Bank overdraft on your salary account is a unique credit solution, perfect for flexible and affordable credit seeking individuals looking for a quick personal loan. An overdraft means that you can withdraw and repay funds at your convenience. Like any typical credit facility, you have to pay ... Views: 883
What is a credit card?
A new drive of digitisation in taking over the nation. In these times, the volume and value of trade done online and through plastic money is on the rise. Credit Card is one such instrument issued by banks and NBFCs which allows you to make purchases on credit, up to a ... Views: 1135
The Senior Citizens Savings Scheme (SCSS) is the most sought after post retirement investment avenue, proving to be the best monthly income for senor citizens. The SCSS helps senior citizens, over the age of 60 years, park their retirement corpus in return of regular income, highest safety and ... Views: 808
Settling an existing loan under the OTS scheme seems like the most easy thing to do to get rid of your obligation once and for all, but in reality, such settlement reflects on your CIBIL report as Overdue amount, even if a No Dues Certificate has been obtained from the lender.
This negative ... Views: 1025
An individual’s credit score is calculated by Credit Information Bureau (India) Limited (CIBIL), based on adavanced analytics of a borrower’s credit history. A credit or CIBIL score is a number between 300 and 900 which follows the rule of the higher the better. The closer you are to 900, the ... Views: 1207
A Good Credit Score or CIBIL Score is one of the most important parameters that impact your chances of getting a loan at the best rates. While there are numerous blogs explaining the factors that impact your CIBIL Score, it is also important to know the factors that are not included in your ... Views: 1399
SBI Home Loan EMI
Home Loan EMI (or equated monthly instalment) is a fixed amount of money paid by you to SBI against the loan taken. This is towards repayment of your loan to the bank. Every month, it is due on a fixed day of the month till your loan is fully paid back. This depends on a ... Views: 1245
SBI Bank Home Loan Interest Rate
SBI Bank Home Loan Rates are benchmarked to 1 Year MCLR which is currently 7.95%. SBI Bank home loan interest rates that are offered to a customer are a function of its internal cost of raising new funds and the occupation, income levels, type of property and ... Views: 1269
It is important that before approaching a bank for loan, you need to estimate the amount of loan you need to borrow. The amount of loan you need to borrow is a function of the value of the property and available funds with you. Remember house loan is a long term loan, and hence it is advisable ... Views: 1245
How to earn returns of more than 7.5%, the highest FD rate today, on savings!! This is the one of the most pertinent question for a common man who is looking for safe alternatives to Fixed Deposits (https://www.myloancare.in/fixed-deposit/fd-interest-rates/) to invest his hard earned money and ... Views: 1067