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- Trying to Retire with Less Money Than You Need - by Submitted on May 04, 2009 from The Truth About... Personal FinanceThe closer you are to retirement, the more concerned you will naturally be regarding the amount of money you have in your retirement savings. With every downturn of the economy, you watch your nest egg grow smaller. Here are some practical ways you can survive on less money during your golden ...
Views: 999 - Two Pieces of Reverse Mortgage Information Every Senior Needs to Know - by Submitted on Jan 04, 2012 from Amber LadlieAs the baby boomers enter retirement, an increasing number of consumers are looking for reliable reverse mortgage information. A reverse mortgage is a unique loan that lets senior homeowners over 62 years of age borrow a portion of their home equity. Read on to discover two things you need to ...
Views: 1010 - UK Self Storage an Ideal high yield investment - by Submitted on Apr 28, 2012 from Paul DexterThe UK Self Storage Investment is The first tangible investment currently available in the UK allowing a very low cost entry into the high return self storage industry. It's a fact the UK's top self storage companies have seen the highest growth and the highest yielding returns within the ...
Views: 3120 - Understanding the Reverse Mortgage for Purchase Program - by Submitted on Nov 14, 2011 from Amber LadlieWhat many consumers fail to realize about reverse mortgages is that these loans can be used to purchase a home. Through the reverse mortgage for purchase program, officially known as the HECM for Purchase program, consumers are able to use federally-insured reverse mortgages, or HECMs, to ...
Views: 865 - US Gold Bureau Investors Know Precious Metals Portfolios Should Be Diverse - by Submitted on May 04, 2012 from Jordan BeardThose who invest in precious metals often like to find a steady source of the metals they want like US Gold Bureau offers them. What they are looking to do is make sure that they can keep on building their portfolios no matter what and a service like this allows them to do that quite easily. ...
Views: 1244 - Using Steps To make a Social media Posting Plan - by Submitted on Dec 09, 2011 from Gayle DucanIs your posting on sociable networking sites thoroughly prepared? Have you been seeing the outcomes you desire out of your social media written content? If not, you need to produce or update your prepare for creating your on the internet presence. Listed below are 7 elementary methods to ...
Views: 2047 - Using Your Retirement Account to Produce Income Now - by Submitted on Jun 01, 2011 from Allen M. StinsonYou may have though that an IRA or 401k plan is just a retirement asset. But it can be a very valuable tool for you to use to generate money right now. In this article we will reveal to you some of the little known financial secrets that are not readily available to the general public. But ...
Views: 681 - Washington’s Top 5 Money Missteps: Are You Guilty? - by Submitted on Dec 13, 2016 from Barry GlassmanFinancial implosions make headlines. It’s also news when rich and famous people like Jack Kent Cooke make huge, public estate planning mistakes. Yet the average person is just as prone to making painful financial errors time and time again, even if their mistakes never go viral on social media. ...
Views: 1486 - What Are Pension Annuities All About? - by Submitted on Oct 16, 2011 from John VineWhen researching about planning for retirement, we find that there is a lot of jargon used by financial advisers and journalists. This sometimes means that when we try to gain the knowledge we need, there has to be a specialist dictionary at hand. There is no real need for complication, so let ...
Views: 1047 - What Are The Benefits Of Gold IRA? - by Submitted on Jun 12, 2014 from Ewen ChiaAre you thinking of your future and how you can give yourself financial security? At this stage, I am guessing that you are thinking about where to invest your money. Well, I would like to mention that there are benefits of gold IRA. You may be wondering what they are in comparison to the other ...
Views: 1972 - What Borrowers Need to Know Before Getting a Reverse Mortgage for Seniors - by Submitted on Jan 12, 2012 from Amber LadlieA reverse mortgage is a loan that allows senior homeowners to convert a portion of their home equity into cash. Unlike conventional mortgage loans, which require borrowers to make monthly payments to their lender, these loans actually pay the borrower. Borrowers are not expected to repay their ...
Views: 816 - What does a Financial Planner do? - by Submitted on Apr 26, 2011 from Chris CornishI thought it wise to share with you what a financial planner actually does, because in my experience most people either have misconceptions or just don't know. I like to think of financial planning as the process where the client and financial planner get together to initially discuss the ...
Views: 1290 - What Does Your Favorite Reverse Mortgage Blog Predict for the Upcoming Year? - by Submitted on Jan 04, 2012 from Amber LadlieOne of the best ways to get up-to-date information is to follow a reverse mortgage blog. While not every blog is created equal, many are written by experienced specialists currently working in the industry. Following a reverse mortgage blog will help seniors get the latest information on ...
Views: 978 - What Is a 401k Plan: The Pros And Cons - by Submitted on Aug 05, 2011 from Frank RodriguezSo, what is a 401k plan? It's a long-term savings plan which was created in order to help workers save money towards retirement. You decide on an amount that is automatically taken out of your paycheck every week or month, and then it is deposited into the retirement plan on your behalf. You ...
Views: 1072 - What Is a Reverse Mortgage? Covering the Basics - by Submitted on Feb 21, 2012 from Amber LadlieWhat is a reverse mortgage? This question is one commonly asked by retirees and pre-retirees looking for ways to add to their retirement savings. According to a recent article in the Washington Post, reverse mortgages “can be a good option for seniors,” sometimes even more favorable than ...
Views: 915 - What Is a Reverse Mortgage? Important Facts for Seniors - by Submitted on Feb 22, 2012 from Brittney ParksA reverse mortgage is a financial tool that gives senior homeowners the ability to cash in on their home equity. With a reverse mortgage, seniors borrow a portion of their equity, which they repay once they sell their home, stop living in the residence or pass away. To get a reverse mortgage, ...
Views: 1003 - What is different in retirement homes in Burlington? - by Submitted on Feb 27, 2012 from larne btulaAs age advances, people need to be cautious about their health and a great way to lead a healthy life is to live in a stress free environment. Ideally senior couples should live an independent life and try to do most of the things with their own hands. A majority of senior people, who live with ...
Views: 682 - What It's Like To Grow Old In The City - by Submitted on Nov 24, 2015 from John TerraThere used to be this image of retirement that included "the country" as a setting. It was a quaint notion, expressed in terms of "I'm going to retire and move out to the country". Even the great consulting detective Sherlock Holmes eventually retired from his hectic life in London to become a ...
Views: 1921 - What Politicians Aren's Saying - by Submitted on Oct 04, 2008 from Marilyn BrunoIf every Boomer were to need to go into a skilled nursing facility, the U.S. Government would be bankrupt. This is not just a U.S. problem. I was at a meeting of international experts on food security. At one point all the delegates were shaking their heads, wondering how their governments ...
Views: 1223 - What to Prioritize When You're Buying a Home You Can Retire In - by Submitted on Aug 12, 2020 from Anita GinsburgWhether it’s your first time or the fifth, house hunting can be challenging. However, if you’re planning to retire, the house you choose needs to suit your needs. However, as with any kind of house hunting, there are certain priorities you should focus on. Here’s what to prioritize when you’re ...
Views: 897 - What's on your Bucket List? - by Submitted on Mar 04, 2010 from Ann HarrisonDid you see the recent film, 'The Bucket List', starring Morgan Freeman and Jack Nicholson? It's about two men who meet in a hospital cancer ward after each has been given only six months to live. The 'bucket list' of the title refers to a list that one of the men has been advised to compile ...
Views: 1541 - When Building A Proper Financial Plan, You Need To Know Exactly Where You Stand - by Submitted on Nov 05, 2010 from Fernando BrinkerhoffSo, you decided that you want to invest. Great. But then you start looking around and you see there are tons of possibilities to invest in. Some are easier, some are more complicated and some you cannot even access if you want it to since you are not eligible as a Smart Investor (do not worry, ...
Views: 859 - When Did Pension Become a Bad Word? - by Submitted on Feb 11, 2011 from Mark TingThe United States of America is the greatest country on earth, but unfortunately it is not perfect. Our economy is falling short of what it is purported to be doing: making a well-paying job for everybody who wants a job. To generate careers, we require a stop to bad trade deals, better ...
Views: 1082 - When Do You Plan to Retire? - by Submitted on Oct 16, 2011 from John VineWhen do you plan to retire and what does retirement mean to you? Ask these questions to a number of people and you will receive many different answers. The one thing these answers are likely to have in common, is the wish to have the means (enough money) to decide how to divide one's time ...
Views: 976 - Where To Find Retirement Planning Services - by Submitted on Jan 28, 2008 from Brenda CyrNow that you have decided to think about retiring, the next step is to get help from retirement planning services. There is a variety of sources for information about retiring, so it pays to take some time and research a few of your choices first. The most obvious place to look for retirement ...
Views: 1022 - Whether a Long Standing or Start-up Business, Asset Protection Is Needed in a Sue-Happy America - by Submitted on Jul 20, 2016 from Jackson Madix CooperIf you do business in the United States, then the threat of a lawsuit constantly hangs over your head. You might be looking at a lawsuit if a customer feels that a product that they purchased from you harmed them in some way. If you are not protected, then you could lose all of your assets in a ...
Views: 2067 - Which Financial Tools Are Right For You? - by Submitted on Sep 13, 2010 from Erik TherwangerAs we continue the Mid Year’s Resolutions journey, I wanted to address one of the biggest goals people have – financial independence. For nearly five years, I sold financial services by meeting with people, usually in their homes or offices, to help them accomplish their financial goals. I ...
Views: 1258 - Who Should Consider a Reverse Mortgage? - by Submitted on Feb 21, 2012 from Brittney ParksAccording to the National Reverse Mortgage Lenders Association’s Reverse Mortgage Market Index report, seniors have approximately $3.19 trillion invested in their homes. Yet a poll conducted by the Associated Press and Life Goes Strong found that 89% of the 77 million “baby boomers” polled did ...
Views: 954 - Why an Entrepeneurial Business Needs a Succession Plan - by Submitted on Nov 29, 2011 from MegaDox CorporationBackground In planning for business and economic challenges, succession, retirement, sale of a business, or the withdrawal of equity from a business, the entrepreneur should properly consider the question of how to extract or protect his/her equity in the business. This planning process begins ...
Views: 764 - Why Estate Plans Fail - by Submitted on Jan 17, 2013 from Robert WellingAmbrose Bierce, American writer and editor, once said, “Death is not the end. There remains the litigation over the estate.” Many estates have been torn asunder during probate. To avoid this possibility, many people go to the trouble of estate planning. They want to know that their assets will ...
Views: 1509 - Why Every Senior Should Consider Community Living - by Submitted on Jun 23, 2016 from John Cochrane IIIBefore Sandy moved to a senior living community, she lived alone in a Pasadena condo. Early retirement from an engaging and challenging career meant the loss of daily contact with friends she was accustomed to and enjoyed.Her daughter, Michelle, began to worry about the toll isolation was having ...
Views: 3284 - Why Health Insurance? - by Submitted on Feb 04, 2011 from Nikhil NaikThe term health insurance (popularly known as Medical Insurance or Mediclaim) is a type of insurance that covers your medical expenses.The concept of health insurance is new in India but its awareness is growing fast. Health insurance comes in handy in case of severe emergencies. Life is ...
Views: 1091 - Why is Planning and Saving for Future and Retirement Essential - by Submitted on Apr 03, 2012 from John KendalPlanning for secured future can be a tedious task. As there are many risk of uncertainty, you must plan ahead for a relaxed future. Savings and investments can be the best way to plan a decent future. Make smart investments with virtual accounts: Saving up your hard earned money is as ...
Views: 835 - Why seniors should relocate to retirement houses? - by Submitted on Mar 29, 2012 from larne btulaOne should retire from work and not life. Adult couples over 50 need discourage themselves from leading an active life as they can relocate to retirement houses and relive the sensation of their golden days. Aging shouldn’t affect your mind and you should be as ambitious at the age of 50 as you ...
Views: 962 - Why SIP make sense as Investment Tool ? - by Submitted on Mar 05, 2012 from Ankit RautWhat is SIP ? SIP-Systematic Investment Plan is a method of investing a fixed sum, that is paid regularly, in a mutual fund. This method of investment is very similar to that of RD's (Recuring Deposits) of old fashion of investment. A SIP basically allows you to buy units on a given date ...
Views: 1039 - Why Think About Your Retirement Now? - by Submitted on Sep 22, 2011 from John CarloRetirement is something I think about. It's always in the back of my mind. I recently was married to my lovely wife and now I'm thinking about her retirement as well. I look at my folks as they are from a different era. They're single-minded goal was to buy a house and pay off the mortgage as ...
Views: 731 - Why Whole Life May be a Better Choice for Seniors over Term Life - by Submitted on Mar 20, 2013 from Chris BeardSeniors who have yet to put insurance into their retirement plan may find that a small amounts of whole life is the best option for protecting a spouse or providing final expenses after they are gone. While many people may have already purchased some form of term policy for the protection of a ...
Views: 1986 - Why Will I Need a Living Will? - by Submitted on Apr 17, 2009 from Mark HincksLiving Wills are used to express an individuals wishes while still “living “ if they lose the capacity to consent to or refuse medical treatment. To make your advance wishes clear you can use a living will. Living wills can include general statements about your wishes, which aren't legally ...
Views: 857 - Why You Should Be Saving For Retirement In Your 20s - by Submitted on Jul 28, 2021 from Aggy ZawadzkaYour 20s are a decade in which you learn, grow and make mistakes. During this exciting time of life, there are many pressing financial needs, and retirement planning often gets put on the back burner. In fact, many millennials and Gen-Zers are focused on paying student loans. However, saving ...
Views: 707 - Why you should have a bucket list - by Submitted on Oct 24, 2011 from Sarah jonesWhen you are young, it seems as if there is always something to look forward to. From the weekend to a birthday party, summer vacation to Disney World there is always an event on the horizon. However, as you age it seems as if there are fewer events to look forward to. Birthdays just symbolize ...
Views: 2379 - Why You Should Invest In Gold And How To Do That - by Submitted on Jul 24, 2014 from Ewen ChiaFor centuries, gold has always been viewed as a symbol of power and of wealth. You would find them in kings’ palaces and in the house of the wealthy. Surely it would behoove you to know how to invest in gold. Here is what I have to say about that. Why invest in gold? Besides what I mentioned ...
Views: 1850 - Women and Retirement – Does Your Husband's Decision to Retire Early Complicate Your Retirement Planning? - by Submitted on Apr 24, 2018 from Liz FrizzyRetirement planning can be more complex for women for various reasons. Women live longer, take time away from work to care for their parents or children, and are often paid less than their male counterparts. To compound matters further, many married men are deciding to retire much earlier ...
Views: 1461 - Women and Retirement: Planning for Structure can Ease Transition - by Submitted on Jan 12, 2011 from Judy JuricekUndoubtedly, you are a very busy person with a lot of structure in every day. You wake up with a plan for the day, check email, voice mail and probably social media. You read the news, you eat breakfast (sometimes on the way to work) and you arrive at work at basically the same time every day. ...
Views: 1285 - Women and Retirement: You’re Achievement Inventory - by Submitted on Feb 06, 2011 from Judy JuricekIn the last blog post, we talked about making a complete list of all of the achievements of your life and putting it on paper. Hopefully you have done that and taken the time to relax and enjoy all that you have accomplished. Did you ever stop to think how much you have achieved? It feels ...
Views: 1295 - Women in Retirement: Know Your Benefits in Retirement - by Submitted on Jan 12, 2011 from Judy JuricekPlanning for retirement is definitely a busy and exciting time filled with decisions. There are so many things to do and decisions to make but there is one thing that you need to make sure you know and benefits (such as life, health, dental and other insurance). Good news is that, for most ...
Views: 1169 - Would You Benefit From a Move to Community Senior Living? - by Submitted on Jun 30, 2016 from John Cochrane IIICommunity living gets a bad rap, and it’s rare to encounter an older adult who’s excited about making the move. Often, the decision to downsize and leave the family home is a big barrier.Anyone who lives in a house for several years naturally forms an emotional attachment to it. Our homes are ...
Views: 1667 - Year-end Financial Planning Tips: Moves You Need to Make Before December 30 - by Submitted on Jan 24, 2017 from Barry Glassman2016 is almost over and many investors are often asking us about year end financial planning tips they should take advantage of before the end of the year. 2016 in particular offers a big opportunity to look over your finances, do something that could lower your taxes, and put more ...
Views: 1732 - You Are Ready to Retire, But Is Your Money Ready Also? - by Submitted on Mar 12, 2011 from Yulian IsakovHow you fund your retirement may be the most important financial decision you ever make. Even for those people who systematically save up in anticipation of their retirement can be overwhelmed with the particulars of making the transition as they get closer to their target retirement date. You ...
Views: 868 - You Really Should Be Worried - by Submitted on Oct 16, 2008 from Herman WheelerI Worry About the Young People and I Worry About the Older People. Are You as Worried as I Am? Did you know that the National Institute of Mental Health estimates that 9 percent of children have symptoms of depression? It is believed that the large number of social pressures may be pushing ...
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