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Articles from Yossarian Smythe | Selfgrowth.com
- What is payment protection insurance (PPI)? - by Submitted on Jul 01, 2011 from Yossarian SmytheSome of the most common questions in respect of PPI (payment protection insurance) are as follows: What is PPI? How do you know whether it was a mis-sold policy, and what constitutes it? PPI is an insurance policy sold alongside loans/credit agreements in order to cover the consumer's ...
Views: 500 - Real Claims - PPI Reclaim Specialists - by Submitted on Jun 17, 2011 from Yossarian SmythePPI (payment protection insurance) was implemented initially in order to help consumers by protecting them should they fall ill, or be made redundant and struggle to repay their premiums. The idea was that they could then use this insurance policy- in which they paid into- to cover those ...
Views: 457 - Know Fundamentals about Debt - by Submitted on Feb 26, 2010 from Yossarian SmytheDebt is one of the most worrisome words that ever occur in the history of humankind. However, as a term, debt suggests the amount that a person owes to a person or organization for funds that is borrowed. There are several ways in which the debt can be represented. This includes the bonds, loan ...
Views: 658 - PPI: Basic Facts about It - by Submitted on Feb 22, 2010 from Yossarian SmythePPI or the Payment Protection Insurance is a type of insurance that covers the outstanding debts. Generally, this insurance is taken out when you secure an overdraft or loan such as the credit card, mortgage or car loan. However, if a person fails to pay the loan because of sickness, accident or ...
Views: 727(1 vote) - Surviving the Holidays During Recession - by Submitted on Dec 31, 2009 from Yossarian SmytheRecession is bad enough but it’s lethal when it’s coupled with the holidays. Holidays are one of the most expensive times of the year, with food, gifts and trips lining up to make your wallet scream for cash. It’s bad enough that this time of year cannot help but be expensive but there are also ...
Views: 936(1 vote) - Thinking About Education In Recession - by Submitted on Dec 30, 2009 from Yossarian SmytheEducation has been treated as one of the constant goods in this world. A trip down Hollywood memory lane of many youth-oriented movies and series has shown more than a dozen lost teenagers finally finding a better future for themselves by deciding to go through with college or any of its ...
Views: 746(1 vote) - Real Estate in the Real World - by Submitted on Dec 29, 2009 from Yossarian SmytheWith trends in employment following the path of economic recession, it is inevitable that real estate will follow. It’s undeniable that real estate has gone down and under but there are several debates on whether it can only improve or is still going to get worse. Since the economy is as ...
Views: 802(2 votes) - A Primer on Subprime Mortgages - by Submitted on Oct 06, 2009 from Yossarian SmytheThe term “subprime mortgages” has leaped from business pages to the front page headlines. However, not a lot of people understand exactly what it means and how it caused the US economy to fall. What Are Subprime Mortgages? Simply put, mortgages are called subprime because they are below ...
Views: 934(1 vote) - The Deal about Bankers’ Bonuses - by Submitted on Oct 06, 2009 from Yossarian SmytheMany people believe that top bank executives today earn way too much. Nearly everyone is further enraged when these overpaid bankers appear to have made significant mistakes and have been blamed for their part in the collapse of the economy, and yet still get substantial bonuses. The Attorney ...
Views: 853(1 vote) - Warning Signs of a Recession - by Submitted on Oct 06, 2009 from Yossarian SmytheRecession is the economic term used to describe a certain period of general slowdown in the economy. The last recession that happened in the US was back in 2001, although the extent of that recession is not comparable to the global recession happening today. Here are some of the warning signs ...
Views: 1492(1 vote) - Smart Banking: Avoiding Hidden Bank Charges & Other Fees - by Submitted on Aug 10, 2009 from Yossarian SmytheAll the information regarding the underhanded tactics that banks employ may have turned you off. You’re probably thinking you should do away with banks altogether but before you make that decision, know that all you need is to get smart about your banking behavior, and you won’t have to deal ...
Views: 995 - PPI Claims: What You Need to Know - by Submitted on Aug 10, 2009 from Yossarian SmytheThe mis-selling of Payment Protection Insurance (PPI) has caused a massive headache in the insurance industry, not to mention the harm it has caused thousands of people. If you’ve been mis-sold PPI, you’ll be happy to know that new rules have been put in place to allow you to reclaim your ...
Views: 767 - Mis-Selling Insurance and Other Questionable Sales Practices - by Submitted on Aug 10, 2009 from Yossarian SmytheThe dubious practices employed by insurance agents can significantly eat up your resources and even as the government has been cracking down on mis-selling and other shady tactics, it seems agents are getting bolder in their attempts to make a profit. The most prevalent problem with ...
Views: 1010 - Get Your Money Back: Reclaiming Unfair Bank Charges - by Submitted on Aug 10, 2009 from Yossarian SmytheBanks are known to unfairly charge their customers "extortionate fees" so that a lot of people are having a hard time saving money. These fees also potentially drive many customers even deeper into debt. A lot of people may not be aware but you can actually be compensated for these ...
Views: 646 - Courtesy Overdraft Protection Not Really a Courtesy - by Submitted on Aug 10, 2009 from Yossarian SmytheA bank is a business and these institutions do need to make a profit if they are to survive and compete effectively in the financial industry. However, it would seem that these days banks will do anything to squeeze out as much income as they can from their customers, even if the practices are ...
Views: 860 - Beware of Deceptive Bank Charges and Other Unfair Tricks - by Submitted on Aug 10, 2009 from Yossarian SmytheThere used to be a time when banks were seen as the go-to place for keeping your finances safe but nowadays these institutions are imposing all sorts of unfair bank charges to their customers that you may actually end up spending more than what you’re actually saving. This isn't to say ...
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