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- A Primer on Subprime Mortgages - by Submitted on Oct 06, 2009 from Yossarian SmytheThe term “subprime mortgages” has leaped from business pages to the front page headlines. However, not a lot of people understand exactly what it means and how it caused the US economy to fall. What Are Subprime Mortgages? Simply put, mortgages are called subprime because they are below ...
Views: 954(1 vote) - Be Wary Of The Payday Loan Lender - by Submitted on Jul 05, 2009 from Menno SpijkstraPut a person in the right situation, and he’ll do things so extreme that you wouldn’t think possible. The same idea applies to a person in a financial fix. If in desperate need for substantial amounts of cash, he’ll do almost anything to get his hands on it, like rob a bank. Not everybody has ...
Views: 954 - Concept of Secured & Unsecured Personal Loans - by Submitted on Aug 10, 2012 from Diala BankIn India, the person can get funds from banks or financial institutions for their day to day expenses as well as personal needs, i.e. personal loan. The person can use this fund for any of their purposes, such as wedding expenses, higher education, purchase of consumer durable goods, initiating ...
Views: 954 - A Life Insurance Policy - A Simple Yet Powerful Document - by Submitted on May 08, 2007 from Donald LusanHave you ever considered that a life insurance policy is a simple document complicated by a lot of legal jargon? Yes, the legal jargon is designed to protect the policy owner and his or her heirs but it is also designed to protect the life insurance company. That being said, a life insurance ...
Views: 953 - The Confusion Over Credit Inquiries - by Submitted on Aug 18, 2009 from Krista ScruggsWhen you seek out new credit, you automatically give the potential creditor permission to request a copy of your credit profile. As the creditor does so, a credit inquiry is notated on your credit file. There is some confusion over credit inquiries, their effects on the overall credit rating, ...
Views: 953(1 vote) - Can a Non Profit Credit Counseling Agency Help You? - by Submitted on May 17, 2011 from Thomas ButcherGetting out of debt is a lot harder than getting into debt-just ask any one of the millions of people who used the services of a non-profit credit counseling agency in the past year alone. That’s right-over eight million people in the US signed up with one of these agencies because they were ...
Views: 952 - Same Day Payout Loans: Finance in No Time - by Submitted on Sep 24, 2013 from clark davidShortage of cash two to three weeks before the next payday is a common experience among the people who are to get on by monthly wages or salary. Thousands of men and women living in United Kingdom are to spend sleepless nights when they look for immediate funding to meet up urgent and ...
Views: 952 - 7 Steps to Caring for and Controlling Your Money - by Submitted on Oct 28, 2012 from Betty J. zakDo you really care about your money? “Of course”, is the obvious answer. Let’s explore that idea and layout a few well tested steps you can follow to not only help you care more about your money but to put you in control of your money. Think for a moment, if you had a precious heirloom ...
Views: 951 - A Moving Day To Remember - by Submitted on Mar 11, 2008 from Roselind HejlMy clients were the kind of folks who plan carefully. Their home had been staged to perfection. Lights on. Cookies on the counter. A contract was received just in time. Everything went smoothly. Closing was set for Friday morning On a Wednesday afternoon I received an urgent call. ...
Views: 951 - Does Gold Loan Impact my Credit Score in Anyway? - by Submitted on Nov 22, 2017 from Puneet SharmaGold Loan is a secured loan that helps individuals in improving their credit score progressively. Since this loan is procured in exchange for gold ornaments, coins, etc. it is seen more useful in getting a good credit score. Not long ago, just a few couple of years back, procuring gold loan ...
Views: 951 - Personal Finance Can Be Easily Managed By Following This Great Advice - by Submitted on Nov 20, 2014 from Long SaidinThe issue of personal finance is one that rears its head to anyone serious about long-term viability. In the current fiscal climate, personal finance stability has become even more pressing. This article has a few tips that will help you navigate the ins and outs of personal finance. When it ...
Views: 951 - Balancing Your Personal Finances Part 1 - by Submitted on May 29, 2008 from Gina ClarkIn order to balance your personal finances and save money, you need to create a budget. This is the first step toward paying of your debt and saving for retirement. It leads to a future of financial security and peace of mind. Approximately one half of your income should be used to pay for ...
Views: 950 - Quick unsecured Loans: Instant Cash and no Need of Collateral - by Submitted on Sep 22, 2012 from Finley BullThe financial market, as per traditional norms, offers loans in two variants: secured and unsecured. In case of the secured variant of loans borrowers are to provide valuable assets to be used as a guarantee. There is a rider that the lender enjoys the right to take hold of the assets if the ...
Views: 950 - Taking the Confusion out of Pensions - by Submitted on Apr 11, 2012 from Brian FlindallThis is the first in a series of articles that I hope will explain pensions in a way that everyone can understand. If you've not yet reached retirement age then pensions are not the most exciting of subjects to talk about. However, you have to plan well in advance to make sure you receive a ...
Views: 950 - What Can I Do If I Am Deep In Debt? - by Submitted on Apr 01, 2011 from Joseph HernandezMany Americans are experiencing a downward debt spiral due to the economy. So, what are viable solutions if you are deep in debt? It depends on whether your debt is secured or unsecured. Unsecured debt is debt that is not tied to any asset. Examples are credit card debts, credit lines, ...
Views: 950 - About How The Money Works Tutorial - by Submitted on Jun 07, 2011 from Chris cbentonMoney is the force that drives our economy, raise food on the table and keep us warm at night, money is what makes people great and diverse as it is what gives each of us to do something amazing and worth of our lives. But money can also be destroyed or tarnished relations between reason, anger, ...
Views: 949 - Go Green With Finances - by Submitted on Oct 15, 2008 from Darlene SiddonsThe very first thing I want to say here is that we are not our debt, our house, our cars or all of the things we purchase; we are Moms, Dads, Daughters, Sons, Grandparents who are living the best life that we can with love and purpose. Debt is something that happened along that path. So now we ...
Views: 949 - Is Your Perfectionism Screwing up your Budget? Here's how to Step into Success Slowly and Simply - by Submitted on Apr 29, 2010 from JJ FredericksonPerfectionists have impossibly high standards. And impossibly high standards make things impossible, setting up a never ending cycle of procrastination, overwhelm and discouragement. With finances, it usually starts with some “expert” advice. For instance, financial experts say that we should ...
Views: 949 - What would do you if you did have a passive income? - by Submitted on Feb 03, 2011 from Jack McCutchenWhen I was young and living in Hawaii my dad decided that he wanted to learn to sail. And since he was learning he thought he might as well bring me along to learn too. At the time I thought it was some kind of torture. My dad was an air traffic controller at the Honolulu airport. Right next ...
Views: 948 - Wild Ways To Not Pay For Gas - by Submitted on Jul 13, 2012 from Kade PhillipsThere is frugal, and then there is EXTREME frugal. Most people with a vehicle have taken to altering their driving behavior in at least a minor way in order to save on the extra high gas prices which show no sign of receding any time soon. However, there is a certain section of the population ...
Views: 948 - Credit Score Basics - by Submitted on Dec 18, 2014 from bostjan jarcWhenever you decide to make a purchase on credit, whether you rent an apartment, buy furniture, or want a credit card or a loan, you are asking a business or individual to "take a chance on you", to grant you credit. Inevitably the lender or company will check your credit score to determine if ...
Views: 946 - Go Green! Mind Your Money - by Submitted on Feb 27, 2009 from Patricia StallworthSo often when we talk about going green we are talking about the environment or a conservation project. But I believe that going green should start a lot closer to home. In fact, I believe it should start in your own purse or wallet by minding your money. In good times, minding your money may ...
Views: 946 - No hassle business loans-Easy finance plan recommended for any business person - by Submitted on Mar 11, 2012 from John SnowBig business owners can get away easily with their brand name or the goodwill earned with them. It is a rare fact that they suffer from cash shortage. Their revenues are high and it is not tough for them to raise money for working capital. Working capital is the fundamental factor of the ...
Views: 946 - Organize Your Money! - by Submitted on Feb 20, 2011 from Sharman LawsonOrganization is the key to a balanced life! Organization saves you time, energy, frustration, and confusion. To be organized means to be efficient in the way separate elements are arranged into a consistent structure. In other words, everything has its place, find the place, and when you're done ...
Views: 946 - Recovering From The Credit Plague Starts With Your Free Credit Report - by Submitted on Oct 20, 2009 from Darrell DevanThe foreclosure crisis has created bad economic plague across America. Restoring your credit after you have suffered as a consequence of a crisis such as a bankruptcy, foreclosure or a string of ill-fated financial events is a requirement if you are going to move on with your life. There is a ...
Views: 946(1 vote) - Small Business Taxes - How to Turn Bookkeeping Boredom Into a $175 Per Hour Payday - by Submitted on Aug 10, 2011 from Wayne DaviesFor most small business owners and self-employed people, bookkeeping is about as much fun as a root canal. But like it or not, it must be done, otherwise you'll end up overpaying your taxes big time. Perhaps this article will help you see this tedious task in a new light. Follow along with me ...
Views: 946 - Quick Insights on Calculating Income Tax on Your Interest Income - by Submitted on Jan 07, 2019 from Arwind SharmaYou should be aware that the interest earned above and over a certain or fixed limit invites income tax deductions on receivable interest income. However, not many people are aware or sure how to calculate income tax on interest income. As a result, their interest income keeps getting charged ...
Views: 945 - Surviving Your Recession - by Submitted on Mar 31, 2009 from Glenn Ferguson“Poverty and shame come to him who refuses discipline, but he who heeds correction shall be honored.” Proverbs 13:18 WEB You have heard it over and over again but do you really know what it? It is on the lips of everyone, your coworkers, newscasters, economists, politicians, and even your ...
Views: 945 - 10 Simple and Easy Ways to Save Money on Groceries for Your Debt Settlement Program - by Submitted on Mar 11, 2012 from Gregory DeVictorDebt settlement, also known as debt negotiation, allows you to make one monthly payment, and to get out of debt much faster than by making the minimum monthly payments or by using debt consolidation. With a debt settlement program, negotiators communicate with creditor(s) on your behalf to ...
Views: 944 - 7 Best Investments for NRIs looking to invest in India - by Submitted on Aug 29, 2018 from Archana SinghBest Investment Options Each year lots of people migrate from India for different purposes like education, job, busi-ness, etc. Some people migrate from India only for working on offshore jobs and actually earn in the foreign currency. These kinds of people who are of Indian origin or those who ...
Views: 944(1 vote) - Breaking The Chains of Credit Card Debt - by Submitted on Jan 10, 2011 from Faizal NisarCredit card debt is a serious issue for many people. Breaking free from the hold of credit cards is very possible. It requires discipline, determination, and commitment. If you have what it takes, than anything become possible. Let's go over some secrets that will help you get out of credit ...
Views: 944 - How to Prepare the Easy Part of Schedule C - by Submitted on Feb 11, 2011 from Wayne DaviesAre you a Sole Proprietor who faces the daunting task of filling out Schedule C every year? If you break out into a sweat just thinking about, you came to the right place. To get the most out of this article, get a copy of Schedule C and have it in front of you as you read on. You can open up ...
Views: 944 - Why Check Your Credit Report Regularly? - by Submitted on Sep 30, 2008 from Cindy MorusBesides paying your bills regularly and on time, the single most important thing you can do to show that you are a good credit risk is to know what's in your credit report. Studies have shown that many credit files contain errors that can harm your credit rating, leading to rejections when you ...
Views: 944 - Personal Finance Software Review of Quicken Product Offerings - by Submitted on Aug 27, 2007 from Charles HebertIn this article I would like to conduct a personal finance software review of the Quicken product offerings designed for personal use. There are several personal finance software products on the market that do wonderful jobs of helping families manage their finances, but I am most familiar with ...
Views: 943 - Taking a Marriage Loan could your best decision to fund your wedding - by Submitted on Dec 10, 2018 from harish ChandraSummary: A Marriage Loan is a personal loan that you can take for the expenses related to your special day. Compare and explore all the options and rates before finally applying. Descriptions: Marriages in India comes with a celebration cost. The wide array of traditions, huge guest lists ...
Views: 943 - Benefits of rattan daybeds. - by Submitted on Feb 04, 2019 from M Nasir AzizDaybeds are particular types of furniture which are generally used as beds as well as for lounging purposes. They can also be used for sitting and reclining, as and when required. These types of furniture are now considered as a part of the modern smart furniture which is preferred in modular ...
Views: 942 - The Reality of Making Money Using Credit Cards - by Submitted on Oct 16, 2011 from Joshua RodriguezIt seems as though with the down economy, many Americans are looking for more and more way to bring money in. However, is it possible to make money using charge cards? A great deal of Americans have brought up balance transfer credit card accounts in other articles for making money so we will ...
Views: 942 - Can I deposit into my savings account being an NRI? - by Submitted on Apr 17, 2018 from Puneet SharmaMost people persevere with depositing money in their savings account even after receiving an NRI (Non-Resident Indian) status. However, the law doesn’t allow you to do so. The moment your residential status changes to NRI, a lot of things change right from your bank’s savings account to your ...
Views: 941 - Saving Money Effectively: Many Of Us Want More Money. - by Submitted on Aug 23, 2010 from Dan CavalliIf only money is that easy to get, we could easily solve our problems and live a happy and prosperous life. But as we know, this is only a dream. To earn money requires all your talents and extreme effort to be given out completely. Using money is another tricky business. If you are not ...
Views: 941 - What Improves Credit Rating Best? Credit Cards vs. Personal Loans - by Submitted on Nov 26, 2015 from Tom RichyTaking out a credit card or a personal loan is not so hard if the applicant follows particular guidelines. The process is rather fast and easy comparing to getting home or auto loans. But let’s figure out how those financial options can impact your credit score. A high credit score is very ...
Views: 941 - How Canadian Seniors Qualify for Life Insurance - by Submitted on Jun 21, 2018 from Eugenia SIn Canada and around the world, life insurance companies underwrite, or assess, the risks of carrying your policy. For the elderly, this can include medical assessments but will also include lifestyle factors as well, such as: • Current health • Nicotine and drug use • Family medical ...
Views: 940(1 vote) - Identity Theft Issue: Company Posing as Another Company - by Submitted on Jul 07, 2007 from Bernard PragidesIdentity theft is becoming an increasingly frequent problem that threatens the privacy and personal safety of people both outside and within online circles. While it is hard to believe, a mounting trend across the Internet involves fraudulent companies posing as reputable companies. This is one ...
Views: 940 - Top Four Ways To Earn Money Online At Free Websites - by Submitted on Apr 17, 2007 from Matt TuttThanks to the popularity and rise of the Internet, coupled with the human fascination with earning money with minimum input, there are now various ways to earn money online without much effort. All of these methods mentioned in this article are free to participate in, and they are guaranteed to ...
Views: 940 - Credit Card Interest Rate Information You Need - by Submitted on Oct 24, 2011 from Joshua RodriguezIt's no secret that charge card account interest rates are the way credit card account issuers make money by loaning cash to consumers through these pieces of plastic. The higher the interest rte on the charge card, the more cash the bank makes. Which also means the higher the APR on a credit ...
Views: 939 - Help Yourself to Debt Relief - by Submitted on Oct 19, 2011 from Joshua RodriguezUnfortunately, due to the financial recession that we have been facing as Americans for quite some time, many Americans have been dealing with personal financial hardships. Because the average American has at least a couple thousand dollars in charge card debt, this is the point where for ...
Views: 939 - How to Boost Your Credit Score by Doing Nothing - by Submitted on Nov 17, 2015 from Tom RichyWhen your credit score is not good enough you may feel like you must do something to improve it. You may apply for a new loan, file a dispute or even hire some person to help you make it better. Sometimes that really works. But you will be definitely astonished to hear that all you need to do is ...
Views: 939 - Identity thieves lurk online - by Submitted on Jun 02, 2016 from Kevin RobertsonMost financial institutions offer a security commitment that protects you while banking on the Internet. They are created to shield you if you suffer a financial loss from unauthorized online transactions. However, you'll lose that fraud protection if you don't take adequate ...
Views: 939 - Summer Tax Savings - 4 Reasons to Donate Your Stuff Instead of Having a Yard Sale - by Submitted on Aug 22, 2011 from Wayne DaviesThe purpose of this article is to persuade you to not have a yard sale this year. Instead of holding a garage sale, why not give all your stuff to a charitable organization? I can think of at least four reasons to adopt this motto: Be charitable not profitable! Reason #1: You'll save time. ...
Views: 939 - Understanding Your Credit Report - by Submitted on Jun 16, 2009 from David JenkinsCredit Reports can seem like a very confusing and foreign piece of information, which carries with it a rather mystic sense of power. While this might seem like the case at first, credit reports are actually relatively simple and can be an excellent tool not only for creditors, but also for ...
Views: 939(3 votes) - Best Effective Loans Beneficial For The Quick-Fix On Tough Financial Conditions - by Submitted on Jan 03, 2013 from Jary StoneDue to the rise in cost of commodities, the civilians are having a tough time to attain their daily needs. There are times when you suddenly come across some financial emergency and you may lack in accessibility of required financial support. You may be worried to fulfil this requirement of ...
Views: 938(1 vote)