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- Caught in a Money Trap? Keep Reading. - by Submitted on Aug 31, 2010 from Mike PetersonAccording to a well-known proverb, “Insanity is doing the same thing in the same way and expecting a different outcome.” Same goes for financial matters. After all, there’s something a little crazy about falling into the same money traps over and over again (and expecting that, one day, things ...
Views: 1604(3 votes) - How to Balance Your Income and Expenses - by Submitted on Jan 13, 2019 from Madolyn KuoWhen I was young, I knew nothing about spending within my ability to make money. I did not think too much about why I wanted to buy these clothes or this cosmetics or if I really needed them. The first thought came to my mind at that time was that I wanted something and wanted to buy it for ...
Views: 1598(1 vote) - 5 Ways to Simplify Your Financial Life - by Submitted on May 28, 2011 from Cindy Parran BrochuDoes your financial life seem chaotic and crazy? When it's time to pay your bills, do you know exactly where you put them? I'm wondering how you are simplifying your financial life. Are you spending more on a monthly basis than you're actually making? Do you have several bank accounts that ...
Views: 1595(1 vote) - The Turtle Syndrome - by The mobile office is a long established reality. Today’s laptops are as powerful as most desktops and have as much memory and as many accessories. One can communicate through them, using faxing and electronic mail software. They can be connected to both mobile and fixed phones. A person can ...
Views: 1595 - Tips for Avoiding Cash for Gold Scams - by Submitted on Mar 07, 2012 from Alex Tatarinov-LevinCash4Gold This company does extensive ad campaigns, using quotes from satisfied customers to attempt to gain the trust of prospective participants. The idea is that a person takes their unwanted gold items and sends them in an envelope to Cash4Gold. The company will then assign a value to the ...
Views: 1595(1 vote) - "How I Make And Save Thousands Of Dollars, Using Only My Subconscious Mind - And You Can Do The Same With Yours!" - by Submitted on Jun 09, 2004 from Terry GossThousands of dollars will be yours, just by using your subconscious mind. You get a very good feeling when you make new money. You also get a very good feeling when you save money. Here's how you can have and enjoy both: First, I'd like to share my personal story with you. When it ...
Views: 1587(1 vote) - Customers Like Newport Non-Menthol - by Submitted on Jan 05, 2011 from Donna MartinConvenience store retailers have found initial trial levels of the new Newport Non-Menthol cheap cigarettes to be about average, with much of the initial consumer interest attributed to temporary pricing, according to an exclusive CSP-UBS Tobacco Survey. "Most customers buying Newport ...
Views: 1587(1 vote) - Tips To Build Up Your Emergency Fund - by Submitted on Mar 19, 2013 from Samantha SeiffertBuilding up your emergency fund will save you a lot of headaches in the future. You owe it to yourself to make sure that your future will be spared from the stress of dealing with a problem without any hope for financial assistance. Think about it. Wouldn’t it be great to be able to face your ...
Views: 1586 - Is a Tax Relief Attorney Right For You? When to Hire an Attorney - by Submitted on Jul 14, 2010 from Matt RobinsonWhen you are facing tax issues such as unfiled returns or tax debts you can not pay, the experience can be overwhelming. Your own inexperience at such legal matters can complicate the process and result in the loss of your case or subsequent appeals. If you are in a situation involving tax ...
Views: 1585 - The Easy Way to Balance Your Checkbook - by Submitted on Jul 06, 2007 from Suzanne GlobkeYes, you can balance your checkbook every month to the penny with a minimum amount of time and effort. It is very important to do so in today’s world to prevent yourself from becoming a victim of fraud and identity theft. There are a few points to keep in mind when balancing your checkbook. ...
Views: 1584 - 12 End-Of-Year Personal Finance Must Do's - by Submitted on Jan 29, 2013 from Tracey FarmerWith the end of the year looming, there are many tasks that must be completed before this impending deadline. There are even a few perks that might help to ease the transition into the new year. While I am by no means an accountant, financial planner or lawyer, I have come up with a list ...
Views: 1583(2 votes) - 4 Tips on How to Find the Right Lender - by Submitted on Sep 07, 2012 from Alexandra SmithToday, let us consider several tips you can use to improve your chances of finding, not just a suitable bad credit personal loan, but more importantly, a reputable lender. Request for referrals from your close friends, relatives and co-workers, most especially from those who have just ...
Views: 1583(1 vote) - Get Free Credit Report to Improve And Monitor Your Credit Score - by Submitted on Aug 01, 2010 from Kelli HicksFree credit report is essentially a summary of an individual's financial history. It includes analyzing the person's credit card accounts, loans, late payments, and bankruptcies, in short everything that prospective lenders need to know to determine creditworthiness. You have a right to access ...
Views: 1583(1 vote) - Go Shopping in YOUR Closet - by Submitted on Sep 11, 2009 from Nancy KvammeGo Shopping in YOUR Closet How often do you stand in front of your closet thinking you have nothing to wear? Instead of heading to the mall, take a second look at your closet. I bet if you look way in the back you will find items you have not worn for awhile. It will feel like a new ...
Views: 1583 - Cost Friendly Weekends For People In Debt - by Submitted on Mar 11, 2013 from Samantha SeiffertWho ever said that you should stop having fun when you are in debt? Even if your budget is limited and most of your extra money is going to your debt payments, that does not mean you should suck out all entertainment activities. You can choose among many cost friendly activities that may ...
Views: 1581(1 vote) - Introduction to Tax Bill Payments on the Accounts in the UK - by Submitted on Jun 11, 2018 from Marta KaliIntroduction to Tax Bill Payments on the Accounts in the UK As a self-employed person, we must pay our income tax through the self-assessment. HRMC in the UK introduced something called payments on the accounts. They are the advanced payments towards your income tax. Unless your tax bill ...
Views: 1580 - Tips To Minimize Your Grocery Expenses - by Submitted on Mar 04, 2013 from Samantha SeiffertBudgeting is one of the key aspects in proper financial management. It does not matter if you were forced to budget because of your debt or a looming purchase that requires a huge amount of savings. Financial management is important to make sure you have a healthy household wealth. Part of ...
Views: 1579(1 vote) - Comparing Annuities For Investment Purposes - by Submitted on Mar 24, 2010 from Lisa CintronMost people shopping for an annuity are looking for a way to save for a child's college fund, or for a future retirement. Annuities are either deferred or immediate. Immediate annuities require a lump sum investment and start paying out on the following month, while a deferred annuity requires a ...
Views: 1577(7 votes) - Steps To Help Save Money Now. Not Later. - by Submitted on Oct 26, 2010 from Mike PetersonFive things you can do today to curb your spending and bulk up your savings account. You tell yourself things will be different this time. Last time? You weren’t ready. You weren’t dedicated. Not like this time. This time, you’ll stick to your budget – no matter what. This time, there’s ...
Views: 1577(1 vote) - Are You Ready To Take Control of YOUR Financial Future? - by Submitted on Aug 10, 2009 from Lisa Moren BrommaDo you think is it too soon to begin planning for the tax changes in 2010 or think about how it will impact your retirement account? Absolutely not. “Now is the time to start to plan to take advantage of future tax-free funds”, says Hubert Bromma, CEO of the Entrust Group, the nation’s ...
Views: 1576(1 vote) - Did Your Bank Flip You “The Bird”? - by Submitted on Jul 08, 2009 from Cindy MorusAfter years of aggressive solicitations offering low balance transfer interest rates for the life of the loan, Chase recently sent thousands of its customers payment increase letters. Here’s what it means on a monthly basis: Balance: $10,000 Old Payment (2%): ...
Views: 1576 - Boost Credit Score - How to Get Affordable, Professional Legal Help with Increasing Credit - by Submitted on Jun 04, 2010 from william robertsCredit score is mark of credibility and represents your previous repayment behavior. This is very simple to judge the credibility of a person by just looking at his score. Credit reporting bureau has set an automated system to calculate score according to your current and previous loans data. ...
Views: 1575 - Definition: Financial Planning Advice - by Submitted on Sep 30, 2007 from Debbie MolisA Financial Planner or Personal Financial Planner is a practicing professional who helps people to deal with various personal financial issues through proper planning, which includes but is not limited to these major areas: tertiary education planning, retirement planning, investment planning, ...
Views: 1575 - Debt Freedom – How To Get Out Of Credit Card Debt - by Submitted on May 06, 2012 from Brian FarrellGetting out of credit card debt is not that difficult. However, staying out of it is very difficult. So how can you get out of credit card debt and keep out of it forever? There are several reasons why credit card debt keeps on reoccurring. Firstly, on the practical level, credit cards come ...
Views: 1574 - How Long Will It Take To Double Your Money? - by Submitted on Oct 25, 2007 from Bill LoseyQuestion: I just inherited $50,000. If I put it in a bank CD, how many years will it take before it’s worth $100,000? Answer: 14.4 years – assuming your interest rate is 5%. In the financial planning world there is something called the “Rule of 72”. It’s a very simple way to compute and ...
Views: 1573 - Six Easy Peasy Ways of Making Money Now - by Submitted on May 09, 2013 from Matthew WoodDon’t kid yourself. Everybody loves the opportunity to make a little bit of extra cash. But wouldn’t earning money be even greater if it wasn’t that difficult – dare I say “easy”? What about if you actually enjoyed (at least a little bit) the task that proceeded those crisp notes ...
Views: 1572(2 votes) - The Four Types of Bonds and Investing for Returns - by Submitted on Jun 23, 2012 from Jamie BushBonds, types of bonds and how they work can get confusing. I’ll do my best to describe what I know about this area of investing. There are different categories of bonds that you can invest in. All bonds carry a maturity date and coupon rate. The coupon rate is the annual interest rate paid and ...
Views: 1572 - How Tax Payers have Gained in One Year of Modi Govt.? - by Submitted on Sep 20, 2018 from Sanjit AgarwalWhile the media is rife on analyses and discussions on the performance of the Narendra Modi-led NDA government, the tax payers got some tax concession in the form of enhanced deductions and exemptions. The extra concessions are supposed to put more money in the pocket of the tax payer and help ...
Views: 1571 - Schedule C Tax Tips - What's Deductible? - by Submitted on Feb 25, 2011 from Wayne DaviesWhat is the most frequently asked tax question? Are you ready? Here it is: "What's deductible?" That's it. Without a doubt, it's the most common tax question I receive every year. It comes in several forms, such as: -How do I identify all the deductions I'm allowed to take? -Is there ...
Views: 1571 - 7 Attitudes That May Be Keeping You Broke - by Submitted on Aug 21, 2009 from Wellington RodriguesThere has been a lot of talk about inflation, depression and recession lately. There are only two ways to really “shield” yourself from the dire news that are flooding the media left and right; one is to move to a remote cave in the Himalayas. The second (and easier) option is... to ...
Views: 1569(18 votes) - Saving Right - by Submitted on Aug 30, 2013 from John SteelyWhen I talk to a person about their budget and their savings plan, I often get the question “How much should I save?” The usual answer I give has been around for a long time, and is clearly expressed in the book “The Richest Man in Babylon”. By keeping to this principle, you can start a ...
Views: 1569 - Consumer Law Report Blasts For-Profit Colleges for Private-Label Student Loans - by Submitted on Mar 01, 2011 from Jeff MictaborA new report issued in January by the National Consumer Law Center accuses for-profit colleges of saddling their students with unregulated private-label student loans that force these students into high interest rates, excessive debt, and predatory lending terms that make it difficult for these ...
Views: 1565 - Trustworthy Review of Bankruptcy Websites - by Submitted on Dec 30, 2010 from Kali McCarthyIn creating http://www.doityourselfbankruptcysite.com , we have reviewed a great number of sites produced by lawyers and others, notably the "info-mercial" sites that are really lawyer referral sites, in order to determine what is available and what is missing (so we will position the "missing ...
Views: 1565 - Stop Spending Your Money on Higher Gas Prices - Use the Internet - by Submitted on Jun 23, 2006 from Andrew MalekGasoline prices continue to rise, costing you money. At the risk of dating this article, previously unseen U.S. gas prices of over $3.00 are now common in some areas. I know those in Europe and elsewhere pay much more, but we can agree over the past year that many countries have recently seen ...
Views: 1564 - ***Questioning Work & Retirement - by Submitted on Nov 12, 2009 from Bill LoseyQuestion: I’m 55 and not really happy with my job any more. I’d like to retire but I’m not sure I have enough money. What should I do? Liz, New York Answer: Liz, realize that you’re not alone. Many baby boomers are tired and burnt, and no longer want to wake up to their alarm clock come ...
Views: 1560(25 votes) - Conditioning Your Financial Muscles for Change - by Submitted on Dec 29, 2005 from Joan SotkinEveryone wants more money. But if tomorrow you received a substantial raise or inherited $100,000, would you know what to do with the excess? You may think having more money will make things easier, but that’s not necessarily the case. Changing your financial position means making adjustments ...
Views: 1560(2 votes) - Moving Away? How to Financially Prepare for a Big Move - by Submitted on Mar 22, 2017 from Hannah WhittenlyMany people will admit that moving can be a very stressful and inconvenient process. Yes, there's usually a level of excitement when it's time to settle and enjoy your new place. However, the transition period can be challenging. However, things can go smoothly when you become intentional about ...
Views: 1555 - Does Parents’ Divorce Translate Into More Student Loan Debt? - by Submitted on Jan 28, 2011 from Jeff MictaborA study conducted by researchers at Rice University and the University of Wisconsin and published in the December 2010 issue of the Journal of Family Issues concludes that college students whose parents are divorced or remarried receive less financial support from their parents than do students ...
Views: 1554 - Credit Debt Relief – What’s This Obama Credit Card Debt Relief Bill? - by Submitted on May 06, 2012 from Brian FarrellYou might have seen some articles on the internet which refer to the “Obama credit card debt relief bill”. If so, then simply ignore their wild claims, because that there is no such thing as the “Obama credit card debt relief bill”. Actually, many of the claims attached to this bill are wide off ...
Views: 1553 - Getting Started With Evaluating Mutual Fund Performance - by Submitted on Jan 31, 2012 from Mindy CraryWhen it comes to mutual fund investing, many people ask me how to evaluate the performance and quality of their mutual funds in their brokerage account, 401(k) IRAs, etc. Simply evaluating performance in terms of rates of return can be disappointing in our current environment; additionally, it ...
Views: 1553 - Whole Life Insurance Questions - by Submitted on Sep 22, 2010 from Steven HartLife insurance is complicated for many people. What’s worse, a seasoned insurance salesman or persuasive website can make the benefits of a Whole Life policy shine like a diamond, but leave the uncertainties (usually, the fine print) in the dark. For this reason, this FAQ exists to educate ...
Views: 1553 - 5 Tips to Cope with the Financial Crisis - by Submitted on Mar 20, 2009 from Fern Alix-LaRoccaMany investors are frightened as they watch the changes the economy is going through. The uncertainty about the future and the changes that are happening make people wonder what they should do and what do the changes mean to them? Here are 5 tips on what you should do: 1) Are you protected in ...
Views: 1552 - Bad Credit Payday Loans – Easy Financial Support with No Credit Verification - by Submitted on Jun 20, 2012 from Richard HawkingPeople, with awful credit ratings, are failed to get their loan applications approved since bad credit holders are considered as high risk borrowers by lenders associated banks. Bad credit issue has been increased among borrowers at the rapid pace for last a few years. The reason behind of it is ...
Views: 1550 - How To Get Your Banker To Say Yes! - by Submitted on Sep 27, 2007 from Jade SoetaertHOW TO GET YOUR BANKER TO SAY YES! Do you ever look at someone and wonder how in the heck they got the bank to say yes to their latest purchase? I know I used to. Now I know it’s all in the preparation for financing! It’s amazing what banks will do for you when you present your request to ...
Views: 1549 - Home Budgeting Software – Advice on Tools to Help with Personal Budgeting Strategies - by Submitted on Jun 03, 2009 from Keith GarrowThere can be little doubt that budgeting is a really useful way to plan and control your expenditure, but the reality of actually putting it into practice is often so daunting that we just never even start. There is a tendency to think of budgeting as a painful kind of rationing, making ...
Views: 1547(4 votes) - Do you think like a Millionaire? - by Submitted on Feb 18, 2016 from Lucas ThomasToday we will change your viewpoint of money. Showing you the different ways to make it work for you. By simply summarizing the positives and negatives of each. First off, let’s go over the two worldviews of money and how they differ from each other. The first one is the one most people know ...
Views: 1545(1 vote) - Keep Your Car Looking New With SupaGard Protection - by Submitted on Nov 08, 2011 from Toby CollinsWe all wish our car looked as good as it did the day we drove it out of the showroom. It's not long before the pepper red paintwork starts to fade and the mud starts building up around the flaps. After three years of kids’ in car meals, muddy puddles and spilt drinks, the average family car is ...
Views: 1545 - The Securities Investors' Bill Of Rights (SIBORAP): Part Two - by Submitted on Oct 27, 2008 from Steve SelengutSIBORAP includes these ten specific sections: (1) Product Transparency, (2) Regulation and Education, (3) Protection from Speculators (4) Control of Hedge Funds, (5) Brokerage Account Statements, (6) Retirement Account Investments, (7) Executive Compensation, (8) Corporate Financial Statements, ...
Views: 1545(2 votes) - How to Conduct Due Diligence For Online Annuity Rates - by Submitted on Apr 21, 2010 from Lisa CintronAre you curious about how to find annuity rates online? If you are new to the subject of annuities, then more than likely you are interested in finding the best rates. However, this process can be a little more troublesome for those who do not have sufficient knowledge on the topic. There is no ...
Views: 1544(8 votes)