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If you ever wanted to get ahead financially… if you ever thought you wanted to get out from under a sea of debt… if you ever wondered where the money went… YOU NEED A BUDGET! But how do you develop a good budget and how do you stick with it?
Developing a Workable Budget
Review ... Views: 1603
The United States continues to lag behind other major industrialized nations in the percentage of the population with a college degree, according to a recent series of studies released by the Making Opportunity Affordable project.
Although currently ranked tenth among industrialized countries ... Views: 900
If you are an employee, you can get a 40% pay raise without ever asking the boss. And it's all tax-free. Similarly, if you are an employer, you can show each of your employees how they can earn a 40% pay raise and it won't cost the employer a thing. Before writing me off as being a pair short of ... Views: 1305
It’s a new year - time for new resolutions and goals. Here’s one that will help you get organized while warding off the post-Christmas financial blues – use what you have. You’d be surprised at how many items you have lying around that you’ve never used. Items that, by using them, will create ... Views: 894
New Year’s Day may have come and gone, but that doesn’t mean you shouldn’t make some resolutions to improve your finances. Taking care of your financial business early in the year could help keep your finances in shape in 2008 and beyond. I just finished going through my own financial ... Views: 975
The Five Roads to Financial Success and How to Choose Your Own
There are basically five ways that you can become wealthy starting with nothing in America based on over 25 years of research into American millionaires. Number one, you can inherit it. Less than 10 percent of wealthy Americans ... Views: 1265
It would be great if you could dial 911 and report an emergency credit problem. The truth is you can. You can create an emergency credit situation and use that urgency to begin developing a strategy for your personal credit success. A strategy for success can vary in many degrees. It could be, ... Views: 824
When you need a real estate appraiser in North Carolina, you need to put some time into the process. The appraiser you hire needs to be someone professional who will be able to give you the best and most accurate value of the home or apartment you are either buying or selling. With that ... Views: 1943
Yesterday a student of mine called me to evaluate a rental property they were looking at and they were extremely disappointed to find that they would only have a $30 per month cash flow. I told them that it was still a great deal. Here is why...
Let’s first of all define what cash flow is. ... Views: 742
Private lenders are typically not loaning on real estate. You want to look at those people who are earning low interest rates. You can’t convince someone who is already earning 20% that they should do this with you because unless you want to pay more than 20% interest, it wouldn’t make sense to ... Views: 669
As a rule, the word "frozen" is associated with ice, frozen vegetables, winter and frost. And you will certainly think of a credit report frozen last of all as this procedure happens rare and is used in the case of emergency.
It's a common practice to make credit cards frozen and it implies ... Views: 835
This is the one we all do, right? We plan financially for our futures by investing, saving, budgeting or all of the above. We deprive ourselves of that new car, new house, big boat, new motorcycle, new furniture, etc, etc, etc. We do all this because we’re good financial planners and we want ... Views: 1167
Credit Repair can be easy if you have the right tools. One of the hardest parts of repairing your credit report is deciphering the laws. This "how to" article is written in terms that are easy to understand and cut through the legal jargon.
Debt Validation:
Let's say you owe Mike (original ... Views: 6367
OK, I admit it. I like football. This season has been especially exciting to watch. Although I don’t understand all the strategies just yet, I enjoy watching the carefully planned plays. Sometimes they work, sometimes they don’t, but nevertheless, very fun stuff to watch.
As I’m watching ... Views: 1126
Visuals in the skill gaming framework are intrinsically as important as the games themesleves. This may sound and look obvious but the two parts are not separate but mutually exclusive.A gaming platform needs to have all the essentials ,look ,feel, dexterity and of course seemingly addictive ... Views: 999
If money isn't the number one thing that people get stressed out about, it's certainly way up at the top of the list! Let's face it, in this modern era we depend on money for just about everything we have and do in our lives. There were times when most people would barter, but those days are ... Views: 1265
Start From Nothing and Become Financially Independent
More than eighty percent of self-made millionaires in America began with nothing or in many cases, less than nothing. I can certainly relate to that because when I was growing up and right into my early 30s, I never had any extra money with ... Views: 1276
Investing is a function of time and money. If you start early, you have a lot of time and you will not need as much money. If you start late, you have little time and you will need much more money to begin your investing.Become an investor first, start your career second. If you become an ... Views: 1128
Once you figure out that you don't have any money left in your checking account, and you are digging loose change from your sofa cushions to pay the pizza man, you know you NEED to budget. In the United States, it seems most people buy and don't think much about saving money and conserving. When ... Views: 866
A guide for divorced women and single moms
After the emotional trauma of a divorce, reality sets in and slaps you in the face. You are now alone, dealing with so many issues and responsibilities that once were shared. The overwhelm can be paralyzing….or empowering. Your finances and ... Views: 1437
There has been a ton of discussion lately about stay-at-home moms sacrificing their financial health for the sake of raising their children. Whether you agree or disagree with this statement, there are a lot of moms returning to the workforce to make an extra buck and keep their foot in the ... Views: 812
Developing a positive mindset is essential when starting your work from home business.
Five years ago, when I was preparing to leave my corporate position, I was battling with myself on my approach to developing the financial and time freedom I so desired. The reason for the dilemma was the ... Views: 793
How much happiness is there in a piece of paper with the word "happiness" printed upon it?It depends on the person who holds that piece of paper...
How much value is there in a 100 dollar bill?
Same thing...
If you think you're poor and have just enough to make ends meet, an unexpected 100 ... Views: 1605