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- How To Build, Manage, and Maintain Wealth - by Submitted on May 06, 2008 from Tracy PiercyYou've tried making more money. You've tried cutting back on expenses. You've tried borrowing and consolidating. You've tried some sure-fire quick fixes. You've denied the situation and justified it because others are in the same situation or worse. And besides, when the kids move out, go ...
Views: 2314(9 votes) - Alimony and Estimated Tax Payments - by Submitted on May 04, 2012 from Meghan GehanAs she stood at the mailbox, Suzanne's face went pale when she saw the return address: Department of the United States Treasury, Internal Revenue Service, Official Business. A chill traveled down her spine, a feeling that reminded her of the day she stood in front of the judge as he finalized ...
Views: 2313 - 3 Simple Principles Of Financial Decision Making - by Submitted on Apr 11, 2008 from Tracy PiercyA successful investor friend of mine recently invited me to hear a well-known tax professional speak on strategies to minimize your tax bill. The presenter spoke for an hour about simple strategies, and then he offered the audience an opportunity to purchase what he described as a “no brainer” ...
Views: 2312 - ***The Boyz of Wally Street - by Submitted on May 19, 2009 from Colin TippingFor all that I go on about how money is just energy, has no meaning other than what we attach to it, and how there is no shortage of it, I still find myself feeling a lot of anger towards the guys on Wall Street who took an average of $12 million each in bonuses. The fact that they took the ...
Views: 2305 - Get Control Of Your Money And How To Keep More Of It! - by Submitted on Jun 02, 2006 from Clare EvansDo you find it hard to get by each month and your spending is either out of control or starting to head that way? If you're struggling with money then don't despair, you can get back on top. If you'd like to have more money each month or want to get control of your finances here are a few tips ...
Views: 2305 - Why It’s Important to Save More Money Every Month - by Submitted on Aug 11, 2010 from Dan CavalliOne of the best things you can do for your financial situation would be to save money every month! I personally recommend that you save at least ten to twenty per cent of your monthly pay to see some really good results. I know that this amount is not the law, and would be altered to suit the ...
Views: 2299 - 5 Mistakes That Can Cause Your Loan To Be Denied - by Submitted on Mar 15, 2009 from Julian JacksonThe loan modification portion of the stimulus package will provide millions of people with the opportunity to obtain financing which will allow them to keep their homes. However, just applying for a special home loan program doesn’t necessarily mean you’ll be approved. Regardless of which types ...
Views: 2296(10 votes) - How to Prepare Form 4562 - The Big Picture - by Submitted on Feb 04, 2011 from Wayne DaviesIf your small business is a Sole Proprietorship and you are involved with the preparation of your income tax return, you will eventually run into Form 4562, one of the most complicated tax forms on the planet, if not the universe. But do not despair, for help is on the way. The purpose of this ...
Views: 2273 - I Am a Caregiver to My Quadriplegic Husband and We are Maxed Out. – Linda - by Submitted on Sep 18, 2011 from Steve RhodeDear Steve, I am a caregiver to my quadriplegic husband since 2006.The credit cards are at their limit,I didn't help any by going overboard at x-mas. Also if something is or says medical it is expensive,and medicaid and medicare only cover so much. So I spend a lot on things for his care and ...
Views: 2270 - Are Reverse Mortgage’s Gaining Momentum as a Financial Planning Tool? - by Submitted on Jul 30, 2012 from Chris BeardWhen reverse mortgages were first introduced back in 1961 they were initially designed for cash strapped seniors to tap into home equity to supplement retirement income and many still continue in this philosophy. However, Realtors, Elder Care Attorneys and even Financial Planners are endorsing ...
Views: 2267 - How To Bounce Back From The Financial Crisis Brought By Your Debt - by Submitted on Apr 16, 2013 from Samantha SeiffertWhen you are in debt, you realize that rebounding from the financial crisis will be your biggest aspiration at the moment. Your very thoughts will be filled with the desire to get yourself out of it. This is a natural response for anyone who is burdened with credit obligations that have gone out ...
Views: 2239 - ***5 Retirement Planning Blunders - by Submitted on Mar 05, 2010 from Bill LoseyRetiring from ones job can be a stressful time but it doesn’t have to be. Realize that it’s natural to be nervous, anxious and/or confused when you’re going through a major life change. Your decision to retire is causing you to step outside your comfort zone and is forcing you to make many new ...
Views: 2234(21 votes) - How Safe Are Fixed Annuities? - by Submitted on Jul 21, 2010 from Lisa CintronA fixed annuity is a kind of financial instrument that is constructed to act as a source of income. Most usually, this kind of financial instrument is set up by people preparing for retirement. Annuities in general refer to financial investments that are paid into and can later be accessed ...
Views: 2230(4 votes) - Some Weird Ways to Hurt Your Credit Score - by Submitted on Sep 29, 2012 from Krzysztof GarryIt is not always important that some lame reasons such as not paying the credit card bill on time or asking for number of credits will become a cause for the cancellation of the cards or harming your pre existing scores. However, if you fail to realize its worth the it will also lead you to ...
Views: 2220 - 4 Reasons to Invest in an Annuity - by Submitted on Jul 21, 2010 from Lisa CintronAn annuity is a contract that you purchase from an insurance company or other financial institution that guarantees a lifetime income stream. For a lump sum payment to the issuer of the annuity, you are can receive either a lump sum, a certain number of payments or any combination of payout ...
Views: 2218(3 votes) - The Consequences of Rising Rates: How a Higher Interest Rate Affects You - by Submitted on Jun 19, 2017 from Darin NamkenThe Federal Reserve Bank recently nudged interest rates higher, increasing the federal funds rate to a range of 0.75 percent to 1 percent. The boost to the Fed’s benchmark interest rate wasn’t unexpected, and officials have indicated there are more increases to come. After providing stimulus ...
Views: 2215 - Kids, Christmas, and Presents in a Tough Economy - by Submitted on Nov 30, 2010 from Greg BakerThe average household will go into some sort of debt in order to keep up with their ideas of providing a good Christmas for their children. In stable economic times, it took most people six months to pay off their Christmas debt and many, around 1 in 4 according to some statistics, will still be ...
Views: 2196 - 5 Super-Effective Ways to Tighten the Budget - by Submitted on Apr 19, 2017 from Rachael MurpheyIf you're constantly struggling to make ends meet on your current income, it might be time to tighten the budget. Unfortunately, many people cringe at the idea of budgeting, believing it means living like a miser or going without the things you enjoy. In reality, there are some simple and ...
Views: 2184 - Internet Discount Shoppers and Coupon Hounds Find “Deep Searching” Attractive - by Submitted on Apr 25, 2010 from Thomas AnthonyTraffic continues to grow daily for coupon research and discounted price searching online at the new “save money” website from Coupons and Codes. This Madison, Alabama based Internet .com start-up appears to understand the wants and needs of an Internet savvy market and seems to have captured ...
Views: 2184 - Horizon Gold Credit Card Review - by Submitted on Feb 16, 2012 from Nancy SuraceThis is a product review for the Horizon Gold Credit Card. Horizon Gold Credit Card Review- What is It? Are you in a situation where you want to build credit, or rebuild your credit score, but you are unable to qualify for a major credit card, and don't have the necessary funds to put ...
Views: 2172 - Discover the Five Essential Tips For Financial Wellness During Your Divorce - by Submitted on Jan 19, 2010 from Lori Snyder"The waste of money cures itself, for soon there is no more to waste." -M.W. Harrison Divorce is a major undertaking and transitional time for many. Your emotions are usually running very high during the beginning of your divorce. There are many mixed feelings; you will feel like you are on ...
Views: 2168(3 votes) - Mortgage Debt Elimination Secrets - by Submitted on Apr 01, 2009 from Timothy DereyThe mortgage debt elimination process that we're going to share with you will, without a doubt, put you on the right path towards eliminating your mortgage payment. Once you begin putting these strategies to use, you'll be much happier as you rid yourself of that burdensome debt. ...
Views: 2167 - Eight Great Ways to Save Money - by Submitted on Aug 10, 2010 from Mike PetersonIf you are constantly on a shoestring budget and are always out of cash, take a good look at your spending and lifestyle habits. You will find that by making a few minor changes, you can both fatten your wallet and have a savings account to fall back on. Saving money is not difficult. It’s ...
Views: 2155(1 vote) - Money Management Tips You Can Bank On - by Submitted on May 13, 2010 from Bern BuentipoWith the current economic climate everyone is looking for money management tips that will help ensure financial security. We all want to save money and get the best value for our dollar, yet it often seems as if we struggle just to make ends meet, leaving little left at the end of each ...
Views: 2155(4 votes) - Divorce Is Expensive! Don't Spend More Than You Have To. - by Submitted on Feb 04, 2011 from Dana McIntyreAnyone who has been through a divorce can probably tell you the horror stories of how much money they spent just getting divorced. With my divorce, let’s just say that with the amount I spent I could have supported a large village in Africa for a year. At the time, I was willing to pay just ...
Views: 2154(3 votes) - Five Sentences Rich People Should Stop Saying - by Submitted on Oct 10, 2012 from Megan J PetersonThere are some sentences rich people love saying, but can drive ordinary people crazy. Rich people can be so annoying, don't you think? People should not just make money without thinking about the world around you. 1.“10 000 a month may sound like much, but still I'm not quite rich.”. Rich ...
Views: 2152 - 6 month payday loans cash to meet unexpected needs - by Submitted on Aug 02, 2011 from Dennison WilliamsFinancial adversities can affect your life anytime. There are times in your life when you need quick cash to deal with the unexpected troubles that arise without giving any warning. These loans pave a way to live a happy and stress free life. This loan facility is a boon for those living in the ...
Views: 2148 - ***Answer Your Wake Up Call - by Submitted on Apr 12, 2012 from Leslie CunninghamSometimes conflict and stress in our relationship and/or finances can be the force that wakes us up to the ways we’re not being honest. Your wake up call might be not having enough money coming in each month and watching the credit card bills add up. It might be getting older and knowing you ...
Views: 2147(3 votes) - Use Journaling to Face Your Financial Fears - by Submitted on Nov 30, 2010 from Mari L. McCarthyA clearly practical application of journaling is to use it as a way to get a grip on your financial worries. Our current economy is challenging, to say the least, and many of us are obsessed with financial concerns. Physical side effects from money stress - like sleeplessness or headaches, or ...
Views: 2132(2 votes) - Keeping Tabs on Your Federal Student Loans: Using the NSLDS - by Submitted on Mar 18, 2011 from Jeff MictaborFor the majority of students, college loans are part of the reality of higher education. Two-thirds of bachelor’s degree students who graduated in 2007–08 left college with debt from school loans, and their average student loan debt load was $23,186, according to FinAid.org. Keeping track of ...
Views: 2125 - A Family Budget To Help Organize Finances - by Submitted on Nov 05, 2008 from Stephen GillWhat is a family budget? A family budget is a set of instructions or laid-out-in-advance procedures which act as a guide to paying your bills, buying things members of the family need, putting aside some money as savings, and so on and so forth. Nobody in your household should spend any money, ...
Views: 2116 - 5 Mistakes to Avoid when Dealing with a Debt Collector - by Submitted on Jan 19, 2011 from Denise RichardsonDealing with a collection agency can be a stressful experience. Not only are some debt collectors rude, but endless demanding telephone calls and letters can shake even the toughest individual. The stress and confusion that debt collectors can cause often results in consumers making mistakes ...
Views: 2115(2 votes) - Definition: Personal Finance - by Submitted on Mar 08, 2009 from Douglas PakPersonal finance is the application of the principles of finance to the monetary decisions of an individual or family unit. It addresses the ways in which individuals or families obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future ...
Views: 2114 - Ways to handle a Money Crisis - by Submitted on Oct 17, 2013 from Merna Throne, M.S.Are you free floating in Financial Fear? We all rely on money to pay our bills, provide shelter and food, and to bring us pleasure. But with the continuing economic crunch squeezing out every dime before it has a chance to grow interest in our checking accounts, more and more of us are ...
Views: 2108(3 votes) - ***The Difference Between Gambling and Investing - by Submitted on Sep 23, 2011 from Scott BarclayThere is a fine line between gambling and investing which many people cross sometimes with the help of their financial guy. A study not too long ago showed that the majority of those buying individual stocks lose money. I'd be willing to bet that a large percentage of those crossed the ...
Views: 2105 - Ease your financial pressure - by Submitted on May 31, 2012 from Senol ASANFinancial pressure is something that more and more people face and suffer from. It can determine a deal of different emotions and distress on personal and mental level. When financial pressure takes control over your life a lot of things happen. You may face problems in your relationships, ...
Views: 2096(1 vote) - Consumer Tip: Beware of “Zero Interest” Payday Loans - by Submitted on Nov 21, 2011 from Sarah WatersA new UK-based site, InstantLoansDirect.com, is trying to attract new borrowers by offering so-called 0% interest payday loans. They offer short term loans without interest, but there’s a catch. There is no interest for the first eight days, but after that initial period, there’s a daily fee ...
Views: 2089(1 vote) - THE BEST TAX TIP...EVER! - by Submitted on May 24, 2011 from Patrick AstreTHE BEST TAX TIP…EVER! Joe X (Real people and events but no real names used, of course) is an executive with a well-known national corporation. Joe thought this would be a great time to buy that summerhouse his family had always wanted, so he exercised his stock options in one year. Six ...
Views: 2088 - Avoiding Financial Pitfalls This Holiday Season - by Submitted on Dec 18, 2013 from Chris LindseyWith the traditional holiday season at its peak between Thanksgiving and Christmas, many people are hard pressed to get badly needed cash for holiday spending. However, not all spending is holiday-based. Home repairs, medical bills and the unexpected water heater demise all help to add more ...
Views: 2083 - Personal Finances and Productivity - by Submitted on May 18, 2010 from Scott BarclayThere is an inverse relationship between time spent on personal finances and both productivity and investment returns. Have your cake and eat it too! Most everyone has heard that people spent a lot of time at work goofing around. The number one time killer to no ones surprise is technology. ...
Views: 2083(5 votes) - Love What You Have - by Submitted on Oct 31, 2007 from James AllanWe live in a disposable society. We buy things, use them and then throw them away. Our landfills continue to grow, despite no one wanting garbage in their own backyard. Meanwhile, debt is also growing. People continue to spend money they don’t have on things they don’t need. People need to ...
Views: 2080 - Crown Financial Ministry: Larry Burkett Program Leads the Path to Financial Freedom and a Total Money Makeover - by Submitted on Oct 26, 2009 from Diana HazlettThe Crown Financial Ministry was founded in 1976 and is dedicated to equipping people around the world to learn, apply and teach Biblical financial principals. David Newby, author of “Why Didn’t Anyone Teach Me This?” has learned these important financial fundamentals and continues teaching and ...
Views: 2078(2 votes) - What to Do if You Are Being Sued for Debt - by Submitted on Mar 22, 2009 from Keith GarrowIf you genuinely owe money to a company and you do not pay it back in accordance with the terms you agreed, then the hard fact is that lender is perfectly entitled to sue you in order to get their money back. In borrowing the money, or buying things on credit, you will have signed an agreement ...
Views: 2078(4 votes) - 3 Golden Rules to Avoid the Debt Trap - by Submitted on Mar 29, 2010 from Lyn BellTo avoid debt don’t get a loan – simple isn’t it? But, is it really that simple? Sometimes we can’t avoid having to borrow otherwise how are we to get our new home? Not many of us would have the cash to buy it outright. But what you need to understand is that there is good debt and there ...
Views: 2073(2 votes) - Whether a Long Standing or Start-up Business, Asset Protection Is Needed in a Sue-Happy America - by Submitted on Jul 20, 2016 from Jackson Madix CooperIf you do business in the United States, then the threat of a lawsuit constantly hangs over your head. You might be looking at a lawsuit if a customer feels that a product that they purchased from you harmed them in some way. If you are not protected, then you could lose all of your assets in a ...
Views: 2067 - ***My Retirement Investment Portfolio: When Is Enough Enough? - by Submitted on Jun 19, 2009 from Brian NicolettiQuestion: I’m a 57 year old clinical physician thinking about slowing down in the next few years. I don’t feel I have enough money to retire but maybe I do? How do you analyze a client’s finances to make this determination? Any thoughts you could provide would be greatly appreciated. Lia, ...
Views: 2063 - Poverty Mentality: Escaping it to Achieve Prosperity - by Submitted on Sep 17, 2013 from april uDo you ever feel financially stuck, do you ever go through the store looking at things you know you will never be able to afford, thinking how nice it would be if you could just catch a break? Do spend more time than you should figuring out how you will pay each bill every month when there just ...
Views: 2060(2 votes) - Laptop Finance for students: A real smart choice - by Submitted on Sep 24, 2013 from Thomas TraintWhen it comes to students, they need the best in education to build-up their career and latest laptop to accomplish it. The students who are looking for a new laptop to work on their projects should not worry about price tag as there are many financing options available in the market. The ...
Views: 2040 - How to Use Willpower Engineering to Control Spending - by Submitted on Jan 25, 2011 from Steve LevinsonPersonal finance experts often offer excellent budgeting advice while ignoring psychological realities that make their advice essentially useless. The truth is, we humans have an enormous capacity for NOT doing what we know we should do. And failing to take that truth into account is like ...
Views: 2036(6 votes) - Stay Debt Free this Xmas - Top 10 Tips - by Submitted on Sep 07, 2005 from Linda AndersonXmas can be a financially stressful time for many people and that takes the fun out of the festive season. The funny thing about Xmas is it occurs every year and at the same time every year! So with a little bit of planning you can take the stress out and stay debt free. Here are my Top 10 tips ...
Views: 2034(1 vote)