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- Are You Fearful of Your Finances in Your Retirement Years? - by Submitted on Aug 22, 2014 from Kim Kirmmse TothSadly, most women will answer 'yes'. That said, you have more control over your financial situation than you probably think. And if you don't think you have any control then it's time to be proactive and take some action. This is your life. This is your future. I know how easy it is to be ...
Views: 1409 - Are you planning retirement living in Ontario? - by Submitted on Mar 30, 2012 from larne btulaSenior couples need to take care of their health because health starts falling as age advances. The first sign of falling health is stiffness in body muscles, weakening eyesight, difficulty in hearing and memory loss. But there is nothing to worry as you can take care of your health and lead a ...
Views: 1004 - Are You Prepared for Your Retirement? Most of You Aren't - by Submitted on Apr 28, 2013 from Kim Kirmmse TothI read a lot about the lives of women after 50. Being one myself and even though I am a business coach, clearly there are other things going on for us. One of them is our retirement. It's frightening out there and most women do not feel confident. How are you going to support yourself in your ...
Views: 1307 - As More Baby Boomers Moving Into Retirement -- What Do They Want? (Stats and Facts) - by Submitted on Jun 15, 2012 from Susan KlopferDO YOU HEAR a growing rumble in the distance? Chalk it up to the coming the Baby Boomer Express, an enormous number of older folks in this country getting ready to retire. In fact, every 7 seconds an American turns 50 -- more than 12,500 people every day, the U.S. Census Bureau ...
Views: 2412 - Assisted living – retirement home or your home? - by Submitted on Mar 28, 2012 from Sarah DowlingThere comes a point in every person’s life where they have to decide how best to look after their parents in old age. It is no shame in admitting that your parents are in such a state – everyone will approach elderly age at some point, and so it is best to be as prepared as possible for every ...
Views: 879 - At What Age Should You Start Thinking About A Pension? - by Submitted on Feb 28, 2012 from Henry CollinsRetirement is an issue many people would rather not think about during their youth. To some of them, it signifies being old. They would prefer postponing the issue until they reach the said age. Therefore the question arises whether you should be saving so that you can live comfortably on your ...
Views: 823 - Atlanta Retirement Community - by Submitted on Mar 05, 2012 from Campbell StevenSt. George Village takes a different approach to senior living in Atlanta. Built as a “Life Care Community”, the Atlanta retirement community caters to independent seniors who seek an active lifestyle combined with financial security, convenience and peace of mind for future healthcare needs. To ...
Views: 834 - Atlanta's Best Retirement Community - by Submitted on Mar 05, 2012 from Campbell StevenSt. George Village has set a new standard for senior housing in Atlanta by making a commitment to provide the best in health care services in a dynamic family friendly environment. The entire staff at St. George Village places a priority on giving its residents the best experience possible for ...
Views: 872 - Baby Boomers Can Develop More Self-Confidence With These 5 Tips - by Submitted on Sep 18, 2008 from Cynthia BarnettThinking about your retirement lifestyle can be a daunting experience at first. Imagining what your life will be like after retirement is filled with unknowns. Even people with great self-confidence or self-assurance can find that the thought of life after retirement creates uneasiness or even ...
Views: 1288 - Baby Boomers Need Help & Hope to Keep Retirement Dreams Alive - by Submitted on Jul 08, 2011 from Walid PetiriBoomer's this is not your parent’s retirement. According to the Employee Benefit Research Institute (EBRI), in 1980, 39% of American workers had a pension that paid a guaranteed payout during retirement. In 2010, that number had shrunk so that 15% of workers now have pensions. This is very ...
Views: 1093 - Be Honest. How Much Money Will You Have to Retire On When You Stop Working? - by Submitted on May 22, 2015 from Kim Kirmmse TothI wonder how many of you even know. I'll bet a lot of you don't know. Or you kind of know but not really. It's vitally important for you to know. For some of you, if you have a more 'elaborate' retirement planned (lots of travel etc) you will need more than someone who has very simple ...
Views: 1481 - Be very careful with the latest ‘niche’ investments - by Submitted on Jan 31, 2017 from Barry GlassmanMuch like niche restaurants that come and go, niche investments come into and out of favor, as well. Just as everyone had to be the first to try out that new donut or cupcake shop on the corner, the new craze to hit the investment world is the narrowly-focused exchange-traded fund. ETFs ...
Views: 1937 - Beautiful Senior Retirement Homes - by Submitted on Sep 26, 2012 from Victor BenOkanangan valley is a beautiful place which is surrounded by beautiful lakes, mountains and breathtaking landscapes. The city of Kelowna is situated in proximity to the region, which caters to the shopping needs of the individuals. The climate of the place remains temperate and the atmosphere is ...
Views: 1037 - Benefit of investing in High Dividend paying companies - by Submitted on Jul 31, 2020 from Lukas D.We all tend to invest in companies which are earning good profits and have a good future earning potential but how many of us tend to care about what the company tends to do with these profits. Very few retail investors tend to look into whether the company intends to re-invest the past profits ...
Views: 11866 - Benefits of Systematic Investment Plan (SIP) - by Submitted on Feb 04, 2011 from Nikhil NaikWhat is SIP ? A Systematic Investment Plan (SIP) lets you invest in small amounts in mutual fund o a regular basis. It gives you a lot of flexibility and is a very convenient way of building a large corpus over a period time. In mutual fund terminology, SIP allows the investors to invest a ...
Views: 2380 - Benefits of Using Self-Directed IRAs for Multifamily Real Estate Investing - by Submitted on Jan 13, 2012 from Chris UrsoIs your IRA working for you, or are you working for your IRA? Chances are that if you don’t have a self-directed IRA, you’re working for it. Just like you can invest in stocks, bonds, and mutual funds, you can also use your self-directed IRA to invest in multifamily real estate—tax-deferred or ...
Views: 1214 - Best Places to Retire – Panama Properties - by Submitted on Feb 17, 2012 from sookie carolinaFor a serene living in the post retirement years, Panama city stands as a favorable option. Considered as one of the best places to retire, Altos del Maria is a gated residential community which has been developed keeping in mind the needs of retirees. Encompassing natural wonders and scenic ...
Views: 843 - Book Review: Retire in a Weekend - by Submitted on Jun 02, 2009 from Douglas PakThis book review is part of a series that covers the topic of Retirement and Retirement Planning. For many people, financial success is an important part of self improvement. An understanding of retirement and retirement planning will help in your journey to financial success. Bill Losey is the ...
Views: 1687 - Boomer Generation Faces The New Retirement - by Submitted on Jun 01, 2010 from Cathy SeversonFrom the very beginning, baby boomers were set up to fail at the retirement game. Our shear numbers made it difficult for institutions, social security and employers to put enough away for us to retire. We bought into the myth of retirement. But, just because life hasn’t worked out exactly as ...
Views: 2413 - Boomer Retirement: What are the Challenges of Being Retired? - by Submitted on May 18, 2010 from Cathy SeversonWhat are your retirement goals and dreams? The boomer retirement will be different from former generations. There are new challenges to being retired. It still to be determined whether it will better or worse. Will the boomer retirement be a happy one? Do you want to have a retirement ...
Views: 2959 - Boomer Women: 1 Mistake You Can Avoid in Your Retirement - by Submitted on Jun 04, 2010 from Kim Kirmmse TothDo you know what that 1 mistake might be? Can you guess? Let me just say that it’s not as difficult as you might think. This mistake can be avoided if you just pay attention. Now I know that doesn’t sound as though that should be very difficult but you would be surprised! As a woman born ...
Views: 1782 - Boomer Women: Are You Being the Best You Can Be? - by Submitted on Jun 04, 2010 from Kim Kirmmse TothWhen you look back at your life are you proud of who you are and what you have become? Are you the person you thought you would be? As a woman in your fifties or beyond you have had more than several decades as an adult. I am sure you had hopes and dreams, goals and plans. At least I hope you ...
Views: 1897 - Build Your Wealth With Tax Savings - Registered Retirement Savings Plan (RRSP) - by Submitted on Aug 30, 2012 from Samuel LiBuild up your savings with RRSP In nowadays, I'm not sure how reliable is one's retirement plan, if one is solely relying on the public pension plans. To encourage Canadians to plan and save for their own retirement, the federal government has introduced the Registered Retirement Savings Plan ...
Views: 1665 - Busting the Top Retirement Myths - by Submitted on Apr 15, 2008 from Cynthia BarnettMany people in our society are clinging to retirement myths, despite the publicity and information available. Holding on to these myths as truth can be very harmful to your happiness in retirement. To help you avoid holding on to these detrimental myths, I’d like to offer my take on ...
Views: 1194 - Busting The Top Ten Retirement Myths -- Part 2 - by Submitted on Apr 29, 2008 from Cynthia BarnettThere are many myths abroad about retirement, and many people who continue to believe them are being held back from fully enjoying the second phase of their lives. To help you avoid holding on to these detrimental myths, I’d like to offer my take on five more of the most widely held ...
Views: 1374 - Can I Be as Successful as Warren Buffett? - by Submitted on Jun 04, 2014 from Julia ValentineThe world has been fascinated with Warren Buffett, and rightfully so. Berkshire Hathaway has a better performance than any other stock or mutual fund with at least a 30-year history. A dollar invested in Berkshire in 1976 would have been worth $1500 in 2011. A recent paper by Andrea ...
Views: 1423 - Can't Save Money? Consider Creating your own Nest Egg - by Submitted on Mar 22, 2007 from lana thomasCan’t Save Money? Then Create Your Nest Egg in a few hours per week! When I hit 50 years old it was as if reality settled in like a dark cloud and the impact of looking at a future with no retirement package or medical benefits became a harsh realization that sent me reeling. I decided it ...
Views: 1232 - Canadian Reverse Mortgage Lending Products Provide Benefits to Retirees - by Submitted on Apr 18, 2012 from Kimberley FowlerThroughout Canada, reverse mortgages are loans offering a secure and straightforward means to access the funds which are presently secured in your mortgage. There are several similarities and differences amongst regular Canadian mortgage loans and a reverse home equity loan. You can apply for ...
Views: 1082 - Carehomes: Independent living for seniors - by Submitted on Mar 30, 2012 from larne btulaElderly couples who find it difficult to live without personal assistance should consider relocating to carehomes where they can take advantage of professional personal assistance and lead an independent life. Part of larger living communities, these homes are best suited for seniors who have ...
Views: 1026 - Caution-Retirement May Be Hazardous To Your Marriage - by Submitted on Jan 19, 2008 from Tony LacertosaOne challenge facing today's two career families is how to deal with the issue of both husband and wife retiring. At some point these couples will confront situations they may not have anticipated. Making plans for one retirement is stressful enough but without addressing potential problems ...
Views: 4886 - CNN Money Says Memphis Tennessee Is One Of The Most Affordable Retirement Locations - by Submitted on May 01, 2011 from Mathew OwensThere is so much positive information going around about the Memphis Tennessee real estate market lately its staggering. From the influx of Electrolux, the appliance manufacturing company, to Mitsubishi opening a manufacturing plant in Tennessee bringing thousands of jobs, to Pass Pro building ...
Views: 1207 - Common Medical Expenses You Should Prepare for as You Age - by Submitted on Nov 12, 2021 from Anita GinsburgPaying for healthcare is something everyone must prepare for, especially for those who are elderly. As people age, their health can decline much faster than when they were younger. This means that it’s possible for a senior to visit a doctor more than usual, which can result in outstanding ...
Views: 646 - Comparing Original Medicare with Medicare Advantage - by Submitted on Jul 10, 2012 from Chris BrinesWhen comparing drug coverage options, its is important to know that it depends on how you receive your Medicare. Those who subscribe to Original Medicare have the option of receiving their drug coverage via Medicare's stand-alone PDP (Prescription Drug Plan). The other option is if you subscribe ...
Views: 1327 - Costa Rica Retirement is Waiting For You in Guanacaste! - by Submitted on Dec 13, 2011 from Rod BestgenCosta Rica Retirement is Waiting For You in Guanacaste! We definitely have lived our lives to the greatest extent and then we are prepared to settle down, loosen up and enjoy life at a moderately slower pace. This is the reason why we plan so thoroughly when thinking about our retirement ...
Views: 1030 - Could Times Be Any Worse? - by Submitted on Jun 23, 2008 from Andrew Van ValerRight now, things might be looking really bad to you. Every day, the economic news gets worse. Unemployment has been creeping up. The service sector is shrinking for the first time in half a decade. Consumer confidence is declining. Jobs are still migrating overseas. They are laying off at your ...
Views: 1285 - Count the Ways to Start Planning for Your Summer or Your Retirement - by Submitted on Jun 04, 2010 from Kim Kirmmse TothWhat does planning for your summer vacation and planning for your retirement have to do with each other? I can just hear some of you saying “they have nothing to do with each other” and others saying “they have a LOT to do with each other.” What do you think? I have been working and ...
Views: 1818 - Creating A Successful And Meaningful - by Submitted on Oct 03, 2008 from Louis TetuOver a 1000 people retire every day in Canada. As the wave of baby boomers is starting to retire, the number of people 65 and older will double 3 times between 2010 and 2030. With the average first retirement age now at 58 and longevity continuing to increase, individuals can expect to live 20, ...
Views: 1238 - Creating the Anti-Retirement Plan - by Submitted on Mar 04, 2011 from Tim ReynoldsLast week we discussed why retiring is not something people should do. Instead of making plans for retirement, it is better to plan for a long life of happiness. An easy way to do this is to ask, "How would I have to live my life so that I would never need to retire - so I can live life to the ...
Views: 1784 - Creating Your OWN Retirement Plan - by Submitted on Dec 19, 2011 from Teddy DanfieldHow can someone create their own retirement plan? When I say create your own retirement plan I mean making use of all the retirement options available to all people. It is time to depend on your own resources instead of just the government or your employer for your retirement income. Use ...
Views: 1227 - Cultural Survival Rules Keep Some Retired Expats From Packing Bags, Going Home - by Submitted on Jun 15, 2012 from Susan KlopferAS A NEWLY retired person, do you REALLY expect EVERYTHING to go as planned? Consider the retiree who chooses to move to another country as an expat and then winds up going back home, giving up on the dream of living in a new culture because he or she can't seem to make needed cultural ...
Views: 1950 - Definition: Retirement and Retirement Planning - by Submitted on Jun 02, 2009 from Douglas PakRetirement is the point where a person stops employment completely. A person may also semi-retire and keep some sort of retirement job, out of choice rather than necessity. This usually happens upon reaching a determined age, when physical conditions don't allow the person to work any more (by ...
Views: 1629 - Denied Social Security Disability Benefits? Don't Give Up! - by Submitted on Jun 21, 2017 from Dixie SomersSocial Security Disability benefits are available to individuals who find themselves disabled and unable to continue to be gainfully employed. This does not have to be a permanent injury—you can have an injury that leaves you disabled for a year or two, but if you are able to overcome the injury ...
Views: 1372 - Developing a Personal Financial Plan and getting ahead. - by Submitted on Dec 22, 2011 from Casey KepleyIn today's economy it is more important than ever to have a personal financial plan and manage your money. Having a financial plan that fits your financial life style can help you obtain the direction you want and help you manage your finances and achieve your financial goals in life. Do you ...
Views: 934 - Diversify Before Your Retirement With In-Service Distributions - by Submitted on Mar 12, 2011 from Yulian IsakovMany don't know this, but if you are currently participating in an employer-sponsored retirement plan such as your 401(k) plan, you may not have to keep all your retirement savings locked in the employer plan and wait until you change jobs or retire to rollover your funds into an IRA. On the ...
Views: 1316 - Divorced and Retired: Don't Forget the Social Security Benefits - by Submitted on May 04, 2012 from Meghan Gehan64 years old, unemployed and closing the book on a 26 year marriage, Beverly needed to make sure that she had explored all of her financial options. She was coming in out of the dark, because during the entire time she had been married, she had never closely managed her finances. As her ...
Views: 1266 - Do I Need $1 Million To Retire Comfortably? - by Submitted on Sep 28, 2007 from Bill LoseyQuestion: Do I need $1 million to retire comfortably? Answer: Imagine a world free of alarm clocks, bosses, long commutes, office politics and limited vacation time. Wouldn’t it be nice to call the shots, spend more time with your family and friends, doing only those things that you’re ...
Views: 1299 - Do Not Depend Solely On Investments For Your Financial Freedom - by Submitted on Nov 05, 2010 from Fernando BrinkerhoffThere is a big difference between savings and investments, however most people do not recognize this difference. Savings are usually that account you have in your bank that your manager said all the good things about it on how they are insured by the government, how you can easily access your ...
Views: 991 - Do You Need a Retirement Detox? - by Submitted on Mar 04, 2010 from Ann HarrisonAre you struggling with retirement? It's not uncommon. Once the 'honeymoon' period is over and disenchantment starts to set in, up to 1 in 5 people can feel that their life is in the doldrums, they're not getting the retirement they deserve and that, if this is all they have to look forward to, ...
Views: 1477 - Don't Let The Pounds Creep Up On You! - by Submitted on Mar 04, 2010 from Ann HarrisonI always suggest to my retirement coaching clients and course attendees that, once their retirement begins, they don't leave it too long before implementing some form of exercise routine. And, if they already have the 'exercise habit', I suggest that they may need to consider increasing the ...
Views: 1441 - Don’t Let Your Retirement Nest Egg Fall into the Great Abyss - by Submitted on Mar 03, 2013 from Kris MillerIn today’s economy, many people are still losing 40 to 60 percent of their 401Ks and IRAs due to the market’s volatility. As a result, older Americans are delaying retirement, or they’re struggling to make ends meet in what was supposed to be their “golden years.” For the millions of retirees ...
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