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- Talk Money Before Marriage - by Submitted on Jun 23, 2010 from Lesley VothThe subject of dating and marriage is usually emotional. It’s hard to use a lot of logic when we are talking about feelings and emotions. It’s necessary to consider some things with your head before you make the leap with your heart. The suggestions that I make here make perfect sense to me, but ...
Views: 1135 - Credit tips for college students - by Submitted on Jun 17, 2010 from KRYSTLE CHANThe length of one's credit history is one of the various factors credit bureaus look at when formulating a credit score . Therefore, it may seem like a good idea to apply for credit early and often. A recent report by CBS MoneyWatch offered insight into how college students can do this, and ...
Views: 1240(1 vote) - Student loan defaults are on the rise - by Submitted on Jun 14, 2010 from KRYSTLE CHANMost will not dispute the value of a good education, but it's no secret that paying for college can be costly. Many students are unable to pay for their entire education out of pocket and grants or scholarships may only cover a portion of tuition, books and housing costs. Therefore, many are ...
Views: 1273 - I refuse to participate in the recession - by Submitted on Jun 28, 2010 from Matheo GalatisNot too long ago I walked into Bidvest offices and noticed a sign up on the wall. It stated “We refuse to participate in the recession”. These are strong words at a time where repossessions and job losses are at their highest, rising fuel and energy prices are contributing to a higher cost ...
Views: 2907(3 votes) - How to Become Rich Now – No More Excuses! - by Submitted on Dec 01, 2010 from Keelan CunninghamAlmost everybody wants to know how to become rich! People may know the steps, they may have invested in books, CDs and DVDs that teach them the key steps, but there still might be something holding them back. In this article, you'll read about the top excuses that you'll need to overcome in ...
Views: 3017(1 vote) - Declaration of Bankruptcy - by Submitted on Jun 04, 2010 from Brian JonetaApplying for bankruptcy is considered as a shameful act because the individual becomes a laughing stock amongst those who are near and dear to the family. The family gets a stigma and it would even ruin the name of the family. So people try to postpone the bankruptcy application to the maximum ...
Views: 1283 - Chapter 11 bankruptcy - by Submitted on Jun 04, 2010 from Brian JonetaIn the recent global recession many banks and renowned companies applied for bankruptcy because it was hard to swallow the continuing loss. The stocks and the real estate nose dived. The gloom in the market reduced the sales and it resulted in huge loss to the business. In such circumstances, ...
Views: 1209 - Bankruptcy application, the best way to save yourself - by Submitted on Jun 04, 2010 from Brian JonetaTaking loan is a common phenomenon followed from times immemorial. Be it an individual or a business house or a corporate sector, loans are taken, interest is paid and the loans are repaid. But it so happens that for various reasons, the repayments are defaulted. Frequent defaults cause ...
Views: 1202 - When In Social Media Sites, Are You An Informer Or A “meformer"? - by Submitted on Jun 04, 2010 from Menno SpijkstraFor us who are blogging for business, social media sites particularly Twitter and Facebook have been giving a good boost to our online network expansion efforts. In social media platforms, we are able to promote our expertise and/or our products. Today, I stumbled upon this post that tackled ...
Views: 1868 - Expert Credit Repair Tips - What Will Give You a High Credit Score? - by Submitted on Jun 04, 2010 from william robertsCredit reporting and credit scoring are the two factors which help to boost credit score. People do not have information about the importance of the score that is why they do not pay back in time and unable to get any new loans even. The score is a basic factor which is considerable while taking ...
Views: 1821 - Boost Credit Score - How to Get Affordable, Professional Legal Help with Increasing Credit - by Submitted on Jun 04, 2010 from william robertsCredit score is mark of credibility and represents your previous repayment behavior. This is very simple to judge the credibility of a person by just looking at his score. Credit reporting bureau has set an automated system to calculate score according to your current and previous loans data. ...
Views: 1577 - Credit Repair - Obtaining Easy Consumer Credit Repair is a Breeze - Find Out How - by Submitted on Jun 04, 2010 from william roberts• Save Lot of Time: If you are very engaged with the documentation of credit repair; you will find that it is very tough to collect the required documents and apply for repair. A busy person who is involved in business or job cannot manage the time for collection and ...
Views: 1767 - Tips to Improve Credit Score - 5 Credit Repair Tips for Restoring Needed Credit Quickly - by Submitted on Jun 04, 2010 from william robertsThe importance of increasing score cannot be neglected as it is a mark of credibility of a consumer. This is very simple to judge the reputation of a person before making a business deal with him or while hiring him for a new job by just observing his score. It represents the whole previous ...
Views: 1999 - Credit Legal Repair Service - Things You Should Understand About Lawyers of Credit Repair - by Submitted on Jun 04, 2010 from william robertsWhen there was no concept of financial companies, people used to contact lawyers to solve their financial matters. The lawyers also used to take advantage of this thing and charged lots of fees from consumers. Even now many people who do not have awareness about companies do contact lawyers to ...
Views: 1628 - Home Energy Hints to Save on Utility Bills - by Submitted on Jun 04, 2010 from Brian GauvreauWith the rise of gas at the pumps and for heating the house utility bills have steadily risen over time so you must lower your expenses where you can. The quickest way to start seeing lower utility bills would be to cut back in your power consumption. This is often an overlooked area when trying ...
Views: 1161 - Is Forex Trading A Profitable Business? - by Submitted on Jun 04, 2010 from Daniel ShawAs more and more people are interested in Foreigh Exchange Market many of them don’t understand if online financial trading can really be profitable. Let’s find it out if it is really possible to make money trading forex. If you search on the web you can find many positive and negative feedbacks ...
Views: 9388(7 votes) - Legislation offers challenges for consumers seeking rewards - by Submitted on Jun 04, 2010 from KRYSTLE CHANWhat may have been good news for their credit accounts also triggered a series of new challenges for consumers. The Credit Card Accountability, Responsibility and Disclosure Act of 2009 made it increasingly difficult for lenders to ramp up rates, requiring that they give customers at least 45 ...
Views: 687(1 vote) - Credit law may hurt retailers and consumers - by Submitted on Jun 04, 2010 from KRYSTLE CHANConsumer spending has witnessed timid growth in recent months, according to data from the U.S. Department of Commerce. This may not be enough for some retailers, whose bottom lines have been significantly damaged by recent reform aimed at shielding consumers from deceptive or unfair credit ...
Views: 785(1 vote) - March payroll statistics may indicate cuts - by Submitted on Jun 04, 2010 from KRYSTLE CHANRecent employment reports have indicated that the economy may be on a path to recovery. The unemployment rate remained stable in February, after falling from 10 to 9.7 percent the previous month. Consumer spending also continued its slow increase, growing by 0.3 percent in February, according ...
Views: 655(1 vote) - 5 Tips For Using The Internet To Find The Lowest Mortgage Rates - by Submitted on May 28, 2010 from Krista ScruggsThe Internet is a valuable tool you can use to help you find the lowest mortgage rates in your area. Mortgage rates will be different depending on where you are and how strong your credit is, and finding the best mortgage rate can be a complex and time-consuming process. The Internet can make ...
Views: 1197(11 votes) - Housing market should motivate consumers to build up credit scores - by Submitted on May 28, 2010 from KRYSTLE CHANHomeowners have a variety of different factors to consider as they weigh whether to try to refinance their mortgage in the coming months, or even try to enter the housing market for the first time. For example, only about two months remain for people to take advantage of a popular homebuyer ...
Views: 712(3 votes) - Credit Repair Tips - How to Spot the 5 Most Common Credit Repair Frauds - by Submitted on May 28, 2010 from william robertsWith the increase in needs of credit repair; many companies were reformed to provide the services to remove people's negative items from their credit reports and to increase their credit score. This is a fact that where there is good, bad is also there and while searching you may find some fake ...
Views: 1428 - Tales With Your Plastic Buddy - Your Credit Card - by Submitted on May 28, 2010 from Justin DavisThe advent of electronic age made almost everything attainable to people. Diagnosing and preventing critical ailments made easy, reaching untapped arenas grew to become a one step away, and the best part is, daily life of people is made hassle-free through technology. We now have more convenient ...
Views: 1719(1 vote) - Using an auto loan to boost credit - by Submitted on May 28, 2010 from KRYSTLE CHANObtaining and remaining current on loans are both major aspects of establishing a strong credit history. An auto loan may be appealing for college graduates soon entering the workforce, according to a recent release by Americans Well-informed on Auto Retailing Economics. There are several ...
Views: 787(1 vote) - Significance of Personal Finance Management - by Submitted on May 28, 2010 from Noura DeppApart from intangible things like love, relations, emotions, and so on, money is the most important things of our lives today. And it’s been the same since many years. Why would, otherwise, people spend their whole life striving to earn more of it? Very few things cannot be bought. However, ...
Views: 761(1 vote) - Personal Finance Budgeting - by Submitted on May 28, 2010 from Noura DeppPersonal finance is a huge topic. It’s impossible to explain it in one page, even though I trim it to the limit. Let us, however, discuss one of its simple element, personal finance budgeting. This, too, is a huge topic and some people may say it cannot be explained in one page. But I am here to ...
Views: 756(1 vote) - Personal budgeting Tips for Starters - by Submitted on May 28, 2010 from Noura DeppYou will get lots of content on personal budgeting. However, after a while, you will definitely get confused with all the advice. Probably this article too might add to your confusion. Hence, I have tried to keep it short and simple, and precise. And remember, adopting a simple approach will ...
Views: 664(1 vote) - Penny Stocks 101 - by Submitted on May 28, 2010 from Penny Stock RumbleSo you've decided to jump into penny stocks and give it a whirl. The opportunity of investing just a few bucks with the potential of 1000% gains is certainly attractive. Did you know True Religion Apparel, Inc. (TRGL) was once a penny stock? It now trades at over $30/share. The terms "penny ...
Views: 1511(5 votes) - Government Mortgage Assistance: A Solution To Your Mortgages Problems - by Submitted on May 28, 2010 from Deena WestThe U.S. Government offers its citizens several benefits, including financial aid, loans, grants, and so on. To serve this purpose, the government has started a variety of programs. Government mortgage assistance is one such program that aims to help the people easily make their mortgage ...
Views: 625(1 vote) - Personal Financial Planning – 3 Things To Learn Today - by Submitted on May 19, 2010 from Lisa SmithOwing too much is definitely not a pleasant situation. If you, however, do not have adequate personal financial planning, having too much may also be a problem. It doesn’t matter whether you millions to repay or you have millions to spend, if you aren’t able to plan your finances well, it could ...
Views: 1266(1 vote) - Personal Finances and Productivity - by Submitted on May 18, 2010 from Scott BarclayThere is an inverse relationship between time spent on personal finances and both productivity and investment returns. Have your cake and eat it too! Most everyone has heard that people spent a lot of time at work goofing around. The number one time killer to no ones surprise is technology. ...
Views: 2086(5 votes) - Are You Guilty of Making These Investing Mistakes? - by Submitted on May 16, 2010 from Lyn BellFew of us can truly say we have invested without making at least one of these investing mistakes along the way. Does “If I knew then what I know now…” sound familiar? With hindsight we would have done things differently so it’s good to share what some of the pitfalls are. 1. One of the ...
Views: 2615(6 votes) - Money Management Tips You Can Bank On - by Submitted on May 13, 2010 from Bern BuentipoWith the current economic climate everyone is looking for money management tips that will help ensure financial security. We all want to save money and get the best value for our dollar, yet it often seems as if we struggle just to make ends meet, leaving little left at the end of each ...
Views: 2159(4 votes) - Personal Finance Help that Challenges the Status Quo - by Submitted on May 13, 2010 from Bern BuentipoAre you looking for personal finance help that will reap results? Are you tired of dealing with a faltering budget and want to regain control of your finances? When it comes to our money, too often we simply accept the status quo, take advice at face value, and do what everyone else is doing ...
Views: 1956(1 vote) - How To Succeed When You're In Massive Debt - by Submitted on May 12, 2010 from Mark StevensonWhenever the topic of finance is discussed, it is important to note that everyone's situation is different and that financial advice should be tailored to an individual's particular circumstances with the help of a professional advisor. Everyday our mailboxes are flooded with advertisements, ...
Views: 1023(2 votes) - Check out Your Local Library - by Submitted on May 10, 2010 from Nancy KvammeAnother way to save money on entertainment, is to check out your local library. When you think about libraries, most people think about books. You can check out all kinds of books from the library - how-to, personal finance, fiction, cooking, children's books - you name it. Any time you hear ...
Views: 1236 - What Back Tax Returns Do I Need To File? - by Submitted on May 10, 2010 from Reed HumphreyDepending on the total amount (and type) of income you received during the year, you may not need to file any. Filing your federal tax returns is the most important aspect to fixing any problems you may have with the IRS. In the first place, the law requires each individual to file a return if ...
Views: 973 - The Top IRS Audit Selection Risk Factors - by Submitted on May 10, 2010 from Reed HumphreyIncluding certain information on your tax return (or omitting certain information!) may cause the IRS to pay special attention to your tax return-and not in a good way. The IRS knows there are certain areas on a tax return where it is more likely for people to either make errors or to try and ...
Views: 5120 - Buying a House Means More Than Just a House Payment - by Submitted on May 09, 2010 from Nancy KvammeThe All American Dream is to own a home of your own. Many people think that paying rent is a waste of money. But when you do buy a house, you have more expenses than when you rent that many people do not consider. The monthly house payment may be similar to your rent payment but you will have ...
Views: 1346 - What is Next for the American & World Economies? - by Submitted on May 18, 2010 from Robert DavidsonYou might be wondering as so many: Where will it all end? Where are we headed? Of late, the news has filled our family TV screens and car radios about Greece’s dire need for a loan. Surely, you recall our own residential real estate and associated banking crisis that began to surface in ...
Views: 1925(2 votes) - Every Little Bit Makes a Difference - by Submitted on May 06, 2010 from Nancy KvammeOne way to see what you spend is to track your expenses for a week. Either have a small notebook that you keep track of everything you spend money on. Or keep track of your receipts and add them up each evening. This helps you see what you spend money on and which expenses may be able to be ...
Views: 1200 - Laddering Investments For An Even Gain - by Submitted on May 18, 2010 from Jason CardonisWe all tend to jump the gun on some things in life for one reason or another whether its love, buying, and sometimes investing. While we won't be covering love and buying, we will be talking about how to properly plan out investments through patience, and a proper investment strategy. For ...
Views: 1321(2 votes) - Saving Money at the Grocery Store - by Submitted on May 06, 2010 from Nancy KvammeOne of the major expenses besides your housing expenses is for food. Even though it is cheaper than eating out, it is still helpful to find ways to save money at the grocery store. Most grocery stores have what they call "loss leader" items. These are items that they sell at little or no profit ...
Views: 1129 - How to Reduce Car Payment Amounts - by Submitted on May 06, 2010 from Tom BlaneIf you need to reduce car payment amounts that you pay every month, you might think that the only way to do it is to sell your car and buy one that costs less. This works for some people who don't mind changing vehicles and who have a car that's worth more than they owe on it. Another ...
Views: 755(2 votes) - Knowing The Bankruptcy Process - by Submitted on May 05, 2010 from Judy DixonAs per bankruptcy rules and code bankruptcy filers are required to fill up a set of official forms as part of the legal module enacted to deal with individual debt problems and businesses. Bankruptcy courts have been designated for all districts across the country. These courts are headed by ...
Views: 836 - The Collaborative Wedding Budget: Coordinating Multiple Parties with Ease - by Submitted on May 03, 2010 from Cherie JohnsonFor husbands-and-brides-to-be with large, extended families, they often find that both sets of parents, and perhaps even grandparents, want to chip in to help defray the soaring cost of today's weddings, which, on average, come in at a whopping $20,000. Many couples, too, are electing to pick up ...
Views: 1134(5 votes) - Minimizing Buyers' Remorse - by Submitted on May 03, 2010 from Leah ColeNo matter how excited I was to buy a house, I felt buyer’s remorse after the deal was done. I could have looked at a hundred homes and still felt that I might have missed a better opportunity. The same phenomenon happened to me when I shopped for groceries in a new store. I looked at each and ...
Views: 3276 - How to Improve Your Prosperity - by Submitted on Apr 30, 2010 from Pat HeydlauffDo Feng Shui principles actually play a role in the development or improvement of prosperity? Will it make a difference if you focus new positive energy on improving your income generation? The answer is a qualified yes. Remember, one of the principles of Feng Shui is the use of positive ...
Views: 1687(2 votes) - Is Your Perfectionism Screwing up your Budget? Here's how to Step into Success Slowly and Simply - by Submitted on Apr 29, 2010 from JJ FredericksonPerfectionists have impossibly high standards. And impossibly high standards make things impossible, setting up a never ending cycle of procrastination, overwhelm and discouragement. With finances, it usually starts with some “expert” advice. For instance, financial experts say that we should ...
Views: 952 - What are the Tax Implications from Alimony or Child Support? - by Submitted on Apr 29, 2010 from Reed HumphreyBasically, child support has no effect on your tax return. Alimony, however, does have an effect on your return. If you receive alimony, you need to make sure that you make Estimated Tax Payments throughout the year so that you do not owe tax when you file. If you receive or pay ...
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