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The range of options for investing your money can be bewildering to the new investor. Obviously, I cannot provide investment advice particular to your circumstances, but I will try to advise you of a few basic investment options that may be available to you if you are looking to invest a lump ... Views: 926
In this article I will explain why proper money management planning should be the most important part of your investment preparation. If you have never implemented money management in your investing/trading, read the 5 basic principles described in this article and learn how to use a proper ... Views: 855
Investors know that oil prices and terrorism, two things that really can't be controlled, have a large influence on the stock market. Many investors avoid airline stocks for this reason. They can't control one of their biggest expenses (fuel) and an act of terrorism can seriously damage the ... Views: 1431
The vast majority of Americans are investors, although many don't realize it. The vast majority of Americans are creative with their 1040 numbers, although most won't admit it. The majority of Americans would agree that investing, retirement planning, and estate preservation would be easier to ... Views: 1454
Like the Knights of the Round Table, novice traders often search diligently to find their own Holy Grail, the perfect indicator(s) that will lead them to fabulous trading successes. It is the silver bullet that will slay the market for them. But, searching for this elusive Holy Grail will only ... Views: 1274
It has become very easy to borrow loans these days. Advancement in technology has given birth to Internet that has made it convenient for the loan seekers to track the loan of their choice. Just with a few clicks on a lender’s website you can access the desired loan online. The ease with which ... Views: 730
Debt! If ever there was a powerful enemy, it has to be debt. The psychological impact that debt has on people is absolutely amazing. Some statistics show that more than fifty percent of all divorces began with financial problems in the marriage.
Today more than any other time in history it ... Views: 1204
Do you know how to use a computer? How to make a long-distance phone call? How to drive a car?
Those probably seem like insulting or stupid questions. In today’s world, it would be rare to find someone who doesn’t know how to use these common tools.
Next question—do you know how to manage ... Views: 894
Your home may be decorated to your style and may feel like a cozy, warm home to you, but other may not view it in the same way. When you are trying to sell your home, you want it to look as appealing to the potential buyers as possible. Achieving this goal may mean that you may have to rethink ... Views: 1064
Tao means Way. The Tao of Making Money is the Way of Making Money. What natural principles does making money follow? Making money is part of nature, and struggle is a symptom that you are out of harmony with the flow of nature, how things work. The word prosperity originally meant "to be in the ... Views: 1328
Are you getting consistent 10-15% or more yields from your CD’s, Stocks, Savings Accounts, IRA’s and other investments? If not, read on…
by Steve Groom
Did you know that there is a very safe investment that produces consistently high yields while at the same time provides security and ... Views: 1294
People loose money when they try and time the stock markets.
Its a Common investor problem!. One say's "I bought shares of "XYZ Company" at $100 and immediately after I bought the stock price dropped to $80." I feel very sad. Another comes with a different version "I sold shares of "XYZ ... Views: 679
If you’re not happy with your money situation and would like to change it (and believe it’s possible), you’re ready for a 30 day turnaround. Follow these steps to guarantee yourself a new money story within the next 30 days!1. What do you want?First figure out what your target is. If you just ... Views: 989
Everyone wants more money. But if tomorrow you received a substantial raise or inherited $100,000, would you know what to do with the excess?
You may think having more money will make things easier, but that’s not necessarily the case. Changing your financial position means making adjustments ... Views: 1563
Before a buyer considers your home seriously, it must meet his needs in a variety of ways. It must be a suitable commuting distance, neighborhood, design style, floorplan, size, number of bedrooms, etc. If all or most of these needs are met, the buyer will begin to move in the direction of ... Views: 978
The reason people assume the risks of investing in the first place is the prospect of achieving a higher rate of return than is attainable in a risk free environment…i.e., an FDIC insured bank account. Risk comes in various forms, but the average investor’s primary concerns are “credit” and ... Views: 1518
Before sharing these recommendations, I suggest that you have a way of tracking your expenses. This will give you a clear picture of what you spend daily, weekly and/or monthly and aid you in reducing expenses where needed.
1) Accept the fact you are in debt and forgive yourself. If you are ... Views: 1021
The Tools Used In Identity Theft
Identity theft is very quickly becoming the crime of choice for thousands of criminals worldwide. With online Internet access to just about any kind of database you want becoming easier and easier to acquire, the crime of Identity Theft is becoming so easy, a ... Views: 723
Professional appraisers sum it up in three words -- buyers make value. Ultimately, the value of your home is what a reasonable buyer is willing to pay within a reasonable time. Setting an asking price for your home requires that you anticipate what most buyers would be willing to pay. This ... Views: 761
Life insurance is one of those taboo subjects for normal, casual or friendly conversation. Whenever people, however, develop a life threatening illness, have a close encounter with another vehicle on the highway, or otherwise find themselves in a situation where they are likely to be rated or ... Views: 1114
October 17th is fast approaching when the new bankruptcy laws take place. What effect will this have on the small business owner? Probably a more major effect than before. My husband and I both own small businesses. In the previous years, we have always had clients that paid on time. This is the ... Views: 717
Every experienced real estate investor understands that to succeed in property investing you need to study special texts, learn different investing techniques and never stop searching for new information.
But what if you just recently decided to start investing?
You would like to improve your ... Views: 1424
A Need To Know Basis
Too often investors buy shares in a stock armed with little more than the ticker symbol and a tip from a friend at work. Why not arm yourself with the best possible information, especially when it is all there at your fingertips for free? Here are the bare bones factors ... Views: 1312
When we think about giving from our wealth, most of us think of giving financially. However, there are other ways of giving from our wealth. Some of those ways are right in front of us every day. The following are some examples to consider:
1. Clothing. Clean out your closets and drawers of all ... Views: 1333
Debt Settlement
Title: Debt SettlementWhat is debt settlement?Debt Settlement is a process to settle your debts with the creditors. With debt settlement, a third party or you yourself negotiate with your creditors to come up with a reduced debt that you agree to pay. The reduction is usually ... Views: 1259
Are you a financial co-dependent? You might be, if you are in the habit of repeatedly giving money to family members who never quite seem to learn from their mistakes.
The term “co-dependency” was originally coined to describe a person married to or otherwise in a relationship with an addict. ... Views: 1907
Identity Theft: They Got Him
His hard earned money? Gone. Creditors on his back everyday. The cops knocking on his door. His family strained to the breaking point. He didn't do anything wrong but my business partner's life got turned upside down afew years back. He became a victim of what is ... Views: 728
Xmas can be a financially stressful time for many people and that takes the fun out of the festive season. The funny thing about Xmas is it occurs every year and at the same time every year! So with a little bit of planning you can take the stress out and stay debt free.
Here are my Top 10 tips ... Views: 2038
You know the old joke:
"How do you make a million in the stock market? Start with two million?"
There is no way around it, risk and stock market fees are a part of trading that you can`t avoid. But, you can manage your risk. You can also manage the brokerage stock trading fees that eat away at ... Views: 1343
According to the Anti-Phishing Working Group (APWG) email scams also known as phishing attacks claim more than 2,000 victims each day from more than 75 million phishing emails that are sent each day. The APWG also claims that these email scams steal close to $1 billion a year from its victims. ... Views: 892
(c) Nicola Cairncross. All Rights Reserved.
http://www.BookShaker.com
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Have you ever wondered why - sometimes - poor peoplehave such great cars outside the houses that they don'town? Drive round any council estate in the UK andyou will ... Views: 985
There are many good penny stock investments available, which could turn a small amount of capital into a small fortune very quickly. However, to discover these you need to know what to look for and what to avoid. When searching for that one big payoff, steer clear of the following examples. ... Views: 1746
If you aren’t satisfied with the way you manage finances, perhaps the problem isn’t that you don’t know enough about money. Instead, the problem may be the money “truths” you know that aren’t really true. Most of these are beliefs you developed as a child.
Children are constantly being taught ... Views: 999
Stemming largely from a complete lack of knowledge and education on finance, today’s society is not only in more debt than ever, but they are continuing the explosive trend of charging everything. Our current educational system does little to educate the American people on how to properly manage ... Views: 842
Some of you may have read the book "Think and Grow Rich" by Napoleon Hill - but as someone recently pointed out to me - there is a crucial mistake in the title of Hill's book - something that has been left out - and it may very well be the reason why some people who read the book don't achieve ... Views: 1792
More and more corporations are using unethical tactics to increase profit. Many are using marketing trickery on a regular basis, and often along with their competitors. The deceptive marketing includes misleading ads, false labelling, tricky wording, small print, hidden charges, planned ... Views: 1157
Homeowners who are seeking a property appraiser often ask “How should I choose which real estate appraiser to use?” When selecting a property appraiser, keep the following in mind:
Always make sure a property appraiser is licensed or certified by the state to perform real estate appraisals. ... Views: 999
"It Takes A Minute to Borrow Money, But a Lifetime to Pay It Back: Common Sense Lessons For Parents To Teach Their Young Adult Children"
Parents want their children to have their best chance at success. They want their children to be schooled in every aspect of adulthood. According to a ... Views: 2946
Well, dang! From what I’ve heard and read, it looks like we’ve reached an all-time world-class new record in the amount of personal debt on the books. Now it’s probably not quite as bad as we’ve been led to believe, however many of us have managed to tromp further than we should have into the ... Views: 1375
Okay, so you've done just about everything wrong that you could, and your finances are a mess. You're up to your eyeballs in debts, and your investment in that "can't miss" Internet stock went south faster than a roller coaster at Disney World. What are you going to do? How are you going to ... Views: 7053
Presently council tenants are able to purchase their rented property after 2 years of tenancy. However, this is about to change. As of the 18th January 2005, the new Housing Bill becomes law and the current 2 years will change to a period of 5 years. This means, that once the proposals come into ... Views: 1180
You have probably heard other people say that "Money isn't everything" or "Money can't buy happiness." They may beright in some aspects; but it's not just about the money.
It's about having an ideal lifestyle - being able to have control over your time and schedule, having no one orderingyou ... Views: 1018
The idea of moving abroad to escape debt seems to be more of a common practice these days. People who have failed businesses or are swamped in debt believe that moving abroad will give them a fresh start and allow them to build a new life.
Reading some of the comments on various UK debt forums ... Views: 1188
Consumer Borrowing
Consumer borrowing in the UK has now crashed through the £1 trillion barrier. 80% of this is due to credit card borrowing, loans and mortgages. How are people managing to handle their debt and what effect is debt having on families today?
The National Consumer Council ... Views: 1757
Good credit is everyone's dream. A wise use of creditcan go a long way. It certainly makes certain goals in life (like acquiringbusiness loan from bank) easily attainable.But the key question remains: "What does it take toachieve 'Triple A' credit?"First and foremost, it is important ... Views: 1038
I know a barber who had the opportunity of buying one of the oldest and best barbershops in his city. He had worked there for a few years, and knew it was a good investment. So, he made arrangements with the owner, and took the plunge.
However, it wasn’t long before he realized he was in ... Views: 1069
Do you walk the high wire of personal finance? Is every month a balancing act that works only as long as the next paycheck arrives on time? What happens if that next paycheck doesn't arrive? The cause could be many things which you cannot control: an illness, a layoff, a sales slump.
If some ... Views: 1501
Do unexpected car repairs, quarterly insurance payments or those darned property taxes find you hard pressed to squeeze one more dollar out of an already stretched monthly budget? Or do you usually end up reaching for the plastic in your wallet to make up the difference? Those inevitable ... Views: 1413
We have all heard the old song right? 'Who wants to be a millionaire?' Don't you always internally say 'I do' when ever you hear that question posed? Most people do ... it's a worthy goal to have. It's one you should consider setting if you haven't already. Just imagine, in ten years time you ... Views: 1199