What year you grew up may have an important role to play about how you treat cash in your life.

Ease with purchasing

If you have been having a difficult time with your ability to save money or are in debt most of the time you may have use credit cards instead of cash as a way of life to solve your money problems.

What that means is that you may take out your credit card to purchase all of your material things only to realize that you are more in debt or over pass what you can afford.

You do not see the money coming out your wallet, you do not question yourself whether you can afford it or not, you feel you want it and you have the card to buy it.

You may say to yourself that you will be able to pay for it later when you get you next pay check only to forget about it or buy something else.

Credit card king?

Credit card is no longer control by the government so credit card companies can afford to have different interest rates.

Credit Card Company does not mine that you are late with your payment in fact they are happy because your bills are increase with them.

Credit Card Company is starting to get your children at an earl age sign up so when they get older they are already in debt.

These companies are making it very easy for you to spend the money you have not earned and keep you in debt.

Breaking the cycle

Breaking the cycle may ask of you to cut up that credit card or put it away that you will not go there to use it.

Credit card has its uses yet if you know you or someone you love have difficulty with spending then it is in the best interest for all to get rid of that credit card and start using cash.

When you start using cash if you do not have the money to buy the things you want or need then you wait until you do buy saving up.

If you are not accustom of only using cash for all you purchases it is difficult in the beginning because you may feel deprive or angry that you work so hard and you cannot buy what you want.

Think long term of what you want to achieve such as paying those medical, school or mortgage bills and think what it will do for you and the family if they were involve in helping you to save.

Conclusion: Is cash king in your family if not make it a way of life knowing that you will be ensuring your children a way of having a better and secure life in their future.

Author's Bio: 

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