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- 5 Essential Credit Card Rules You Need To Know - by Submitted on Aug 03, 2008 from Christian WardWhether you're a seasoned credit card pro or someone who's new to the world of plastic, there are five rules you'd do well to remember. After all, credit cards can make or break your credit rating. You don't want it to be the latter. With that in mind, here are five credit card rules to live ...
Views: 997 - Fires And Floods And Hurricanes-Oh My! What American Homeowners Can Do To Protect Their Biggest Asset - by Submitted on Aug 01, 2008 from David R. NewbyThe recent flooding along the Mississippi River and the current fires in California highlight a growing trend in America- more and more natural disasters are destroying Americans' homes, and many are needlessly losing their home equity. A few simple strategies can help you avoid risking your ...
Views: 581 - Loan Can Be Used To Sell Your House - by Submitted on Jul 31, 2008 from Christian WardYou’ve heard of thirty-second second elevator pitches, but did you know that 30 seconds is all you have to persuade buyers viewing your home that your property is their perfect nest? Think of it as a 30-second hallway pitch! Ironically, you don’t need to spend thousands of pounds ...
Views: 844 - Funding Your Real Estate Deals - The Holy Grail? - by Submitted on Jul 31, 2008 from Richard OdesseyWhat if you had the means to acquire any piece of property without taking a dime out of your own pocket. It sure puts a smile across my face. Wouldn’t this change your approach to real estate investing? Wouldn’t you be aggressively looking for the best killer deals, and accepting nothing less? ...
Views: 1863 - You Gotta Love Mondays... If You Work At Home - by Submitted on Jul 31, 2008 from Anyaa H'redullaYesterday was Monday and I’m sure lots of people found it difficult to drag themselves out of bed to get ready for yet another week at whatever job they find themselves anchored to at the moment. Come Friday, they’ll be thinking TGIF as they plan their weekend to make the most of their “free” ...
Views: 1341 - Protect Your Credit File To Avoid Credit Card Fraud - by Submitted on Jul 30, 2008 from Christian WardThere are many reasons why you should fear identity theft and credit fraud. Hundreds of people contact their local Citizen's Advice Bureau each month for advice on repairing their credit file due to identity theft or credit fraud causing problems in obtaining credit. It is very important to be ...
Views: 733 - The A, B, C, Ds Of A Healthy Financial Plan - by Submitted on Sep 09, 2010 from Kathy Jo PollackCurious about what you need for a healthy financial plan? Read on and you will find out. First, have A plan that includes the following four areas: Budget Credit Debt Savings Budget: Start with a simple written plan (budget) of the monthly net income coming into ...
Views: 5046(18 votes) - Why The Bradford & Bringley Fiasco Will Drag Us All Down - by Submitted on Jul 27, 2008 from Christian WardIt never rains, it pours. Hot on the heels of the Bradford and Bingley saga, there is the news that mortgage lending has hit a record low. Just 58,000 loans were made in April. That compares with 64,000 in March and 113,000 in April 2007. House prices will keep falling. But they’ll take ...
Views: 902 - Going Green Could Help Your Businesses & #8217; Wallet And Not Just The Earth - by Submitted on Jul 27, 2008 from Christian WardMore and more business practices are incorporating the go green initiative - including banking. The lean, mean, green initiative is touching almost every aspect of doing business - including banking. How can banking be green? Actually, banking has been contributing to the green movement for ...
Views: 884 - Make Money By Saving Money! - by Submitted on Jul 26, 2008 from Remy NaNowadays everyone’s trying to make some extra money whether the aim is to pay off a loan or to add to current securities to avoid financial disaster. Little do people know, however, that the best way of making money is by saving money. Naturally most people shy away from this as past trends were ...
Views: 912 - Are We Going To Lose More Money? - by Submitted on Jul 26, 2008 from Remy NaIn recent times mention of the economy has sprung up around the Internet and around the world. From online articles and news reports to journalistic approaches to sum up a variety of key aspects of what exactly is going on. And the bottom line is of course… money – yours, ours and theirs. It’s a ...
Views: 879 - The Philosophy Of Spending Too Much - by Submitted on Jul 26, 2008 from Remy NaThe biggest misconception among individuals who think they don’t have enough money is that they think they need more money to cover their expenses which will supply them with that ultimate lifestyle they are aiming so hard to achieve. But one common pitfall associated with personal finance will ...
Views: 995 - How much "Stuff" do we need really! - by Submitted on Apr 06, 2013 from Tracia LarimerI once took an exploratory class on cross cultural societies at my local community college. To my surprise, this interesting topic reflected different cultural attitudes towards abundance and, in this case, sufficiency. As my class instructor diverged to a conversation about ancient and modern ...
Views: 1218 - Cash Flow Club Will Be A Four Level Program - by Submitted on Jul 23, 2008 from Prakash SinghYou may have heard of Passport To Wealth, a successful home based business opportunity. Well whether or not you have, let me give you a quick overview about their history. Passport To Wealth also known as 'PTW' is a software selling company. This program has been one of the most popular picks ...
Views: 716 - Do You Know About A Joint Account? - by Submitted on Jul 22, 2008 from Nadia DaudA joint account is a good option for those individuals who want or need more than one person authorized to use a bank account. Generally speaking, when you open a new checking or savings account at a bank or credit union your name will appear on the account and only your name will appear on the ...
Views: 632 - Money Matters - by Submitted on Jul 22, 2008 from Doreen AmatelliAccording to a financial research firm, an average of 1 out of every 53 US households filed for bankruptcy in 2005! I wonder if people consider bankruptcy as their only course of action because they are so deep in consumer debt. Or could it be that people believe they have nothing to lose now ...
Views: 1471 - Wealth Principle #1 Rich People Believe "I create my life." Poor People Believe "Life Happens To Me." - by Submitted on Jul 21, 2008 from Darrell WeaverWealth Principle #1 Rich people believe "I create my life." Poor people believe "Life happens to me." If you want to truly create wealth, its critical that you believe that you are completely in control of every aspect of your life; especially in your financial life. Remember, you are where you ...
Views: 2895 - An Accidental Move Explaining Accident Claims - by Submitted on Jul 20, 2008 from Olive WhiteIt is first necessary to distinguish what an Accident Claim is. If you have had a trip, slip, fall. Or an accident at work or outside, then you are legally entitled to file for an accident compensation claim. Understandably, if the accident occurs at work, some employees feel uncomfortable ...
Views: 609 - How Much Does The Loan Actually Cost? - by Submitted on Jul 18, 2008 from Jamie JaggernauthWhen we want to borrow money, we usually do not realize what the term “borrow” actually means. For instance, buying something on credit is actually delaying a payment, or shuddering the payment for a good or service over a period of time. No matter how we see it, in essence, ...
Views: 750 - Prosperity Birthright: 5 Step Process to Stimulate Wealth - by Submitted on Jul 16, 2008 from Lynette LandingThere is no need to work longer hours, take on 2nd jobs, set up strict budgets or sell personal property in order to stay afloat. Money problems are not causing your stress. Stress is causing your money problems! My goal is to help you remember the key to financial freedom and release your ...
Views: 3299(1 vote) - Store Cards - by Submitted on Jul 15, 2008 from Ruth JacobDespite new rules to protect the UK's 11 million store card holders, analysis from money website, Fool.co.uk reveals that stores are still ripping off customers, with some charging almost 50 per cent more interest on their store cards than credit cards. The Competition Commission brought in new ...
Views: 735 - Bad Credit Rating - A Good Thing? - by Submitted on Jul 15, 2008 from Steve GillmanA bad credit rating is usually considered a problem, but is it always so? Are there circumstances where it can be beneficial? Credit is a tool that has to be handled with wisdom to be of value. Being able to borrow money or get credit cards doesn't automatically make a person able to handle ...
Views: 669 - You Can't Do That... Can You? - by Submitted on Jul 15, 2008 from Richard ParkerLast month at a party, I was telling a friend about a real estate investment I found on eBay and how I financed that purchase inside my IRA. Suddenly, I felt like I was in an old E.F. Hutton TV Commercial. You remember the spots, with the punch line "Well my broker is EF Hutton and he ...
Views: 762 - Where Does Your Money Go? - by Submitted on Jul 14, 2008 from Dawn BlakeMy husband and I started a Total Money Makeover this month. First we opened an additional account at the bank to make deposits for what is called our emergency fund. Boy! Does it feel good to stick money in there to build up so that when "life happens" it is there for us to use and not going ...
Views: 1066 - Sensible Way Of Dodging Credit Card Charges - by Submitted on Jul 10, 2008 from Elfy AndersThe much publicized credit crunch has led to both consumers and credit companies tightening their belts. One of the companies taking drastic action is the UK’s biggest card lender Barclaycard, They have cut the credit limit of half a million customers and tightened the criteria for new ...
Views: 713 - Secured And Prepaid Credit Cards: The New Phenomenon - by Submitted on Jul 10, 2008 from Elfy AndersCredit card interests have been skyrocketing for some time now and the recent credit crunch has made borrowing from banks harder and harder. Credit card costs have increased since the beginning of the year; there have been 22 purchase hikes and 15 cash rates increases for services such as ...
Views: 801 - Planning Forex Trading - Part 2 - by Submitted on Jul 10, 2008 from Mac XLet’s start with the weekly here. The first thing I am going to do is zoom way out. The reason why I want to zoom way out is I want to be able to get a bird’s eye view. What this is going to do for me is; let me change my scaling here. What this is going to do for me is let me ...
Views: 670 - How To Create Financial Freedom - by Submitted on Jul 10, 2008 from Ann MarosyImagine a world that is free of financial concerns. A place where all essential needs are easily provided and there is no debt or financial hardship. You would have total freedom of choice in what you do, where you go and what material possessions you choose to surround you. Here, everything is ...
Views: 1289 - Credit Cards - Card Fraud - by Submitted on Jul 09, 2008 from Steve WestonCredit card fraud cases referred to credit reference company Experian have risen by over 66% last year. 6,000 victims of credit card fraud contacted the company in comparison with the 3,500 in 2006. It is thought that increases in card fraud are caused to an increase in organised crime in the ...
Views: 706 - The 3 Main Ways To Cut Your Gasoline Costs Way Back Today - by Submitted on Jul 09, 2008 from Chip Tarver "The Go To Guy"There are over 100 ways to cut your gasoline costs up to 25%, 50% or even more today, and you have 100% control over all these. Here are 3 to get you started: 1. The way you drive Only you can control the way you drive. You can drive like an amateur Marky the Mario Andretti wannabee, or you ...
Views: 948 - A Guide To A Mis-Sold PPI - by Submitted on Jul 09, 2008 from jonathan walkerThe media have been giving Payment Protection Insurance (PPI) a bit of a hard time in the last few months. This is because certain finance and loan companies have been accused of miss-selling PPI contracts or inserted PPI cover in a financial contract without informing the borrower. But when ...
Views: 693 - Are You Looking To Save Money? Try Online Discount Codes. - by Submitted on Jul 07, 2008 from James ReddenLike many of you reading this article, I like to shop. Don't get me wrong; I'm not a shopaholic but I do have my moments when I one of those 'must have' toys. For me that includes most things technology related (I'm currently waiting for the iPhone 3G to be launched in the UK). But I also like ...
Views: 724 - OFT Call For Credit Card Companies To Help Consumers To Find The Best Deals - by Submitted on Jul 07, 2008 from Phil BensonThe Office of Fair Trading (OFT) has said that credit card companies should make it more straightforward for consumers to compare deals and shop around for the best arrangements. This comes following research by the OFT that showed 70 per cent of card holders had not assessed which provider ...
Views: 668 - Learning Forex The Easy Way - Part 2 - by Submitted on Jul 07, 2008 from Mac XI want to learn how to do things right now. I am going to go to a two day seminar and I am going to learn everything there is to know about knitting to basket weaving and I am going to walk out of there next week. It just doesn’t happen that way. So here’s how you can cut 30 to ...
Views: 807 - Learning Forex The Easy Way - Part 3 - by Submitted on Jul 07, 2008 from Mac XHere is the most important part and this is something I don’t want you to feel nervous about; just give it a try. Just trust me on this. The last thing is, take a complete break for at least one day, preferably two days. The ideal thing is of course, is we’re talking about going ...
Views: 783 - What to Consider When Starting Your Own Business - by Submitted on Jul 07, 2008 from Darrel GiannStarting your own business can be hard work, and, while everyone has creative business ideas, not everyone puts them into action. What's to say one idea is more of a money-maker than the next? While not everyone is cut out for the pressure of owning his own business, many people benefit from the ...
Views: 922 - No One Gets Paid Until Something Closes - by Submitted on Jul 05, 2008 from Michelle SpaldingIn real estate, one thing always holds true, closing is the ultimate goal and can result in a nice payday or a miserable experience for the real estate investor. No matter whether you are new or a seasoned investor, it’s no secret that keeping the deal together once you’ve put it under contract ...
Views: 740 - Using Your Plastic Overseas - by Submitted on Jul 05, 2008 from Matt WellockHowever irritating the bank adverts are, (you know the ones, depicting a woman asking the unhelpful bank manager about the charges for using her credit card abroad), they have a point. As consumers, we are being charged increasingly more for using our plastic outside the UK. We are not being ...
Views: 813 - 5 Tips For Setting Up Of Payroll Account System - by Submitted on Jul 04, 2008 from Gary ZivkovichThe payroll system is essential to manage the employee’s salary to manage the day to day operations. The big and small organization to ease the operation. All the organizations have digitized the employee payroll system as per need. The employment law of the federal government needs to follow ...
Views: 1071 - Britons Take Out More Credit Cards - by Submitted on Jul 04, 2008 from Danielle FletcherAlthough introduced relatively recently credit cards have become firmly entrenched in the average British household, and are used for a wide variety of spending from the weekly shop to booking a holiday. Their flexibility and ease of use have made them a popular alternative to carrying around ...
Views: 766 - Younger People More Susceptible To Credit Card Fraud And Identity Theft - by Submitted on Jul 03, 2008 from Phil BensonWith APACS revealing credit card fraud had risen by 25 per cent in 2007, research from Saga found that people aged less than 50 years old, and especially men, are more likely to be the victims of card fraud or identity theft. This they say is down to the fact that younger people tend to have ...
Views: 851 - 5 Tips To Get The Payday Loan - by Submitted on Jul 03, 2008 from Gary ZivkovichLoan is always proved to be a financial burden for you. It is some time helpful to carry out important task for the shorter period of time incase of non-provision of finance. It is wise to pay off the loan to avoid more financial burden. However majority of the financing has been possible ...
Views: 1355 - Tax Benefits Of Making Charitable Donations - by Submitted on Jul 02, 2008 from Jacques HabraIn addition to the overall benefits of making charitable donations, there are a number of tax benefits to be had as well. In fact, while many people give out of the kindness of their heart, still others give for tax benefits as well. Navigating through the tax benefits are fairly simply and in ...
Views: 985 - Banks Find Ways To Recoup Profits - by Submitted on Jul 01, 2008 from Danielle FletcherThe scale of the credit crunch has not yet been fully disclosed as banks and other financial institutions struggle to work out which of their loans are going to be problematic. Previously banks were happy to lend loans to people in difficult financial situations, which they then packaged up and ...
Views: 829 - Using A SIPP To Purchase A Commercial Property with a Business Partner? - by Submitted on Jul 01, 2008 from Emma BuntingQ. My business partner and I are looking to buy new commercial premises. I want to buy my share using my SIPP but my partner does not have one. Is it possible for a SIPP to purchase a property with a non-SIPP co-owner? A. Yes, it is possible for you to purchase your property using your SIPP ...
Views: 695 - Pledge Security And Avail The Cheapest Loan Deal - by Submitted on Jun 30, 2008 from amenda dorothySummary: Cheap loans can be available if the borrower pledges his residential property against the loan amount. The presence of security not only lowers the rate of interest but also makes the repayment term higher. In the present scenario, availing loans without any security has become a myth. ...
Views: 783 - Credit Card Fraud More Likely To Affect Under-50 - by Submitted on Jun 28, 2008 from Ruth JacobPeople under the age of 50 and men in particular, are more likely to expose themselves to credit card fraud or identity theft, according to research by Saga credit card; the financial website, for older people. As most under 50, have multiple credit and debit cards, spotting fraudulent activity ...
Views: 836 - Graduates Are Unlikely To Climb The Property Ladder Due To The Credit Crunch - by Submitted on Jun 27, 2008 from Arti MananiThe credit crunch, there’s no getting away from it- it’s highlighted on the television, the radios, even schools are talking about it. And no matter where you go in the UK, you won’t hear the end of it. Let’s just face it; the credit crunch is here to stay. But is ...
Views: 605 - Reduced Credit Card Rates - by Submitted on Jun 25, 2008 from Mildred ParkerOfficials from the credit cards market have suggested that some consumers may be able to get the high interest rates on their credit cards reduced simply by contacting their providers and negotiating with them. An official from Fool.co.uk recently said that many credit card customers were ...
Views: 720 - Real Estate Investing Guide And Blueprint To Follow - Part 3 - by Submitted on Jun 22, 2008 from Brad WoznyThere is a popular proverb – let money work for you rather than yourself working for money whole life. Investment, rather a good investment following the norms set by a real estate investing guide book, does exactly this. A real estate investing guide book teaches you the ways of success ...
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