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Most of us have been taught from a very young age by parents or grandparents that lived through the depression that the responsible thing to do is to save…. and save a lot!
But living in the generation where everything is so readily available… and can be charged or financed… spending seems to ... Views: 1111
Harv Eker makes the case that everybody has a money thermostat that governs how much money we allow ourselves to make. It is just like how we have thermostats for happiness, health and weight, and relationships. These thermostats are pretty much set by the time we are 15. Unless we make a ... Views: 2376
Don’t let a run in nylons relegate them to the landfill. Nylon is one of those materials whose properties give it extended life beyond merely hugging legs. Life such as:
Stake up plants. Flexible and durable, nylons are perfect for staking up tomatoes or other plants in the garden. They ... Views: 1236
Oh the gloom and doom our media presents us with daily, no wonder we have Americans walking around in a cloud of depression and uncertainty, the media has given them no hope and only filled their inbox and evening news segments with horrible stories of how we are in a great economic Recession, ... Views: 966
Agents are present all over the world .Their are hug amount of agent and agency which are ready to provide term life insurance online but you always take tension which type of insurance is better for you and how can you easily get approval for your term life insurance leads application ... Views: 881
If you actually want the lowest senior term life insurance rate, you've come to the right place. I'll take you through a few simple steps that will guarantee you the lowest rates possible. Insuring yourself is nothing more than a financial protection for your love ones or family should you pass ... Views: 1142
If you are tired of trying to figure out all the financial advice and researching numbers and patterns of stocks, then going automated with your stock trading might be for you. Automated software will allow you to buy and sell winning stocks, even if you are a beginner. Automated trading ... Views: 774
You come across with lots of instances where you do require a wad of cash to meet your cash emergencies. In that instant, how to get restaurant cash advance becomes an obvious fact that makes sure an amount of cash to meet your urgent demands. Various urgent needs like car repair, restaurant ... Views: 999
It is never as simple as some would want you to believe, but if you follow some basic rules and ignore government grant myths, you can increase your chances of getting your share of the billions of dollars available in free grants and free grant money.
The Grant Authority describes today’s ... Views: 572
The last couple of weeks I’ve talked to you about how we as a nation have acquired so much debt and also what our current economic realities are. Well, that’s enough of that. Remember, like attracts like, so the more energy we put out there on debt and other unfortunates, the more ... Views: 512
Everything our mind does, it does from memory. If I say relationships, there is a little video technician in your head that grabs a highlight reel of everything you’ve seen, heard and/or experienced with relationships. The same of course will happen when I say “finances”. ... Views: 612
One of the best ways to come up with funding sources for your company project is to figure out how much money you need. When you know how much you are going to need to accomplish your goals, then you can figure out how much you can use from the company budget and how much you will need to raise ... Views: 834
The simplist of investing rules is known to nearly everyone who ever put a dollar in any investment. It is, "buy low-sell high. That simple phrase is the only way anyone makes money as an investor but like most simple rules, it is seldom followed.
Just as we know just what cause us to be ... Views: 759
What year you grew up may have an important role to play about how you treat cash in your life.
Ease with purchasing
If you have been having a difficult time with your ability to save money or are in debt most of the time you may have use credit cards instead of cash as a way of life to solve ... Views: 621
Are you having a financial smack down and you do not know what to do about it?
Is it something that happen to you suddenly or were you preparing for it for some time?
Having sleepless night
Many people going through financial difficulties after working at the same job for many years going ... Views: 688
There’s more than enough money in the world to get you through hard times. That’s the first thing to keep in mind during financial troubles. I went through some tough conditions several times in my life and I’m still amazed at how I got through them.
I’ve put together ... Views: 763
My great-grandparents didn’t think much about their retirement. Neither did yours. Chances are they didn’t have one.
The whole idea of retirement is fairly new (except for the very rich, of course, who always lived a life of retirement). Before the Social Security Act of 1935, most ... Views: 734
I wanted to offer you all a little good news about this economic turmoil we are all going through, and that good news is, that you can relax and turn this into a positive experience! Let me explain how.
I know that my house fluctuates in value. But I don’t stand in front of my house ... Views: 695
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Scammers are born every second. Your knowledge is NOT ENOUGH to know what is out there.
My dear readers, there is no such thing as “Foreclosure Rescuer”. Those are scam. Let’s analyze.
We live in a world that every lender wants to make some money ... Views: 1353
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Most people don't realize there are so many ways you can reduce your monthly mortgage payment effectively and quickly. However, most of the methods require good credit and credit score.
Most mortgage loans contain escrow (which is taxes and insurance) and Private Mortgage ... Views: 2816
Some people seem to have Midas touch - whatever they touch turns into gold, whatever they undertake prospers, wherever they turn they seem to make money effortlessly. Opportunities come their way and they know how to make the best out of them.
Some people seem to struggle financially no matter ... Views: 1718
Currently there is being experienced throughout the world the collapse of institutions that have served to allow us to live a particular way. This has tended to create a ‘have’ and ‘have not’ circumstance. The symbol of the crisis in the I Ching is also the symbol for ... Views: 1045
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Let’s talk about “SCAMS” Fraud Watch.
There are so many different ways to get scammed, defrauded and lose money or have your identity stolen.
Allow me discuss a few tips with you.
1. Never trust people, who tell you that they can make you a lot of money ... Views: 1516
As we've seen time and time again, people kill themselves when fortunes are lost. Like The Great Depression.
And as we've also seen people kill others when fortunes are lost, often their own families. It's something that happens with animals when their offspring get sick or when the parent ... Views: 1294
This article was prompted by the following email I received last week:
Dear Elisabeth. I'm a little confused about something, and it just might be something that you could address for others as well. I hear and read that in order to quickly manifest what we want in our lives, the emotions and ... Views: 977
Greg Reid is the founder and CEO of Work Smart, Inc., a partner in Wish Entertainment, Inc., and he is the author of “The Millionaire Mentor” and “The Millionaire Mentor Corporation”. Wish Entertainment is the producer of the popular film “Pass It On”.
With the “Millionaire Mentor” name, you ... Views: 998
I went to the Abraham Hicks Art of Allowing Workshop on Sunday October 5 in Tarrytown, NY. It was my third workshop, so I knew what to expect. I wasn't disappointed - it was a transforming experience.
Perhaps one of the most fascinating parts of it was when I went to purchase the CD recording ... Views: 1459
Cash is No Longer King --- Repair Your Credit!
With foreclosure epidemics, unemployment at all time highs and the government scrambling to bailout the US financial crisis, many consumers are experiencing stress as it relates to their financial security. Credit repair is essential in times like ... Views: 615
Sometimes I use little post-its. Usually I highlight or underline. Occasionally I’ll use my nail to permanently mark the margin alongside a thought worth keeping. But tonight, I got out of bed, found a pencil, and for the first time ever, circled a sentence:
... Views: 826
A small article on an inside page of the February 26,
2008 Wall Street Journal read “FDIC Readies for a Rise
in Bank Failures.” Hmm. Looks like the FDIC knew
what was coming. Here’s the lead from a Sunday, July
13, 2008 NPR report (www.npr.org):
Federal regulators seized IndyMac
Bank Friday, ... Views: 744
How To Protect Yourself
Let’s face it; we are now entering the Unites States of America’s Second Great Depression. It will have devastating effects on the American people, businesses, and what is left of our growing economy.
This is not a minor problem that might limit your shopping sprees or ... Views: 1026
Everyone is trying to figure out what to do about the current problems with our economy. From the Presidential candidates to economists to Main St USA – they’re all asking, what do we do?
While I won’t pretend to understand exactly what is going on with the economy, I do understand that ... Views: 1145
Debts may help you in managing your financial problems but at a time it will harass you too when the time to repay it approaches. Too many loans should not be adopted without thinking about the outcome. But still there are certain borrowers who have to face the harsh outcome of such incidents. ... Views: 619
1. Pay off high-cost debt. The best investment most borrowers can make is to pay off consumer debt with double-digit interest rates. For example, if you have a $3,000 credit card balance at 19.8%, and you pay the required minimum balance of 2% of the balance or $15, whichever is greater, it will ... Views: 944
The latest casualty of war is Washington Mutual Bank, just before that AIG, just before that Lehman Brother. What happened that all of a sudden everyone needs to be aware of this impending doom of society as we know it? We need to take drastic action today, not tomorrow, the Presidential ... Views: 748
“Recession is Coming!” “Recession is Here!” “Are we in a Recession Yet?”
I’m sure you’ve seen and heard headlines just like this.
Regardless of whether the US economy is in a Recession, your family may be in one. Has your income stayed the same ... Views: 1013
Fannie Mae and Freddie Mac are operated since 1968 as government sponsored enterprises (GSEs). This means these Two are privately owned, owned by shareholders but are financially supported by the US Federal Government. These GSE’s purchases mortgages from the lenders who originate them ... Views: 974
As with everything in life, things go up and things go down. And then they go up again and down again. You can liken it to a wave which goes up and down, or like a glass of water you set down on a flat surface. If you move the flat surface or knock the glass a bit, the level of the water ... Views: 908
I heard a staggering statistic the other day about the number of homes that are going into foreclosure each day. In addition, people are losing their jobs as many businesses experience a decline in revenues and are struggling to keep their doors open. It’s certain that most of us are ... Views: 2987
Credit cards are a practical method of obtaining credit and, despite the negative press, when used correctly they can provide flexibility to the cardholder.
Step 1 - Choosing the right credit card
It’s important to decide whether your credit card it’s actually suited to the ... Views: 793
Written by Pat O'Connor, MAI
Property taxes are a substantial expense for Texas homeowners, averaging about $3,600 annually. To reduce this expense, property owners should annually review and consider appealing property taxes. While there is no guarantee that an appeal will be successful, a ... Views: 1423
There is over $480 trillion in the markets worldwide (Walker, 2008)! Many people try to find their piece of the pie learning to day trade; but the risky connotation and the reportedly low long-term success rate makes one question if day trading is really all that it is made out to be, or is it ... Views: 929
You have been hoping and praying for the job you want hoping you will finally make more money only to realize that each month you never have money.
Every time you feel that you are close to having a little more money something for no reason at all comes along and bring you back to the same ... Views: 695
A couple of weeks ago our second vehicle died. We had gotten a lot out of our 1991 Honda Civic, and we were probably on borrowed time.
It was a great opportunity for me and my wife to practice moving gracefully with this unexpected turn, rather than focusing on frustration or helplessness. We ... Views: 1556
It seems like lack of money leads to stress, but it’s really the other way around. Unconscious stress causes financial self-sabotage.
United States of America (Press Release) September 15, 2008 -- A Dutch training and business consulting company has researched this pattern over the past ... Views: 1322
HomeVestors of America (HVA) – a company that purchases houses below market price, rehabilitates, then sells them for a profit – lists four cities in Texas among its choices for the best opportunities in this field.
Dallas, Houston, Fort Worth, and San Antonio were named among ... Views: 653
According to Thinkmoney.co.za, South Africa’s leading financial comparison website, 37% of consumers say they would not switch their current account provider, even for a cheaper account or for better service. The research conducted by Thinkmoney.co.za indicates that these consumers would ... Views: 710
Why do so many investors lose money only to repeat the same cycle and lose money time after time? Well, a whole new field is examining that- it is called Behavioral Finance. This field illustrates the tendency for investors to become more optimistic when the market goes up and more pessimistic ... Views: 1643
Use your mind to create wealth. The oldest secret trick in the book gets revealed. Financial intelligence at its best
When it comes to creating wealth it seems everyone is looking for an easy way out. Well, I am here to tell you that there simply is not one. There is no such thing as money for ... Views: 776
First let us get clear what a financial coach is not. They are not a financial planner or a CPA; basically what they do is give direction and a plan to find financial wellness for your mental, physical and emotional wellbeing.
Stress and anxiety are two of the main causes from financial ... Views: 1220