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- Simplifying Car Loans With These Six Steps - by Submitted on Mar 21, 2018 from Jeremy SutterWhat does a car loan entail? How much are you really paying in interest rate? What sort of terms and conditions should you expect? Understanding your car loan to the full extent is essential to knowing the financial implications it has. Without planning or preparation, you can find yourself ...
Views: 1496 - 7 'MUST KNOW' ESTATE PLANNING QUESTIONS TO ENSURE YOUR FAMILY IS PROTECTED - by Submitted on Nov 04, 2015 from Wendy Montes de ocaA good estate plan can be costly, but it’s a bargain when you consider the benefits. Estate planning is something you should think about, but most important, after a major life change such as widowed, remarriage or divorce. Not having a good plan in place could be a financial ...
Views: 1494 - Three Strategies to Build Wealth With Little to No Investment - by Submitted on Feb 14, 2018 from Lena BurkutMany people fall under the mistaken belief that income equates to wealth. In actuality, the person making a few thousand dollars every month on passive income is in a much better position to create wealth than the physician from New York making over one hundred thousand. At least in this ...
Views: 1494 - Your 401(k) Investments And The IGVSI - by Submitted on May 29, 2008 from Steve SelengutSmack, right up alongside the head. Your 401(k) investment program deteriorated rapidly as the stock market and the economy weakened. Who would have thought that there was so much risk of loss in those mutual funds, and ETFs? Fortunately, the pain is most often temporary, but the timing of the ...
Views: 1492(2 votes) - Debt: The Good, The Bad And The Ugly - by Submitted on Jan 13, 2003 from Julie Donley“Neither a borrower, nor a lender be,” cautions Shakespeare in Hamlet. The reality is, most of us carry debt. From a money management standpoint, that is not necessarily bad. Sometimes debt is good. Sometimes it’s downright ugly. The key is to carry the right kind of debt, and not too much of ...
Views: 1491(1 vote) - The Dawning of Depression - by Submitted on Feb 23, 2010 from E. (anagarika eddie) Raymond RockIf we at least had enough to live on and make expenses, that would be enough. And enough to pay off the house, which isn't worth much anymore. Oh, and maybe provide for our healthcare, which is going to get very expensive in the very near future, and we better pay it or they will take our house! ...
Views: 1491(6 votes) - What Are Medical Mutual Health Insurance Options In Ohio? - by Submitted on May 10, 2012 from Ed HarrisAffordable Medical Mutual of Ohio health insurance plans are available. Since 1934, Medical Mutual of Ohio has provided low cost health care to families and the self employed. Usually, rates are quite competitive compared to other major health care providers such as Anthem Blue Cross, Aetna, ...
Views: 1491(1 vote) - Investing in Yourself - by Submitted on Jan 08, 2013 from Graham DragonIf you are interested in personal development it is important you commit to investing in yourself. No matter what it is you want to improve, no matter what you want to achieve, it will almost certainly require an investment or will be much better and be achieved much quicker with the right ...
Views: 1490(1 vote) - 5 Budgeting Tips For Lazy People - by Submitted on Mar 04, 2013 from Elisa IemmolaThe budget is the only tool that helps you understand your spending and saving. If you want your spending to be under control, pay-off your debt quickly and manage money properly, you need to have a written home budget. Lazy people don’t track their expenses properly and thus struggle with their ...
Views: 1489 - Links between Long-Term and Short-Term Financing - by Submitted on Sep 12, 2017 from Riddhi Siddhi Multi ServicesAt Riddhi Siddhi Multi Services, we understand that a business require capital—that is, money invested in plant, machinery, inventories, accounts receivable, and all the other assets it takes to run a company efficiently. Typically, these assets are not purchased all at once but are obtained ...
Views: 1488 - My Life Lesson From Paris - by Submitted on Jan 10, 2012 from Brian GreenbergA not so funny thing happened to me on the way to the Louve in Paris this summer. I was pickpocketed. Me! Imagine that, who would have the nerve to attempt such a feat? In Paris' Metro, where the crowds can be many, the thieves and pickpocket professionals also proliferate. Fortunately, we ...
Views: 1488 - How Homeowner Loans Help You Stay Afloat despite Bad Credit? - by Submitted on Feb 09, 2018 from Maria SmithHomeowner Loan are exclusive loans extended to home owners. This can be termed as a credit advantage used by property owners. Whether you have bad credit rating or undergoing a cash hassle, you can leverage the home ownership to avail a more hassle free and affordable loan despite the bad credit ...
Views: 1487 - Ways To Improve Your Credit Score - by Submitted on Jan 25, 2010 from Paul RodgersIt might take some bit of work until you get the idea of how to address your credit score. A credit rating might be one of the most crucial facets of your financial position which would necessitate your regular monitoring, particularly if you continuously have the need to borrow capital through ...
Views: 1486 - Top tips for investing in fixed deposits - by Submitted on Jun 29, 2012 from Anusha KothariFixed deposit interest rates are regulated by the government. It’s better if you split your FD into different parts that have different tenures, so that all your funds are not locked away and you can take advantage of any fluctuation in interest rates. A premature withdrawal of a fixed ...
Views: 1485 - 3 Ways to Reduce the Financial Burden of Living Away from Home - by Submitted on Dec 08, 2011 from Brenda TrottLiving away from home can put added stress on your financial situation especially if your family frequently contributed to your entertainment. No longer are family members treating you to dinner out or at their home. Mom and Dad are not conveniently saying “My treat.” If you continue to ...
Views: 1483 - 5 Ways to Boost Your Business Income - by Submitted on Sep 19, 2003 from Tim OngThe other day, a patient of mine asked me a question. By itself, asking your doctor a question is not unique, but what makes this question stands out is that this was not a question pertaining to health. He asked me whether the economic downturn ever affect the health industry in general, and ...
Views: 1482(1 vote) - Prosperity Promises & Principles - by Submitted on Aug 31, 2013 from Will G. WoodardI am a Christian who believes in Biblical Prosperity and I believe undoubtedly it applies to finances. There is much scripture that support the fact that God wants Christians believers to prosper financially. However, I also believe “Biblical Prosperity” is applicable to other areas of life as ...
Views: 1481 - What Are The Best Investments For You? - by Submitted on Jan 06, 2010 from John HanlinThe "best investments" for an investment portfolio can and should vary by investor. In other words, "one size does not fit all". This is because each of us has a unique "investment personality" that is a derived from of our upbringing, investing experience, job history, economic climate, and ...
Views: 1481(11 votes) - Summer On A Budget – 5 Tips For a Back to Basics, Fun From The Farmer's Daughter - by Submitted on May 16, 2013 from The Farmers DaughterIt’s summer time again and there never seems to be enough time to get to all those things you’ve always wanted to do. How can we have the BEST summer imaginable and do it on a budget? Well let’s first see what elements make up the best summer. Elements of Your Best Summer It is often said ...
Views: 1476(1 vote) - Booms and Crashes - by Submitted on Jan 10, 2012 from Trevor HurstNewbies and those unfamiliar with shares, may feel concerned about one particular infrequent but well publicized stock market event – a crash. There’s no need to fear a crash. A little understanding can go a long way towards unveiling the mystique. Here’s the story of some famous booms and ...
Views: 1475 - Choosing Your First Credit Card - by Submitted on Jan 30, 2013 from Noreen RuthCaution should be used by anyone looking to get started with his or her first credit card. The industry provides a ton of different offers geared towards beginners, along with many attractive offers that should only be used by the more experienced credit user. First time card holders will have ...
Views: 1474 - What Can A Financial Advisor Do For You? - by Submitted on Feb 21, 2013 from Jennifer NoblesA financial advisor is an important part of your personal financial health. A good financial advisor will not make concrete decisions for you, but rather help you to steer your own decision making process. This gives you empowerment and confidence over your investments, and this is the most ...
Views: 1471 - Home Business Tips - Working From Home and Leisure Time - by Submitted on Oct 22, 2014 from Peter MainMany people, when faced with the reality of working from home tend to approach it in quite a manic way, often with quite a high degree of burnout at some point either physical or mental. They may well be able to work with this burnout as they can adapt their home or family life ...
Views: 1469 - Which Spouse Is Responsible For The Credit Card Debt In A Divorce? - by Submitted on Oct 15, 2012 from Adam TijerinaDivorce can be one of the most painful things to happen to a person. Some psychologists believe that divorces are as stressful and as painful as a death in the family. Divorce not only takes a toll on the two spouses, it can have a very negative effect on children. If they see mommy and daddy ...
Views: 1469 - 11 Simple Ways to Organize Your Finances - by Submitted on Aug 05, 2010 from Mike PetersonWhether you are married or single, taking control of the household finances can feel like a part-time job. Some simple tips can help you streamline your time, organize your finances, and reduce the stress of household money matters. 11 Simple Ways to Organize Your Finances #1 Keep Your ...
Views: 1468(1 vote) - How to Make Bankruptcy Law Fascinating! - by In 1979 I went on my first temporary assignment as a legal secretary. I didn't think much about it. All I knew was that the temporary agency paid me $8 an hour to work in a law office versus $5 an hour working in a "non law" office. Over the next 20 years I continued to look at working in the ...
Views: 1468 - Tips On Filing Late Tax Returns - by Submitted on Dec 05, 2008 from Barry AllenThe date for submission of tax returns for 2007 is April 17th. In case you miss the deadline for some reason you must still file a return as soon as possible. In case you owe taxes the IRS will impose fines, interest on money owed, and penalties. However, if a refund is due then interest and ...
Views: 1468 - How To Curb Your Spending - by Submitted on Feb 03, 2008 from Mike KillianThe Federal Trade Commission (FTC) says, "If you or someone you know is in financial hot water, consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation [debt negotiation], or bankruptcy. How do you know which will work best for you? It ...
Views: 1467 - Women and Money Matters: Tips in Personal Finance - by Submitted on Jan 07, 2013 from Samantha SeiffertEven though we want to think of our society as being very modern, there is something different about the way we accept situations wherein women are taking the lead. We are all used to seeing them govern households. However, when it comes to the workplace, business or anything related to income ...
Views: 1467 - *** The Phased Retirement Alternative - by Submitted on Jul 27, 2009 from Bill LoseyQuestion: I’m turning 60 next year. While I don’t want to continue working full-time anymore, I don’t have the desire (or nest egg) to retire completely. What do you suggest? Doris, PA Answer: Doris, how about a phased retirement? Instead of working 40 hours per week, talk with your ...
Views: 1465(22 votes) - Family Budget: Income - by Submitted on Apr 07, 2016 from John SteelyA family budget consists of three parts – income, expenses, and savings. To create a workable financial statement for a family, all three parts must be understood. Each of the parts is similar to corresponding parts of a business budget, but the family’s budget has different perspectives and ...
Views: 1464 - Insights into Filing Tax Returns in More Than One State - by Submitted on Nov 30, 2008 from Barry AllenAccording to US tax laws US citizens who work and live or earn income from business or property in more than one state will have to file more than one state tax return. (As far as a federal tax return is concerned, however, you only need to file one return.) Here are a few things to know if you ...
Views: 1461 - How To Make A Budget That Lasts - by Submitted on Jan 09, 2012 from Mindy CraryIf you are going to make a budget that lasts, you can’t just jump to categorizing and slashing expenses—that’s a lot like jumping into a diet and following a certain regime without really understanding the “why” behind your eating—it’s not a sustainable solution. Just like with eating, you have ...
Views: 1460 - Sterlite Industries India Buy Recommendation - by Submitted on Feb 23, 2011 from Michael MichaudIndia Basic Materials Mining Buy Recommendation See the article with images at the following link: http://invest2success.blogspot.com/2011/02/sterlite-industries-india-buy.html Sterlite Industries India This Monday I’ve got a long-term buy recommendation on Sterlite Industries India ...
Views: 1460 - What was I thinking? The dilemma of the impulsive buyer - by Submitted on Sep 06, 2011 from Tele OpakunleThe joy of shopping to some is like the sweet savor of good wine. Package and baggage - all delights of one hasty decision to taste another forbidden fruit. Dresses, shirts, shoes, perfumes and unlimited categories of buyables. Excuse my coin word but in this era of credit cards flying all over ...
Views: 1460 - $885 Billion and Sustainable Prosperity - by Submitted on Jul 15, 2009 from Karen MonroyThink of a coin. It seems to have a paradoxical nature to it: two sides, either heads or tails—or it can be viewed as a circle, 360 degrees. What if we were to look at the economic situation, not from heads or tails, but from the circle perspective—a perspective that has no sides? The tenor ...
Views: 1457(16 votes) - How to Save Money Using Debit Cards - by Submitted on Jul 26, 2009 from Theodore HendersonDid you know that using a debit card instead of a credit card can help you save money? If you are old enough to remember when debit cards didn’t exist you probably recall being at the grocery store with a cart full of food and household products and realizing that you had way overshot your ...
Views: 1457 - 10 Tips to Save Money - by Submitted on Oct 24, 2012 from Adam TijerinaToday, many people are accepting the fact that saving extra money is the only way to live a stress free life. People with significant amount of savings are said to be better off financially than people with huge amounts of debt. Many people often find themselves with extra cash but do not know ...
Views: 1456 - Unsecured Credit Cards For People With Bad Credit - by Submitted on Nov 28, 2011 from Kunnawat SaengmeneeSelecting the unsecured credit cards for people with bad credit calls for all of them to obtain good credit ratings. Routinely unquestionably the credit scores range provided by 300 to make sure you 850, the main credit rating around 700 feasible everyone to be able to make the grade to get a ...
Views: 1456 - Why Does Tax Freedom Day Matter? - by Submitted on Apr 25, 2008 from Jennifer PeekAccording to the Tax Foundation (www.taxfoundation.org), Tax Freedom Day will be on April 23rd in 2008. What is it and why should it matter to your family? Does it matter to anyone but the parents? What is Tax Freedom Day? It is the day that Americans will have to work to before they have ...
Views: 1455 - An Investor's View of The Fair Tax: A Resolution - by Submitted on Mar 13, 2006 from Steve SelengutThe vast majority of Americans are investors, although many don't realize it. The vast majority of Americans are creative with their 1040 numbers, although most won't admit it. The majority of Americans would agree that investing, retirement planning, and estate preservation would be easier to ...
Views: 1453(1 vote) - Find Out the Best Way to Negotiate Using the Merchant Cash Advance Supplier - by Submitted on Oct 03, 2012 from Edmund KievitIndustry experts in many trusts restrictions severely in years previous as anticipated 10 billion dollar merchant cash advance expansion of industrial. When how you can turn Quick Look for Merchant Dollars countless numbers of supplier literally in advance between the businesses would opt for? ...
Views: 1452 - THE KEYS TO INVESTMENT SUCCESS AND FINANCIAL FREEDOM - by The good news is that financial abundance is very, very simple to achieve. All you need do is apply the following simple formula:
HABIT + INVESTMENT VEHICLE + TIME + COMPOUNDED INTEREST =
FINANCIAL FREEDOM
Save a portion of everything you earn. Invest it wisely and re-invest your returns ...
Views: 1452 - How to Save Money on Your Tech - by Submitted on Mar 07, 2017 from Jane HurstHow would you like to get the latest tech gadgets, without having to spend a whole lot of money to have the latest tech gadgets? Believe it or not, this is possible. You just have to be a savvy shopper. What you don't want to do is go out and spend a lot of money on the first item you see. It is ...
Views: 1448(1 vote) - Personal Finance Software - by Submitted on May 16, 2008 from A DawnBudgets Don't Work I don’t believe budgets work for the long run. We have our unique and different ways of doing budgets. Some of us allocate certain amounts for each expense category. Some go by envelop ideas such as putting money in different envelops for different expense categories, ...
Views: 1448 - Would It Be Okay If You Stopped Worrying About Money? - by Submitted on Jul 15, 2009 from Karen MonroyI know that sounds like a strange question. However, we sometimes get in awful habits and the thoughts take over. If we are not vigilant, the worry thoughts think themselves—again and again. Are you thinking, "Well, who wouldn't like to stop worrying about money? Duh!" Is that thought ...
Views: 1447(17 votes) - Forex Trading Systems: Pros and Cons of Manual Trading Systems - by Submitted on Jan 26, 2011 from Luke ArthurUsing Forex trading systems could provide you with a number of advantages as a Forex trader. With all of the attention on automated Forex software, many people do not even learn how to manually trade anymore. Although trading software can be attractive, learning how to use a manual Forex trading ...
Views: 1445 - Is There Such a Thing as Good Debts? - by Submitted on Feb 11, 2013 from Samantha SeiffertHave you ever heard the phrase “good debt”? Is there such a thing? If you ask anyone who had been in debt, there is no good debt. On that note, there is no bad debt either. What you have is a credit obligation that can turn for the worse depending on how you respond to it. Debt is just debt. ...
Views: 1445(1 vote) - Popular advice that can be costly - by Submitted on Dec 07, 2010 from Dan BeckHow many times can you think of that you had the best intentions, did just about everything right, but the end result turned out to be negative? Some of the most popular advice about how to improve your FICO score is just like this, great intentions, just about all the right advice advise but ...
Views: 1445(2 votes) - Can't Pay Up? 4 Things College Students Can Do to Get Cash - by Submitted on Jan 24, 2017 from Hannah WhittenlyThe life of a student can get hectic since most students are juggling a few things at once like their classes, extracurricular activities, work, friends, and maybe a little fun. Of course, you still need to pay for necessities like rent or a car note. It is not uncommon for college students to ...
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