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Credit cards are overwhelmingly popular, we all know that. Therefore, if you don't already have one, chances are you are looking for the best offer for you! If you are looking for a credit card, there are a few things that you should really pay close attention to. The truth is, the card you ... Views: 1089
Although the filing deadline of June 15th is just 3 weeks away and the FBAR deadline of June 30th is only a little over a month away, a recent survey of over 200 Americans living overseas shows that 62% of respondents did not know about the FBAR.
“This is very worrying,” said David McKeegan ... Views: 1089
After having excess funds, we are ready to make an investment. Of course, investments are made because there is a purpose. In general, the purpose of investing is just in case. Many people say that one of the certainty in life is uncertainty.
Nowadays people are increasingly aware that the ... Views: 1089
When we walk down the street, we tend to see happy consumers everywhere without a care in the world. The unfortunate reality however is that the average consumer carries thousands of dollars in charge card account debt. Looking for forms of debt relief that don't have a negative affect on credit ... Views: 1088
If you’re considering a DIY remodel of your home, how much you can spend is probably a chief concern. Even if you can finagle a home improvement loan or have been squirreling money away, cost overruns are a risk that can derail or delay completion of the construction project. Here are some ... Views: 1088
On May 22, 2009, President Obama signed the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act into law, which addresses some of the credit card related concerns of consumer advocates and offers a variety of protections for credit card users. In addition to the new regulations ... Views: 1088
Beginning on 1/1/11, mortgage lenders are being required to give borrowers credit score alerts on how their credit scores might potentially be preventing them from being offered optimal mortgage rates.
The point of the credit score alert is to provide warnings to mortgage seekers about the ... Views: 1087
If you've been reading my articles, you would know that recently I have been writing about some more general life skills topics such as how to overcome procrastination and instant gratification. As I am both a Life and Financial Coach, I also like to throw in a few tidbits about finance and ... Views: 1086
The tax rebate checks under the Bush administration's economic stimulus plan won't do any good if people simply put them in the bank.
Last week, an online article in the Wall Street Journal claimed that we need to save more money - even if the interest on the savings won't keep up with ... Views: 1085
We live in uncertain times and it is only through savings that we will be able to secure our financial future. The uncertainty is such that you could be employed one minute and the next your employer could be issuing you with a retrenchment letter as a result of poor economic conditions. To ... Views: 1084
Some cars and SUVs are designed with pure luxury in mind, and these sophisticated models may look great driving down the road in an urban setting. Other cars are budget-minded, and they give their owners a cost-effective and rather basic driving experience. However, these two types of vehicles ... Views: 1084
Do you want a car lease or a car purchase? This is the most important question, which needs answering, once you have decided to have a car. The biggest catch in the car industry is to be at the right place at the right time and get the best bargain. Some of the hottest automobiles are available ... Views: 1084
It is no secret that credit card accounts have become a staple in American society. As a matter of fact studies show that the average American has at least 1 credit card account in their wallet. This high demand for credit cards has lead to more and more banks providing more and more options. ... Views: 1083
I have a difficult time forecasting my preference for meals. At times (many times), it’s pizza; other times, it’s something a little healthier. This indecision about what I’ll want tomorrow causes me to not stock up on much, and I rarely shop too far out.
Just as what you may want for dinner ... Views: 1082
We are all fans of saving money and responsible spending, especially in this current recession. But are you being too cheap? Here are 12 warning signs.
1. You’ve been procrastinating on buying that new roll of duct tape to repair your boots--and your windows--and your car.
2. You ... Views: 1082
Do you hate your decisions about how much and when you spend money? Does this stuff spoil your day?
Is this going to spoil your holiday season? It doesn't have to. Everyone deserves a Christmas season filled with love and self-renewal. So here are four simple guidelines you can make to ensure ... Views: 1082
A person who has recently received a call from the office declaring him or her as an extra employee and gives a layoff notice will definitely find it difficult to meet the both ends in a better way. These critical conditions make you feel incapable to satisfy the needs and Loans for Unemployed ... Views: 1082
INVESTMENT REASON:
If we do not know how much money we want to make from investment, then we will never be able to do the best investment. First of all, find out why you want to invest money and what are the financial goals you want to fulfill i.e. deciding how much money you want to make from ... Views: 1080
The value in a house is the distinction between the present market estimation of the home and the rest of the adjust on the greater part of its mortgage loan in Pune.
Obviously, the genuine market estimation of the house isn't known until the point that the house is really sold; thusly, the ... Views: 1079
It is no secret that charge cards have become an important aspect of the average people lifestyle. As a matter of fact, statistics say that currently the average consumer carries a few thousand dollars in credit card debt. However, for those consumers who are new to credit cards, it is important ... Views: 1079
Are you in the market for a new car? Well, "new" doesn't have to mean a brand new car as much as it means a car that is new to you. There are so many options for replacing your vehicle, and sometimes it can be a bit of a bother to try and sort out what the best choice is.
Do you buy a used ... Views: 1078
Does spending less lead to living more? Is that really true? Well, it depends who you ask. I'm wondering what having less really means to you. What it means for me is that I'll have less clutter and stuff to worry or think about, which really translates to greater focus on what really ... Views: 1078
Are you someone who spends a lot on shopping or maybe stocking up the staples? Or probably you love to grab the latest trend. But you also like to find deals and discounts on your shopping, specially credit card deals. A credit card is shopaholic’s best friend. There are number of credit cards ... Views: 1078
The purpose of this article is to answer the question: "What do I do if a customer or client doesn't pay me? Do I get to deduct the lost sale amount?"
Of course, this is a common problem in any business. Oh that we never encountered a bad debt or an uncollectible account ... Views: 1076
Do you ever get confused about reporting your income on Schedule C? This article will help you get un-confused.
First, let's define what we mean by "income". Generally speaking, income is the money you receive from the sale of products or services in your small business or self-employment ... Views: 1076
Managing your finances will become less complicated if you break up your entire task into discrete tasks that manage easier. It's extremely simple to stop if you end up facing a single sizeable task. Work upon smaller tasks because they're straightforward to coordinate consequently the ... Views: 1074
In these strange economic times, for home buyers - a person looking to purchase a home could not find a better time to be getting the best deals available within the housing market. With home buyers looking for steals and sellers looking for an out and banks selling off homes at cut-rate prices, ... Views: 1074
Whether you like it or not, the time has come -- time to gather all those receipts and paperwork to complete your tax return. Has it been on your mind lately?
Whether you'll be getting a tax refund this year or you'll be paying Uncle Sam, here are a few tips to help you in making tax time a ... Views: 1074
Saving for a rainy day is a popular phrase that’s been in use for years. People wish they could save more and have better financial management skills. We all want to be better in different ways.
Financial constraints and unforeseen emergencies are often the two stumbling blocks to a brighter ... Views: 1072
Driving safely means keeping your car properly maintained, and for this there are many parts of your car that you need to be keeping an eye on. Your brake pads might actually be the most important element to keeping your car maintained in a way that ensures safe driving. You simply wouldn't run ... Views: 1072
The some telling figures appeared in an article on Advisor.ca, an online newsletter to which I subscribe. At first, I thought it was simply showing support for the work I do as a financial educator and advisor. Yet, after pondering the statistics further, I realized there was a huge clue to ... Views: 1072
There are many times when we don’t have funds left with us to accomplish unplanned expenses right on time. Are you also one of them who don’t have funds left in their pockets? If yes, you still don’t need to be worried for managing extra fund. Right now, you are introduced with SMS loans that ... Views: 1072
So, what is a 401k plan? It's a long-term savings plan which was created in order to help workers save money towards retirement. You decide on an amount that is automatically taken out of your paycheck every week or month, and then it is deposited into the retirement plan on your behalf.
You ... Views: 1072
Forex trading for beginners: breaking it down to the basics
Are you still unconvinced about the benefits of the forex market and unsure if you got what it takes to succeed? Don’t fret because we’ll walk you through the basics in this forex trading tutorial.
What’s forex anyway?
Forex ... Views: 1071
We just got finished with a birthday weekend for my older daughter. My wife and I noticed something really cool that was happening with her...something that has everything to do with expereincing abundance.
Here's the story: there was a time in our lives when we were watching every dime. We ... Views: 1071
Are you a Sole Proprietor and prepare your own tax return every year? Do you ever need some help with Schedule C? Get out a copy of Schedule C and let's take a look at Part I, Income. The purpose of Part I is to report your income, aka "sales" or "revenue". In other words, how much money did you ... Views: 1070
Having at least one or two credit cards is good for building your credit score, but when you get your first one there are some important details you should consider. This article is designed to provide the information you need to use a credit card wisely.
The interest rate associated with ... Views: 1070
Do you save money every month? If you are one of the many who simply spend everything (and more) of what you earn then you are building your financial future on quick sand. Saving money is critically important and even if your employer contribute to your 401k you still have to follow your own ... Views: 1069
You need to start thinking about living financially-smart. If you rely too much on credit for support, you have to draw a line, one that you will not be tempted to cross so easily. You have to put an end to your dependence on credit cards because in the long run, you will find yourself with ... Views: 1068
If you are retired and living on your savings or a fixed income then you already know that budgeting for monthly bills is crucial and bigger expenses that come up can really put a strain on finances. Rather than you asking your family or friends for a bit of cash to help you out and feel ... Views: 1068
Over the next decade Social Security will most likely some potentially dramatic changes. These changes will effect many Baby Boomers. What Baby Boomers need to do is prepare for worst case scenario or at least a bad case scenario when it comes to Social Security.
Here are several changes that ... Views: 1068
I know a barber who had the opportunity of buying one of the oldest and best barbershops in his city. He had worked there for a few years, and knew it was a good investment. So, he made arrangements with the owner, and took the plunge.
However, it wasn’t long before he realized he was in ... Views: 1067
Let's face it, it is difficult for Americans to get by these days without a credit card in their wallet or purse. This leads a great deal of new people looking for new credit card accounts. However, on their search, they find so many offers that they just want to know, what is the best credit ... Views: 1067
Well then, it’s time to amend your tax return!
We try to prepare your tax returns correctly - the first time! Once in a while, an error occurs. For instance, sometimes a 1099 shows up in September after your return is filed. Here’s what you can do: Avenge with an Amend
In most cases, the ... Views: 1067
We all love to have the latest gadgets, but often they are just too expensive, so we have to make do with what we have. But, there are ways that you can upgrade your tech and get newer gadgets with more features, and not have to spend a lot of money. You just have to know how to be a smart ... Views: 1067
How to earn returns of more than 7.5%, the highest FD rate today, on savings!! This is the one of the most pertinent question for a common man who is looking for safe alternatives to Fixed Deposits (https://www.myloancare.in/fixed-deposit/fd-interest-rates/) to invest his hard earned money and ... Views: 1067
As astounding as this may seem to you, the choices you make today can have a lasting effect tomorrow. Don’t be like most twenty-somethings and fall into the same traps. Check out the seven mistakes most young people make and what you can do to avoid them.
Living Beyond Your ... Views: 1067
Yes, it’s that time of year again. Time for New Year’s Resolutions. Among the favorites for most people are resolutions for improving their Health & Wealth. This article is the second of a series in which we will suggest some financial resolutions that you can use to make the New Year the ... Views: 1067
There's nothing like a financial crisis to bring out the "talking heads" in the media. As markets toss wildly up and down, people are looking for information and answers, so financial stories have jumped out of the business sections and onto the top of the news. But, too many experts by far are ... Views: 1066
Everywhere you turn you will hear recommendations to put away a portion of your income. The saving habit isn’t a novel one but some people still have a problem with it. According to a 2013 survey by Bankrate, the number of Americans who don’t have an emergency savings account is at 27 percent. ... Views: 1065