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Debt and Debt Consolidation Articles
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- Ten Tips to Improve Your Credit Score Instantly - by Submitted on May 30, 2012 from Diana YoungTen Tips to Improve Your Credit Score Instantly Diana Young Author – Financial Fitness Books for Beginners www.financialfitnessbooks.com Want to boost your credit score but don't know where to begin? Follow these simple steps and begin improving your credit score today. 1. Know ...
Views: 1974(1 vote) - How To Rebuild Your Life After Debt - by Submitted on Feb 18, 2013 from Samantha SeiffertGetting out of debt is an ordeal that not everyone can actually complete. It is riddled with frustrating moments, strength draining efforts and a various temptations that can really put some stress into your debt relief program. But if you stay true to the whole plan, you may just find ...
Views: 1971(1 vote) - Debt Relief Motivator: Set Up Debt Milestones - by Submitted on Apr 17, 2013 from Samantha SeiffertIf you look at the statistics, most of the debt relief options have a high rate of debtors who gave up and never finished what they started. This can be caused by a lot of things. It can be due to insufficient funds or they found a better way to pay for their credit obligations. But most of the ...
Views: 1965 - Debt Settlement - Can I Just Settle My Credit Card Debts by Myself? - by Submitted on Feb 13, 2010 from Jesse NiesenIf you have just a couple of debts, or under $10,000 in total unsecured debt, then you could try to talk to your creditors directly to settle the accounts yourself. However, if you have over $10,000 in debt, especially if you have over $25,000 in total debt, or you just need the structure ...
Views: 1965(2 votes) - The Credit Bureau: What is it and why is it messing up my life? - by Submitted on Mar 01, 2011 from Matthew WierzbinskiUnderstanding what and who the credit bureaus are can seriously help you understand your credit and how it works which is something everyone needs to know. Basically, each credit bureau is a ‘holding tank’ of information about how you handle some of your finances. It does not contain everything ...
Views: 1959(1 vote) - Top 10 Tips to Become Credit Card Debt-Free - by Submitted on Aug 03, 2012 from alapati amarendraDo you have credit cards and have a lot of debts? Is your main concern to be credit card debt free? Credit card debts are actually not a big problem as long as you know how to manage your finances correctly. Those who suffer from high credit card debts are those who lack control on their ...
Views: 1959 - Credit Karma Free Score: Is It Accurate for Credit Repair? - by Submitted on Aug 05, 2016 from John McConnellThe importance of regularly checking credit reports is not lost on many people. It remains the fastest and most effective way to monitor your credit score and protect yourself from identity theft. By reviewing your report on a regular basis, you are able to catch any discrepancies early and ...
Views: 1958 - Selling or Buying Credit Repair Services? Read This Before You’re Busted. - by Submitted on Sep 11, 2011 from Steve RhodeThe latest unbelievable resurgence in the debt relief world is advanced fee credit repair. That ship sailed a decade ago, at least. Companies are telling marketers that they can sell credit repair services and basically “charge whatever” they want to. But there is this little thing called ...
Views: 1956 - Personal Finance Help that Challenges the Status Quo - by Submitted on May 13, 2010 from Bern BuentipoAre you looking for personal finance help that will reap results? Are you tired of dealing with a faltering budget and want to regain control of your finances? When it comes to our money, too often we simply accept the status quo, take advice at face value, and do what everyone else is doing ...
Views: 1953(1 vote) - Debt Consolidation Loans :Bad credit are obtainable for borrowers in debt - by Submitted on Sep 12, 2012 from Alan PolyDo you have bad credit increase and desire to get better it? You can do it now very simply by consolidating all your debts into a lone debt. Yes, it is likely now with bad credit debt consolidation loans- an restricted chance for bad credit scorer to improve their credit score. How bad ...
Views: 1951 - Debt consolidation loan: Console your debt and live a peaceful life - by Submitted on Jul 13, 2011 from Alan PolyAre you in drowning debt? The major issue of people in debt is the problem that the face like harassing call from the lender and the tension of it causes health problem and it is very difficult to cop up with this problem but debt problem can be solve with the help debt consolidation loan ...
Views: 1949 - SelfGrowth: How To Prioritize Between Debts And Expenses Despite A Limited Income - by Submitted on Apr 16, 2013 from Samantha SeiffertOne of the factors that make a life in debt very difficult is the fact that you need to squeeze in your credit payments on top of your usual expenses. In most cases, the additional amount is not enough to cover both. When faced with this scenario, you need to choose between your debt and your ...
Views: 1938 - 5 Tax Debt Relief Strategies - by Submitted on May 28, 2010 from Khmer Lee LugodThere are different ways to pay off your tax debts and hiding from the IRS is definitely not one of them. Once you get notifications and phone calls from the IRS agents, it's time to take things seriously because the agency will not stop until you've settled your tax debts. If you're in the same ...
Views: 1901(1 vote) - Five Ways to Motivate Yourself to Get Debt Free - by Submitted on Feb 13, 2015 from Dixie SomersPaying off your debt balances is one of those things that you may know needs to be done, but you may struggle to find the motivation to get started and to stick with your effort. Finding a way to get motivated to finally take action can help you to achieve the goals that you have established for ...
Views: 1901 - How To Make A Frugal Budget - by Submitted on Mar 26, 2013 from Samantha SeiffertSubmitting to a budget can prove to be life changing. It can literally alter how you live every day because of the expenses that you have to let go or change. The usual scenario for a budget is to make sure you spend less and some people are hesitant to go about this change because of it. ...
Views: 1895(1 vote) - Bankruptcy - How To Succeed 6 - by Submitted on Jan 11, 2010 from Peter RadfordGeographical Interpretations Canada Bankruptcy Process In Canada, the bankruptcy process is divided into three stages: Initiation Interim Discharge Initiation Stage An insolvent person may avoid bankruptcy by either establishing mutually acceptable arrangements with the ...
Views: 1893(2 votes) - How To Manage Debt - How Much Is Too Much? - by Submitted on Aug 21, 2014 from Tracey FieberYou can be super talented at what you do, but STILL not make money and this is the most frustrating problem of all. If you have a problem with debt, it's important not to panic but don't ignore it either - it wont go away. Sometimes taking on debt is unavoidable in order to keep your business ...
Views: 1888(1 vote) - How To Decrease Your Credit Card Debt - by Submitted on Jul 13, 2012 from Adam TijerinaIf you are struggling with credit card debt, then you have probably looked into different methods of decreasing the figures so that it is more affordable. Credit cards are among the most difficult to pay off because the debt has a high interest rate and expensive late fees that make it ...
Views: 1881(1 vote) - Hunger Diseases: Eating Disorders, Self Injury and Compulsive Shopping - by Submitted on Jan 19, 2011 from Angela WurtzelHunger Diseases: Eating Disorders, Self Injury and Compulsive Shopping One of the major psychological commonalities in eating disorders, self injury and compulsive shopping is the underlying psychic hunger. In his book, Hunger Diseases, Raymond Battegay addresses this drive and defines ...
Views: 1881(1 vote) - 7 Simple Money Saving Tips You Can Do At Home - by Submitted on Jun 22, 2011 from Jonny AndrewsAnyone having a credit nightmare can have a difficult time scrounging for extra cash just to make payments. This can be really frustrating as there are constant bills to pay apart from the credit to settle. But don’t worry there are many ways to squeeze of extra trickles of cash at home. Here ...
Views: 1872(1 vote) - A detailed guidebook to planning your budget - by Submitted on Oct 09, 2012 from Jerry WatsonIt's an unfortunate fact that most of the world doesn't have any clue on how to plan their own finances, even though it's actually a very straightforward process. People can invariably break down their finances into components, starting with earnings and expenses. There are different sources of ...
Views: 1869 - Exactly How Newbies Improve Credit Score - by Submitted on Jan 22, 2012 from faye bryantIf you just purchase goods with cash you may not have very high credit ratings. You will need to improve your credit score before lenders will give you financing. The following are the ways to improve your credit score properly. Opening a bank account is one way to show the lending company ...
Views: 1863 - The Benefits Of Bringing A Brown Bag To Work - by Submitted on Mar 04, 2013 from Samantha SeiffertThat brown bag seems like too much of a chore but if you are currently tight in cash, you may want to reconsider. When you eat out, you do not only spend more, you are also usually rushed as you compress the actual meal time and the travel to and from the dining spot. You should also consider ...
Views: 1860 - Budget Problems? How to Make Sure Your Budget Works - by Submitted on Feb 12, 2013 from Samantha SeiffertFinancial freedom is attained if you can implement proper financial management. In relation to that, proper management can be done through effective budgeting. So if you want to achieve financial freedom, you need to make sure that your budget works. Unfortunately, not everyone is successful ...
Views: 1857(2 votes) - How to improve your credit rating - by Submitted on Aug 12, 2010 from Sam GoochIn a perfect world no one would need credit. People would have enough time to earn and save the money required for buying things like a car or a house.Credit cards would only be used for the benefits they can provide such as cash back rewards and other bonuses, and we would never have to pay ...
Views: 1857 - Financial Management Habits to Keep You from Debt - by Submitted on Feb 11, 2013 from Samantha SeiffertIf you want to stay out of debt, all you need to do is to practice some financial management skills. The bottom line of managing your finances is to help you live within your means. Given the debts being acquired left and right, this is a necessary lifestyle to have. But the question is, what ...
Views: 1854(2 votes) - 5 Practical Tips In Choosing A Credit Repair Software - by Submitted on Jun 18, 2011 from Jonny AndrewsIt is interesting how many people find themselves in debt considering that they have control of their finances. This is no laughing matter as credit scores can affect one’s life in a profound way. Any financial endeavors can easily give companies a reason to peek at your credit standing and ...
Views: 1850(1 vote) - Dealing with Huge Debt - by Submitted on Feb 13, 2011 from Rich MiltonDeal with your debt like a businessman deals with his business. There’s no other way for you to pay your debts that to source it out from revenues. If you’re an employee most likely you depend on your salary to pay your debt. If you’re a businessman, you pay your debt through the income of your ...
Views: 1850 - Debt Consolidation Mistakes That Can Complicate Your Financial Status - by Submitted on Nov 07, 2016 from Ram DurisetiWith burgeoning credit card debt that is projected to touch a trillion dollars this year, there are plenty of Americans who are fighting desperately to get rid of their credit card debt. A variety of techniques are recommended to assist people to get out of the debt traps; among them, ...
Views: 1842 - Top 5 Bankruptcy Law Resources Bankruptcy Information Links - by Submitted on Jun 18, 2012 from Mark AalamThere are a lot of websites out there with resources for bankruptcy law and bankruptcy information links. Some are written by lawyers, and some aren’t. In fact, many bankruptcy resources and websites are written by Search Engine Optimization companies, who are hired by busy lawyers to ...
Views: 1835 - Advice for the Unemployed: Self-Reliance is the Most Valuable Commodity - by Submitted on Dec 09, 2011 from Sarah WatersIn what’s likely to be seen as the latest in a series of negative developments for America’s long-term unemployed, the well of unemployment benefits seems to be drying out. Unemployment benefits have a cut-off stage depending on how long the recipient has gone without a job. And at this ...
Views: 1831 - How to Deal with a Maxed Out Credit Card - by Submitted on Feb 11, 2013 from Samantha SeiffertCredit card debt is very easy to fall into. The allure of being able to acquire things and services despite lacking the physical money to pay for it is very strong. This is why a lot of people usually end up maxing out their cards. When you have maxed out your cards, this means you reached ...
Views: 1828(1 vote) - How Not to Erase Credit Card Debt: A (hopefully) Fool Proof Guide to Debt Relief - by Submitted on Aug 12, 2010 from Cole CollinsIt’s a sort of American tradition to resist seeking the help of others, particularly for assistance with consumer finance and debt relief, which still strikes many residents of the United States as an essentially duplicitous arena best avoided by self respecting heads of household. ...
Views: 1826(2 votes) - Factoren die de Cash Flow beinvloeden - by Submitted on Jun 18, 2011 from BAKUL SIKRICash Flow is een term die gebruikt wordt voor de mutaties van gelden in een onderneming naar aanleiding van inkomsten en uitgaven. Een goede cashflow is essentieel voor een goede solvabiliteit van een onderneming. De financiele sterkte van een onderneming wordt meestal beoordeeld aan de hand ...
Views: 1811 - The Truth About Debt Consolidation Loans and Bad Credit - by Submitted on Jun 06, 2012 from Leon VisagieDebt consolidation loans bad credit is the cry heard more and more in today’s financial news? Have you become one of those borrowers who have found it extremely difficult to consolidate your outstanding debt because of bad credit? If you are the information contained here will give you a light ...
Views: 1805 - 4 Tips to Recovering from Crippling Debt - by Submitted on Sep 29, 2017 from Eileen O'ShanassyEstablishing yourself as an adult can be an expensive endeavor. You are paying for rent, a car, your education, and any other expenses that come your way. If you aren’t careful with your finances, it can be very easy to suddenly find yourself in debt, without the resources to fix your problem. ...
Views: 1799 - The Secret to Staying out of Debt for Small Businesses - by Submitted on Nov 28, 2016 from Hannah WhittenlyWhen you have a small business, you should do everything you can to avoid the trap of falling into debt. It’s tempting to take out loans in order to fund growth, but this is a practice that can easily lead to problems. Let’s look at some of the reasons you should stay out of debt and some ...
Views: 1781 - Credit Card Companies Are “Quietly” Settling Credit Card Debts - by Submitted on Apr 16, 2010 from Marlon BaughAs the U.S. economy deteriorates and more and more consumers either lose their jobs or their hours are cut, they will no longer have the means to keep up with all of their credit card payments. A consumer at this stage will have to make a decision as to whether or not to put food on the table, ...
Views: 1776(1 vote) - What Not to Do When Refinancing - by Submitted on Nov 11, 2015 from Geoff ClarkIn 2003, we closed on a house in the inland empire in Southern California. We were at the end of phase 1 in a multiple phase new home site. We knew something interesting was happening in the market as we were gaining equity while the house was being built. In the short period that it took to ...
Views: 1773(1 vote) - How the Fair Debt Collection Practices Act Works as a Shield to Protect and Sword to Attack Debt Collectors - by Submitted on Jun 25, 2013 from Ken GibertI have sometimes spoken of the Fair Debt Collection Practices Act (FDCPA) as both a “shield” and a “sword” - a fairly common legal metaphor for a law which has both offensive and defensive capabilities. Let's consider a few of those capabilities in this article. FDCPA as a shield The FDCPA ...
Views: 1767 - Credit Card Debt Settlement: What Are Your Options - by Submitted on Feb 09, 2010 from Sally ZaneIf you're reading this article, chances are you have some type of credit card debt. Most Americans are in debt, especially now with the way the economy is. If you have high balances are you're paying the minim payment only every month, then it's unlikely that you will every get straight. A ...
Views: 1763(2 votes) - How To Make Smart Debt Decisions - by Submitted on Mar 26, 2013 from Samantha SeiffertWhile debts should really be avoided, you need to understand that there are smart ways to go about your debt decisions. In today’s fragile economy, you really have no choice but to practice wise spending habits. Gone are the days when you can just swipe your cards for every little purchase ...
Views: 1763 - Creating Your Own Economy in a Bad Economy. - by Submitted on Sep 10, 2012 from April KocherAre you tired of the economy? Tired of struggling trying to make ends meet? Sick of seeing the rising prices and less money in your paycheck? With the government not doing anything about this, why depend on them to help us. We can't. We have to begin to help ourselves by creating our own ...
Views: 1757 - Avoiding The Debt Trap: Why Payday Loans Spell Financial Trouble - by Submitted on Sep 15, 2017 from Jessica McMohenFor many Americans living paycheck to paycheck, payday loans are the only bridge keeping them financially afloat. Unfortunately, very quickly, payday loans can dig you into far deeper debt. Because of the astronomical interest rates associated with these loans, the cost of using them is far ...
Views: 1753 - How To Keep Discouragement From Ruining Your Debt Relief Efforts - by Submitted on Apr 09, 2013 from Samantha SeiffertIf you think about it, your greatest opponent in debt relief is actually yourself. Despite the effectivity of the debt relief option that you will choose, if you cannot commit to it, you will find it very difficult to get out of your credit problems. In most cases, people start with their ...
Views: 1748 - Debt collector dos and don’ts for collection calls - by Submitted on May 04, 2012 from Sara PetersonIf you have intentionally or accidently fallen behind on your bills you may have been placed into collections. Once an account is turned over to a collection agency, the representative trying to recover the account will begin telephone calls and sending written notices regarding the account. ...
Views: 1743 - What Happens to Debt Payments During Divorce? - by Submitted on Nov 02, 2017 from Shae HollandIn a divorce, the parties divide up their assets. However, a divorce must also account for debts. Here's what happens to debts during a divorce: Debt is marital property Even though it's not good marital property, debt is marital property. The parties must divide it as part of their divorce. ...
Views: 1743 - Organization lending products is simple Intended for Private business owner to Get - by Submitted on Sep 02, 2013 from mil brainA permanent financial service is a necessary to incorporate large to any kind of enterprise. Virtually any initial enterprise an enterprise development approach demands strong functioning money assisting. When you’re running your own business, you’ll comprehend the importance involving your own ...
Views: 1741 - Are you one or two Paycheques away from Bankruptcy? - by Submitted on Dec 04, 2011 from Andrew HortonMost of the incredibly effective ideas, tools and techniques that I am going to introduce to you in this article, are not new. They are all common sense and really simple to apply in your life and if you use them will make a massive difference to your financial wealth. The one huge challenge ...
Views: 1731(1 vote) - Keys to Financial Freedom - 3 Definitions You Need to Know - by Submitted on Mar 24, 2011 from Team AfroFreedom is what America is supposed to be all about. Whether you were born here, immigrated here or your ancestors were brought here in chains ultimately you still have the opportunity to pursue the "American Dream". In order to do that you must be free from encumbrance however America is no ...
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