and post the tips I shared. When it comes to the college admissions and financial aid process, you’ve got to approach it like a business because colleges are businesses. Benevolent, ...
Views: 775(3 votes) - 9 Tips to Avoid Becoming an Investment Fraud Victim - by Submitted on Jan 05, 2010 from Allen NeuenschwanderInvestment fraud is as old as the world itself. From the day we stopped trading livestock and produce and began using money as a means of exchange, dishonest people have been trying to cheat and swindle it away. Though it is an old problem, recently Bemie Madoff and now (allegedly) Allen ...
Views: 1342(3 votes) - All-or-Nothing is Never the Right Move - by Submitted on Apr 01, 2011 from Robert SchmanskyI have a difficult time forecasting my preference for meals. At times (many times), it’s pizza; other times, it’s something a little healthier. This indecision about what I’ll want tomorrow causes me to not stock up on much, and I rarely shop too far out. Just as what you may want for dinner ...
Views: 1084(1 vote) - Applying For Investment Loans For Real Estate - by Submitted on Jul 19, 2011 from Claud PearceOne of the good methods for individuals to increase cash flow that gives many profitable investment options is investing in real estate properties. It paves the way to having a secure financial future. Real estate property is considered a great investment. These properties may require ...
Views: 665(1 vote) - Are You in Denial and in Debt - by Submitted on Feb 02, 2010 from Francis HoseinAre you in denial and in debt to the point that it is affecting your whole family? How far do you need to go with being in denial before you lose your family? Get divorce Money is the number one reason why people get divorce because there is not an agreement with the family spending ...
Views: 1037(1 vote) - Are Your Financial Projections Believable? - by Submitted on Aug 19, 2009 from Burke FranklinMany people think a set of financial projections is a business plan. Wrong. Experienced business people know that no matter how honest and forthright your financial projection is, it cannot present the full picture. To achieve credibility for your financial projections, be prepared to ...
Views: 1460(1 vote) - Business Financing for the Holidays - by Submitted on Nov 02, 2015 from Advance SmartRight before the holidays businesses are stocking their shelves in preparation for the busiest time of the year. Many businesses do the majority of their sales during the holidays so they have to purchase extra inventory to accommodate. Merchants should take advantage of some of the options and ...
Views: 857(2 votes) - Business Loan Consolidation - by Submitted on Nov 12, 2015 from Advance SmartThere are many businesses out there that have multiple loans or lines of credit. We get many requests to consolidate these loans. There are times when that is a good idea and when it’s not. Every business needs working capital. Business loan consolidation is a great way to free up working ...
Views: 883(2 votes) - California Budget Sees Cuts in Education and Health Care - by Submitted on Nov 25, 2011 from Karen AnneJust prior to the beginning of the new fiscal year, Governor Jerry Brown (Democrat) of California inked a budget – a one-time package that is quite rare. It includes emergency plans to make deeper spending cuts in education funds if the optimistic predictions of the economy fail to ...
Views: 662(2 votes) - Coin Collecting Auctions: Good or Bad? - by Submitted on Mar 21, 2011 from Gary YoungCoin collecting is great fun for hobbyists and investors alike. There are a few ways to buy and sell coins from the tradition high street bullion dealer to auction houses and online auctions sites such as eBay. Indeed auction sites attract an increasing number of coin collectors due to the ...
Views: 846(1 vote) - Credit Card Debt Relief: How It Can Help You - by Submitted on Feb 01, 2010 from Mark StjeanCredit card debt relief is in fact possible today. This is the basis and contention of this article. Thank you for reading. There are sometimes what appears to be conflicting solutions being offered and put forth by those in the credit and debt financial industry. The reasons are very simple ...
Views: 1005(1 vote) - Discover the Five Essential Tips For Financial Wellness During Your Divorce - by Submitted on Jan 19, 2010 from Lori Snyder"The waste of money cures itself, for soon there is no more to waste." -M.W. Harrison Divorce is a major undertaking and transitional time for many. Your emotions are usually running very high during the beginning of your divorce. There are many mixed feelings; you will feel like you are on ...
Views: 2169(3 votes) - Early History of the SBA Small Business Administration SBA LOANS - by Submitted on Aug 13, 2012 from Neil AdvaniThe SBA was officially established in 1953, but its philosophy and mission began to take shape years earlier in a number of predecessor agencies, largely as a response to the pressures of the Great Depression and World War II. The Reconstruction Finance Corporation (RFC), created by President ...
Views: 1018(4 votes) - Excellent Money Package within Same Day! - by Submitted on Feb 22, 2012 from Trevor WilliamsAre you suffering from bad fiscal situation? Or are you facing money problem? Going through financial difficulty is not an issue. Fiscal crisis occur rarely and always hit someone or the other. Therefore to help people in such situation financers of UK have designed special kind of advance that ...
Views: 547(1 vote) - Family Money Management - Advice for Borrowing and Lending Within Families - by Submitted on Nov 27, 2012 from Beverly OMalleyArticles on family money management advice usually dispense information about spending, saving, and investing. But there is another part of money management in families that is important and that is lending and borrowing. If you have ever loaned money to a family member and they failed to ...
Views: 2012(1 vote) - Financial Education - Who should be teaching your children? - by Submitted on Jan 22, 2010 from Daniel BrittonThe current financial crisis has sharpened the focus on the need for better financial education across all segments of the population. Just as information and guidance on healthy eating and exercise can prevent a lifetime of obesity, effective financial education, when started at an early age, ...
Views: 2261(2 votes) - Financial Planning Advice Can Make You Or Break You - by Submitted on Jan 01, 2013 from Jeff MorganWhen it comes to plotting your financial course, most people will be better off if they find a qualified person to give them experienced financial planning advice. There are so many products available, and so many options it would be literally impossible for you to choose in your limited ...
Views: 763(2 votes) - Get Me Out Of Debt!- Surefire Tactics For Debt Elimination - by Submitted on Apr 01, 2011 from Joseph HernandezIf you're in financial crisis while your debt has grown to be unmanageable, you're ready to try taking a little action and straighten out the scenario. Though your money is in chaos, you possibly can continue to do away with debt and restore control over your cash. However, you must find out the ...
Views: 702(1 vote) - Goverment's in a Flap? Who Cares? - by Submitted on Aug 20, 2009 from Intent.com AuthorsI’ve been interested by the week’s news that the British House of Commons has been in a state of uproar. The Speaker has been forced to resign (the first occasion for over 300 years) as a result of a furore about Members of Parliament padding their expenses. What possible significance could ...
Views: 726(1 vote) - How Bedtime Stories Can be a Major Influence in Child Development - by Submitted on Mar 07, 2010 from Daniel BrittonFor hundreds, if not thousands of years, parents have known that reading bedtime stories can help kids relax and fall asleep more easily. They also help develop reading skills and in emotional child development, but you may not be aware that they also act as a form of hypnosis. In which case ...
Views: 4319(2 votes) - How to become prosperous more easily - by Submitted on Oct 28, 2010 from Gerry SavageConsistency is the key to financial management and therefore to becoming prosperous. There are no secrets or special formulae to gaining mastery over your finances. Just focussing now and again on keeping a financial record of your spending, is not going to cut it. The problem with ...
Views: 1040(1 vote) - How to Make Thousands of Dollars Every April - by Submitted on May 05, 2010 from Kate McNultyIt’s tax time again, and many business owners were crying in their green beer just a few weeks ago. Unlike employees at conventional jobs, entrepreneurs are acutely aware of the amount of money that they contribute in taxes, because they’re responsible for the cost of making all the ...
Views: 1377(1 vote)