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Einstein was always intrigued by the power of compounding. This post isn’t about Einstein, but a post about how simple outperforming a benchmark is. Consider this a case study in compounding, and we’re going to examine Berkshire Hathaway’s Book Value Growth relative to the ... Views: 859
There is an unlimited amount of information in book and on the internet on how to be successful in the markets. Some information is good, and some is mediocre advice at best. One of the most inspiring books I have read is Steven Covey’s bestseller Seven Habits of Highly Effective People. ... Views: 888
Hopefully you have already checked your credit reports and are correcting any errors. (If you have not done this, read my previous article, Start Your New Year Right By Checking Your Credit Reports ). Make sure you monitor and follow through on any disputes. That is a good start. With a ... Views: 2376
There are many debt consolidation companies claiming to make you debt free within a very short time span. Such slogans often appear on the “mission” list of many debt consolidation companies. These promises may or may not be authentic and you need to investigate the authenticity of ... Views: 974
Structured settlements do guarantee a steady flow of income, but they are given in “bits”, or periodic payments. For some that settled a case with this method, there does come a time when they need a lot of cash during some point of time, usually when the payment from the structured ... Views: 1031
The economy woes are having a huge impact on our most important asset: people. People are scared. Therapists are seeing an increase in patients as anxiety intensifies keeping people awake at night and interfering with their ability to focus and be productive. Fear is taking over what were ... Views: 1395
Does it seem like every time you take two steps forward you wind up one step behind?
Do you think you’re doing “fine” with money, but keep looking and looking for ways to cut back?
More to the point: Do you control your money, or does your money control you?
If ... Views: 1367
No doubt, credit fuels our economy, and it also affects every area of our lives. Our credit rating, good or bad, can affect where we live, work, and our ability to get a loan or insurance. Do yourself a favor and make it your annual plan to check your credit reports from each of the three ... Views: 2841
Putting our financial matters into the hands of someone else can cause us to worry. Once we’ve made our decision to entrust a particular individual or company with our financial well-being, thoughts like “I hope I made the right decision” or “can I really trust this wing ... Views: 593
Build a better nest egg with 6 easy, sound strategies for 2009.
The stock market lost 38% in 2008, but if you lost more than 20%, your problem wasn't really the stock market, it was the design of your nest egg. Storms occur in markets, as they do in the real world, but your home shouldn't be ... Views: 689
I have mentioned affirmations in other articles; my desire with this one is for you to understand their importance.
"Affirmation without discipline is the beginning of delusion." - Jim Rohne
With feelings and behaviors, awareness is the key to discovering why things happen and being able to ... Views: 894
First, it’s important to keep in mind that there are several different types of corporate giving or corporate philanthropy. You also opt to issue funds to other smaller companies in your community so that the two of you can accomplish local goals together (i.e. feeding the homeless, ... Views: 809
As we all know, the government of the place we live demands, rather asks us politely (who am I kidding) to pay taxes. As a review, there are taxes placed on almost everything with financial value, which includes our financial income. The amount in which we pay is dependent on the governing body ... Views: 498
You are a creator of our world. Your retirement dollars are invested in the corporations that define our existence. When you realize the power of your money and investments as tools to make you rich and to also enrich our world, you will start aligning yourself with other creative and motivated ... Views: 616
Einstein's Theory of Relatively can be understood only by a few great minds located on different parts of the world. Personal finance, on the other hand, can be understood by plenty individuals everywhere – but that doesn't mean everybody. To date, there are still lot's of humans, like ... Views: 519
Everything today is getting more and more expensive – I don't see that trend changing anytime soon. It's hard enough that we get on by putting up with the ridiculous prices stamped on the backs of household goods, now we have to put up with the ever rising taxes. Everyone I know and ... Views: 490
With all the fear-mongering, angst, anxiety and chaos that’s been going on in the world economy and financial markets, it’s time for a new focus. Change is in the air and many can benefit by taking some different actions to create some different results.
I’m going to ask you to take a really ... Views: 747
Doing things the easy way is the way that everybody wants things done. It applies to everything, like doing homework – the method that'll require you to exert minimal effort would be through the effort of somebody else (getting someone to do it for you). I'm not saying that it's the right ... Views: 573
Currency trading is the in thing nowadays, especially when the bullish climate has turned into a jungle of misopportunities and bearish times. The credit crunch followed by a global technical recession means that investments have gone down and the market has the jitters - the vibrations of which ... Views: 825
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Mankind and the Idol Money - by Paula Johnstone-Whitehawk, DNM®, Doctorate of Natural Medicine® RNP®, Registered Naturotherapy Practitioner®
The World of Man is in a state of change and strife caused by the Worship of the Idol Mammon (meaning to weigh out)or Money and the cohorts that the Spirits of Greed (avarice, longing, desire), Spirits of Covetousness (fraud and plunder) and the Spirits of Gluttony (indulgence in excess) ... Views: 1335
Staying Cheerful with the Credit Crunch
Businesses and consumers alike can’t keep their lines of credit from shriveling up to nil with the belt tightening across all financial markets. However there are things to be done when the going gets tough. First rule of engagement get going it ... Views: 1189
Almost everyone strives to be financially independent and create a goal of sometime being debt free and being able to sustain themselves on investment income so that they no longer have to trade hours for dollars, but how many people have a plan that they follow to achieve this ... Views: 850
Almost everybody has the ambition to get rich without lifting a finger – that's because there's plenty of us out there that are driven by laziness and greed. We like to find ways for having our cash work for us, or apply the Law of Leverage, which is to multiply our efforts through others. ... Views: 551
There couldn’t possibly be a downside to paying off your credit card accounts, could there? Only if you close the accounts!
There couldn’t possibly be a downside to paying off your credit card accounts, could there? Only if you close the accounts!
If you’ve participated in ... Views: 1404
There are a variety of ways to pay bills, from the traditional method of sending out your payment by cheque or money order through the mail, to stopping at the lender's offices and making a payment in person, to using the internet or automatic payment options. The right method is simply the one ... Views: 1047
Nobody works forever – the time will come when you're no longer capable of working. There are several factors that can stop you from “continuing” with your job, one is old age. This happens to be the most common reason for retirement of all, the age in which you should retire ... Views: 523
Holiday cheer is all around us and winter is in the air, we feel the chill of the season and the happiness of the time of the year. No matter where we go it’s hard to hide from the fact that it’s almost Christmas time. With mistletoe and lit up trees all around, the presence of ... Views: 1019
Money is energy. Money is neither good nor bad in itself. So if money is energy and neither good nor bad, why do you need so much of it and how can you get more of it and never have to worry about making money ever again? Do you ever ask: How can I make more money? HOW?
If you are asking ... Views: 1337
For me, one of the great perks of having an online business is the ability to live and work from anywhere. Really, what other job gives you the same kind of freedom of mobility?! As internet entrepreneurs, we have the opportunity to take advantage of this - which is a luxury that previous ... Views: 685
It isn’t easy to carry out a debt management plan or live on a reasonable budget in today’s consumer market. Effective advertising and marketing executives work hard to convince the average American citizen that happiness lies in material possessions that only money can buy – ... Views: 1085
Debt can cause stress, worry, and so much more. At times it can cause health issues such as ulcers. It’s not worth it, but when your debt is out of control, this is what can happen. Sometimes this can happen and we don’t even realize it. Other times, we know it’s happening, but we have no ... Views: 697
When the news is so grim sounding and difficulty seems to be on every horizon when it comes to the economy, most people get pessimistic. I say let’s take this opportunity to see a different side of life. Remember the Monty Python song “The Bright Side of Life”? Well it’s ... Views: 1195
Tax filing season is right round the corner and it is time to get organized with the paper work and forms. In case you are nervous about filling the tax returns properly or your tax return is complicated you should think about using the services of a qualified tax preparer.
A tax preparer will ... Views: 666
"There are three ingredients in the good life: learning, earning and yearning." - Christopher Morley (1890-1957 - American journalist, novelist, essayist & poet)
I would arrange Morley's ingredients for the good life in this fashion: yearning, learning and earning.
Yearning is the catalyst to ... Views: 817
Some lucky people don't need to learn to budget money in the traditional way. They simply and naturally spend less than they make, and invest the difference for the future. There is no need to allocate "x" amount each month for this or that category if your "outgo" is always less than your ... Views: 764
Do you know Forex? If the answer is 'No' then you should go through this article to get a brief idea about Forex. Forex trading can help you to earn lot of money. “Forex” is the short form of Forex Exchange. Sometimes, it is also referred as “Spot FX” market; it has ... Views: 567
Understanding your Roth IRA contribution limits is critical to maximizing your tax savings and benefits potential. It's also important to be able to prepare in advance. Instead of scrambling around at tax time every year desperately looking for money, you can be prepared and save for your IRA ... Views: 1147
What is the best way to learn about Forex currency trading? Is there a single source for you to just look up, like a library’s definitions of what to do or not do when it comes to the Forex market? Diving in head first is usually not a good idea when it comes to one of the most dynamic and ... Views: 738
You probably won’t find many investors claiming that any investment opportunity is easy, even for the Forex capital markets which are ruled by the same rules and regulations that are structuring the other sorts of investments out there, be it equity, futures and stocks trading. You ... Views: 964
There a whole plethora of things that Forex Investors should know about before they start to wear the gloves necessary for them to handle the hot and often dynamic Forex market. There are many people all over the world who are earning big amounts of money from leveraging this very method of ... Views: 829
Why wouldn’t you ask this question? With so much literature all over the internet and on the offline world urging you to put your money in the currency trade, you are caught asking yourself if this a scam to just let you part with your money and just contribute to the coffers of brokers ... Views: 1009
The Forex trade is a great fruit tree ripe for the picking and you should get into the Forex trade now rather than later. Why, you may ask? This article will attempt to educate you on why the Forex market is so good and why you should jump at the opportunity (especially at this point of the ... Views: 682
A skillful accountant can have several services apart from merely taking charge of your income tax returns. Hiring a responsible and able accountant can relieve you of particular monetary tensions or troubles you might otherwise run into without particular accounting reinforcement. An accountant ... Views: 722
Participating in a debt management plan can initially seem uncomfortable, new or intimidating. Even though trained credit counselors help financially-troubled families and individuals avoid bankruptcy, changing your attitude toward money can be somewhat scary. If you’ve taken a step ... Views: 810
Are you looking for bad credit repair help? This article was written for you with a focus on revealing the credit repair secret that will improve your FICO credit score.
Bad credit repair does not necessarily have to be a difficult process; although you do have to be dedicated to the credit ... Views: 946
Do you have a collection account with Wells Fargo collections? Here is what you need to know to get a charge off with Wells Fargo or a late payment with Wells Fargo removed.
First, Wells Fargo is like any other institution in that they are simply trying to collect the money that they may have ... Views: 17479
(Copyrighted)
Before I being telling you a very small portion of my recent incidents, allow me to share my belief. I am not a religious person, although I attend churches, temple and used to go to mosques (years ago). However, I believe in God. Everyday, my trust in Him increases. In simple ... Views: 1597
Copyrighhted 11/06/08
Here is a new one to some of you, but an old one to me.
I have been warning a lot of people about certain types of scams for a long time. Recently, I learned about a few people that were scammed and sent their money elsewhere based upon fake checks they received. They ... Views: 1185
The average person's foreign exchange transaction is in having to change their currency into that of the country they wish to visit. This they do by going to the high street travel agent, Post Office, or bank. They do not worry too much about saving on the exchange rate for the relatively small ... Views: 866
There is a national debt crisis in many countries today. The average family will spend more than they bring in every month. So every month their debt grows and grows until it is out of control. You may feel like you are passed the point of getting yourself out of debt; like there is no hope ... Views: 619