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Articles from Alston Balkcom | Selfgrowth.com
- The Cost of Not Having Nursing Home or Long Term Care Coverage - by Submitted on May 01, 2011 from Alston BalkcomThe following statistics underscore how important this coverage is. About 70% of individuals who live to age 65 will be in need of some type of living assistance in their lifetime. The average nursing home stay is over two years. You can expect to pay close to $200,000 based on 2010 ...
Views: 620 - Do You Need Dental Insurance? - by Submitted on Apr 25, 2011 from Alston BalkcomIt is important to have health insurance to cover any hospital stays and doctor visits, but treatment from dentists is often not included benefits. However, having the proper dental treatment is important for all of us. In order to be able to afford these potentially pricey treatments, it is ...
Views: 736 - Final Expense Life Insurance - a Mistake? - by Submitted on Mar 01, 2011 from Alston BalkcomFinal expense insurance is also called funeral insurance. This type of insurance is simply a low value life insurance contract. For most people other types of life insurance will be better choices. A policy of this sort is typically sold to an insured with the idea that the the beneficiary ...
Views: 2478 - What is Term Life Insurance Coverage? - by Submitted on Feb 22, 2011 from Alston BalkcomTerm life insurance, when compared to other types of life insurance is one of the most commonly owned this is the case for several reasons. For one, it is usually the cheapest and despite the low monthly cost the coverage amount is generally high. It is preferred by many who want it to ensure ...
Views: 740 - Car Insurance Discounts - by Submitted on Feb 21, 2011 from Alston BalkcomSaving money on auto insurance coverage may be difficult, but there are ways to get car insurance coverage discounts if you're willing to do the research and put in some effort. You can lower your premiums by hundreds each year, so it can really pay off. Be sure to compare rate quotes with ...
Views: 931 - High Risk Car Insurance - by Submitted on Feb 18, 2011 from Alston BalkcomIt is tough having to pay for a high risk auto insurance policy. One of the things that people find difficult about this is that “high risk” is such a subjective opinion, and means different things to different people. Let's take a look at high risk automobile insurance, and put things into ...
Views: 1199 - What Everyone Should Know About Health Insurance - by Submitted on Feb 15, 2011 from Alston BalkcomEveryone deserves to have some sort of protection from the high expenses associated with medical problems. It is hard to ignore how critical our health is to our overall happiness. It is also hard to ignore how critical maintaining our good health is to allowing us to do our part in life. ...
Views: 852 - How To Purchase Cheaper Car Insurance Coverage - by Submitted on Feb 13, 2011 from Alston BalkcomPurchasing less costly car insurance coverage should be possible without meaning that a policyholder gets stuck with minimal or no insurance coverage, or even poor insurance. You clearly can't drive a vehicle if you don't have car or truck insurance coverage; auto insurance coverage is a ...
Views: 1373 - Disability Income Insurance for Individuals - by Submitted on Feb 13, 2011 from Alston BalkcomWhen it comes to disability insurance for individuals, there are two major kinds you need to know about. Knowing what is good and bad about each major type can make a big difference if you ever need the coverage they offer. Short term disability income insurance is available immediately if ...
Views: 954 - Facts About Teenage Drivers Car Insurance - by Submitted on Nov 09, 2010 from Alston BalkcomIt is more expensive to buy insurance coverage for teen drivers than more mature ones, but there are ways to keep the costs lower than they would otherwise be. Even teenagers can drive in a mature fashion and avoid crashes. They can also avoid driving certain types of automobiles. They can ...
Views: 2631(1 vote) - Applying for Pregnancy Insurance While Pregnant - by Submitted on Oct 07, 2010 from Alston BalkcomFinding maternity and health insurance through a private insurance carrier while you are already pregnant is difficult, if not impossible. Health insurance carriers will usually consider an existing pregnancy a reason to deny coverage. They will consider the pregnancy to be a pre-existing ...
Views: 1568 - Secrets To Reducing Your Individual And Family Healthcare Insurance Rates - by Submitted on Mar 11, 2010 from Alston BalkcomIf we desire the best individual and family health care insurance cost we need to do several things. We should think about buying a plan with a higher deductible. We should comparison shop for insurance frequently. We should make an effort to be be less likely to need care. When comparing ...
Views: 1570 - Finding Maternity Insurance If You Are Currently Pregnant - by Submitted on Mar 04, 2010 from Alston BalkcomIf you are pregnant but uninsured, there may be choices available to you that will reduce your financial burden for the health care needed to deliver your son or daughter. Not checking out all your choices can result real damage to your financial future. Your alternatives for maternity ...
Views: 1342(4 votes) - Strategies for Dropping Your Family's Cost of Health care Insurance - by Submitted on Oct 21, 2009 from Alston BalkcomYou may be able to stopspending unnecessary dollars month after month on your medical coverage policy. You might be able to use certain tricks and get a lower coverage rates. Combining your family's insurance coverage and a getting a combined singe policy may be the most cost effective ...
Views: 913 - Medical care Group Insurance Discounts - by Submitted on Oct 20, 2009 from Alston BalkcomHealthcare insurance companies often charge more for group policies. Many people think that if they apply for their family's medical insurance through their employer or buy as part of an association that they will get a lower monthly price. While this could be true at times, this isn't usually ...
Views: 702 - Tips for Lowering Healthcare Insurance Rate Increases - by Submitted on Sep 22, 2009 from Alston BalkcomBe a Good Risk Comparison Shop For Health Insurance Compare Insurance Plans With A Calculator You must have a good medical history to get the lowest price. medical insurance companies will ask about your medical records and history before offering you a medical insurance policy. If ...
Views: 745(1 vote) - Employee Insurance Packages Making Good Choices for the Entrepreneur - by Submitted on Aug 28, 2009 from Alston BalkcomWhether you're a business owner, a lawyer with your own practice, an independent plumber or are otherwise self-employed, one of numerous vital challenges you must confront is determining the kind of healthcare protection coverage and other insurance cover you should have for yourself and your ...
Views: 784(2 votes) - C.O.B.R.A. Medical Insurance vs Individual and/or Family Health coverage - by Submitted on Aug 04, 2009 from Alston BalkcomEven though C.O.B.R.A. coverage is often a good choice for a lot of families, former employees often accept their COBRA option when they should not. When compared to private health care coverage, C.O.B.R.A. can be too expensive, it can conclude too early and it can put someone else in control ...
Views: 1594 - Should you Reject C.O.B.R.A.? - by Submitted on Aug 03, 2009 from Alston BalkcomIf your employment ends, C.O.B.R.A. cover might be the best option to cover yourself. It may also be a very big mistake. Knowing whether to accept your previous company's COBRA offer can save you thousands of dollars. C.O.B.R.A. can cost hundreds more each month when compared to similar ...
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