Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Articles from joseph hernandez | Selfgrowth.com
- "The Debt Collection Industry And The Games They Play" - by Submitted on Jan 22, 2012 from joseph hernandezThe debt collection industry is notorious for profiting from people that are struggling to pay their debt. They take advantage of the fact that most debtors don't know their rights regarding the collection of a debt. If you are in default (delinquent) with one or more of your debts, please ...
Views: 1199 - How Professional Credit Repair Can Put $1,000's in Your Pocket - by Submitted on Jan 22, 2012 from joseph hernandezIn this article, we demonstrate how professional credit repair can save you money. Obviously, better credit equals lower interest rates, usually a lower down payment, better loan terms, and easier qualifying. Having good credit has other benefits as well. For instance, more employers are ...
Views: 879 - "Identity Theft Is A Like A Bad Dream That Never Seems To End" - by Submitted on Jan 22, 2012 from joseph hernandezIdentity theft is a growing problem. Millions of Americans become victims each year. Identity theft occurs when an individual steals your personal information. e.g., social security number, banking info, etc., for criminal purposes. Millions of people become victims each year. Due to the ...
Views: 865 - "The Truth About Debt- What Will Happen If I Stop Making Payments?" - by Submitted on Jan 22, 2012 from joseph hernandezSome of us that carry an excessive amount of debt simply stop making payments- however, the debt collectors won't simply disappear. Most of them will do everything in their power to collect a debt. And consequently, your credit will be ruined up to 10 years! On a sub-conscious level, it's ...
Views: 723 - "If You Stop Paying Your Credit Cards can You get Sued?" - by Submitted on Jan 22, 2012 from joseph hernandezIf you stop paying your credit cards, it is possible, but highly unlikely if you have a lot of unsecured debt(e.g. credit card, medical bills, collection/charge-offs). Creditors and debt collectors of unsecured debt do have a right to pursue legal action to collect an unpaid debt. However, ...
Views: 988 - Your Best Debt Relief Option May Surprise You - by Submitted on Jan 22, 2012 from joseph hernandezI know it can be confusing which debt elimination program or strategy to choose. This article illustrates the differences between the various alternatives. The best debt relief option available to you depends mostly on the amount of your debt you carry and if you have the funds to reduce the ...
Views: 858 - Credit Card Traps- What Every Debtor Must Know - by Submitted on Jan 17, 2012 from joseph hernandezThe credit card companies are smart. Very smart. Many of them are constantly on the hunt to drown as many people as they can, for life. And they often succeed. They use credit card traps that would put a frown on the devil himself! It Starts Out Innocent... O.K. You receive an offer in the ...
Views: 616 - What You Must Know before You Settle Credit Card Debt Yourself? - by Submitted on Jan 17, 2012 from joseph hernandezThe question of whether or not to settle credit card debt yourself depends on how much experience and expertise you have dealing with creditors, debt collectors, credit bureaus and the laws that relate to the above. It also depends how much time you have because there is a lot of paperwork ...
Views: 484 - "Debt Collection Tactics- How to Legally Avoid Paying Your Debts" - by Submitted on Jan 16, 2012 from joseph hernandezMost people aren't aware of debt collection tactics that are available to debtors. These strategies allow debtors not to be legally responsible to pay back their unsecured debt. One of the debt collection tactics refers to a federal law known as the Statute of Limitations (SOL). This statute ...
Views: 1378