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- Accelerated Debt Reduction - Save Money - Do It Yourself - by Submitted on Sep 10, 2013 from Ruthsella CorasolAccelerated debt reduction is usually advertised by debt settlement companies wanting you to believe that the only way to get rid of debt quickly is to negotiate with your creditors to accept a reduced amount of money as payment for what you owe them. The truth is there really are ways to ...
Views: 1512 - Organization lending products is simple Intended for Private business owner to Get - by Submitted on Sep 02, 2013 from mil brainA permanent financial service is a necessary to incorporate large to any kind of enterprise. Virtually any initial enterprise an enterprise development approach demands strong functioning money assisting. When you’re running your own business, you’ll comprehend the importance involving your own ...
Views: 1741 - Saving Right - by Submitted on Aug 30, 2013 from John SteelyWhen I talk to a person about their budget and their savings plan, I often get the question “How much should I save?” The usual answer I give has been around for a long time, and is clearly expressed in the book “The Richest Man in Babylon”. By keeping to this principle, you can start a ...
Views: 1569 - Why You’re Not Getting The Results You Want Financially – Here’s How To Get Unstuck - by Submitted on Jul 19, 2013 from Michael SteadWHY THE MASSES STRUGGLE WITH MONEY AND NEVER GET AHEAD If there is one thing that will move you forward faster financially, the idea I have for you today could very well be the one that does it for you. Recently I had a subscriber write into me claiming that some of the material he was ...
Views: 1732 - The #1 Secret to Getting Rich and Achieving Financial Freedom - by Submitted on Jul 17, 2013 from Michael SteadOver the past couple months, I’ve written a series of essays that have deeply challenged your beliefs and attitudes around the subject of money. The purpose of having done so is to show you the truth of what it really takes to become financially successful and to show you – no, prove to you ...
Views: 1739 - Boost Your Income - by Submitted on Jul 23, 2013 from Monica JohnesEarning money is the live top priority for most of the people nowadays. There is no easy way to get money and working for them is commonly related with long working hours and dissatisfaction. Most of us just do something to get paid for it and don't believe that there are so many easier, part- ...
Views: 1193 - Stop over impulsive spending - frugal habits of the rich - by Submitted on Jul 11, 2013 from Ella ZeenEven if you have money to burn, you need to use it in a sustainable way to avoid unnecessary financial struggles in the future. Some people have very poor spending habits and they can spend until the last coin in the pocket. This is dangerous and if you are struggling with such a habit, you ...
Views: 1058 - The Payscale of Professional Dermatologists - by Submitted on Jun 15, 2013 from Harry RosenThe occupational demand for dermatologists is steadily growing year upon year, as it has been for well over 10 years. A career in dermatology is quite satisfying and provides a variety of features that make it by far the most difficult to health care field to penetrate. Training to become a ...
Views: 2461 - Preserve Your Family’s Financial Legacy: Proper Estate Planning Is the Key - by Submitted on Jun 06, 2013 from Kris MillerWhat did Heath Ledger, Marilyn Monroe, Michael Jackson, John Wayne, Jacqueline Kennedy Onassis, Princess Diana, and Anna Nicole Smith all have in common? Aside from being mega-celebrities with large fortunes, they all had lousy Wills. And because of this, their deaths left not just emotional ...
Views: 1274 - Summer On A Budget – 5 Tips For a Back to Basics, Fun From The Farmer's Daughter - by Submitted on May 16, 2013 from The Farmers DaughterIt’s summer time again and there never seems to be enough time to get to all those things you’ve always wanted to do. How can we have the BEST summer imaginable and do it on a budget? Well let’s first see what elements make up the best summer. Elements of Your Best Summer It is often said ...
Views: 1476(1 vote) - The Only 2 Things You Can Invest - by Submitted on May 09, 2013 from Jamie BushWhen we talk about investing, most people think that there is only one way to do it. If you asked 100 people on the street what you need to be an investor, almost all of them would answer with money. While that is half correct, it is only one of the correct answers. The other one is less talked ...
Views: 1497 - Six Easy Peasy Ways of Making Money Now - by Submitted on May 09, 2013 from Matthew WoodDon’t kid yourself. Everybody loves the opportunity to make a little bit of extra cash. But wouldn’t earning money be even greater if it wasn’t that difficult – dare I say “easy”? What about if you actually enjoyed (at least a little bit) the task that proceeded those crisp notes ...
Views: 1572(2 votes) - How To Compare Balance Transfer Credit Cards - by Submitted on May 02, 2013 from Joshua RodriguezIn many cases, consumers are paying higher interest rates than they should and, they know it! In these cases, balance transfer credit cards may be a great option. These special cards allow consumers to transfer balances from other high interest rate credit cards and, consolidate multiple ...
Views: 1619 - Discover how you can make your finances strong? - by Submitted on Apr 29, 2013 from Paul BieberThere are many questions occur in the way of managing your finances. However, it is not possible to get all answers of your financial queries. Yet today, people are more aware of its different aspects. A well-managed plan plays a major role in your personal financial progress. It keeps you aware ...
Views: 1093(1 vote) - Top 6 Ways to Save Money this summer! - by Submitted on Apr 27, 2013 from James PattrickIt’s almost time for summers and most people think of escaping the heat and going to some cool and relaxing place. Also, it is the perfect time to enjoy a vacation with family and friends. In short with summers knocking at the door, the expenses of most people increase in many small or big ways ...
Views: 1199(2 votes) - What If I Can’t Pay Credit Card Debt? - by Submitted on May 05, 2013 from Stephanie MojicaWhenever you apply for an account – whether by mail, telephone, Internet, or in-person – you are signing a legally binding contract. Thus, if you are unable to pay the bill for any reason the lender can legally sue you and also pursue garnishment of a portion of your wages. In some states, a ...
Views: 1683 - Debt Relief Motivator: Set Up Debt Milestones - by Submitted on Apr 17, 2013 from Samantha SeiffertIf you look at the statistics, most of the debt relief options have a high rate of debtors who gave up and never finished what they started. This can be caused by a lot of things. It can be due to insufficient funds or they found a better way to pay for their credit obligations. But most of the ...
Views: 1965 - SelfGrowth: How To Prioritize Between Debts And Expenses Despite A Limited Income - by Submitted on Apr 16, 2013 from Samantha SeiffertOne of the factors that make a life in debt very difficult is the fact that you need to squeeze in your credit payments on top of your usual expenses. In most cases, the additional amount is not enough to cover both. When faced with this scenario, you need to choose between your debt and your ...
Views: 1938 - How To Bounce Back From The Financial Crisis Brought By Your Debt - by Submitted on Apr 16, 2013 from Samantha SeiffertWhen you are in debt, you realize that rebounding from the financial crisis will be your biggest aspiration at the moment. Your very thoughts will be filled with the desire to get yourself out of it. This is a natural response for anyone who is burdened with credit obligations that have gone out ...
Views: 2239 - How To Keep Discouragement From Ruining Your Debt Relief Efforts - by Submitted on Apr 09, 2013 from Samantha SeiffertIf you think about it, your greatest opponent in debt relief is actually yourself. Despite the effectivity of the debt relief option that you will choose, if you cannot commit to it, you will find it very difficult to get out of your credit problems. In most cases, people start with their ...
Views: 1748 - What Happened to the Baby-Boomers - by Submitted on Jul 20, 2016 from Charlie MooreWhat Happened to the Baby-Boomers? I remember graduating from High School in 1968 and like every class graduating, we felt like we were going to change the world. Well, we did change the world, but is the world a better place? You have to answer that question. Personally, I don’t think so. ...
Views: 1939(1 vote) - Tips To Practice Smart Spending Habits - by Submitted on Apr 02, 2013 from Samantha SeiffertIf you want to stay out of debt, there are a couple of habits that you need to develop first. These include budgeting, saving and smart spending. All of them are needed in proper financial management. Of the three, smart spending is the habit that will literally keep you from accumulating debt ...
Views: 2468(3 votes) - Points To Understand For Income Tax Calculation - by Submitted on Apr 02, 2013 from Anay DeshmukhEvery year, you will be faced with the task of having to do income tax calculation returns. In this context, what is essential is getting together all the various income details. You might be getting income from a variety of sources such as your salary, interest from deposits, rental income from ...
Views: 956(1 vote) - How To Calculate The Income Tax For NRI? - by Submitted on Apr 02, 2013 from Anay DeshmukhEvery year payment of income tax is mandate a per the law and every person getting income in the form of salary, earnings through business, earning through investments, rental earnings etc are subject to payment of taxes on such earnings. Income tax is not something that only Indian living in ...
Views: 1269(1 vote) - What Is The Process Of Efiling Income Tax? - by Submitted on Apr 06, 2013 from priya sharmaIt is essential for everybody in the country to pay income tax. Surprisingly only 3.24 crore people make payment on income tax every year and that is not much given the population figure and the fact that there are so many people earning income every day. As an Indian citizen it is mandatory to ...
Views: 1514 - How To Make A Frugal Budget - by Submitted on Mar 26, 2013 from Samantha SeiffertSubmitting to a budget can prove to be life changing. It can literally alter how you live every day because of the expenses that you have to let go or change. The usual scenario for a budget is to make sure you spend less and some people are hesitant to go about this change because of it. ...
Views: 1895(1 vote) - What Not To Do During Debt Negotiation - by Submitted on Mar 26, 2013 from Samantha SeiffertDebt settlement is an effective debt relief solution and the great news is, you can do it on your own. Some people think that this is best left in the hands of a professional. While there is nothing wrong with that, there is a service fee that you need to pay for on top of the actual settlement ...
Views: 1724 - How To Make Smart Debt Decisions - by Submitted on Mar 26, 2013 from Samantha SeiffertWhile debts should really be avoided, you need to understand that there are smart ways to go about your debt decisions. In today’s fragile economy, you really have no choice but to practice wise spending habits. Gone are the days when you can just swipe your cards for every little purchase ...
Views: 1763 - How To Organize Your Personal Finances - by Submitted on Mar 19, 2013 from Samantha SeiffertOrganizing your personal finances is not an easy feat especially if you are used to spending left and right. However, recent economic struggles shook us from our comfort zone and our sense of financial security. What you thought worked before cannot remain to be your lifestyle now. While a ...
Views: 1988(2 votes) - Tips To Build Up Your Emergency Fund - by Submitted on Mar 19, 2013 from Samantha SeiffertBuilding up your emergency fund will save you a lot of headaches in the future. You owe it to yourself to make sure that your future will be spared from the stress of dealing with a problem without any hope for financial assistance. Think about it. Wouldn’t it be great to be able to face your ...
Views: 1586 - Proper planning can relieve you from unnecessary stress this tax season - by Submitted on Mar 12, 2013 from Bhavesh BhatiaThis time of the year is back once again when some of us really get stressed out due to tax problems while others remain cool and relaxed as they are organized with their tax documents. Whether you love or hate this season, everybody have to face tax season. Many people are competent enough to ...
Views: 1207 - Cost Friendly Weekends For People In Debt - by Submitted on Mar 11, 2013 from Samantha SeiffertWho ever said that you should stop having fun when you are in debt? Even if your budget is limited and most of your extra money is going to your debt payments, that does not mean you should suck out all entertainment activities. You can choose among many cost friendly activities that may ...
Views: 1581(1 vote) - How To Minimize Debt Payment Obligations - by Submitted on Mar 11, 2013 from Samantha SeiffertBeing in debt puts you in a different level of financial restriction. You need to understand that you need to put as much amount into your debt payments as you possibly can. That could mean increasing your income or decreasing your expenses. The difference between the two will be your disposable ...
Views: 1535 - What Budget System Should You Use For Financial Management? - by Submitted on Mar 05, 2013 from Samantha SeiffertA budget is not the easiest plan to follow. At the very least, it takes some time to get used to monitoring every penny that you spend on a daily and monthly basis. This is actually why some people are not enthusiastic in submitting themselves to these plans. Not only do they perceive it to be ...
Views: 1645(1 vote) - Recovery From Divorce and Personal Finance Planning - by Submitted on Mar 05, 2013 from Carol FergusonThe financial advice I would give to divorced women is: education. Find something that can educate you; whether it's creating more income, or managing money or something educational about finance. Doing something, I'm a big believer in do what you love, because when you do what you love, the ...
Views: 1369(1 vote) - Tips To Minimize Your Grocery Expenses - by Submitted on Mar 04, 2013 from Samantha SeiffertBudgeting is one of the key aspects in proper financial management. It does not matter if you were forced to budget because of your debt or a looming purchase that requires a huge amount of savings. Financial management is important to make sure you have a healthy household wealth. Part of ...
Views: 1579(1 vote) - The Benefits Of Bringing A Brown Bag To Work - by Submitted on Mar 04, 2013 from Samantha SeiffertThat brown bag seems like too much of a chore but if you are currently tight in cash, you may want to reconsider. When you eat out, you do not only spend more, you are also usually rushed as you compress the actual meal time and the travel to and from the dining spot. You should also consider ...
Views: 1860 - 5 Budgeting Tips For Lazy People - by Submitted on Mar 04, 2013 from Elisa IemmolaThe budget is the only tool that helps you understand your spending and saving. If you want your spending to be under control, pay-off your debt quickly and manage money properly, you need to have a written home budget. Lazy people don’t track their expenses properly and thus struggle with their ...
Views: 1489 - How to Use the Tax Season to Organize Your Finances - by Submitted on Mar 01, 2013 from Chris SnellingAlmost everyone agrees that organizing, calculating, and reporting your taxes is a long and difficult process. However, because of excellent tax software and online filing, the calculating and reporting is now much easier. That leaves us with the problem of organizing our taxes each year, ...
Views: 883 - How to Get Financial Aid for Single Moms - by Submitted on Mar 01, 2013 from Samantha SeiffertBeing a single mom can be quite a challenge. It is all the more difficult when you have limited resources that is not enough to support the household. The good news is there are financial assistance programs that are directed towards single moms. While circumstances have left them solely ...
Views: 1383 - 3 Debt Negotiation Tips To Ensure Debt Freedom - by Submitted on Mar 01, 2013 from Samantha SeiffertGetting out of debt is undoubtedly the hardest thing that you will ever encounter. The road towards debt freedom is filled with frustrations, discouragements and temptations. Having to squeeze all your expenses to fit your limited budget is no easy feat and this is why a lot of people opt to ...
Views: 1526 - What Benefits can you Avail if you Retire Later? - by Submitted on Feb 23, 2013 from James RobertWhen you are planning for retirement, you need to keep in mind your financial situation. Whether you should work for a longer period, depends on the suggestion you get from your financial planner in Chatswood. With considerable medical advancement, most of the individuals today are leading a ...
Views: 1207 - Diversify Your RRSP and TFSA Portfolio - by Submitted on Feb 21, 2013 from Samuel LiAre you putting all your eggs into one basket? Have you ever wondered why street vendors often sell unrelated products. For example,sunglasses and umbrellas? That may seem weird, doesn't it? After all, how often would a customer purchase both items at the same time? Street vendors understand ...
Views: 1229 - What Can A Financial Advisor Do For You? - by Submitted on Feb 21, 2013 from Jennifer NoblesA financial advisor is an important part of your personal financial health. A good financial advisor will not make concrete decisions for you, but rather help you to steer your own decision making process. This gives you empowerment and confidence over your investments, and this is the most ...
Views: 1471 - Is There Such a Thing as Good Debts? - by Submitted on Feb 11, 2013 from Samantha SeiffertHave you ever heard the phrase “good debt”? Is there such a thing? If you ask anyone who had been in debt, there is no good debt. On that note, there is no bad debt either. What you have is a credit obligation that can turn for the worse depending on how you respond to it. Debt is just debt. ...
Views: 1445(1 vote) - How to Deal with a Maxed Out Credit Card - by Submitted on Feb 11, 2013 from Samantha SeiffertCredit card debt is very easy to fall into. The allure of being able to acquire things and services despite lacking the physical money to pay for it is very strong. This is why a lot of people usually end up maxing out their cards. When you have maxed out your cards, this means you reached ...
Views: 1828(1 vote) - Credit Unions vs. Banks - by Submitted on Feb 08, 2013 from Justin KraneCredit unions have their perks. Monopoly. Loved it. Did you love being the banker? The one with the big wad of cash? Those were the good old days when it was cool to be the bank. Today, it ain’t so cool to be the bank. Why? * All of the pens at the bank that you use to fill out the ...
Views: 987(2 votes) - The Benefits of Using Student Discounts in Australia - by Submitted on Feb 07, 2013 from Dylan MatthewAll students in Australia are fully entitled to concessions on public transport, discounts, health care, event tickets and much more. Depending if a student is studying full or part time, will determine what discounts they are eligible for and in some instances will also be determined by a ...
Views: 958 - Simple Steps to Get Rid of Your Multiple Credit Card Debt - by Submitted on Feb 06, 2013 from Michael ReyCredit cards are common among people today. Though some people use them sensibly, many struggle to use their credit cards properly and get into debt. One of the main reasons why people struggle with their credit cards is that they take multiple credit cards. More credit cards mean more credit ...
Views: 824 - How to Make the Most Out of Your Money - by Submitted on Feb 05, 2013 from Samantha SeiffertAfter every economic crisis, society becomes cautious of how they spend their money. As they slowly get out of the slump, they hold on to their finances for fear of a sudden downward spiral that will send them back to another financial crisis. Well the good news is the country’s economic ...
Views: 1324(1 vote)