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- 15 Personal Finance Tips that will Change Your Money Mindset - by Submitted on Dec 26, 2016 from Jane HurstWhile many of us are looking for new ways to get rich, a lot of us aren’t thinking about the tried and true, common sense methods of saving money and achieving personal wealth the old-fashioned way. But, think about it for a minute. All of those old methods worked for people for many, many ...
Views: 2724(1 vote) - Unsearched Roll Scams At Ebay - by Submitted on May 16, 2012 from Daniel MaloneAny coin collector who searches for coins at ebay have noticed the copious amount of "unsearched" roll auctions. It appears, some version or other of cent rolls make up the bulk of these auctions. It stands to reason since the Lincoln Cents are the most numerous and often the most least ...
Views: 2694 - The Millionaires Shopping Guide - by Submitted on May 26, 2012 from Jamie BushThe following may shock you but it's based on many focus groups and years of research conducted by Thomas Stanley. He has dedicated much of his career to studying the traits and habits of people who have $1 million or more net assets. This is vastly different from people who earn $1 million or ...
Views: 2681 - Are You Guilty of Making These Investing Mistakes? - by Submitted on May 16, 2010 from Lyn BellFew of us can truly say we have invested without making at least one of these investing mistakes along the way. Does “If I knew then what I know now…” sound familiar? With hindsight we would have done things differently so it’s good to share what some of the pitfalls are. 1. One of the ...
Views: 2656(6 votes) - The Rescue Fantasy - by Submitted on Sep 18, 2009 from Helen KimLet’s turn off CNN (Constantly Negative News), take a deep breath and take stock. All this talk about the economy has me thinking about a self-sabotaging symptom I see too often, particularly in those who suffer from Underearning, Debting or being in a Money Fog. The “Rescue Fantasy”. Tucked ...
Views: 2652 - Choose investments that are strong yet stable - by Submitted on Jul 12, 2010 from Michael YardneyAs the world works its way down the road to recovery, savvy investors are asking, “what’s the right type of investment for the new financial era?” They understand that the economy is recovering, interest rates will increase and inflation is likely to return, due to our government borrowing ...
Views: 2638(7 votes) - Credit card wizard to generate a valid number for software tests - by Submitted on Dec 08, 2018 from Pie chanCredit card generators are the popular applications to generate the fake credit card numbers for your convenience. These are really useful if people want to test their shopping app to process online payments. Oneshould do it before getting the website active and up. Most of the people are ...
Views: 2638(1 vote) - Best Ways To Transfer Your Money - by Submitted on Sep 07, 2009 from Neselba MamacCurrently, the best way to send money overseas is to do a wireless transfer of the money. In this case,the person sending the money requests the bank to do a direct transfer of money to another person’s bank account in overseas. This is called wireless transfer. The Banks might do this transfer ...
Views: 2611 - CFP Certification Program-the Most prestigious certification of the financial community - by Submitted on Jun 10, 2010 from Jiten SukhraniCertified Financial Planner Certification is a mark of excellence granted to individuals who meet the stringent standards of education, examination, experience and ethics. It is the most prestigious and internationally accepted Financial Planning qualification recognized and respected by the ...
Views: 2574 - The Case for the Self-Directed IRA - by Submitted on Apr 23, 2010 from Lisa Moren BrommaEmily is a professional woman with an active business and is a very busy person. So busy in fact, she depends on her financial advisor to invest her hard-earned retirement savings with the hopes of compound wealth with safe, secure investments. Emily is lucky. So far, she has not lost a dime ...
Views: 2573(1 vote) - Invest like Warren Buffett: 3 Ways to Profit like the Sage of Omaha - by Submitted on Jul 11, 2012 from Brad SmithIn the days leading up to Facebook's historic (and now infamous) IPO, CEO Mark Zuckerburg pursued Warren Buffet's sage advice. The young CEO, who's gone from creating Facebook in his Harvard dorm-room to billionaire in only 8 years,spoke "for hours" with Buffett about how to take the social ...
Views: 2541(2 votes) - How to help your children learn about money - by Submitted on Jul 21, 2010 from Daniel BrittonThe story of Pinocchio may be more profound than we initially thought… A perfect creation gradually gets influenced and tarnished by its surroundings before thankfully finding its way back to its true nature. Up until the ages of 7 or 8 children are literally being programmed by their ...
Views: 2529(6 votes) - How to Attain Financial Stability in your Business - by Submitted on Apr 22, 2013 from Joshua NyamacheFrankly, financial stability is what every businessman desires. The growth of any business is greatly determined by finance. This means that the business has customers and each month it achieves a certain amount of sales that enables it to survive. Without customers a business will not achieve ...
Views: 2524 - Research on Financial Derivatives - by Submitted on Jul 16, 2012 from Rodney WincasterFinancial derivatives are valuable tools that counterbalance the risk factor associated with any form of monetary transaction between two parties. Pension plans and mutual funds constitute as two of the most common examples of financial derivatives in present times. A brief research on ...
Views: 2452 - Credit Counseling WARNING: “Lies Exposed!” (Watch Out for these "Debt Consolidation" Traps) - by Submitted on Jan 15, 2010 from Jesse Niesen(The shocking, whole-truth Credit Counselors don’t want You to know about Debt Consolidation) You’re deeply in debt, wondering which way to turn. You’re confused, worried, and so stressed out you can’t think straight. What do you do? Most people first think of the words "debt ...
Views: 2446(3 votes) - 7 Things Smart Investors Always Keep in Mind - by Submitted on Nov 27, 2014 from Sarika Periwal1. Have preset goals Investing your money is a serious business and deserves a well thought out plan. While saving money is always a good idea, you should also know what you are saving money for, and how much you will need to meet that goal. Usual financial goals could include saving enough ...
Views: 2441 - How to Incorporate the Financial Strategies in Your Restaurant Business Plan? - by Submitted on Jul 06, 2015 from Robin ClarkA major part of your restaurant business plan covers the financial part. The financial section comprises income statement, cash flow statement and balance sheet. If your restaurant business is comparatively new, then your financial statements will act as your business projections. On the other ...
Views: 2440 - How The Scrap Dealers Deal In Purchase Order Financing - by Submitted on Jun 22, 2012 from John SmithToday, most of the scrap dealers find handling large orders very difficult. This is due to the fact that in order to purchase scrap metal, plastic scrap, paper scrap etc, these dealers need to possess extensive amount of funds. The Purchase Order Financing has come up as a ray of hope for such ...
Views: 2439 - Wedding Loans Canada: Great Funding for Marriage Ceremony - by Submitted on Oct 14, 2013 from Tiffany WillsWedding loans Canada refer to the finance available to the people of Canada from the financial institutions and agencies. Everyone must admit that wedding is the most important festival in a life of a person. The festival is all for pleasure and demands perfect kind of celebration. Everyone must ...
Views: 2419 - Debt Settlement Tax Avoidance - How Will Debt Settlement Affect My Taxes? - by Submitted on Feb 13, 2010 from Jesse NiesenIf I settle my credit card debt, how will these significant savings affect my taxes? This is an interesting question when considering how to get out of debt. In general, the IRS considers $600 or more of debt which is forgiven or discharged as income. This mean if you owe $50,000 in credit ...
Views: 2380(3 votes) - Book Review: The Total Money Makeover - by Submitted on Apr 08, 2014 from Dave RamseyThe success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and ...
Views: 2379 - Budgeting Software Options - by Submitted on Jan 10, 2012 from Mindy CraryResearching your budgeting software options can be overwhelming if you’re just getting started. I believe that whatever is the most easily executable option—meaning that you can get set up and manage it consistently—wins out over anything else. The point is to get started, because that is the ...
Views: 2368 - 7 Essential Money Skills for Kids (and Parents!) - by Submitted on Mar 26, 2011 from Daniel BrittonWhilst the debate about financial education in schools continues, parents need not wait to teach their kids about money. Here are 7 things that every teen should know about money. Manage your money - Show your money who’s boss by putting a money management system in place. Divide your income ...
Views: 2362(1 vote) - Facts about Residual Income - by Submitted on Jun 09, 2012 from shawn ramsonThe role of residual income is very important in order to establish financial freedom. This type of income is an income in which the earner gets paid over and over for the work they did once for a franchise or company. If done right, residual income can result in income for life which again is ...
Views: 2361 - 5 Signs that You are Getting Ripped off Annuities - by Submitted on Jul 21, 2010 from Lisa CintronAnnuities – which are basically investment packages with a life insurance policy included - are an investment option that in recent times has been witness to a lot of fraudulent activity. This activity is often targeted at senior citizens who are talked by sales agents or brokers into buying ...
Views: 2355(5 votes) - Alimony and Estimated Tax Payments - by Submitted on May 04, 2012 from Meghan GehanAs she stood at the mailbox, Suzanne's face went pale when she saw the return address: Department of the United States Treasury, Internal Revenue Service, Official Business. A chill traveled down her spine, a feeling that reminded her of the day she stood in front of the judge as he finalized ...
Views: 2347 - File Like a Champ: ADHD & Taxes - by Submitted on Apr 11, 2013 from Carol GignouxIt’s tax time! Are you ready? If your answer is a loud “NO” – you’re not alone. Tax season seems to be one of those universal experiences that makes everyone grumpy and anxious. The whole system seems especially designed to confound ADHDers: first, keep track of every little expense for 365 ...
Views: 2322(1 vote) - Investment Related Questions To Ask Before You Invest - by Submitted on Jul 22, 2011 from Tom KoziolIf you are thinking about investing your money to meet your financial goals, you should have a list of questions to ask any prospective financial advisor, counselor or guru. Not only will you become at least partially financially literate but your investing could just end up producing personal ...
Views: 2319 - The Avenue To Wealth: Tips To Building Wealth In Tough Times - by Submitted on Jul 19, 2011 from Charles M.The avenue to wealth in tough times call for some refocusing on certain areas in your financial life. Here's the situation. The government has financial problems (in case you didn't know). Their bills are more than what's coming in. What are they going to do? It will be a combination of ...
Views: 2315 - Financial Education - Who should be teaching your children? - by Submitted on Jan 22, 2010 from Daniel BrittonThe current financial crisis has sharpened the focus on the need for better financial education across all segments of the population. Just as information and guidance on healthy eating and exercise can prevent a lifetime of obesity, effective financial education, when started at an early age, ...
Views: 2296(2 votes) - How To Bounce Back From The Financial Crisis Brought By Your Debt - by Submitted on Apr 16, 2013 from Samantha SeiffertWhen you are in debt, you realize that rebounding from the financial crisis will be your biggest aspiration at the moment. Your very thoughts will be filled with the desire to get yourself out of it. This is a natural response for anyone who is burdened with credit obligations that have gone out ...
Views: 2287 - Regular Financial Check-up, The Best Way out of Distress. - by Submitted on Aug 11, 2010 from Ade AdenekanRegular financial check-up as a way out of social distress is not just a matter that can be wished away by anyone that wants to live a happy economic life these days of global economic dilemma. This is because, which ever way one looks at it, the financial melt down will continue will be on the ...
Views: 2273(2 votes) - ***Financial Security and Relationships Walk Hand-In Hand - by Submitted on Nov 05, 2009 from Margaret GoodMany people neglect to see that financial security and their relationships with others are strongly connected to each other. Let’s look at the way this works. Many of us think that knowledge alone qualifies us to making good financial decisions and thus entitles us to better positions and ...
Views: 2263(5 votes) - How to Get Your W2 Form Online - by Submitted on Dec 27, 2018 from Mary JamesTax season is swiftly approaching, and the quicker you obtain your info in order, the far better. The very first point to do is to get your W-2. A W2 form is a statement of yearly incomes as well as taxes held back. Your company and the IRS usage this to track your wages. It determines how much ...
Views: 2262 - Forex Secret Tips #52 -- Is Your Stop Loss Safe? - by Submitted on Oct 28, 2010 from Matthew HuttonsDetermining and entering a stop loss is a serious discipline for each Forex trade you take. However, it appears that some stop loss levels are safer than others, in that they don't get hit usually. Nothing could be further from the truth, as revealed in this article... Keywords: Forex ...
Views: 2254(4 votes) - The Importance of Teaching Children Financial Literacy - by Submitted on Aug 20, 2009 from Nancy KvammeI feel it is very important to teach children about financial matters. One reason that parents do not teach their children about money, is because they are not sure they know how to handle money either. It is one of the things that is not always taught in school. We earn degrees in order to ...
Views: 2251(1 vote) - Some Weird Ways to Hurt Your Credit Score - by Submitted on Sep 29, 2012 from Krzysztof GarryIt is not always important that some lame reasons such as not paying the credit card bill on time or asking for number of credits will become a cause for the cancellation of the cards or harming your pre existing scores. However, if you fail to realize its worth the it will also lead you to ...
Views: 2249 - 4 Reasons to Invest in an Annuity - by Submitted on Jul 21, 2010 from Lisa CintronAn annuity is a contract that you purchase from an insurance company or other financial institution that guarantees a lifetime income stream. For a lump sum payment to the issuer of the annuity, you are can receive either a lump sum, a certain number of payments or any combination of payout ...
Views: 2248(3 votes) - The Consequences of Rising Rates: How a Higher Interest Rate Affects You - by Submitted on Jun 19, 2017 from Darin NamkenThe Federal Reserve Bank recently nudged interest rates higher, increasing the federal funds rate to a range of 0.75 percent to 1 percent. The boost to the Fed’s benchmark interest rate wasn’t unexpected, and officials have indicated there are more increases to come. After providing stimulus ...
Views: 2247 - Filing for Bankruptcy is Not Shameful - by Submitted on May 05, 2013 from Stephanie MojicaA lot of people who must file for bankruptcy feel ashamed. Some of the people I’ve coached around financial freedom feel that their need to file for bankruptcy proves that they are “bad with money” or “unworthy.” Nothing could be further from the truth. No, bankruptcy is not an easy decision ...
Views: 2245 - Saving Money is Not Magic! 5 Easy Steps to Save Cash - by Submitted on Jun 24, 2010 from Theodore HendersonNow, more than ever, it is critical to have savings. There is no magic to intelligent personal saving. It's part common sense and part paying attention to the world around you. At a minimum, you should have 6 months living expenses saved in a liquid account. You need to be able to get at ...
Views: 2216(7 votes) - Lauton U: How to Put Together a Funding Package That Will Get Investors Excited About Your Project - The Basics (Part II) - by Submitted on Sep 03, 2009 from Joseph PolancoIn Part I, we discussed those components that are found in great funding packages. We covered the key features of the Business Plan, Executive Summary, Proforma and the Resumes of Principals. We also discussed how to make them stronger and more compelling to investors. Today we will conclude ...
Views: 2213(2 votes) - Financial Bonds Explained - by Submitted on Apr 25, 2012 from Alex Tatarinov-LevinAn unstable market has led to more popularity regarding the use of bonds as an investing tool. While markets are volatile, investments linked to bonds are much more stable. However, the stability associated with bonds often leads to a lower rate of interest earned on the investment. It's also ...
Views: 2210 - Live Your Dreams (Not Your Boss's) - by Submitted on Oct 13, 2009 from Danish AhmedHi there everyone!! Did you know that you were meant to be free? That it is your birthright! Did you know that having a boss is unnatural, artificial, almost inhuman, and it's a constraint on your personal growth? Did you know that God intended for you to be your own boss? Since ...
Views: 2204(2 votes) - Discover the Five Essential Tips For Financial Wellness During Your Divorce - by Submitted on Jan 19, 2010 from Lori Snyder"The waste of money cures itself, for soon there is no more to waste." -M.W. Harrison Divorce is a major undertaking and transitional time for many. Your emotions are usually running very high during the beginning of your divorce. There are many mixed feelings; you will feel like you are on ...
Views: 2202(3 votes) - Payday Loans for People on Benefits- Get Easy Cash Now - by Submitted on May 22, 2012 from Avenir BradenA lot of people suffer from poor credit with defaults and arrears in their records. One faces quite an amount of financial difficulties in his daily life. He has to pay a whole lot of bills, buy groceries, pay school fees and take care of many other important expenses. This is the reason that ...
Views: 2187 - Developing a Plan: The starting point of Financial Growth - by Submitted on Jan 11, 2017 from Osamudiamen OmereNobody plans to fail, but many people fail to plan. Lack of planning eventually leads to failure. 33% of Americans have no financial plan, according to a report by CNBC. Success in life and business needs a roadmap to guide us towards financial growth and success. Having a great idea, ...
Views: 2164(1 vote) - 5 Mistakes to Avoid when Dealing with a Debt Collector - by Submitted on Jan 19, 2011 from Denise RichardsonDealing with a collection agency can be a stressful experience. Not only are some debt collectors rude, but endless demanding telephone calls and letters can shake even the toughest individual. The stress and confusion that debt collectors can cause often results in consumers making mistakes ...
Views: 2162(2 votes) - The Differences between Bridge, Construction and Rehab Loans - by Submitted on May 25, 2012 from Daniel HallFor a potential borrowers seeking monetary assistance for purchasing a home or constructing a building, there are many different types of loans out there and maneuvering through each one can be difficult. The task of choosing what type of loan will suit your needs can be daunting. In general, ...
Views: 2156 - Training Nonprofit Board Members to Read and Understand Financial Reports - by Submitted on Jan 25, 2010 from Sharon MikrutOne of the items board members are responsible for is to monitor the financial situation of the organization. As such, board members should be familiar with the types of financial reports the organization uses to demonstrate its financial standing. This article identifies the types of financial ...
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