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- ***Losey: Tax Alert - Plan to Take Advantage of 2010 - by Submitted on Dec 21, 2009 from Bill LoseyDo you see a warning light flashing? Americans with high net worth and high incomes are preparing for the likelihood of higher taxes in 2011 and subsequent years. High earners are almost certainly going to take the hit if the EGTRRA and JGTRRA cuts fade away at the end of 2010. Here’s a summary ...
Views: 1693(25 votes) - Applying Spousonomics To Money Problems - by Submitted on Dec 06, 2011 from Mindy CraryAlways telling the truth about money is something to aspire to, but it may be unrealistic marriage advice. A couple of weeks ago, I mentioned in a blog post that it is absolutely essential that couples are 100% transparent about their money, or else the relationship probably won’t survive. ...
Views: 1690 - Why You Should Use Multiple Bank Accounts - by Many people who successfully manage their finances use multiple bank accounts to do so. Here are some of the benefits and advantages of doing so.
* Seperate Money for Bills from Slush Funds
To handle your money (and particularly your credit rating), it is essential that you know you can pay ...
Views: 1690 - Ariel and Shya's Tips for Coping with the Economic Downturn - by Submitted on Sep 05, 2014 from Ariel and Shya Kane1. Don't panic, breathe. You are equipped to deal with whatever comes up in your life in each moment. You are not equipped to deal with hypothetical futures, which is what worrying is all about. Breathing automatically brings you back into the moment, calms and centers you. 2. Don't ...
Views: 1685(7 votes) - Personal finances: 15 ways you waste your money - by Submitted on Nov 28, 2016 from Helen SheplyakovaHave you ever left the store with a bundle of bags and came home to find out that you actually bought a pile of things you don’t really need or like? Have you ever wondered why, no matter how much money you earn, you never feel like you make enough to support your needs and desires? Have you ...
Views: 1685 - How to Improve Your Prosperity - by Submitted on Apr 30, 2010 from Pat HeydlauffDo Feng Shui principles actually play a role in the development or improvement of prosperity? Will it make a difference if you focus new positive energy on improving your income generation? The answer is a qualified yes. Remember, one of the principles of Feng Shui is the use of positive ...
Views: 1684(2 votes) - Overnight Payday Loans – Not Wait for Next Day - by Submitted on Jun 11, 2012 from Richard HawkingIt is sometime inevitable to arrange funds during the night. If you don’t want to disturb your neighbors and even your friends during their sleep sound, then overnight payday loans are the remarkable option in order to derive funds till morning. Good thing to acquire the finance through these ...
Views: 1684 - What If I Can’t Pay Credit Card Debt? - by Submitted on May 05, 2013 from Stephanie MojicaWhenever you apply for an account – whether by mail, telephone, Internet, or in-person – you are signing a legally binding contract. Thus, if you are unable to pay the bill for any reason the lender can legally sue you and also pursue garnishment of a portion of your wages. In some states, a ...
Views: 1683 - 7 Financial Blind Spots - by Submitted on Aug 11, 2009 from Peter RichonAs a general disclaimer, the tax code is complex, everyone’s situation is a little different, therefore, please do not take any action on strategies discussed without first consulting with an expert about your individual situation. The information contained in this article is believed to be ...
Views: 1683(8 votes) - Debt Is A Dirty Word! (Or Is It) - by Submitted on Jul 14, 2010 from Robert RoyAs a society we are out of control with debt. If you think about it we are a now society, we are impatient and we want it NOW! I want, I want, I want, that is the motto today. Oh and I don’t have the money to pay for it so I will put it on a credit card with 23% interest and a really low ...
Views: 1682 - How to BE Wealthy by Jason C. Waite - by Submitted on Jan 12, 2011 from jason c. waiteHow to BE Wealthy by Jason C. Waite | jasoncwaite@gmail.com Investor, Entrepreneur, Educator Copyright 2010 Hey guys and gals!, Thanks for reading this information I'm publishing. Please note that I'm not an academic, nor has this information been professionally published. I just ...
Views: 1682 - There's a Fortune in Your Cupboard! - by Submitted on Jul 21, 2011 from LeTicia LeeIn my mid twenties, I was fortunate to have met a savvy retiree who was living comfortably on the interest from the savings she had amassed working as a paralegal. She never had a high salary. She had a high financial IQ. She told me there was a fortune hidden in my cupboards. She was ...
Views: 1680 - Understanding What Impacts Your Credit Score - by Submitted on Apr 16, 2010 from Mandi HudsonYou know what a credit score is, but do you know how it is added up? The major credit bureaus each use their own variation of the Fair Isaac Corporation’s FICO method. This method breaks your score down into weighted categories, allowing your score to be determined based on the ...
Views: 1680 - Welfare Fraud and Law of Attraction - How Is Your Life Going for You? - by Submitted on May 20, 2011 from Marc de BruinToday I read in an online news report that -in Australia- "WELFARE cheats, tax rorters and crooked public servants are ripping off more than $600 million a year as part of a fraud epidemic across the Commonwealth". That's a total of about 800,000 incidents of fraud, thereby lifting the cost of ...
Views: 1679 - How to make money in college the smart way? - by Submitted on Jun 25, 2010 from Adam M PHow to make money in college? Many students face this question. You could usually could use some more money while you are in college. In college you have to learn without being distracted and you want to have fun. So adding to this making money while in college can be a challenge. The point ...
Views: 1676(4 votes) - Universal Life Comparison - by Submitted on Sep 22, 2010 from Steven HartUniversal life insurance is one of the main types of permanent insurance. Variable universal life and whole life insurance are the other two. Term life insurance sits in a category all-its-own, but it is the most popular type. Universal Life insurance takes the benefits of Whole Life and makes ...
Views: 1670 - ***Making A Volatile Stock Market Your VBF - by Submitted on Sep 13, 2011 from Steve SelengutMost people never forget their first love. I'll never forget my first trading profit --- but the 600 (1970) dollars I pocketed on Royal Dutch Petroleum was not nearly as significant as the conceptual realization it signaled. I was amazed that someone would pay me that much more for my stock ...
Views: 1666(15 votes) - Build Your Wealth With Tax Savings - Registered Retirement Savings Plan (RRSP) - by Submitted on Aug 30, 2012 from Samuel LiBuild up your savings with RRSP In nowadays, I'm not sure how reliable is one's retirement plan, if one is solely relying on the public pension plans. To encourage Canadians to plan and save for their own retirement, the federal government has introduced the Registered Retirement Savings Plan ...
Views: 1665 - Worried About Your Variable Life Insurance Policy in a Volatile Market? Consider a Fully Guaranteed Universal Life Policy - by Submitted on Aug 10, 2009 from Michael KortzOctober 2008 may go down as one of the stormiest months in stock market history—and holders of variable life insurance policies are certainly feeling the pinch. “I see people who are literally losing sleep because they’re worrying about their variable life insurance policies,” says Michael ...
Views: 1663 - Payment Reporting Builds Credit (“PRBC”): A Way To Supplement Negative Credit Reports - by Submitted on Apr 02, 2008 from Lisa PhillipsHaving negative credit can affect your entire life. Not only are banks, lenders and credit card issuers pulling your credit file, employers are now using credit history as a determinant in hiring. It is getting harder to escape the consequences of having bad credit. Not everyone with bad credit ...
Views: 1662 - What Is My Actual Salary, Boss - by Submitted on Jun 19, 2018 from Marta KaliYou go to work and you’re there 7,8,9 hours a day. You work 40 hours per week and you think you know what is the amount you should earn. Of course, you have a contract, everything is written there. You know that there is a tax to pay, national insurance, perhaps some private pension, or any ...
Views: 1659 - Get Back On Track With Your Personal Budget - by Submitted on Jan 10, 2012 from Mindy CraryNo one can ever be perfect with their personal budget; there will always be moments when you choose to overspend in a certain area, because something holds a higher priority for you than sticking to your budget. This can be either a conscious or unconscious decision. But getting back on track ...
Views: 1657 - BLAZE Your Financial Future: 5 Steps to Create Wealth in Your Life - by Submitted on Oct 24, 2011 from Lisa HaishaThese days, it seems that many people need some tough love when it comes to their financial health. Every day I meet people who have become unemployed, have taken a pay cut, or are experiencing a slow period in their business. On top of that, they have credit card and student loan debt, and ...
Views: 1656 - How to Start Saving for the Rainy Day - by Submitted on Jan 07, 2013 from Samantha SeiffertSaving really goes a long way and it may sound like a cliche but it can save your life. Given the right situation, you will find that it can get you out of really tight spots or provide for you and your family in the event that you are unable to do so. While the concept is not hard and it ...
Views: 1649(1 vote) - How to Use the JARS to Manage Your Money - by Submitted on Mar 16, 2009 from Stephen MartileThe jars system is an easy and simple way to manage your money. In the beginning I resisted this system. Eventually I gave in and began to see the financial rewards first hand: 1. Our net worth has increased by 45% over the past 12 months. 2. Created $800/month in passive income. ...
Views: 1649(2 votes) - How Chapter 13 bankruptcy works - by Submitted on Jun 18, 2012 from Mark AalamIf you are facing a foreclosure of your home or have had your wages garnished by a creditor or by the IRS, Chapter 13 bankruptcy can be a great way to reorganize your financial affairs. Chapter 13 bankruptcy is type of reorganization bankruptcy, which means you repay some or all of your ...
Views: 1648 - 2500 Loans For People With Bad Credit - by Submitted on Apr 12, 2012 from Demetrius KhaleckIf you require loans for people with bad credit, you are not alone. Lots of people currently have bad credit throughout these economic times. Interestingly enough, virtually all these kinds of predicaments are generally not as a result of personal mismanagement but instead just being a sorry ...
Views: 1647 - 6 easy ways to teach children about money - by Submitted on Jul 23, 2009 from Daniel BrittonTeaching children from an early age how to save and budget in a fun and educational way, can lay the foundations for sound money management later in life. Most would agree, that the earlier children are introduced to a foreign language, the quicker they are able to pick it up. The same can be ...
Views: 1646(9 votes) - Congratulations! You Graduated...Now What? - by Submitted on Sep 25, 2019 from Jeremy SutterGraduating college is exciting, but terrifying at the same time. If you’re lucky, you found a noble entry-level job and an apartment with friends, but those student loans aren’t going to disappear, and I bet you’d like to eat more than Ramen for dinner. I’m here to tell ...
Views: 1645 - Protect Yourself From Credit Card Fraud - by Submitted on Mar 29, 2010 from Lyn BellUnfortunately credit card fraud is really quite common these days, but there are ways that you can help to protect yourself. Becoming a victim of credit card fraud causes a lot of unnecessary hassle and is a very stressful experience. You should familiarize yourself with the security features ...
Views: 1645(1 vote) - What Budget System Should You Use For Financial Management? - by Submitted on Mar 05, 2013 from Samantha SeiffertA budget is not the easiest plan to follow. At the very least, it takes some time to get used to monitoring every penny that you spend on a daily and monthly basis. This is actually why some people are not enthusiastic in submitting themselves to these plans. Not only do they perceive it to be ...
Views: 1645(1 vote) - Three Sure-Fire Ways To Get Your Debt Snowball Rolling - by Submitted on Jan 31, 2008 from Michael RascoA "debt snowball" is a credit card debt management system that increases its momentum over time. That means that your results might seem small in the beginning, but you will take bigger and bigger chunks out of your debt as time goes on. It is a very effective way to eliminate credit card ...
Views: 1643(1 vote) - One Woman’s Financial Coaching Success Story - by Submitted on May 30, 2019 from Patti FaganOne of the most rewarding aspects of being a financial coach is watching my client go from feeling clueless and overwhelmed to taking control and stepping into money mastery. One thing I know for sure is that a financially empowered woman is unstoppable in going after her goals and dreams. ...
Views: 1638(1 vote) - Student Loan Debt on the Rise - by Submitted on Oct 28, 2010 from Jeff MictaborThe Project on Student Debt, an initiative sponsored by the Institute for College Access & Success (ICAS), has released its fifth annual report on the extent of student loan debt in the United States. The report examines student loan debt nationwide and on a state-by-state basis. According to ...
Views: 1636(3 votes) - Which Is The Best Way To Save For Income Tax - by Submitted on Jun 24, 2019 from Emily WatsonIn this article, we can discuss the best way to save for income tax, and how to save income tax. The income tax is a governments advantage of someone by demanding income produced by businesses and individuals. The government is the extent of the power to make legal decisions of tax. The tax ...
Views: 1635 - 5 Tips on How to Get Paid What You Really Deserve - by Submitted on Aug 07, 2009 from Barbara Stanny-The Leading Authority on Women & MoneyWant to make more money? Well, I’ve got the secret. And I’ll bet it’s not what you think. It sure wasn’t what I expected when I interviewed hundreds of high earners for my books Secrets of Six-Figure Women and Overcoming Underearning. Very few of these successful women were driven by money. Yet ...
Views: 1634(3 votes) - Understanding Different Types of Debt: Good vs. Bad - by Submitted on Jun 11, 2012 from Jamie BushUnderstanding types of debt is crucial. Good debt is debt that you have that pays for itself. For example, a rental property or business that you own pays for the loan you took out for it; your money is not going into it. This is the defining line. Bad debt is just about any debt that most of us ...
Views: 1631 - Credit Legal Repair Service - Things You Should Understand About Lawyers of Credit Repair - by Submitted on Jun 04, 2010 from william robertsWhen there was no concept of financial companies, people used to contact lawyers to solve their financial matters. The lawyers also used to take advantage of this thing and charged lots of fees from consumers. Even now many people who do not have awareness about companies do contact lawyers to ...
Views: 1626 - Questions to Ask Yourself Before Purchasing a New Washer and Dryer - by Submitted on May 01, 2011 from Gary CarraghanThere are different reasons why people make a decision to purchase a new washer and dryer. May be their current appliances have become worn and aren’t performing up to speed. The models that they have may have become outdated and don’t offer the features that they need for a larger family or ...
Views: 1626 - All you need to know about personal loans - by Submitted on May 16, 2017 from Jessica JohnsonA personal loan is an unsecured loan provided by a bank to an individual to meet his financial needs such as planning a wedding, travelling from one place to another and paying off medical bills. A personal loan is called as an unsecured loan because you don’t need any security or ...
Views: 1621 - How To Compare Balance Transfer Credit Cards - by Submitted on May 02, 2013 from Joshua RodriguezIn many cases, consumers are paying higher interest rates than they should and, they know it! In these cases, balance transfer credit cards may be a great option. These special cards allow consumers to transfer balances from other high interest rate credit cards and, consolidate multiple ...
Views: 1619 - New York State's New Tax - by Submitted on May 28, 2011 from Patrick AstreWhen it comes to taxes, you can either laught or cry, so with tongue firmly in cheek, we'll try for some laughter. Unfortunately as you will see, this satire is based on certain sad facts. NEW YORK STATE’S NEW TAX Interview with the Commissioner of Taxation for the state of New York I ...
Views: 1617 - 5 Important Financial Planning Tips for Married Couples. - by Submitted on Jan 20, 2013 from Yvonne and George LevyYou are happily married and running a home with your spouse. Congratulations! Your marriage partner is the single most important business partner you have, and your credit, financial reputation and overall economic picture is closely tied to this person who may or may not have the same ...
Views: 1614(2 votes) - Living Well and Saving Money on a Tight Budget - by Submitted on Nov 16, 2012 from Pete ShillingSaving money while on a tight budget may seem like an impossible task, but there are many opportunities to save money without making unreasonable sacrifices. The first step is to analyze household spending habits. Knowing how the money is spent will provide valuable insights into where to make ...
Views: 1614(1 vote) - The Social Security Dilemma - by Submitted on Aug 08, 2007 from Bill LoseyQuestion: I’m 62 and still working. Is it better to take Social Security now or should I wait? Answer: It depends on a lot of factors. Social Security retirement benefits usually begin at full retirement age (FRA), which is currently age 65. For those born after 1937, FRA will be gradually ...
Views: 1614 - 9 Financial Resolutions for 2016: Make Money your Priority! - by Submitted on Sep 20, 2018 from Sanjit AgarwalManaging your income and expenditure is important to ensure savings for a rainy day, but many of us ignore it in the tangle of our day-to-day lives. This year, along with weight management and more travelling, it would be a great idea to include money management in your New Year Resolutions. ...
Views: 1610 - Secrets to Not Having Secrets About Money - by Submitted on May 21, 2011 from Christine AryloHow to be honest with your partner and come out alive ... and more loved. When you get down to what separates great, long-lasting partnerships from ones that start with the best intentions but fizzle out over time, there are a few very basic rules and behaviors that while seemingly common ...
Views: 1610 - Cash Loans for Unemployed: Procure immediate cash resources - by Submitted on Sep 13, 2013 from Jason willAre you a jobless and trying harder to find a new job? If yes, all your efforts are going to get waste. In this period of recession, people with available jobs are discarded from their offices, so getting a new job falls in impossibility zone. Unemployment can become a blot in anyone’s life and ...
Views: 1608 - ***How Long Will My Portfolio Last? - by Submitted on Oct 09, 2009 from Bill LoseyQuestion: If one has a properly diversified investment portfolio, what percentage do you feel is safe to plan on withdrawing annually so that my account value never decreases? Susan, New Jersey Answer: Susan, as long as you limit your withdrawals to the amount of interest, dividends and ...
Views: 1606(2 votes) - 4 Mistakes Young People Make And An Easy Way Out - by Submitted on May 31, 2016 from John McConnellThe phrase money is evil may not mean much when you are young, until you are in debts and you don’t know what to do. That is what’s happening to young people today. The fact that there is no financial education makes young people get out of college sinking deep in debts. And the sad fact ...
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