Ideally, all of the decisions we make in life involve consideration of both the pros and the cons of the possible outcomes. For example, the decision to eat a piece of chicken past its expiration date should be based not just on the potential for a tasty dinner, but also the potential for a ... Views: 762
On average, every household in America carries over $137,000 in debt. That totals in the vicinity of 1.02 trillion dollars of collective debt.
Debt can be something that is a necessity when you run a family and have important expenses that need to be addressed. Debt can also be a byproduct of ... Views: 1168
Are you having trouble getting approved for that midnight blue, 2018 Honda Civic? Been saving up for years to put that down payment on your dream home, but can't seem to qualify for the loan? You're not alone. Bad credit haunts the lives of millions of hard-working Americans like ... Views: 951
Ultimate Guide to What Debt to Pay off First to Raise a Credit Score
Debt is like weight gain. To many people, an extra treat here and a little splurge there don't seem like real problems.
Over time, though, the bits and pieces add up and one day they wake up and say, "How'd that get ... Views: 874
As the world rockets toward an all-digital economy, maintaining good credit is more important than ever. With that said, the use of credit cards has increased for everyday purchases, making them a key to participate in online shopping.
A 2015 study by the Federal Reserve Bank of San Francisco ... Views: 1437
The importance of regularly checking credit reports is not lost on many people. It remains the fastest and most effective way to monitor your credit score and protect yourself from identity theft. By reviewing your report on a regular basis, you are able to catch any discrepancies early and ... Views: 1868
Inaccurate and antiquated adverse items on credit reports can be extremely detrimental. They can adversely influence a consumer’s credit score, elevate interest rates and even lead them to incur a lot of money in payments they have to make. Yet most credit reporting system players emphasize that ... Views: 1562
The phrase money is evil may not mean much when you are young, until you are in debts and you don’t know what to do. That is what’s happening to young people today. The fact that there is no financial education makes young people get out of college sinking deep in debts.
And the sad fact ... Views: 1508
Personal information
Identifying information is just the basics, such as name, address and social security number.
Look over this information to ensure it’s accurate because it is not unusual for there to be multiple spellings of your name or more than one Social Security Number. Your ... Views: 1489