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- Better Homes, Better Lives - by Submitted on Oct 05, 2007 from Angelo DrewIsn’t it a great idea to refurbish your home and feel delighted? Your home is perhaps the biggest investment that you will ever make in your lifespan. So, why not make it even more majestic. You can convert your old home into a modern one equipped with all the latest facilities. One ...
Views: 834 - 5 Tips On Choosing A Mortgage - by Submitted on Oct 05, 2007 from Dennis CullinsAvailing a mortgage can be confusing as there are so many options available today. It is important to make an informed choice as any mortgage is not a “one day” matter. It will remain with you for a long time at least 5-10 or more years. While mortgages enable you to buy your dream home or ...
Views: 724 - Foreclosure and Credit Problems: How To Work Things Out Without Bankruptcy - by Submitted on Oct 01, 2007 from Richard GellerMany of us have credit problems today due to the downturn in the economy and in the real estate market. I find it very helpful to consult with a bankruptcy lawyer. But that doesn't mean that bankruptcy is a good option. 1. Bankruptcy does not let you get out of secured loans. Mortgages ...
Views: 1336 - Definition: Budgeting Money Use - by Submitted on Sep 30, 2007 from Debbie MolisA personal budget is a finance plan that allocates future personal income towards expenses, savings and debt repayment. Past spending and personal debt are considered when creating a personal budget. There are several methods and tools available for creating, using and adjusting a personal ...
Views: 891 - Definition: Financial Goal - by Submitted on Sep 30, 2007 from Debbie MolisObjective or target, usually driven by specific future financial needs. Some common financial goals for an individual are: saving for a comfortable retirement, saving to send children to college, managing finances to enable a home purchase, minimizing taxes, maximizing return on investments ...
Views: 9373 - Definition: Personal Finance Budget - by Submitted on Sep 30, 2007 from Debbie MolisA personal budget is a finance plan that allocates future personal income towards expenses, savings and debt repayment. Past spending and personal debt are considered when creating a personal budget. There are several methods and tools available for creating, using and adjusting a personal ...
Views: 8821 - Definition: Personal Money Management - by Submitted on Sep 30, 2007 from Debbie MolisInvestment management is the professional management of various securities (shares, bonds etc) assets (e.g. real estate), to meet specified investment goals for the benefit of the investors. Investors may be institutions (insurance companies, pension funds, corporations etc.) or private ...
Views: 1277 - Definition: Financial Planning Advice - by Submitted on Sep 30, 2007 from Debbie MolisA Financial Planner or Personal Financial Planner is a practicing professional who helps people to deal with various personal financial issues through proper planning, which includes but is not limited to these major areas: tertiary education planning, retirement planning, investment planning, ...
Views: 1600 - Book Review: Secrets Of The Millionaire Mind: Mastering The Inner Game Of Wealth - by Submitted on Sep 29, 2007 from Debbie MolisThis book review is part of a series that covers the topic of Personal Finance. The Official SelfGrowth.com Guide to Personal Finance is Leo J. Quinn. Personal Finance involves the ways in which individuals obtain, budget, save, and spend money over time. Secrets of the Millionaire Mind: ...
Views: 768 - Book Review: Women and Money: Owning the Power to Control Your Destiny - by Submitted on Sep 29, 2007 from Debbie MolisThis book review is part of a series that covers the topic of Personal Finance. The Official SelfGrowth.com Guide to Personal Finance is Leo J. Quinn. Personal Finance involves the ways in which individuals obtain, budget, save, and spend money over time. Women and Money: Owning the Power to ...
Views: 711 - Book Review: The Money Book for the Young, Fabulous & Broke - by Submitted on Sep 29, 2007 from Debbie MolisThis book review is part of a series that covers the topic of Personal Finance. The Official SelfGrowth.com Guide to Personal Finance is Leo J. Quinn. Personal Finance involves the ways in which individuals obtain, budget, save, and spend money over time. The Money Book for the Young, Fabulous ...
Views: 1074 - Book Review: Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money--That the Poor and Middle Class Do Not! - by Submitted on Sep 29, 2007 from Debbie MolisThis book review is part of a series that covers the topic of Personal Finance. The Official SelfGrowth.com Guide to Personal Finance is Leo J. Quinn. Personal Finance involves the ways in which individuals obtain, budget, save, and spend money over time. Rich Dad, Poor Dad: What the Rich Teach ...
Views: 721 - Book Review: Personal Finance For Dummies, 5th edition - by Submitted on Sep 29, 2007 from Debbie MolisThis book review is part of a series that covers the topic of Personal Finance. The Official SelfGrowth.com Guide to Personal Finance is Leo J. Quinn. Personal Finance involves the ways in which individuals obtain, budget, save, and spend money over time. Personal Finance For Dummies, 5th ...
Views: 1299 - Do I Need $1 Million To Retire Comfortably? - by Submitted on Sep 28, 2007 from Bill LoseyQuestion: Do I need $1 million to retire comfortably? Answer: Imagine a world free of alarm clocks, bosses, long commutes, office politics and limited vacation time. Wouldn’t it be nice to call the shots, spend more time with your family and friends, doing only those things that you’re ...
Views: 1334 - Credit Card Application Will Not Always Bring You Only Benefits - by Submitted on Sep 27, 2007 from Cassandra ShumateCredit cards are becoming more and more popular. Credit card issuers are gradually entering all segments of market and targeting all audiences. There are more people who have credit cards than those who do not have one. Alongside with all the advantages that a credit card can bring to a person, ...
Views: 772 - How To Get Your Banker To Say Yes! - by Submitted on Sep 27, 2007 from Jade SoetaertHOW TO GET YOUR BANKER TO SAY YES! Do you ever look at someone and wonder how in the heck they got the bank to say yes to their latest purchase? I know I used to. Now I know it’s all in the preparation for financing! It’s amazing what banks will do for you when you present your request to ...
Views: 1574 - Asset Or Heir Finder Alert - by Submitted on Sep 27, 2007 from Thomas TukeThere are many private Asset Recovery companies and Professional Tracers that will offer to help you recover your abandoned or lost property. Some of these firms will try to charge you a 20-35% contingency fee for the recovery of the lost asset. Do your homework. In addition to regularly ...
Views: 1818 - Five Mistakes To Avoid After Bankruptcy - by Submitted on Sep 26, 2007 from Jenn JenkinsShe was beautiful. One look and that's all she wrote I wanted her and nothing was going to stop me. I was determined. Her body glistened in the sun. Her looks could kill. She was every young man's dream... Of course I'm referring to the used, red, Mazda Miata I tried so desperately to ...
Views: 818 - Why locating Unclaimed Money Can Be Challenging? - by Submitted on Sep 21, 2007 from Thomas TukeGovernment agencies acting as custodians for individual's and business's unclaimed money have no incentive, in general, to make it easy for the $ Billions to be found and thus claimed. Following presents many of facts, ways and methods by which the Government agencies employ, as subtle as they ...
Views: 704 - Saying “No!” To Household Debt - by Submitted on Sep 21, 2007 from Richard GorhamIf you treat your home like a well established business, debt relief will follow. People who successfully manage businesses do everything they can to cut costs and maximize profits. Shouldn’t you do the same for your home? If you are not already, pretend you are a business owner. You have a ...
Views: 1476 - Cheap Real Estate - Ten Reasons Why - by Submitted on Sep 16, 2007 from Steve GillmanWhy is there cheap real estate? Is it just that some sellers don't know what their property is worth? Sometimes this is the case, but only rarely. More often a seller is willing to sell for less because it means selling faster or more easily. In other words, sellers will trade a little equity ...
Views: 748 - Bad Credit Debt Consolidation: Royal Road to Financial Freedom or Just Symptoms Cure? - by Submitted on Sep 11, 2007 from Oswald EppersDo you think you are a typical American citizen?, If the answer is yes, then your household probably also has a debt of about $14,500 and you annually spend more than you earn. Not an American – ok, don’t worry! The situation in Canada, the UK or other developed countries is not much ...
Views: 980 - Six Little Secrets - by Submitted on Sep 11, 2007 from Steve GillmanThere are always little secrets that you can learn to help you in life. These are the "insider tips" that might improve your health, save you money, or give you more influence over others. Here are six of them you can put to use today. Highway Toll Secret The passes (such as E-ZPass) that ...
Views: 793 - Compound Interest Calculation - The Secret Weapon Upon Which All Fortunes Are Built - by Submitted on Sep 01, 2007 from Charles HebertI was always taught to listen closely to people who are much smarter than me. So when Albert Einstein, one of the greatest minds to ever walk planet Earth, is quoted as saying, “The most powerful force in the universe is compound interest,” I believe him. So what is compound interest, anyway? ...
Views: 636 - Personal Finance Tip - Pay Cash For All Non-Investment Expenditures - by Submitted on Aug 31, 2007 from Charles HebertMost personal finance gurus continually stress the importance of budgeting for monitoring and modifying poor spending habits. However, I have noticed that most people who attempt to implement a family budget eventually give up on the activity, mainly because it takes the fun out of spending ...
Views: 776 - The Resilient American Economy and Its Ability to Withstand Turbulence - by Submitted on Aug 29, 2007 from Kendall OliphantThe American economy is an amazing, complex, flexible, and powerful entity... The scenario: Step back to mid-2004. At that time, widespread media frenzy has developed around a highly-regarded psychic... She notes in lucid terms that she has seen the future three years hence...mid-2007 ...
Views: 681 - Personal Finance Training for Young Adults - by Submitted on Aug 29, 2007 from Charles HebertIn many of my articles, I focus on young adults as my target audience. By young adults, I generally mean people between the ages of 18 and 35 years old. Why target this group? Quite simply, time is on their side when it comes to saving for retirement, and because of this fact, small changes ...
Views: 1298 - No More Sleepless Nights - by Submitted on Aug 28, 2007 from Eric HectorAre the debts bothering you? Are your sleepless nights filled with faces of your creditors? Here is a solution for your problems. Get all your debts consolidated into one by availing debt consolidation loans. Usually this particular finance supports in paying all the debts of the borrower ...
Views: 708 - Personal Finance for Dummy Investors – Four Missteps to Avoid - by Submitted on Aug 28, 2007 from Charles HebertThere was a time when the word “dummy” had negative connotations. But with the advent of the “Dummy” book craze, I felt a title containing the phrase, “personal finance for dummy investors,” to be sort of endearing. It is certainly not meant to be insulting, but rather to point out certain ...
Views: 860 - How To Tackle Multiple Debts? - by Submitted on Aug 27, 2007 from Eric HectorDebts have become a way of life for the Brits. It is nothing unusual to have too many credit cards and multiple bills and loans pending against you. But, sometimes all this become unmanageable and you want to get out of it. You want everything simple and straightforward, easy and manageable, ...
Views: 802 - Personal Finance Software Review of Quicken Product Offerings - by Submitted on Aug 27, 2007 from Charles HebertIn this article I would like to conduct a personal finance software review of the Quicken product offerings designed for personal use. There are several personal finance software products on the market that do wonderful jobs of helping families manage their finances, but I am most familiar with ...
Views: 965 - Open Savings Account Online and Transform Emergency Cash Into a Gold Mine - by Submitted on Aug 25, 2007 from Charles HebertMany of us are aware that an emergency cash reserve is a necessary component to the implementation of a successful financial success system. This cash reserve is to be used for rare emergencies, such as a sudden job loss, a broken washing machine, or serious car accident. But what if I told ...
Views: 740 - Learn How to Better Manage Your Money By Continually Expanding Your Financial Library - by Submitted on Aug 25, 2007 from Charles HebertStarting when I was in college, I became interested in expanding my knowledge of finance and investing topics and began building a library of useful resources to help accomplish this task. Although these books presented solid information from cover to cover, most had one or two concepts that ...
Views: 758 - Buying a Car or Leasing? - by Submitted on Aug 25, 2007 from Brad WhiteheadWhen it is time to shop for a new car there are many things to take into consideration. One of the biggest decisions is whether you should choose car leasing or car buying. There are many fundamental differences between the two. To help make your decision easier the following is a list of those ...
Views: 744 - Opt For Loan Before Its Too Late - by Submitted on Aug 24, 2007 from amenda dorothyMany a times it has been noticed that by the time you take some measures to alleviate your hardships, it's too late. It's not your circumstances that should be held accountable rather your lack of knowledge coupled with indecisive attitude and inhibitions make you face failures. Before your ...
Views: 702 - The Federal Reserve and its Role as U.S. Money Cops - by Submitted on Aug 22, 2007 from Kendall OliphantThe Federal Reserve is easily one of the most powerful--and misunderstood--of all American institutions. The Federal Reserve's steady hand as America's "central banker" has been especially critical to U.S. economic performance during the past 25 years. Why? The management of fiscal policy ...
Views: 711 - Take Steps Before It Gets Too Late - by Submitted on Aug 21, 2007 from Eric HectorMounting debts is a big problem for the UK residents. Sometime back, the Royal Institution of Chartered Surveyors presented some figures regarding the debt repayments. It estimated that more than 50 families per day will lose their homes in the UK during the year 2007 due to their inability to ...
Views: 641 - Phishing- Trying to steal your identity - by Submitted on Aug 20, 2007 from Bernard PragidesWith the rise of the Internet for transactions and interactions, and the rising use of email as a form of communication, we have seen an increase in the criminal activity of phishing. Phishing involves a criminal fraudulently attempting to gain your personal information. They want your ...
Views: 675 - Feeling Wealthy? - by Submitted on Aug 18, 2007 from Linda McCarrinIf wealth is a feeling and many of our feelings are attached to our prior programming, domestication, and parenting, just how many of us FEEL WEALTHY? Perhaps the FEELING is in the word “wealthy.” Although every word, phrase, or sentence can be interpreted differently no matter what language ...
Views: 1475 - Everyone Needs to Start Saving Now - by Submitted on Aug 14, 2007 from Olivia MalloryStart Saving Now!!! How important is saving money? Saving money is vitally important. In fact, it is one of the single most important steps to achieving most of your financial goals in life and becoming financially free. The sooner you begin to save the better of you will be later on. ...
Views: 796 - Is A College Education Always Worth It? - by Submitted on Aug 13, 2007 from Charles HebertI anticipate that the title of this article will probably upset a few people, but please bear with me and continue reading. I am certainly a strong proponent of learning and education, as I myself am a college graduate in Chemical Engineering. However, the chief arguments I would like to present ...
Views: 869 - How To Slash Your Grocery Bills In HALF! - by The "experts" tell me day in and day out that we are in a "recession" and that the economy is "sluggish" and that people are trying to save as much money as possible these days. But, you'd never know it by the money I see people wasting at their their local grocery store and supermarkets!
STOP ...
Views: 1269 - Money - The Lie Revealed - by It's probably not what you're after at all (and you
think it is).
When you're clear on WHY, and HOW MUCH,
getting money can be easier, and much more fun.
Focus on the REASON for money! What lifestyle do you want?
How much is enough?
Suppose you got clear today that your ultimate ...
Views: 958 - Make Money at Home Online - by Submitted on Aug 11, 2007 from Corey ThompsonMaking money online can be daunting to a beginner. I remember the first website I built was with software I bought from Big Lots. The end result was a poor sales rate and unprofessional looking website. The truth is you can make money online now. Now as being within a few days, but most likely ...
Views: 735 - A Late Start… But All Is Not Lost!! - by Submitted on Aug 08, 2007 from Michael J KohnThere’s still time to build that retirement nest egg…. History has shown us one of the most amazing financial shifts ever, as we’ve gone from being a nation of savers to a nation of investors. Even somewhat more amazing is that it has happened in less than a generations time. Welcome to ...
Views: 845 - The Social Security Dilemma - by Submitted on Aug 08, 2007 from Bill LoseyQuestion: I’m 62 and still working. Is it better to take Social Security now or should I wait? Answer: It depends on a lot of factors. Social Security retirement benefits usually begin at full retirement age (FRA), which is currently age 65. For those born after 1937, FRA will be gradually ...
Views: 1655 - How to Spend Money Confidently - by Do you hate your decisions about how much and when you spend money? Does this stuff spoil your day?
Is this going to spoil your holiday season? It doesn't have to. Everyone deserves a Christmas season filled with love and self-renewal. So here are four simple guidelines you can make to ensure ...
Views: 1115 - Love your Debt - Insanity or the Path to Financial Freedom? - by Have you heard that new age maxim “If you want to be free of something you must first learn to love it”?
That sounded like pure insanity when I first heard of it – It was an Oprah Winfrey show – and I remember her response -“You mean I have to LOVE these hips? (Something like that – and I ...
Views: 1313 - Dividing the Loot - by It is when the going gets better, that the going gets tough. This enigmatic sentence bears explanation : when a firm is in dire straits, in the throes of a crisis, or is a loss maker ?conflicts between the shareholders (partners) are rare. When a company is in the start-up phase, conducting ...
Views: 1029 - The Turtle Syndrome - by The mobile office is a long established reality. Today’s laptops are as powerful as most desktops and have as much memory and as many accessories. One can communicate through them, using faxing and electronic mail software. They can be connected to both mobile and fixed phones. A person can ...
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