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Debt and Debt Consolidation Articles
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- "Not Paying Credit Card Debt- You Can Run but You Can't Hide" - by Submitted on Feb 13, 2011 from Joseph Hernandez"What would happen if I stopped making payments on my credit cards?" By not paying credit card debt, some people mistakenly believe that their debt will go away. Well, it's not that easy. You see the vast majority of creditors and debt collectors won't simply forget about a debt- especially ...
Views: 1198 - Questions You Should Ask Yourself when Scouting for Debt Consolidation Loans - by Submitted on Nov 22, 2012 from Alexandra SmithIn this post, let us talk about questions you need to carefully consider while shopping for and comparing the offers for debt consolidation you receive from various lenders. Do I really need one? Keep in mind that debt consolidation loans are usually extended to consumers who have incurred ...
Views: 1197 - Using Your Debt as a Fuel for Success - by Submitted on Jan 14, 2013 from Samantha SeiffertAnyone who had been in debt can attest to how devastating it can be. Not only does it paint a picture of financial failure, it also shows the world just how incapable you are of handling your own money. Or does it? More specifically, the question is, will you allow it to portray you that ...
Views: 1196(1 vote) - Reputable Debt Management Companies - How To Find The Best Debt Management Company - by Submitted on Aug 13, 2009 from Keith GarrowWhen you have serious debt problems and you turn to a debt management company for help, you really cannot afford to take chances. All too often people make the decision to deal with their debt problems once and for all, they sign up with a company, and a year or so down the line they find that ...
Views: 1195(2 votes) - Credit Card Debt Relief And The 2 Most Popular Methods Being Used - by Submitted on Jun 05, 2012 from Michael LenzAny consumer who is deep in debt should consider using some type of credit card debt relief if they want to regain control of their finances once again. The burdens of being in debt would not only disappear, but the savings a consumer would realize could be significant. How much you owe and the ...
Views: 1194 - Erasing Bad Credit Reports – Find Out the Truth About Promises to Erase Poor Credit History - by Submitted on May 25, 2009 from Keith GarrowI am forever surprised at the volume of sites and adverts on the internet claiming to wipe out bad credit reports. These appeal to the same desire in all of us as those adverts promising to give us the secret of getting rich quickly without having to work at it. Sadly, both such claims are ...
Views: 1193(2 votes) - Stop a Tax Levy by Entering into an Installment Agreement - by Submitted on Sep 17, 2009 from Matt RobinsonSo you need to stop a tax levy? This is a difficult situation to be in. It means that you owe the IRS money, but have not decided to pay them or even attempt to do so. There are many ways to stop a tax levy which include bank levies, wage levies (often called wage garnishment) and so on. Some of ...
Views: 1193(3 votes) - Can creditors reject a trust deed? - by Submitted on Oct 24, 2013 from Charlie MaineA trust deed, also described as a "protected trust deed" or "Scottish trust deed" must be accepted by sufficient creditors for it to be worthwhile for the debtor. This method is recognised as the trust deed getting "protection" and is not definitely guaranteed. Most creditors are happy to go for ...
Views: 1192 - Maxed out your credit cards? Max out your payments, too - by Submitted on Feb 05, 2016 from Kevin RobertsonWe all hate getting our credit-card bill weeks after the benefits of retail therapy have worn off. After you check your statement, you might choose to pay off the balance in full by the due date. You'll pay no interest, thus you're using your credit card wisely. On the other hand, you ...
Views: 1192 - There is a Way to Solve Your Credit Woes - by Submitted on Aug 24, 2010 from Trevor PoulsonRight now, credit problems are plaguing a lot of people because the economy isn’t exactly in the greatest of condition. Because of lost jobs, hours being cut, and issues with the housing market, many individuals have not been able to preserve their credit. They have tried, but they have been ...
Views: 1191 - Important Facts on Mortgage Prequalification - by Submitted on May 28, 2009 from Krista ScruggsObtaining a mortgage prequalification is the single most important step to ensuring that you are seen as a serious contender for a piece of real property. Moreover, it provides you, the consumer, with the amount of money that a bank is willing to lend for the sake of obtaining a home. Going ...
Views: 1190 - Insuring Your Car is an Absolute Must - by Submitted on Feb 01, 2010 from Lynne CampbellMaintaining car insurance is a requirement of most states. Yet, even if your state does not require that you carry insurance, it is still a great idea to have this protection. Getting into an accident can destroy your budget overnight if you don't have proper insurance. As rates go down and ...
Views: 1189 - How to Understand Your Credit Card Debt Situation - by Submitted on Apr 15, 2011 from Cole CollinsAlthough the average American household maintains $30,000 in credit card debt, many people have absolutely no idea just how bleak their situation really is. Not only is it responsible to pull your own credit report at least once a year, but keeping a constantly-updated ledger with current debts ...
Views: 1188 - How Does the Statute of Limitations Affect Your Credit Repair? - by Submitted on Jun 14, 2009 from Krista ScruggsA statute of limitations defines a set frame of time during which legal action may be taken. With very few exceptions, all debts have legally defined statutes of limitations. These are usually state rules, and for an unsecured debt a statute of limitations may run from three to six years. After ...
Views: 1187 - Learn How To Write A Credit Dispute Letter That Gets the Job Done - by Submitted on Apr 16, 2010 from Chuck MachadoAre you wondering how exactly to write a dispute letter. What terminology do you use and what is worth disputing on your credit report. Do you file a collection dispute letter if the mark against your credit report is obviously correct? How many times can you dispute items on your credit report? ...
Views: 1187 - What to Do if You Are Being Sued for Credit Card Debt - by Submitted on Jul 22, 2009 from Keith GarrowBeing sued for debt is a frightening thought, but is an increasingly likely scenario for many consumers struggling through the credit crunch. One of the most common forms of consumer debt is money owed to credit card companies. The reason for this is not least because it is often very easy to ...
Views: 1187(3 votes) - How To Get Out And Stay Out Of Debt - by Submitted on Jan 29, 2010 from Candace CzarnyMost of us are in debt and we are painfully aware of it. With rising credit card balances and lower salaries, the math just doesn't add up to a positive financial statement – for anyone. But just because you're having troubles now with your debt doesn’t mean this has to be the case forever. You ...
Views: 1186(2 votes) - Help I want To Eliminate Credit Card Debt - by Submitted on Feb 12, 2010 from Mike O'BrienWith the economy still recovering from the recent recession, it is not a bad idea to set a new year's goal of strengthening your financial situation. One of the best ways to do this is by eliminating as much debt as possible, especially credit card debt. When trying to get out of debt, is always ...
Views: 1185(1 vote) - How To Pay Debt Off - Understanding How To Pay Off Your Debts - by Submitted on Feb 23, 2011 from Keith GarrowWe all live with debt to some extent because it has become an essential part of modern life, but when the balance tips and the amount of debt we have becomes too much for us to keep up with, then serious problems can occur. This situation comes about for many reasons. International economic ...
Views: 1184(1 vote) - Book Review: The Road to Wealth: A Comprehensive Guide to Your Money - by Submitted on Sep 29, 2007 from Debbie MolisThis book review is part of a series that covers the topic of Debt and Debt Consolidation. The Official SelfGrowth.com Guide to Debt and Debt Consolidation is Leo J. Quinn. Dealing with Debt and learning about Debt Consolidation can help people overcome the challenges associated with debt and ...
Views: 1181 - 4 Tips to Help with Loan Modification and Avoid Foreclosure - by Submitted on Oct 25, 2010 from Jeremy SelbIf you are facing financial problems due to the recent recession you may be in need of loan modification to help you deal with it. Loan modification is a safe way to get you back on top of your financial situation and quite possibly save you from the foreclosure process. Many people have lost ...
Views: 1179(4 votes) - The Main Benefits of Debt Consolidation Loan - by Submitted on Jul 19, 2012 from Devid PitersionMost of us have bills and debts to repay. Debt accumulation is easy but paying off is not so. If you allow your debt to spiral out of control, you will end up in circumstances that will overwhelm you financially. A solution for this problem may lie in debt consolidation. You can consolidate all ...
Views: 1179 - How Do Payday Loans Work? - No Credit Checks Payday Loans - by Submitted on Mar 31, 2020 from Shubham SardaAs you are just beginning to use the internet, you probably have come across many questions about how do payday loans work. These types of loans have been around for years but have recently gained in popularity. So how do you get a payday loan no credit check? There are many reasons that ...
Views: 1178 - Trust Deed Complaints: Your Guide - by Submitted on Oct 24, 2013 from Charlie MaineThe most recent edition of the Financial Ombudsman Service (FOS) newsletter is particularly focussed on the rising amount of complaints regarding lending, debt collection, and debt advisory services. You can read all about complaints relating to trust deed advice Scotland and the part FOS has in ...
Views: 1178 - Debt: Friend and Enemy - by Submitted on Jun 14, 2011 from Renee BarnowA few weeks ago, the United States reached its debt ceiling of $14.294 trillion. What an untenable position. The staggering, difficult to visualize, debt makes running the country quite a challenge. Without raising the ceiling again, one of the richest countries in the world could default on its ...
Views: 1177 - Helpful Points About Debt Consolidation By Debt Manager - by Submitted on Mar 25, 2013 from Devid PitersionThere has been an ongoing crisis in the banking world ever since the US sub prime crisis of 2008-2009, though it has not been much evident in Australia. These problems were laid at the feet of many banks and bankers sanctioning housing loans without any due diligence to individuals and ...
Views: 1176 - Effective Methods Of Picking Out Debt Settlement Firms - by Submitted on Feb 13, 2011 from Cole CollinsThere's more than a few questions that borrowers thinking about debt settlement should ask from the legitimate companies providing such resources, but the primary consideration should always remain the origins of their corporate funding. Put plainly, debt settlement firms which take any ...
Views: 1175 - Free Debt Counseling: Does it really help? - by Submitted on Sep 13, 2011 from Ben JovenThere are so many people out there with credit card debt, the latest statistics show that the average American has around $15k in credit card debt and there is about $2.41 trillion in unsecured consumer debt out there in the US. Everybody has used a credit card at a certain point in their ...
Views: 1174 - How to Avoid the IRS Crippling Your Business - by Submitted on May 08, 2013 from Henry GoudreauBusiness winds down, payments slow up and cash flow barely exists. To compensate, you delay paying Uncle Sam. Before you know, the IRS is knocking on your door, assessing fines, fees and interest. You know you owe. You’ve checked that, but what do you do when you haven’t got the ...
Views: 1171 - Top 3 reasons to Apply for Credit Card Consolidation - by Submitted on Aug 18, 2012 from Devid PitersionAre you having a difficult time keeping track of all your monthly billings? Credit card bills can especially hurt you because they slap late payment penalties on top of your interest rates which are higher compared to secured loans. Then you should consider credit card debt consolidation to ...
Views: 1171 - External debt - by Submitted on Apr 19, 2013 from rajiv mahajanExternal debt External debt (or foreign debt) is that part of the total debt in a country that is owed to creditors outside the country. The debtors can be the government, corporations or private households. The debt includes money owed to private commercial banks, other governments, or ...
Views: 1169 - Fundamentals of Paying Your Debts - by Submitted on Feb 02, 2008 from Mike KillianOkay, you feel your debt is out of control and it is too late to say, "I wish I had taken action sooner." What do you do? First of all you don't panic and you keep things as simple as possible. Secondly, look to see just how bad it really is. Third, decide which of 4 actions to take with your ...
Views: 1168 - "The Reason Why It's Essential to Repair Credit with Debt Settlement" - by Submitted on Nov 02, 2010 from Joseph HernandezIt is very crucial to repair credit with debt settlement. Most consumers don't understand why. The biggest issue that i hear from my valued clients is: "If I negotiate my financial obligations with my creditors, I am afraid that my credit rating could get destroyed". I know. The truth is, if ...
Views: 1165(2 votes) - Read the Fine Print - by Submitted on Mar 20, 2011 from Grampa KenWhen you shop beware! Important buyer information may be lurking! "Accepts no responsibility... Terms are for one year after which... Use of this product is entirely... "Warranty does not include... Valid only with the activation of... Company reserves the right..." Often camouflaged ...
Views: 1165 - The Dark Side of a Trust Deed - by Submitted on Oct 24, 2013 from Charlie MaineA Trust Deed can be a pragmatic and effective solution to spiralling debts but the way many less-than-trustworthy "advisors" are reeling debtors in is worrying and dangerous. The nature of a Trust Deed is that it may not be a stroll in the park, you are dealing with nasty amounts of debt. Here ...
Views: 1162 - 10 Easy Ways to Save Money for Your Debt Settlement Program - by Submitted on Jan 23, 2012 from Gregory DeVictorDebt settlement allows you to settle your debts, making one low monthly payment, and to get out of debt in a shorter amount of time than by paying back your balances in full. With debt settlement, the savings are often greater than with debt consolidation. While credit card debt can be expensive ...
Views: 1160 - The Truth about Debt - by Submitted on Jan 30, 2010 from P. Christopher MusicGood debt, bad debt - is there a difference? By Christopher Music Do we really need debt? Is debt actually something that is part and parcel of our economic existence? Let’s take a look at what debt really is. It’s defined as one owing something to another or the condition of ...
Views: 1160 - 3 Steps To Getting Out Of Debt - by Submitted on Sep 30, 2008 from Cindy MorusThis is part of our Pay Debt Quickly series sponsored by PDQ Pay Debt Quickly kit. Are you struggling with debt? I’ve been there (and it was a major cause of my divorce). This is information I wish I had known then. As always, feel free to comment below. Step 1: Draw a Debt ...
Views: 1159 - Debt Management Company Help - by Submitted on May 26, 2012 from Keith GarrowPerhaps you have realised you are heavily in the red but you don't know how you can escape? You will find thousands of people in the exact same situation as you are. One particular method of obtaining assistance regarding your debts would be to make use of a debt management business. Debt ...
Views: 1158 - Knowing The Towable RV That Fits You - by Submitted on May 31, 2012 from Rachel SchwartzRecreational vehicles, more commonly called RVs help give us a combination of transportation, living accommodations for travel and recreation, and camping. There are many RV aficionados all over the country and this is why RVs cover a wide variety of tastes, interests, and budget ranges. ...
Views: 1158 - GUIDE TO THE BEST CREDIT REPAIR COMPANIES - by Submitted on May 07, 2018 from Alvina JenniferThe issue of bad credit In today’s world, having all of your bills paid up on time and maintaining a good credit is a must. In majority of the cases, unfortunately due to some unavoidable factors people fail to meet all of the required deadlines and hence end up within the never-ending loop of ...
Views: 1157 - Top Debt Plans – Finding The Best Debt Payment Plans - by Submitted on Nov 04, 2010 from Keith GarrowIf you are wondering how to pick the best debt plans, then you might want to ask for assistance. You may have a considerable debt so you need to act upon it. There are various options open to you, but to find the best one for your situation you really need expert advice that you can trust. You ...
Views: 1157(3 votes) - What Is A Debt Validation Letter? - by Submitted on Oct 23, 2012 from Chris GrimbilasMany people have heard of them and the internet is full of stories about them, but the question persists. What is a debt validation letter? Let's start with the simple definition and go from there. In it's simplest form, when you consider what is a debt validation letter, it is a request for ...
Views: 1157 - Bad Credit Debt Relief Solutions - by Submitted on Jan 19, 2011 from Joseph HernandezIf your credit score is bad, there are some bad credit card debt relief selections. But that does not mean it’s not important to be aware of your options. It even makes it more essential. Payday Loans It is not a shock that weak people are simple to take advantage of. A typical example are ...
Views: 1156 - Settling Credit Card Debt To Eliminate Credit Card Debt Quickly - by Submitted on May 06, 2012 from Brian FarrellIf you have large debts, and are thinking about settling credit card debt, bankruptcy is not inevitable. Indeed, there is another option; credit card debt settlement. Credit card debt settlement is by far the quickest way to settle their credit card debt, without pursuing the bankruptcy ...
Views: 1156 - Business Tip: Building Your Cash Reserves - by Submitted on Dec 01, 2009 from Barbara PhillipsCertainly you have heard from financial experts that you should have a three month cash reserves at all times. The premise behind this is to protect you should you get sick, loose or job or have unexpected expenses crop up. This is even more important for your business. In fact, three months ...
Views: 1155(2 votes)