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Articles from Lisa Phillips | Selfgrowth.com
- Zombie Debt: How To Deal With Old Debt That Comes Back - by Submitted on Jul 09, 2008 from Lisa PhillipsYou may have to kill old debts that resurrect and come back to life. Zombie debt may include past debts that you owe, charged-off debt, debt included in bankruptcy, debt you may have never owed and even debts incurred due to identity theft. Zombie debt involves collection agencies purchasing ...
Views: 1226 - Business Credit: Why Small Business Owners Need Business Credit - by Submitted on Jun 08, 2008 from Lisa PhillipsIf you currently have a business or you are considering starting a business, establishing business credit is a good idea. According to the National Association of Credit Management (NACM) small business owners should take steps to establish credit in the name of their business as a way to ...
Views: 690 - Payment Reporting Builds Credit (“PRBC”): A Way To Supplement Negative Credit Reports - by Submitted on Apr 02, 2008 from Lisa PhillipsHaving negative credit can affect your entire life. Not only are banks, lenders and credit card issuers pulling your credit file, employers are now using credit history as a determinant in hiring. It is getting harder to escape the consequences of having bad credit. Not everyone with bad credit ...
Views: 1665 - Patriot Express Loan: A Promising New Business Loan Program for Veterans and their Spouses - by Submitted on Apr 02, 2008 from Lisa PhillipsThe U.S. Small Business Administration (SBA) has launched a new loan program for military service members, veterans and their spouses which can be used to establish or expand a small business. The Patriot Express Loan Initiative builds on the more than $1 billion in loans SBA guarantees annually ...
Views: 807 - The Universal Default Clause: You Could Be A Victim - by Submitted on Oct 19, 2007 from Lisa PhillipsHave you ever been in a situation where you were able to pay most of your bills but perhaps you let the least essential debt go for a month? Well this can hurt not only your credit rating but also affect your interest rates and credit limits with all of your creditors. This is the practice of ...
Views: 628 - 9 Steps To Building Business Credit - by Submitted on Oct 19, 2007 from Lisa PhillipsBuilding business credit can be accomplished regardless of your personal credit history. Business credit is essential in conserving cash flow, keeping track of business expenses and more importantly, protecting personal assets and personal credit history. The most important element to building ...
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