We are currently looking for an Official SelfGrowth.com Guide to "Insurance". If you have expertise in Insurance and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
Nearly all states require drivers to have auto insurance policy or other proofs of financial responsibility. Types of mandatory coverage can be different because every state has its own regulations that govern insurance and coverage limits. Financial responsibility means you have enough assets ... Views: 1748
A traffic violation, while small in the moment, can have drastic effects in the long term. From possible jail time, to insurance premium increases, the penalty you could pay can heavily outweigh the effect of the violation. If you have prior violations, your penalties could be even tougher. Here ... Views: 1746
The high cost of overlooking introverts
What do Albert Einstein, Warren Buffet, Mahatma Gandhi, Charles Darwin and Rosa Parks have in common. They are all leaders who made an impact on their world.
What most people don’t know is that they were all introverts. In today’s corporate ... Views: 1746
Finding the right type of insurance plan to suit you and your family needs can be very difficult. You need to ensure that the right plan for your own personal needs and circumstances is bought and decide whether it is an income protection plan, life insurance, critical illness insurance, a ... Views: 1739
Anyone who operates a small business or works as a sole trader will no doubt want to consider very carefully any expense such as insurances. If your business means that you ever have clients or members of the public on your business premises (even if it is your home), or if your work requires ... Views: 1730
Why You Should Have Life Insurance!
Here are four questions for you to consider:
1. What would your family lose if you died tomorrow?
2. Would your family have enough money to survive the next few years after you died?
3. If your family needed to tap into their qualified retirement plans, ... Views: 1720
United States financial scene has become catastrophic since the fall of the Lehman Brothers. We all know that this financial-services firm serves as a catalysts for major world investments. As a financial institution regarded as one of the finest aids in terms of investment, Lehman Brothers ... Views: 1712
If you live in the UK you have the option of buying cheap temporary car insurance instead of always going for a standard annual policy. Temporary car insurance will cover your vehicle for one day or one month or almost any period you choose. You can even have it on a flexible pay as you go ... Views: 1711
Auto insurance is a necessity for vehicles that are used for personal or business purposes.
Insurance companies offer various types of coverage for autos both online and offline. In case of commercial auto insurance the liability limits are generally higher and insurance cover will most ... Views: 1705
Can you really get "term life insurance no physical" exam? Yes you can. The interesting thing is that most life insurance companies are jumping on the bandwagon. No physical life insurance has always been available to younger people. The older you get the smaller the amount available. What has ... Views: 1699
Health insurance in 2050. Major changes will certainly occur in the next 40 years. But I bet you didn’t realize how much health insurance will change for individuals and families. Here’s a tongue and cheek peek into the future of our health care system.
Obamacare is a distant memory. ... Views: 1696
There are many kinds of life insurance available today. Short term life insurance polices are taken to fill the gap in insurance coverage.
It is important to understand what short term life insurance means. It is for individuals who are in between jobs and need coverage to protect their ... Views: 1690
As average Americans, we work 80,000 hours in a lifetime, or 45 to 55 years. In spite of all the resources and assets we earn, the vast majority of Americans with assets do not take the time to create a Will.
National statistics indicate that 80% of Americans die without leaving a Will. There ... Views: 1689
A doctor and a US veteran are currently being held under the surveillance of Philippine authorities in connection with the scam that victimized an American military health insurance programme.
Lawyer Claro de Castro, chief of the National Bureau of Investigation's Interpol division, stated ... Views: 1677
One of the greatest features of fixed annuities is that they are reasonably simple. So, in reality, fixed annuity rates are not nearly as complex as variable annuities are. However, be aware that your financial advisor most likely won’t inform you that they are less expensive, because he will ... Views: 1677
Life insurance policies are quite simple - a standard policy will pay the chosen lump sum in the event that the insured person passes away or is terminally ill. Usually there are other options that can be added to a life insurance policies (for example so that the insured sum would be paid out ... Views: 1675
Another Star Wars movie, another reason to look back and empower the many delights in this epic series. But do you know that reliving the Force can also make you see the power of Medicare Supplements? Here’s an exclusive feature from Freemedsuppquotes for all intergalactic retiree fans.
Also, ... Views: 1674
A public adjuster is an advocate for the policyholder in appraising and negotiating an insurance claim. Public Adjusters exist because of the inherent conflict of interest that exists when one person or entity attempts to represent two sides of a financial transaction. Public Adjusters are the ... Views: 1674
Universal life insurance is one of the main types of permanent insurance. Variable universal life and whole life insurance are the other two. Term life insurance sits in a category all-its-own, but it is the most popular type. Universal Life insurance takes the benefits of Whole Life and makes ... Views: 1670
When you buy car insurance it does not always have to be for a full yearly policy. Although this is the way the majority of us think about auto cover, there are various other options that give you much more flexibility for if you need to use a car in other ways. While the standard policy is fine ... Views: 1666
October 2008 may go down as one of the stormiest months in stock market history—and holders of variable life insurance policies are certainly feeling the pinch.
“I see people who are literally losing sleep because they’re worrying about their variable life insurance policies,” says Michael ... Views: 1663
Dogs are much more than a pet to most people. Your dogs will normally be part of the family and being part of the family means caring for your pet in the event of an injury or illness. Dogs are as likely to get hurt or sick as we are and they will need the care of a vet at some time in their ... Views: 1654
There are many ways to save on car insurance. Use the following tips to help keep more money in your pocket.
Comparison Shop
Consult multiple insurance companies to get quotes before purchasing insurance. You can get quotes over the phone or on the Internet. Compare the numbers carefully. ... Views: 1643
Millennials and Generation (GenZ) all have one thing in common - they don't like the idea of buying insurance. Wait...; maybe this is across all generations? Plus, there are the labels - lazy, entitled, self-centered, disloyal and spoiled, but again are this not all generations at this young ... Views: 1641
So, you are going on vacation. Or, maybe business takes you out of the country for a few days. You have packed your bags, checked your itinerary, and off you go. But wait! Did you purchase Travel Insurance?
There are various "types" of travel insurance. I am not talking about baggage ... Views: 1631
Car insurance fraud has probably been present in Australia since car insurance first became mandated, but until recently, it had always just been something individual people without scruples were willing to attempt. However, in recent years, it has become something of an organized crime effort, ... Views: 1629
Every year hundreds of thousands of babies are born prematurely that need immediate medical care, thanks to Blue Cross Blue Shield, a healthcare provider, these babies are given the medical care they need when they are born. This is one of the main reasons why so many Americans are covered by ... Views: 1628
Unless you have no intention of expanding your insurance business, you need to have an insurance agent, but how do you exactly make sure that you are getting the best one for your company?
Make sure that you can look for the following characteristics in your insurance agent:
Education
You ... Views: 1627
Health insurance is complicated. It is no surprise that people are confused by the intricacies. Medicare and supplemental insurance prove to be no different than ordinary health insurance plans as it also comes with multiple puzzle pieces and supplements that leave little room for error. ... Views: 1624
Life insurance is often an avoided topic of discussion — after all, no one likes to contemplate death, particularly their own. However, this conversation is imperative for any adult. Many people do not plan ahead and then find themselves scrambling to get life insurance during or after a ... Views: 1624
Disability Insurance is often overlooked by many people, including other Financial Advisors. Some think it is too complex to understand, too difficult to collect on a claim, or too hard to be approved for. There were times when Advisors had to go through a 17 page application form, and then ... Views: 1615
Saving money while on a tight budget may seem like an impossible task, but there are many opportunities to save money without making unreasonable sacrifices. The first step is to analyze household spending habits. Knowing how the money is spent will provide valuable insights into where to make ... Views: 1614
Even though C.O.B.R.A. coverage is often a good choice for a lot of families, former employees often accept their COBRA option when they should not. When compared to private health care coverage, C.O.B.R.A. can be too expensive, it can conclude too early and it can put someone else in control ... Views: 1613
Every time you see a medical provider and charges are run through your insurance or Medicare, you will receive a statement from the insurance company as well as the doctor’s office. The statement from your insurance company is known as an insurance log or an Explanation of Benefits ... Views: 1612
According to the Department of Health and Human Services, 70% of people turning 65 will need some form of long term care during their lives.
Aging brings a natural decline in health, leading to eyesight or hearing loss, lessened strength and balance, and even disabilities and illnesses. These ... Views: 1611
Managing your income and expenditure is important to ensure savings for a rainy day, but many of us ignore it in the tangle of our day-to-day lives. This year, along with weight management and more travelling, it would be a great idea to include money management in your New Year Resolutions. ... Views: 1610
If you have a high deductible health plan (HDHP), you may be eligible to create a Health Savings Account. Also known as an HSA, this is basically a special savings account that is used to pay for medical related expenses. The primary benefit of this account is that you can make contributions ... Views: 1607
Recreational boats are owned by many and just as cars are covered by insurance recreational boats too need insurance that protects the boat and its owner from many unforeseen happenings; accidents, natural disasters, willful damage and more.
Most insurance companies offer insurance policies for ... Views: 1605
One of the coolest things about Aetna Health Insurance is their website online. Not only does Aetna offer unbelievable health insurance coverage no matter what type of plan you are looking for, but Aetna actually has an online method that you can find very easily on the website that will help ... Views: 1601
As a businessman, particularly a trader, your biggest asset is your stock of goods. The more secure they are, the more secure your business is. However when there are large inventories that need to be maintained for months together, there is a good chance that they may be subject to various ... Views: 1598
The recent popularity of price comparison sites has led to a city watchdog planning to review the regulation of these sites, particularly insurance comparison sites to ensure consumers are not buying products that are unsuitable for their needs.
The recent popularity of price comparison sites ... Views: 1596
Boat Insurance protects you and the boat from many risks. There are many different kinds of insurance coverage available for boats.
Insurance provides security and protects the boat from accidents, natural disasters, vandalism and more.
There are many ways in which you can save on boat ... Views: 1590
It is now possible to get car insurance for a one month period in the UK rather than only having the option of a policy for a full year. Not all insurance companies offer monthly insurance policies, but many now do, so with the help of the internet you should have no problem finding a company ... Views: 1589
Finding maternity and health insurance through a private insurance carrier while you are already pregnant is difficult, if not impossible. Health insurance carriers will usually consider an existing pregnancy a reason to deny coverage. They will consider the pregnancy to be a pre-existing ... Views: 1589
A very high No. people suffer personal injuries from accidents caused by third parties. There are approximately four million people who suffer injuries from such accidents. These type of Accident can be painfully not just physically but also financially. However, if the accident is caused by a ... Views: 1588
Individual accident insurance is a method to reserve the medical as well as the out of pocket expenses well in advance. These insurances can come to your aid during the occurrence of an accident and can cover the medical expenses of your injuries and the property damages. They can also cover the ... Views: 1585
Like millions of other Americans, I watched the President deliver his speeches on healthcare before Congress and America, shouting and all. As neither a Democrat nor Republican, I am unfettered by the need to promote some party line or talking points. But I do have an opinion.
So here are my ... Views: 1582
Have you been mis-sold Payment Protection Insurance (PPI) along with a loan? Do you feel a financial institution disappointed you? Lots of people have already successfully pursued PPI claims against their bank or building society and you also could become one of them.
PPI is an insurance ... Views: 1562
Annuities are financial products which you buy when you reach retirement. You need to buy an annuity because it is your life income, the income you receive instead of working. For some retirees, it is a stressful and worrying time as it is a major decision which is irreversible and very ... Views: 1561
The most difficult part of buying health insurance is actually picking or choosing the right insurance policy. What people often forget is that the whole point of buying health insurance is that they should be able to claim it and get financial help in their time of need. And then, the claim ... Views: 1556